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by Oobit

Oobit Crypto Card

Requires KYC Private Virtual

checked 29 Oct 2026 Source and check Checked29 Oct 2026 Verified28 Oct 2026 Updated29 Oct 2026 “checked” is the last time the source was found unchanged; “verified” is the last time the value was read from the source. “updated” is the last real value change. What does [s] mean? Something missing? Alerts

Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on

Basicsoobit-crypto-card

Card form
credit Source and check Source oobit.com Wording at the source The Oobit Crypto Card is a credit card that uses your digital assets as collateral for everyday spending. Transactions run over the Visa network and settle in local currency, so merchants are paid the... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card types
virtual Source and check Source oobit.com Wording at the source Oobit, the crypto payments platform, has launched contactless crypto ATM cash withdrawals, allowing KYC-verified users globally to withdraw physical cash by tapping their phones at any supported NFC-e... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card network
Visa Source and check Source oobit.com Wording at the source The Oobit Crypto Card is a credit card that uses your digital assets as collateral for everyday spending. Transactions run over the Visa network and settle in local currency, so merchants are paid the... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Custody
self-custody Source and check Source oobit.com Wording at the source Oobit doesn't hold your funds. Connect MetaMask, Trust Wallet, Phantom, or Base, and your crypto stays in your wallet until the exact moment you tap to pay. No pre-funding, no custodial balance sittin... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Funding model
converted on spend Source and check Source oobit.com Wording at the source A crypto card is a payment card that lets you use USDT, Bitcoin, Ethereum, and other stablecoins as easily as cash. With Oobit, you stay in crypto until the point of purchase. When you pay, your crypt... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card currencies
USD Source and check Source oobit.com Wording at the source If you make a transaction using your Account in a foreign currency (including, for example, online purchases from a merchant located outside of the U.S.), the credit card association will convert any... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Usage
personal Source and check Source oobit.com Wording at the source You will use the Oobit Card for personal, family, or household use Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Limits depend on
unknown
Cards per account
unknown
Mobile wallets
Apple Pay Google Pay Source and check Source oobit.com Wording at the source Connect your wallet or top up with stablecoins, then add your card to Apple Pay or Google Wallet. Simple as that. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
ATM withdrawals
Yes Source and check Source oobit.com Wording at the source KYC-verified users can now tap their phones at supported NFC-enabled ATMs to withdraw cash from their Oobit balance, without a physical card or linked bank account. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Contactless
Yes Source and check Source oobit.com Wording at the source Oobit, the crypto payments platform, has launched contactless crypto ATM cash withdrawals, allowing KYC-verified users globally to withdraw physical cash by tapping their phones at any supported NFC-e... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?

Fees and cashback

AttributeValue
Fees
Virtual card issuance 0.00 USD Source and check Source oobit.com Wording at the source Yes. With Oobit, creating and holding a card is free. If a fee applies, it will always be shown clearly in your receipt or confirmation. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Physical card issuance unknown
Shipping unknown
Monthly fee 0.00 USD Source and check Source oobit.com Wording at the source Yes. With Oobit, creating and holding a card is free. If a fee applies, it will always be shown clearly in your receipt or confirmation. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Annual fee 0.00 USD Source and check Source oobit.com Wording at the source Yes. With Oobit, creating and holding a card is free. If a fee applies, it will always be shown clearly in your receipt or confirmation. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Top-up fee unknown
Crypto deposit fee unknown
Crypto conversion fee unknown
Minimum conversion unknown
Foreign currency fee 1.5 % Source and check Source oobit.com Wording at the source Foreign Transaction Fees up to 1.5% Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Minimum FX fee unknown
ATM fee unknown
Merchant-specific fee 1 % or 0.25 USD, whichever is higher Source and check Source oobit.com Wording at the source Oobit Transaction fee $0.25 or 1% (whichever is higher) per transaction. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? ↳ Spending 500.00 USD: 5.00 USD
Declined payment fee unknown
Refund fee unknown
Inactivity fee unknown
Minimum monthly spend unknown
Inactivity rule unknown
Card replacement unknown
Plan waivers unknown
Cashback & rewards
Cashback 10 % Source and check Source oobit.com Wording at the source Token Rewards: Users will receive 10% token rewards on eligible transactions paid with OOB tokens, capped at a maximum spend of USD 5,000; Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Oobit Tap to Pay Rewards Source and check Source oobit.com Wording at the source 1.7 Once you have requested the exchange and other conditions are fulfilled, the USDC/USDT will then appear in your account balance on the app for you to use. The exchange rate for this conversion wil... Checked Verified Value wrong? History What does [s] mean? 0.1 %spend from 0/month 0.2 %spend from 250/month 0.3 %spend from 500/month 0.4 %spend from 1,000/month 0.5 %spend from 1,500/month

Amounts in your display currency are approximations (hover or tap for the original and the rate) · exchange rate of

KYC and limits

  1. ID + proof of address

    ID and a recent proof of address

    1. KYC-verified at Oobit

      Source and check Source oobit.com Wording at the source Oobit asks for POA as part of standard identity verification (KYC). How recent the document must be depends on the product you are verifying for: Proof of address rules by product | | Crypto Card |... Checked Verified Value wrong? No earlier versions What does [s] mean?

      Requires: Address, ID document, Proof of address

      Proof of address must show the user's full name and full address and be issued within the last 3 months for the Crypto Card. An ID showing the full address may also serve as proof of address.

LimitsValue Card
Spending per day 10,000 USD Source and check Source oobit.com Wording at the source These are the maximum spending limits with Oobit:- Daily limit: Up to 10,000 USD per dayThese limits may be updated from time to time. If any changes occur, we'll notify you in the app and in the Term... Checked Verified Value wrong? History What does [s] mean? virtual and physical card
Spending per month 150,000 USD Source and check Source docs.oobit.com Wording at the source Yes. Oobit applies clear daily and monthly spending limits. Daily limit Up to 5,000 USD per day Monthly limit Up to 150,000 USD per month Checked Verified Value wrong? No earlier versions What does [s] mean? virtual and physical card
ATM per transaction 250 USD Source and check Source oobit.com Wording at the source The service launches across Oobit's supported markets, subject to compatible ATM availability and regional requirements. Users can withdraw up to $250 per transaction, with a maximum of three withdraw... Checked Verified Value wrong? No earlier versions What does [s] mean? virtual card
ATM per day (number) 3× Source and check Source oobit.com Wording at the source The service launches across Oobit's supported markets, subject to compatible ATM availability and regional requirements. Users can withdraw up to $250 per transaction, with a maximum of three withdraw... Checked Verified Value wrong? No earlier versions What does [s] mean? virtual card

KYC: ID + proof of address Identity verification is required from the first level.

When is KYC needed?

  • ATM useTo withdraw cash at ATMs, Oobit requires level 1 (address, ID document, proof of address). Source and check Source oobit.com Wording at the source Oobit, the crypto payments platform, has launched contactless crypto ATM cash withdrawals, allowing KYC-verified users globally to withdraw physical cash by tapping their phones at any supported NFC-e... Checked Verified Value wrong? History What does [s] mean?
What do you have to show? Open the KYC finder

Availability

AttributeValue
Available in Available in 74 countries and regions Source and check Source oobit.com Wording at the source Oobit is available in 80+ countries across six continents, and we add new markets regularly.Europe: Albania, Andorra, Austria, Belgium, Bosnia and Herzegovina, Bulgaria, Croatia, Cyprus, Czechia, Denm... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Residency requirement unknown

Key countries

  • Germany available
  • Austria available
  • Switzerland available
  • United States available
  • United Kingdom available
  • France available
  • Spain available
  • Italy available
  • Netherlands available
  • Türkiye not available
  • Brazil available
  • Nigeria not available
  • India not available
  • United Arab Emirates available
  • Singapore not available

✓ available · ✗ not available · ? not known from the sources

Point at or tap a country.

available (74) not available (176) unknown

Crypto

AttributeValue
Supported assets BTC, ETH, USDT, USDC, SOL, BNB, XRP, TRX, TON, DOGE, ADA, LTC Source and check Source oobit.com Wording at the source Oobit supports USDC, USDT, BNB, USDR, EURR, BTC, DOGE, ETH, SOL, TRX, XRP, XTZ, TON, VET, XAUT, LTC, XLM, TRUMP, ADA, BCH, and SHIB for payments and transfers. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean?
+ 3 more BTCETHUSDTUSDCSOLBNBXRPTRXTONDOGEADALTCBCHXLMSHIB
Number of supported assets unknown
Top-up networks Ethereum, Polygon, Arbitrum, Optimism Source and check Source oobit.com Wording at the source "Supported Blockchains" means the Ethereum Blockchain, Polygon Blockchain, Optimism Blockchain, Arbitrium Blockchain and other blockchain networks which may be added at the sole discretion of Issuer. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Spending order unknown
Fiat top-up Yes Source and check Source oobit.com Wording at the source You can buy crypto in the Oobit app with a credit card starting from 10 USD or transfer supported cryptocurrencies from your existing wallet or exchange. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?

Bonuses and promotions

What Oobit offers itself: referral bonus, welcome bonus, running promotions and partner programme. Values of the provider, with source; no affiliate link in it.

No referral bonus, welcome bonus or promotion documented yet.

Trust

AttributeValue
Issuer / BIN sponsor ThirdNational Source and check Source oobit.com Wording at the source "Issuer" refers to the issuer of the card program. The issuer for this card program is ThirdNational. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Program manager unknown
Headquarters Available in: Singapore Source and check Source oobit.com Wording at the source Oobit is a global company. As a result, we collect and transfer personal data on a global basis, headquartered in Singapore, for certain purposes, including: Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Support channels email, phone Source and check Source oobit.com Wording at the source To find out what may have changed, call or write the servicer, at <[email protected]> and +972503899909 Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Brand on record since 11/2019 Source and check Source web.archive.org Wording at the source archived capture: 2019-11-12 Checked Verified
Domain older than the brand (registered 11/2005) Source and check Source rdap.verisign.com Wording at the source registration: 2005-11-14 Checked Verified

Issuer

Third National (United States) Source and check Source oobit.com Wording at the source "Issuer" refers to the issuer of the card program. The issuer for this card program is ThirdNational. Checked Verified Registered name: Nimbus LLC Source and check Source legal.raincards.xyz Wording at the source Third National services: Nimbus LLC, doing business as Third National and Third National LLC, is a licensed lender, money transmitter and Visa-authorized card issuer that provides card issuance, payme... Checked Verified Issues 18 card programmes in our catalogue

Company

Registered name Oobit Technologies UAB Source and check Source oobit.com Wording at the source s, and assigns ("Issuer," "we","us", or "our") that govern your use of the Oobit Spend Cards, including the process for obtaining and managing Oobit Spend Cards, access to which is provided to you by... Checked Verified

Transparency

Transparency 86 %

0 of 15 key values not published

  • Imprint / company details: yes
  • Public fee schedule: no
  • Cardholder agreement: yes
  • Terms and conditions: yes
  • Terms with version or date: yes

Sources last checked 2026-10-29

Licences

No licences captured yet.

What users report

No community reports evaluated yet.

How the score is made up

68.21 of 100 · good

Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

Methodology and weights
  1. CostsWeight 25 %
    88/100
    21.9 of 25 points

    monthly/annual fee, top-up, FX and ATM fees

  2. KYC and privacyWeight 20 %
    18/100
    3.5 of 20 points

    KYC class needed, KYC-free allowance

  3. FeaturesWeight 15 %
    88/100
    13.2 of 15 points

    wallets, physical card, ATM, assets, chains

  4. AvailabilityWeight 10 %
    65/100
    6.5 of 10 points

    number of countries, EU/US/UK

  5. RewardsWeight 10 %
    100/100
    10.0 of 10 points

    cashback considering caps and staking requirements

  6. TrustWeight 10 %
    81/100
    8.1 of 10 points

    licences, incidents, company and card age, issuer, ownership, security, transparency

    Trust in detail
    • LicencesWeight 15 % not scored
    • Company age (up to 5 years)Weight 10 % not scored
    • Card on the market (up to 3 years)Weight 10 % not scored
    • IssuerWeight 15 % 60
    • OwnershipWeight 10 % not scored
    • Security evidenceWeight 15 % not scored
    • TransparencyWeight 10 % 86
    • Incidents (12 months)Weight 15 % 100
  7. CommunityWeight 10 %
    –
    not scored counts with the median (5.0)

    ratings and reports, damped, neutral with too little data

News

Recent news about Oobit from the press and the provider's own channels, rated automatically. · last 90 days: 0 positive, 1 neutral, 0 negative

  1. cryptocardbasics Neutral Review
    The virtual crypto card that funds from any coin, with sharp edges on fees and reliability

    Assessment: Review of the Oobit card and Fuse card fees and reliability; no new terms announced.

Headlines link to the original article. Sentiment and severity are an automated assessment of headline and summary, not a statement of fact; we do not store the articles.

Early warning

Alerts for this card

We tell you what changes at Oobit Crypto Card and Oobit, with evidence for every alert.

What do you want to receive?

You will first get a mail with a confirmation link.

Changelog

  • Changes to licences.

  • Score changed from 67.86 to 68.21.

  • Company name changed from Oobit Technologies UAB to Oobit.

  • Score changed from 65.07 to 68.93.

  • Changes to KYC levels and requirements.

  • Score changed from 68.19 to 65.07.

  • Score changed from 62.9 to 68.19.

  • Score changed from 61.42 to 62.9.

  • Score changed from 59.67 to 61.42.

  • Changes to limits.

  • Changes to KYC levels and requirements.

  • Changes to reward programmes.

  • Changes to KYC levels and requirements.

  • Score changed from 47.17 to 59.67.

  • Score changed from 53.9 to 47.17.

  • Changes to limits.

  • Changes to KYC levels and requirements.

Apply for Oobit Crypto Card directly with the provider.

All information without guarantee; the provider’s terms are binding. No investment or financial advice: scores are methodical comparisons, not recommendations.