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Image source Source redotpay.com Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only.

by RedotPay

RedotPay Card

KYC: ID document KYC and limits

Not for nationals of: United States, Ukraine, Russia, Syria, Albania

+38 more

Afghanistan, Albania, Belarus, Bosnia & Herzegovina, Bouvet Island, Burkina Faso, Burundi, Caribbean Netherlands, Central African Republic, China, Congo - Kinshasa, Croatia, Cuba, Curaçao, Eritrea, Ethiopia, Guinea-Bissau, Haiti, Iran, Iraq, Kosovo, Lebanon, Liberia, Libya, Mali, Montenegro, Myanmar (Burma), Nicaragua, North Korea, North Macedonia, Russia, Serbia, Sint Maarten, Slovenia, Somalia, South Sudan, Sudan, Syria, Ukraine, United States, Venezuela, Yemen, Zimbabwe

checked 29 Oct 2026 Source and check Checked29 Oct 2026 Verified28 Oct 2026 Updated29 Oct 2026 “checked” is the last time the source was found unchanged; “verified” is the last time the value was read from the source. “updated” is the last real value change. What does [s] mean? Something missing? Alerts

Image source Source redotpay.com Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only.
Score average of 100

How it is made up ↓Methodology →

To RedotPay

Basicsredotpay

Card form
not published Source and check Source helpcenter.redotpay.com Wording at the source The RedotPay card is a stablecoin-based card that lets you spend crypto like a regular card. Checked Verified Check overdue · last 29 Oct 2026 Add this value? History What does [s] mean?
Card types
virtual, physical Source and check Source helpcenter.redotpay.com Wording at the source Stablecoin-based cards: Issue virtual and physical cards for global spending. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Card network
not published Source and check Source helpcenter.redotpay.com Wording at the source It works at any merchant that accepts major card networks, including online, in-store, and at ATMs (with a physical card). Checked Verified Check overdue · last 29 Oct 2026 Add this value? History What does [s] mean?
Custody
custodial Source and check Source redotpay.com Wording at the source As part of the Custodian's custodial services in relation to the Custodian Account(s), the Custodian shall store certain supported Digital Assets on the user's behalf Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean?
Funding model
converted on spend Source and check Source helpcenter.redotpay.com Wording at the source Spend instantly: No need to manually sell your crypto; we convert it to local currency the moment you pay. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Card currencies
USD Source and check Source helpcenter.redotpay.com Wording at the source From January 21, 2026, all new cards are issued in USD. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Usage
personal Source and check Source helpcenter.redotpay.com Wording at the source One Account: Only one verified account is allowed per person. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Limits depend on
unknown
Cards per account
unknown
Mobile wallets
Apple Pay Google Pay Source and check Source redotpay.com Wording at the source Apple Pay/Google Pay Integration Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
ATM withdrawals
Yes Source and check Source helpcenter.redotpay.com Wording at the source Yes. You can withdraw cash with your physical RedotPay card at any ATM that supports major card networks. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Contactless
Yes Source and check Source redotpay.com Wording at the source Simply tap or swipe to pay Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?

Fees and variants

Attribute Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Standard 0.00 USD/year Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Pro (monthly) 12.90 USD/month Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Pro (annual) 129.00 USD/year
Card
Card types virtual, physical Source and check Source helpcenter.redotpay.com Wording at the source Stablecoin-based cards: Issue virtual and physical cards for global spending. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
ATM withdrawals Yes Source and check Source helpcenter.redotpay.com Wording at the source Yes. You can withdraw cash with your physical RedotPay card at any ATM that supports major card networks. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Fees
Virtual card issuance 10.00 USD Source and check Source helpcenter.redotpay.com Wording at the source Virtual card: 10 USD Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Physical card issuance 100.00 USD Source and check Source helpcenter.redotpay.com Wording at the source Physical card: 100 USD Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Shipping unknown
Monthly fee unknown Source and check Source helpcenter.redotpay.com Checked Verified Check overdue · last 28 Oct 2026 Add this value? History What does [s] mean? 12.90 USD Source and check Source helpcenter.redotpay.com Wording at the source Monthly Membership: $12.90 / month Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? unknown Source and check Source helpcenter.redotpay.com Checked Verified Check overdue · last 28 Oct 2026 Add this value? History What does [s] mean?
Annual fee 0.00 USD Source and check Source redotpay.com Wording at the source ### Physical Card ## Tap Into Everyday Spending Shop, withdraw, and manage your money globally with our stablecoin-based card. No annual fees Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? 0.00 USD Source and check Source redotpay.com Wording at the source ### Physical Card ## Tap Into Everyday Spending Shop, withdraw, and manage your money globally with our stablecoin-based card. No annual fees Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? 129.00 USD Source and check Source helpcenter.redotpay.com Wording at the source Annual Membership: $129.00 / year Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean?
Top-up fee unknown
Crypto deposit fee unknown
Crypto conversion fee 1 % Source and check Source helpcenter.redotpay.com Wording at the source | Crypto conversion | 1% | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Minimum conversion unknown
Foreign currency fee 1.2 % Source and check Source helpcenter.redotpay.com Wording at the source | Transaction in another currency | 1.2% | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Minimum FX fee unknown
ATM fee
  • HKD card: 2 % Source and check Source helpcenter.redotpay.com Wording at the source | ATM withdrawal fee - HKD card | 2% | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? ↳ Withdrawing 1,569.27 HKD at an ATM: 31.39 HKD
  • USD card: 2 % up to 10,000 USD per month, then 3 % Source and check Source helpcenter.redotpay.com Wording at the source | ATM withdrawal fee - HKD card | 2% | | ATM withdrawal fee - USD card | 2% up to 10,000 USD/month; 3% on the amount above that | | Transaction in your card's currency | No fee | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? ↳ Withdrawing 200.00 USD at an ATM: 4.00 USD
Merchant-specific fee 3 free per calendar month, then 1.5 % (min. 0.50 USD) (Only at the merchants listed in the help center (e.g. Facebook Ads, Discord, several games); first 3 eligible transactions per card each calendar month are free.) Source and check Source helpcenter.redotpay.com Wording at the source Some purchases at specific merchants have a 1.5% transaction fee, with a minimum of 0.50 USD per transaction. We waive this fee on the first 3 eligible transactions per card each calendar month. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? ↳ Spending 500.00 USD: 0.00 USD
Declined payment fee unknown
Refund fee unknown
Inactivity fee unknown
Minimum monthly spend unknown
Inactivity rule unknown
Card replacement
  • Virtual card: 5.00 USD (First replacement 5 USD, each replacement after that 10 USD; at least 31 days between replacements.) Source and check Source helpcenter.redotpay.com Wording at the source First replacement: 5 USD - Each replacement after that: 10 USD Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? ↳ replacement_1: 5.00 USD ↳ replacement_2: 5.00 USD
Plan waivers unknown Virtual card issuance waived once Source and check Source helpcenter.redotpay.com Wording at the source Free virtual card: A one-time waiver of the $10 application fee. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? Physical card issuance waived once; ATM fee waived: RedotPay ATM fees waived on up to 1,000 USD per month; the allowance resets on the billing cycle date. Source and check Source helpcenter.redotpay.com Wording at the source Free physical card: A one-time waiver of the $100 application fee. - Cashback: Earn 3% cashback on Apple Pay and Google Pay purchases (up to $18 per month). - ATM fee waivers: Withdraw up to $1,000 mo... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean?
Cashback & rewards
Cashback 3 % Source and check Source helpcenter.redotpay.com Wording at the source Cashback: Earn 3% cashback on Apple Pay and Google Pay purchases (up to $18 per month). Checked Verified Value wrong? History What does [s] mean? RedotPay Pro (monthly or annual membership) · cap 18.00 USD/month in USD 3 % Source and check Source helpcenter.redotpay.com Wording at the source - Eligibility: Only transactions made via Apple Pay or Google Pay qualify. - Timing: Rewards are credited to your account automatically once the transaction is cleared. - Format: Cashback is issued in... Checked Verified Value wrong? History What does [s] mean? cap 18.00 USD/month as points (1 point = 1 USD) 3 % Source and check Source helpcenter.redotpay.com Wording at the source - Eligibility: Only transactions made via Apple Pay or Google Pay qualify. - Timing: Rewards are credited to your account automatically once the transaction is cleared. - Format: Cashback is issued in... Checked Verified Value wrong? History What does [s] mean? cap 18.00 USD/month as points (1 point = 1 USD)
Limits
Spending per day not published Source and check Source helpcenter.redotpay.com Wording at the source Next, set your per-transaction limit, your daily spending limit, or both. Checked Verified Add this value? No earlier versions What does [s] mean? adjustable by user all variants
Spending per month not published Source and check Source helpcenter.redotpay.com Wording at the source Next, set your per-transaction limit, your daily spending limit, or both. Checked Verified Add this value? History What does [s] mean? adjustable by user all variants
Single payment per transaction not published Source and check Source helpcenter.redotpay.com Wording at the source Next, set your per-transaction limit, your daily spending limit, or both. Checked Verified Add this value? No earlier versions What does [s] mean? adjustable by user all variants

Amounts in your display currency are approximations (hover or tap for the original and the rate) · exchange rate of

KYC and limits

  1. ID document

    ID document, often with a selfie or video ident

    1. Identity verification at RedotPay

      from age 18 · review time usually a few minutes; requested documents 1–3 business days

      Source and check Source helpcenter.redotpay.com Wording at the source 1. Personal Information: Enter your details exactly as they appear on your ID. 2. ID Upload: Take a clear photo of your original identification document. 3. Face Scan: Complete a quick biometric scan... Checked Verified Value wrong? History What does [s] mean?

      Requires: Name and date of birth, Address, ID document, Selfie / liveness

      In some cases: Source of funds (on request: Personal statement, source of funds or source of wealth if the system requests it (14-day deadline))

      Original physical ID only (no copies or screenshots), valid for at least 3 months from submission; short 4–5 question questionnaire on occupation / source of funds.

The limits are listed per variant in the table variants and fees

KYC: ID document RedotPay states that it does not offer a KYC-free card.

When is KYC needed?

  • Risk reviewAfter a risk review at its own discretion, RedotPay may request additional documents such as proof of source of funds, to be provided within 14 days. Source and check Source helpcenter.redotpay.com Wording at the source 14-Day Deadline: If the system requests a personal statement, it must be submitted within 14 days or your application will be rejected. Checked Verified Value wrong? History What does [s] mean?
  • Security settings changedAfter a change of your security settings, a limit of 1,000 USD applies for 24 hours. Source and check Source helpcenter.redotpay.com Wording at the source During this time, you can spend up to 1,000 USD per transaction and 1,000 USD per day. Your usual card limits are restored after 24 hours. Checked Verified Value wrong? History What does [s] mean?
What do you have to show? Open the KYC finder

Availability

AttributeValue
Available in
  • by delivery country: Not available in 49 countries and regions Source and check Source helpcenter.redotpay.com Wording at the source | Afghanistan | Albania | Belarus | |---|---|---| | Bosnia and Herzegovina | Bouvet Island | Burkina Faso | | Burundi | Central African Republic | Congo (Democratic Republic of the) | | Croatia | Cuba... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
  • by nationality: Not available in 43 countries and regions Source and check Source helpcenter.redotpay.com Wording at the source | Afghanistan | Albania | Belarus | |---|---|---| | Bosnia and Herzegovina | Bouvet Island | Burkina Faso | | Burundi | Central African Republic | Congo (Democratic Republic of the) | | Croatia | Cuba... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
  • by residence: Not available in 49 countries and regions Source and check Source helpcenter.redotpay.com Wording at the source | Afghanistan | Albania | Belarus | |---|---|---| | Bosnia and Herzegovina | Bouvet Island | Burkina Faso | | Burundi | Central African Republic | Congo (Democratic Republic of the) | | Croatia | Cuba... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Residency requirement unknown

Key countries

  • Germany available
  • Austria available
  • Switzerland available
  • United States not available
  • United Kingdom available
  • France available
  • Spain available
  • Italy available
  • Netherlands available
  • Türkiye not available
  • Brazil available
  • Nigeria available
  • India not available
  • United Arab Emirates available
  • Singapore not available

✓ available · ✗ not available · ? not known from the sources

Point at or tap a country.

available (201) not available (49) unknown

Crypto

AttributeValue
Supported assets BTC, ETH, USDT, USDC, SOL, BNB, XRP, TRX, SUI Source and check Source helpcenter.redotpay.com Wording at the source - BTC - ETH - BNB - SOL - S - SUI - TRX - XRP - USDT - USDC Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Number of supported assets unknown
Top-up networks only in the app Source and check Source helpcenter.redotpay.com Wording at the source Each one is only accepted on specific networks shown on the Deposit page in your app. Checked Verified Check overdue · last 28 Oct 2026 Add this value? History What does [s] mean?
Spending order User-defined payment priority across the balances (Payment settings → Payment priority → Custom priority). Source and check Source helpcenter.redotpay.com Wording at the source Turn on [Custom priority], then press and hold to drag your preferred currency to the top. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Fiat top-up Yes Source and check Source helpcenter.redotpay.com Wording at the source You can add local currency to your RedotPay account by opening a personal funding account in USD, GBP, or EUR. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?

Bonuses and promotions

What RedotPay offers itself: referral bonus, welcome bonus, running promotions and partner programme. Values of the provider, with source; no affiliate link in it.

No referral bonus, welcome bonus or promotion documented yet.

Trust

AttributeValue
Issuer / BIN sponsor not published Source and check Source redotpay.com Wording at the source is an actual issuer of the RedotPay Card Checked Verified Check overdue · last 28 Oct 2026 Add this value? History What does [s] mean?
Program manager unknown
Headquarters Available in: Hong Kong SAR China Source and check Source redotpay.com Wording at the source Red F. Technology Limited, a private company limited by shares incorporated in Hong Kong with business registration number 75073741 Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean?
Support channels unknown
Brand on record since 01/2025 Source and check Source web.archive.org Wording at the source archived capture: 2025-01-05 Checked Verified
Domain older than the brand (registered 03/2023) Source and check Source rdap.verisign.com Wording at the source registration: 2023-03-24 Checked Verified

Issuer

The provider does not name the issuing institution. Source and check Source redotpay.com Wording at the source is an actual issuer of the RedotPay Card Checked Verified

Transparency

Transparency 69 %

3 of 18 key values not published

  • Imprint / company details: no
  • Public fee schedule: yes
  • Cardholder agreement: no
  • Terms and conditions: yes
  • Terms with version or date: yes

Sources last checked 2026-10-29

Licences

  • Comisión Nacional de Valores (CNV) Source and check Source redotpay.com Wording at the source Inscripto bajo el N° 144 en el Registro de PSAV de la CNV (República Argentina). Checked Verified Value wrong? History What does [s] mean? VASP 144 (AR)
  • Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) Source and check Source redotpay.com Wording at the source We are a fully authorized Virtual Asset Service Provider (VASP) in Argentina, a registered Money Services Business (MSB) in Canada, and a FinCEN-registered MSB in the United States. Checked Verified Value wrong? History What does [s] mean? MSB (CA)
  • Financial Crimes Enforcement Network (FinCEN) Source and check Source redotpay.com Wording at the source We are a fully authorized Virtual Asset Service Provider (VASP) in Argentina, a registered Money Services Business (MSB) in Canada, and a FinCEN-registered MSB in the United States. Checked Verified Value wrong? History What does [s] mean? MSB (US) Register entry

What users report

No community reports evaluated yet.

How the score is made up

61.92 of 100 · average

Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

The score uses the entry variant Standard; sorting stays with it. With another variant: Pro (monthly) 59.64 · Pro (annual) 57.99

Methodology and weights
  1. CostsWeight 25 %
    64/100
    16.1 of 25 points

    monthly/annual fee, top-up, FX and ATM fees

  2. KYC and privacyWeight 20 %
    35/100
    7.0 of 20 points

    KYC class needed, KYC-free allowance

  3. FeaturesWeight 15 %
    98/100
    14.7 of 15 points

    wallets, physical card, ATM, assets, chains

  4. AvailabilityWeight 10 %
    74/100
    7.4 of 10 points

    number of countries, EU/US/UK

  5. RewardsWeight 10 %
    –
    not scored counts neutral (5.0)

    cashback considering caps and staking requirements

  6. TrustWeight 10 %
    67/100
    6.7 of 10 points

    licences, incidents, company and card age, issuer, ownership, security, transparency

    Trust in detail
    • LicencesWeight 15 % 100
    • Company age (up to 5 years)Weight 10 % not scored
    • Card on the market (up to 3 years)Weight 10 % not scored
    • IssuerWeight 15 % 0
    • OwnershipWeight 10 % not scored
    • Security evidenceWeight 15 % not scored
    • TransparencyWeight 10 % 69
    • Incidents (12 months)Weight 15 % 100
  7. CommunityWeight 10 %
    –
    not scored counts with the median (5.0)

    ratings and reports, damped, neutral with too little data

News

Recent news about RedotPay from the press and the provider's own channels, rated automatically. · last 90 days: 0 positive, 4 neutral, 3 negative

  1. The Coin Republic Neutral
    What spending crypto abroad really costs: RedotPay, KAST, UPay and ether.fi

    Assessment: Cost comparison restating RedotPay's published virtual and physical card fees; no change reported.

  2. ChainCatcher Notable Negative Legal
    寻求 50 亿美元估值的 RedotPay，增长却已经跟不上了

    Assessment: Article reports a private Binance-affiliate lawsuit against RedotPay over alleged user diversion; civil claim, not regulatory action.

  3. ChainCatcher Notable Negative Legal
    尋求 50 億美元估值的 RedotPay，增長卻已經跟不上了

    Assessment: Traditional Chinese duplicate of the RedotPay Binance lawsuit report; civil claim, not regulatory action.

  4. ChainCatcher Neutral Funding
    RedotPay, seeking a valuation of 5 billion...

    Also reported by: TokenPost, Bloomberg, ChainCatcher, Fintechnews +2 more reports

    Assessment: Bloomberg-sourced report that RedotPay is considering a US IPO at about $5B valuation; no decision announced.

  5. LowEndTalk Neutral Launch
    RedotPay Connect: WHMCS module for crypto payments — LowEndTalk

    Assessment: RedotPay released a WHMCS module for merchant crypto payments; this is merchant tooling, not a change to the consumer card.

  6. Crypto News Notable Negative Legal
    RedotPay targets year-end US IPO filing amid $5B valuation talks: Bloomberg

    Assessment: Binance affiliates filed a lawsuit seeking about $473 million from RedotPay over alleged misuse of confidential business information.

  7. KK Investing Neutral Review
    RedotPay Card 2026: Supported Countries, Fees & Test

    Assessment: Review of the RedotPay card fees and regions; it reports existing terms and announces no change.

Headlines link to the original article. Sentiment and severity are an automated assessment of headline and summary, not a statement of fact; we do not store the articles.

Early warning

Alerts for this card

We tell you what changes at RedotPay Card and RedotPay, with evidence for every alert.

What do you want to receive?

You will first get a mail with a confirmation link.

Changelog

  • Changes to licences.

  • Changes to licences.

  • Score changed from 60.67 to 63.19.

  • Changes to KYC levels and requirements.

  • Score changed from 62.96 to 63.96.

  • Changes to licences.

  • Score changed from 58.96 to 62.96.

  • Changes to licences.

  • Score changed from 57.19 to 58.96.

  • Changes to reward programmes.

  • Score changed from 58.44 to 57.19.

  • Changes to reward programmes.

  • Changes to limits.

  • Changes to KYC levels and requirements.

  • Score changed from 58.87 to 58.44.

  • Score changed from 59.91 to 58.87.

  • Score changed from 60.27 to 59.91.

  • Score changed from 59.23 to 60.27.

  • Score changed from 58.44 to 59.23.

  • Changes to limits.

Apply for RedotPay Card directly with the provider.

All information without guarantee; the provider’s terms are binding. No investment or financial advice: scores are methodical comparisons, not recommendations.

Report an error To RedotPay