Comparison
SafePal Mastercard vs. Trustee Card: fees, limits & KYC
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
SafePal MastercardSafePal
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Trustee CardTrustee
In short
- SafePal Mastercard ask for the least (ID document).
- SafePal Mastercard has the higher score (63.14).
| Attribute |
SafePal MastercardSafePal
Requires KYC
Private
Virtual
|
Trustee CardTrustee
Requires KYC
Private
Virtual
|
|---|---|---|
| Score | average | weak |
| CostsWeight 25 % | 92 | 65 |
| KYC and privacyWeight 20 % | 35 | 0 |
| FeaturesWeight 15 % | 68 | 57 |
| AvailabilityWeight 10 % | 42 | 23 |
| RewardsWeight 10 % | not scored | not scored |
| TrustWeight 10 % | 88 | 86 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC: Full verification |
| Limits (entry level) |
|
|
| Basics | ||
| Card form (differs) |
debit
safepal.com checked 29 Oct 2026
Source and check
Source
safepal.com
Wording at the source
Link your account with virtual Master debit cards which are accepted at 40M+ merchants, including all Master debit card supported platformsChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
prepaid
trustee.io checked 29 Oct 2026
Source and check
Source
trustee.io
Wording at the source
Card type:Visa Prepaid (debit card)Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card types |
virtual
safepal.com checked 29 Oct 2026
Source and check
Source
safepal.com
Wording at the source
Link your account with virtual Master debit cards which are accepted at 40M+ merchants, including all Master debit card supported platformsChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
virtual
trustee.io checked 29 Oct 2026
Source and check
Source
trustee.io
Wording at the source
Virtual card in TrusteeChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card network (differs) |
Mastercard
safepal.com checked 29 Oct 2026
Source and check
Source
safepal.com
Wording at the source
Link your account with virtual Master debit cards which are accepted at 40M+ merchants, including all Master debit card supported platformsChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Visa
trustee.io checked 29 Oct 2026
Source and check
Source
trustee.io
Wording at the source
Card type:Visa Prepaid (debit card)Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custody |
custodial
safepal.com checked 28 Oct 2026
Two sources, two values
Showncustodial
safepal.comchecked 28 Oct 2026
If the User is using any Centralized Digital Asset Exchange, Banking Accout and Card Services, Fiat Currency and Digital Asset on-ramp and off-ramp service or any centralized service provided by Third...Differingvalue not recorded safepalsupport.zendesk.comfetched 28 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
custodial
trustee.io checked 29 Oct 2026
Source and check
Source
trustee.io
Wording at the source
Trustee Plus custodial wallet offers a user-friendly interface for storing, exchanging and transferring cryptocurrencies, however, the user also needs to implement proactive steps to enhance the secur...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding model |
stablecoin balance
safepalsupport.zendesk.com checked 29 Oct 2026
Source and check
Source
safepalsupport.zendesk.com
Wording at the source
Having EUR24, USD24, and CHF24 in your wallet signifies that you possess the equivalent amount of legal currency in your Fiat24 IBAN account. When you transfer funds from your Fiat24 IBAN account, the...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
stablecoin balance
trustee.io checked 29 Oct 2026
Source and check
Source
trustee.io
Wording at the source
The crypto card has a separate balance. Add funds using USDC or USDT.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currencies (differs) |
CHF, CNY, EUR, USD
safepalsupport.zendesk.com checked 28 Oct 2026
Source and check
Source
safepalsupport.zendesk.com
Wording at the source
Enjoy zero FX fees when spending in EUR, CHF, USD, and CNY, along with no deposit fees for seamless funding—making everyday transactions cost-effective and efficient.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? |
USD
trustee.io checked 29 Oct 2026
Source and check
Source
trustee.io
Wording at the source
The crypto card in Trustee Plus is issued in US dollars ($). When paying in local currencies (for example, EUR, PLN, GBP), an automatic conversion takes place at the time of payment.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usage |
personal
safepal.com checked 29 Oct 2026
Source and check
Source
safepal.com
Wording at the source
If you are a citizen in any of the supported regions and reside in supported areas, you will be able to open an account.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
personal
trustee.io checked 29 Oct 2026
Source and check
Source
trustee.io
Wording at the source
Who is the card for?IndividualsChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs) |
Fiat24 (SR Saphirstein AG)
safepal.com checked 28 Oct 2026
Two sources, two values
ShownFiat24 (SR Saphirstein AG)
safepal.comchecked 28 Oct 2026
3.6 Fiat24 Banking Services. SafePal connects Users with banking and card services provided by Fiat24, a financial institution regulated in Switzerland and operated by SR Saphirstein AG. All banking,...Differingvalue not recorded safepalsupport.zendesk.comfetched 28 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Wirex Limited
trustee.io checked 29 Oct 2026
Source and check
Source
trustee.io
Wording at the source
Issued in Great BritainWorldwide Crypto Card. The card issuer is Wirex Limited.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Limits depend on (differs) |
user setting
safepal.com checked 29 Oct 2026
Source and check
Source
safepal.com
Wording at the source
Customize your spending limit for advanced security2Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Cards per account | unknown | unknown |
| Availability | ||
| Available in (differs) |
Available in 42 countries and regions
safepal.com checked 28 Oct 2026
Source and check
Source
safepal.com
Wording at the source
$100,000 monthly transaction limit with Mastercard support Aland Islands(ALA) Australia(AUS) Austria(AUT) Belgium(BEL) Canada(CAN) Cyprus(CYP) Czech Republic(CZE) Denmark(DNK) Estonia(EST) F...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Crypto | ||
| Supported assets (differs) |
USDC
safepalsupport.zendesk.com checked 29 Oct 2026
Source and check
Source
safepalsupport.zendesk.com
Wording at the source
Kindly note that the supported default deposit $USDC token in the SafePal and Fiat24 gateway is native $USDC token issued on the Arbitrum network.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
USDT, USDC
trustee.io checked 29 Oct 2026
Source and check
Source
trustee.io
Wording at the source
The crypto card has a separate balance. Add funds using USDC or USDT.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Number of supported assets | unknown | unknown |
| Top-up networks (differs) |
Arbitrum
safepalsupport.zendesk.com checked 29 Oct 2026
Source and check
Source
safepalsupport.zendesk.com
Wording at the source
Kindly note that the supported default deposit $USDC token in the SafePal and Fiat24 gateway is native $USDC token issued on the Arbitrum network.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Fiat top-up (differs) |
Yes
safepalsupport.zendesk.com checked 28 Oct 2026
Source and check
Source
safepalsupport.zendesk.com
Wording at the source
Step 2: Select IBAN, then select the fiat account you want to deposit.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Payments | ||
| Mobile wallets (differs) |
Apple Pay
Google Pay
Samsung Pay
safepal.com checked 29 Oct 2026
Source and check
Source
safepal.com
Wording at the source
Spend crypto via popular and established payment platforms like Paypal, Apple Pay, Google Pay, Samsung Pay, and moreChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
trustee.io checked 29 Oct 2026
Source and check
Source
trustee.io
Wording at the source
Easily connect your crypto card to Google Pay and Apple Pay.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| ATM withdrawals (differs) |
Yes
safepalsupport.zendesk.com checked 28 Oct 2026
Source and check
Source
safepalsupport.zendesk.com
Wording at the source
ATM Withdrawal: Switch it off when you don't have contactless withdrawal requirementsChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Contactless (differs) |
Yes
safepal.com checked 29 Oct 2026
Source and check
Source
safepal.com
Wording at the source
For Mastercards, the limit for contactless payments is 1,600 EUR per day and 5,000 EUR per day for other payment methods. The monthly consumption limit is the same as the transaction limit.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Fees | ||
| Virtual card issuance (differs) | unknown |
10.00 USD
trustee.io checked 29 Oct 2026
Source and check
Source
trustee.io
Wording at the source
Card issuance:10 USDChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Physical card issuance |
not applicable
safepal.com checked 28 Oct 2026
Source and check
Source
safepal.com
Wording at the source
Link your account with virtual Master debit cards which are accepted at 40M+ merchants, including all Master debit card supported platformsChecked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
not applicable
trustee.io checked 29 Oct 2026
Source and check
Source
trustee.io
Wording at the source
PhysicalTemporarily unavailableChecked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Free cards | unknown | unknown |
| Shipping (differs) |
not applicable
safepal.com checked 29 Oct 2026
Source and check
Source
safepal.com
Wording at the source
Link your account with virtual Master debit cards which are accepted at 40M+ merchants, including all Master debit card supported platformsChecked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Monthly fee (differs) |
0.00 USD
safepalsupport.zendesk.com checked 29 Oct 2026
Source and check
Source
safepalsupport.zendesk.com
Wording at the source
There are no account opening fees, management fees, or any other additional charges.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
0.00 EUR
trustee.io checked 29 Oct 2026
Source and check
Source
trustee.io
Wording at the source
Card maintenance fee:0 EURChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Annual fee (differs) |
0.00 USD
safepalsupport.zendesk.com checked 29 Oct 2026
Source and check
Source
safepalsupport.zendesk.com
Wording at the source
There are no account opening fees, management fees, or any other additional charges.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Top-up fee (differs) |
free
safepalsupport.zendesk.com checked 29 Oct 2026
Two sources, two values
Shownfree
safepalsupport.zendesk.comchecked 29 Oct 2026
The standard deposit/top-up fee is set at 0% .Differing1 % safepalsupport.zendesk.comfetched 29 Oct 2026 The standard deposit fee is 1%. Users can enjoy better fees in the form of rebates with higher account tiers.Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
unknown |
| Crypto deposit fee (differs) |
free
safepalsupport.zendesk.com checked 29 Oct 2026
Two sources, two values
Shownfree
safepalsupport.zendesk.comchecked 29 Oct 2026
The standard deposit/top-up fee is set at 0% .Differing1 % safepalsupport.zendesk.comfetched 29 Oct 2026 The standard deposit fee is 1%. Users can enjoy better fees in the form of rebates with higher account tiers.Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Crypto conversion fee (differs) | unknown |
0.5 %
trustee.io checked 29 Oct 2026
Source and check
Source
trustee.io
Wording at the source
Standard fee — 0.5%.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Foreign currency fee (differs) |
1 %
safepalsupport.zendesk.com checked 29 Oct 2026
Two sources, two values
Shown1 %
safepalsupport.zendesk.comchecked 29 Oct 2026
Mastercard transactions settled in non-USD currencies will incur a 1% currency exchange fee. A processing fee of 1 USD/1 EUR/1 CHF/7 CNH will be charged per refund, depending on the payment currency.Differingvalue not recorded safepalsupport.zendesk.comfetched 28 Oct 2026 The shown value comes from the more binding source (terms and fee schedules rank above help pages, product pages and app stores). Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
not published
trustee.io checked 29 Oct 2026
Source and check
Source
trustee.io
Wording at the source
Conversion to local currency:according to the Visa exchange rateChecked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| ATM fee (differs) | unknown |
not applicable
trustee.io checked 29 Oct 2026
Source and check
Source
trustee.io
Wording at the source
At the moment, cash withdrawals from the card in Trustee Plus at ATMs are not available.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Transaction fee (differs) | unknown |
free
trustee.io checked 29 Oct 2026
Source and check
Source
trustee.io
Wording at the source
Online/offline transactions:0%Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| Inactivity fee | unknown | unknown |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | unknown |
| Card replacement | unknown | unknown |
| Rewards | ||
| Cashback | unknown | unknown |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) (differs) | unknown |
20 % of fees for 12 months
trustee.io checked 29 Oct 2026
Source and check
Source
trustee.io
Wording at the source
For 12 months after each friend signs up, you'll receive 20 per cent of their commission on card top-ups and swapsChecked Verified Value wrong? History What does [s] mean? |
| Welcome bonus | unknown | unknown |
Highlighted rows differ.
Early warning
Watch both cards
One mail when something changes at SafePal Mastercard · Trustee Card: promotions and bonuses as well as warnings and incidents.