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Comparison

Ledger CL Card vs. RedotPay Card compared

  • Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Ledger CL CardBaanx
  • Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on RedotPay CardRedotPay

In short

  • Ledger CL Card has the lowest foreign currency fee (0 %).
  • Ledger CL Card has the higher score (67.36).
Attribute Ledger CL CardBaanx Requires KYC Private & business Virtual Physical RedotPay CardRedotPay Requires KYC Private Virtual Physical
Score good average
CostsWeight 25 % 89 64
KYC and privacyWeight 20 % 35 35
FeaturesWeight 15 % 95 98
AvailabilityWeight 10 % 57 74
RewardsWeight 10 % 40 not scored
TrustWeight 10 % 91 67
CommunityWeight 10 % not scored not scored
Nationality –

Not for nationals of: United States, Ukraine, Russia, Syria +39 more
KYC KYC: ID document KYC: ID document
Limits (entry level) no limits captured
  • Spending per day: not published
  • Spending per month: not published
  • Single payment per transaction: not published
Basics
Card form (differs) debit Source and check Source shop.ledger.com Wording at the source Sichere dir bei jedem Einkauf 1 % Cashback in BTC, USDC oder USDT. Lade deine Debitkarte sicher via Ledger Wallet™ auf. Die CL-Karte ist ein Angebot von Baanx*, speziell entwickelt für Ledger. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
not published Source and check Source helpcenter.redotpay.com Wording at the source The RedotPay card is a stablecoin-based card that lets you spend crypto like a regular card. Checked Verified Check overdue · last 29 Oct 2026 Add this value? History What does [s] mean?
Card types virtual, physical Source and check Source withcl.com Wording at the source Virtual-only cards are instantly activated and ready to use.If you've ordered a physical card, it will remain in activation status until 19:00 UTC. After this time, you will be able to start using it... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
virtual, physical Source and check Source helpcenter.redotpay.com Wording at the source Stablecoin-based cards: Issue virtual and physical cards for global spending. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Card network (differs) Standard: Visa Source and check Source public.withcl.com Wording at the source "CL User" or "User" refer to the holder of a CL Account and / or the authorised user of the CL™ account and Visa debit card and any additional cardholder (as applicable). Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
1 more country/region United States: Visa Source and check Source shop.ledger.com Wording at the source The VISA debit card offered in the US is in partnership with Cross River Bank, Member FDIC Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
not published Source and check Source helpcenter.redotpay.com Wording at the source It works at any merchant that accepts major card networks, including online, in-store, and at ATMs (with a physical card). Checked Verified Check overdue · last 29 Oct 2026 Add this value? History What does [s] mean?
Custody custodial Source and check Source withcl.com Wording at the source You have total ownership over your assets as long as their private keys are safely stored in your Ledger wallet. Once you transfer funds from your wallet to the card, they are no longer under self-cus... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
custodial Source and check Source redotpay.com Wording at the source As part of the Custodian's custodial services in relation to the Custodian Account(s), the Custodian shall store certain supported Digital Assets on the user's behalf Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean?
Funding model converted on spend Source and check Source withcl.com Wording at the source No. You need to fund your Crypto Life Card before you start spending. You can fund the card with the crypto you have in your Ledger Live wallet. Crypto-to-fiat conversion will take place at the time o... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
converted on spend Source and check Source helpcenter.redotpay.com Wording at the source Spend instantly: No need to manually sell your crypto; we convert it to local currency the moment you pay. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Card currencies (differs) EUR, GBP, USD Source and check Source public.withcl.com Wording at the source 8.2 Fiat Currencies GBP Currently Available EUR Currently Available USD Currently Available Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
USD Source and check Source helpcenter.redotpay.com Wording at the source From January 21, 2026, all new cards are issued in USD. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Usage (differs) personal, business Source and check Source public.withcl.com Wording at the source Are an individual, legal person or other organisation with full legal capacity and authority to enter these Terms. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
personal Source and check Source helpcenter.redotpay.com Wording at the source One Account: Only one verified account is allowed per person. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Issuer / BIN sponsor (differs) Standard: unknown
3 more countries/regions EU: UAB Monavate Source and check Source shop.ledger.com Wording at the source The CL Card and underlying Account for EU customers are maintained and operated by UAB Monavate, an entity registered and regulated in Lithuania under legal entity code 305628001. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? United Kingdom: Monavate Ltd Source and check Source shop.ledger.com Wording at the source The CL Card and underlying Account for UK customers are maintained and operated by Monavate Ltd, an entity registered and regulated in England under legal entity code 12472532, with FCA registered num... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? United States: Cross River Bank Source and check Source shop.ledger.com Wording at the source The VISA debit card offered in the US is in partnership with Cross River Bank, Member FDIC Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
not published Source and check Source redotpay.com Wording at the source is an actual issuer of the RedotPay Card Checked Verified Check overdue · last 28 Oct 2026 Add this value? History What does [s] mean?
Limits depend on unknown
unknown
Cards per account unknown
unknown
Availability
Available in unknown
unknown
Crypto
Supported assets (differs) BTC, ETH, USDT, USDC, XRP, LTC, EURT, BXX Two sources, two values ShownBTC, ETH, USDT, USDC, XRP, LTC, EURT, BXX public.withcl.comchecked 29 Oct 2026 8.1 Cryptocurrencies BTC Currently Available ETH Currently Available EURT Currently Available XRP Currently Available LTC Currently Available USDT Currently Available USDC Currently Avai... DifferingBTC, ETH, SOL shop.ledger.comfetched 29 Oct 2026 Fund your card quickly and easily with BTC, ETH, SOL, stablecoins and more directly from your secure Ledger signer via the Ledger Wallet™ app. Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
BTC, ETH, USDT, USDC, SOL, BNB, XRP, TRX, SUI Source and check Source helpcenter.redotpay.com Wording at the source - BTC - ETH - BNB - SOL - S - SUI - TRX - XRP - USDT - USDC Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Number of supported assets unknown
unknown
Top-up networks (differs) Bitcoin, Ethereum, Solana, Litecoin, XRP Ledger Source and check Source withcl.com Wording at the source At present, the main blockchains of Bitcoin, Litecoin, XRP, Ethereum and Solana* are supported for receiving and sending crypto funds. Please note that Layer 2 networks are not currently supported. Pl... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
only in the app Source and check Source helpcenter.redotpay.com Wording at the source Each one is only accepted on specific networks shown on the Deposit page in your app. Checked Verified Check overdue · last 28 Oct 2026 Add this value? History What does [s] mean?
Fiat top-up Yes Source and check Source public.withcl.com Wording at the source Deposit Fees (via Bank Transfer) EUR Free GBP Free Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Yes Source and check Source helpcenter.redotpay.com Wording at the source You can add local currency to your RedotPay account by opening a personal funding account in USD, GBP, or EUR. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Payments
Mobile wallets Apple Pay Google Pay Source and check Source shop.ledger.com Wording at the source Lade deine Karte schnell und einfach mit BTC, ETH, SOL, Stablecoins und mehr direkt auf – mit deinem sicheren Ledger-Signer und der Ledger Wallet™-App. Nutze deine Karte mit Apple Pay und Google Pay. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Apple Pay Google Pay Source and check Source redotpay.com Wording at the source Apple Pay/Google Pay Integration Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
ATM withdrawals Yes Source and check Source shop.ledger.com Wording at the source Hebe an Geldautomaten weltweit lokale Währungen ab, um deine Krypto jederzeit und überall wie Bargeld auszugeben, und genieße die Freiheit, dein Geld nach Belieben zu nutzen. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Yes Source and check Source helpcenter.redotpay.com Wording at the source Yes. You can withdraw cash with your physical RedotPay card at any ATM that supports major card networks. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Contactless Yes Source and check Source withcl.com Wording at the source Your digital card can be used to make online purchases wherever the merchant supports digital cards.You can also add your card to Google Pay or Apple Pay and use it to pay in-store wherever contactles... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Yes Source and check Source redotpay.com Wording at the source Simply tap or swipe to pay Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Fees
Virtual card issuance (differs) unknown
10.00 USD Source and check Source helpcenter.redotpay.com Wording at the source Virtual card: 10 USD Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Physical card issuance (differs) 0.00 EUR Source and check Source public.withcl.com Wording at the source Issuing of debit card Per card €0.00 Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
100.00 USD Source and check Source helpcenter.redotpay.com Wording at the source Physical card: 100 USD Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Free cards unknown
unknown
Shipping unknown
unknown
Monthly fee (differs) 0.00 EUR Source and check Source public.withcl.com Wording at the source CL Powered by Ledger account Monthly maintenance fee €0.00 Total annual fee €0.00 Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
unknown Source and check Source helpcenter.redotpay.com Checked Verified Check overdue · last 28 Oct 2026 Add this value? History What does [s] mean?
Annual fee (differs) 0.00 EUR Source and check Source public.withcl.com Wording at the source CL Powered by Ledger account Monthly maintenance fee €0.00 Total annual fee €0.00 Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0.00 USD Source and check Source redotpay.com Wording at the source ### Physical Card ## Tap Into Everyday Spending Shop, withdraw, and manage your money globally with our stablecoin-based card. No annual fees Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Top-up fee unknown
unknown
Crypto deposit fee (differs) unknown
free Source and check Source helpcenter.redotpay.com Wording at the source RedotPay doesn't charge any fees to deposit funds into your account. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Crypto conversion fee (differs) 2 % Source and check Source public.withcl.com Wording at the source Bitcoin (BTC) Crypto to Crypto 1.75% Crypto to Fiat 1.75% Card Spend 2% Transfer out 0.4% Litecoin (LTC) Crypto to Crypto 1.75% Crypto to Fiat 1.75% Card Spend 2% Transfer out 0.4% Ether... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
1 % Source and check Source helpcenter.redotpay.com Wording at the source | Crypto conversion | 1% | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Foreign currency fee (differs) 0 % Source and check Source public.withcl.com Wording at the source Debit card payment in a foreign currency Per transaction €0.00 plus 0% of the transaction value Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
1.2 % Source and check Source helpcenter.redotpay.com Wording at the source | Transaction in another currency | 1.2% | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
FX free allowance unknown
unknown
Minimum FX fee unknown
unknown
ATM fee unknown
unknown
Declined payment fee (differs) 0.00 EUR Source and check Source public.withcl.com Wording at the source Refusing a payment due to lack of funds Per payment €0.00 Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
Refund fee unknown
unknown
Inactivity fee unknown
unknown
Minimum monthly spend unknown
unknown
Inactivity rule (differs) An account is inactive after more than 365 days without a deposit or restoration request. CL may block the account and closes inactive accounts with no associated assets. Source and check Source public.withcl.com Wording at the source CL regards an Account to be inactive if there is no record of You depositing or requesting restoration of Assets on to the Platform for a period exceeding 365 days. We will attempt to contact You, us... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
Card replacement (differs) 5.00 EUR Source and check Source public.withcl.com Wording at the source Replacement debit card Per card €5.00 Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
Rewards
Cashback (differs) 1 % Source and check Source shop.ledger.com Wording at the source Currently, rewards are 1% cashback in BTC or USDC in the US and 1% cashback in BTC or USDT, in other countries. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
3 % (RedotPay Pro (monthly or annual membership) · cap 18.00 USD/month) · in USD
Referral bonus (invited friend) unknown
unknown
Referral bonus (you) unknown
unknown
Welcome bonus unknown
unknown

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