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by Bit2Me

Bit2Me Card

KYC: ID document KYC and limits

checked 29 Oct 2026 Source and check Checked29 Oct 2026 Verified28 Oct 2026 Updated29 Oct 2026 “checked” is the last time the source was found unchanged; “verified” is the last time the value was read from the source. “updated” is the last real value change. What does [s] mean? Something missing? Alerts

Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on
Score good of 100

How it is made up ↓Methodology →

To Bit2Me

Basicsbit2me-card

Card form
debit Source and check Source support.bit2me.com Wording at the source Bit2Me Card es una tarjeta de débito Mastercard diseñada para que los usuarios puedan utilizar sus criptomonedas en el día a día. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card types
virtual, physical Source and check Source bit2me.com Wording at the source Tu tarjeta en formato física, virtual o en ambos. ¡Nos adaptamos a ti! Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card network
Mastercard Source and check Source bit2me.com Wording at the source Podrás utilizar la tarjeta de Bit2Me en cualquier establecimiento online o físico que acepte pagos con tarjeta Mastercard. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Custody
custodial Source and check Source legal.bit2me.com Wording at the source la actividad de Bit2Me como proveedor de servicios de cambio de moneda virtual por moneda fiduciaria y de custodia de monederos electrónicos Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Funding model
converted on spend Source and check Source support.bit2me.com Wording at the source Conversión instantánea y en tiempo real: En el preciso momento de la compra, si el monedero que has vinculado es de una criptomoneda, Bit2Me realiza una conversión automática de la cantidad exacta a €... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card currencies
EUR Source and check Source bit2me.com Wording at the source Además, podrás pagar en euros sin nigún tipo de comisión. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Usage
personal Source and check Source legal.bit2me.com Wording at the source Esta tarjeta es personal e intransferible para el titular de la cuenta de Bit2Me, quedando prohibido el uso de la misma por cualquier tercero. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Limits depend on
account tier Source and check Source support.bit2me.com Wording at the source Además, tu nivel en Space Center optimiza las condiciones de tu tarjeta: cuanto mayor sea el nivel, menores serán los costes y mayores los límites operativos. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Cards per account
unknown
Mobile wallets
Apple Pay Google Pay Source and check Source bit2me.com Wording at the source Compatible con Apple y Google Pay Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
ATM withdrawals
Yes Source and check Source bit2me.com Wording at the source Usa tus cripto para comprar online, en tienda física o para retirar efectivo 24/7 Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Contactless
Yes Source and check Source legal.bit2me.com Wording at the source La versión en plástico cuenta con tecnología NFC. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?

Fees and cashback

AttributeValue
Fees
Virtual card issuance 0.00 EUR Source and check Source support.bit2me.com Wording at the source | Emisión Bit2Me Card virtual | 0 € | 0 € | 0 € | 0 € | Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Physical card issuance unknown
Shipping unknown
Monthly fee 0.00 EUR Source and check Source support.bit2me.com Wording at the source | Coste mantenimiento mensual | 0 € | 0 € | 0 € | 0 € | Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Annual fee 0.00 EUR Source and check Source support.bit2me.com Wording at the source No, tu Bit2Me Card, tanto en su versión virtual como física, no tiene ninguna comisión de mantenimiento. Puedes tenerla activa sin preocuparte por costes fijos mensuales o anuales. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Top-up fee unknown
Crypto deposit fee unknown
Crypto conversion fee 0.95 % Source and check Source support.bit2me.com Wording at the source | Coste operación (wallet cripto vinculado) | 0,95% | 0,95% | 0,95% | 0,95% | Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Minimum conversion unknown
Foreign currency fee unknown
Minimum FX fee unknown
ATM fee unknown
Merchant-specific fee unknown
Declined payment fee unknown
Refund fee unknown
Inactivity fee 0.00 EUR Source and check Source support.bit2me.com Wording at the source | 3 meses sin uso | 0 € | 0 € | 0 € | 0 € | Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Minimum monthly spend unknown
Inactivity rule unknown
Card replacement
  • Virtual card: free Source and check Source support.bit2me.com Wording at the source | Reemplazo Bit2Me Card virtual | 0 € | 0 € | 0 € | 0 € | Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? ↳ replacement_1: 0.00 EUR ↳ replacement_2: 0.00 EUR
Plan waivers unknown
Cashback & rewards
Cashback 7 % Source and check Source support.bit2me.com Wording at the source | | NIVEL 7 | NIVEL 6 | NIVEL 5 | NIVEL 4 | NIVEL 3 | NIVEL 2 | NIVEL 1 | NIVEL 0 | |---|---|---|---|---|---|---|---|---| | Cashback | 7% | 5% | 3% | 2% | 1% | 0.5% | 0.25% | 0% | | Costes emisión tar... Checked Verified Value wrong? History What does [s] mean? level 7 5 % level 6 3 % level 5 2 % level 4 1 % level 3 0.5 % level 2 0.25 % level 1 0 % level 0 in B2M

Amounts in your display currency are approximations (hover or tap for the original and the rate) · exchange rate of

KYC and limits

  1. ID document

    ID document, often with a selfie or video ident

    1. Registered and verified Bit2Me account at Bit2Me

      Source and check Source support.bit2me.com Wording at the source 4. Upon accepting the terms and conditions, an email will automatically be sent to the email address you registered with to verify and confirm it. Go to the inbox of your registered email and confirm... Checked Verified Value wrong? No earlier versions What does [s] mean?

      Requires: E-mail, Phone number, Name and date of birth, Address, ID document

LimitsValue Card
Spending per day 2,500 EUR Source and check Source support.bit2me.com Wording at the source | Volumen transacción diario por usuario (física + virtual) | 2.500 € | 2.500 € | 2.500 € | 2.500 € | 2.500 € | 2.500 € | 2.500 € | 2.500 € | Checked Verified Value wrong? No earlier versions What does [s] mean? virtual and physical card
Spending per day (number) 20× Source and check Source support.bit2me.com Wording at the source | Número transacciones diario | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | Checked Verified Value wrong? No earlier versions What does [s] mean? virtual and physical card
Spending per month 20,000 EUR Source and check Source support.bit2me.com Wording at the source | Volumen transacciones mensual por usuario (física + virtual) | 20.000 € | 20.000 € | 20.000 € | 20.000 € | 20.000 € | 20.000 € | 20.000 € | 20.000 € | Checked Verified Value wrong? No earlier versions What does [s] mean? virtual and physical card
Spending per month (number) 200× Source and check Source support.bit2me.com Wording at the source | Número transacciones mensual | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | Checked Verified Value wrong? No earlier versions What does [s] mean? virtual and physical card
Spending per year 200,000 EUR Source and check Source support.bit2me.com Wording at the source | Volumen transacciones anual por usuario (física + virtual) | 200.000 € | 200.000 € | 200.000 € | 200.000 € | 200.000 € | 200.000 € | 200.000 € | 200.000 € | Checked Verified Value wrong? No earlier versions What does [s] mean? virtual and physical card
Spending per year (number) 700× Source and check Source support.bit2me.com Wording at the source | Número transacciones anual | 700 | 700 | 700 | 700 | 700 | 700 | 700 | 700 | Checked Verified Value wrong? No earlier versions What does [s] mean? virtual and physical card
ATM per day 300 EUR Source and check Source support.bit2me.com Wording at the source | Volumen retiro cajeros diario | 300 € | 300 € | 300 € | 300 € | 300 € | 300 € | 300 € | 300 € | Checked Verified Value wrong? No earlier versions What does [s] mean? physical card
ATM per day (number) 5× Source and check Source support.bit2me.com Wording at the source | Número retiros cajero diario | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | Checked Verified Value wrong? No earlier versions What does [s] mean? physical card
ATM per month 3,000 EUR Source and check Source support.bit2me.com Wording at the source | Volumen retiro cajeros mensual | 3.000 € | 3.000 € | 3.000 € | 3.000 € | 3.000 € | 3.000 € | 3.000 € | 3.000 € | Checked Verified Value wrong? No earlier versions What does [s] mean? physical card
ATM per month (number) 50× Source and check Source support.bit2me.com Wording at the source | Número retiros cajero mensual | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | Checked Verified Value wrong? No earlier versions What does [s] mean? physical card
ATM per year 30,000 EUR Source and check Source support.bit2me.com Wording at the source | Volumen retiro cajeros anual | 30.000 € | 30.000 € | 30.000 € | 30.000 € | 30.000 € | 30.000 € | 30.000 € | 30.000 € | Checked Verified Value wrong? No earlier versions What does [s] mean? physical card
ATM per year (number) 150× Source and check Source support.bit2me.com Wording at the source | Número retiros cajero anual | 150 | 150 | 150 | 150 | 150 | 150 | 150 | 150 | Checked Verified Value wrong? No earlier versions What does [s] mean? physical card
Single payment per transaction 2,500 EUR Source and check Source support.bit2me.com Wording at the source | Volumen transacción unitario por usuario (física + virtual) | 2.500 € | 2.500 € | 2.500 € | 2.500 € | 2.500 € | 2.500 € | 2.500 € | 2.500 € | Checked Verified Value wrong? No earlier versions What does [s] mean? virtual and physical card

KYC: ID document Identity verification is required from the first level.

When is KYC needed?

  • Risk reviewAfter a risk review at its own discretion, Bit2Me may request additional documents such as proof of source of funds. Source and check Source support.bit2me.com Wording at the source To comply with legal requirements, Bit2Me may request further information from its customers. For this reason, you might see a PENDING VERIFICATION message in the IDENTITY section. You will need to op... Checked Verified Value wrong? History What does [s] mean?
What do you have to show? Open the KYC finder

Availability

AttributeValue
Available in
  • by residence: Available in 29 countries and regions Source and check Source support.bit2me.com Wording at the source - GERMANY - AUSTRIA - BELGIUM - BULGARIA - CYPRUS - CROATIA - DENMARK - SLOVAKIA - SLOVENIA - SPAIN - ESTONIA - FINLAND - FRANCE - GREECE - HUNGARY - ICELAND - ITALY - LATVIA - LIECHTENSTEIN - LITHUAN... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Residency requirement Registered tax residence in one of the listed EEA countries; additional country-specific issuance criteria may apply. Source and check Source support.bit2me.com Wording at the source En cambio, actualmente sólo pueden hacer uso de Bit2Me Card los usuarios cuya residencia fiscal registrada se encuentre dentro del territorio EEE (Espacio Económico Europeo). Sin embargo, es posible q... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?

Key countries

  • Germany available
  • Austria available
  • Switzerland not available
  • United States not available
  • United Kingdom not available
  • France available
  • Spain available
  • Italy available
  • Netherlands available
  • Türkiye not available
  • Brazil not available
  • Nigeria not available
  • India not available
  • United Arab Emirates not available
  • Singapore not available

✓ available · ✗ not available · ? not known from the sources

Point at or tap a country.

available (29) not available (221) unknown

Crypto

AttributeValue
Supported assets BTC, ETH, USDC, EURC, SOL, XRP, ADA, TON, DOT, POL, LINK Source and check Source support.bit2me.com Wording at the source - Euro - Bitcoin (BTC) - Polkadot (DOT) - XRP - Ethereum (ETH) - Solana (SOL) - Cardano (ADA) - Polygon Ecosystem Token (POL) - Concordium (CCD) - USD Coin (USDC) - The Open Network (TON) - MultiversX... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Number of supported assets unknown
Top-up networks unknown
Spending order One user-selected linked wallet funds payments; the user can change the linked wallet at any time to choose the asset spent. Source and check Source support.bit2me.com Wording at the source 1. Vincula un monedero de pago: Previamente, debes vincular un monedero con fondos a tu Bit2Me Card. Esto te da control total, ya que puedes cambiar el monedero asociado en cualquier momento para deci... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Fiat top-up Yes Source and check Source support.bit2me.com Wording at the source Flexibilidad Total: Tú eliges en cada momento si quieres pagar con euros o con tus criptomonedas preferidas, cambiando el monedero vinculado desde la app. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?

Bonuses and promotions

What Bit2Me offers itself: referral bonus, welcome bonus, running promotions and partner programme. Values of the provider, with source; no affiliate link in it.

No referral bonus, welcome bonus or promotion documented yet.

Trust

AttributeValue
Issuer / BIN sponsor PECUNIA CARDS EDE, S.L.U. Source and check Source bit2me.com Wording at the source PECUNIA CARDS EDE, S.L.U. es el emisor y gestor de la tarjeta Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Program manager PECUNIA CARDS EDE, S.L.U. (PECUNPAY) Source and check Source bit2me.com Wording at the source PECUNIA CARDS EDE, S.L.U. es el emisor y gestor de la tarjeta y cuenta de pago de Bit2Me. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Headquarters Available in: Spain Source and check Source legal.bit2me.com Wording at the source BITCOINFORME, S.L. (en adelante Bit2Me), con domicilio en Calle Germán Bernacer, 69, 03203, Elche, Alicante, ESPAÑA y con N.I.F. B-54835301 Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Support channels chat, phone, ticket Source and check Source bit2me.com Wording at the source ## Nuestros canales de soporte ### Chatea por Whatsapp Ahora más cerca que nunca. Háblanos por whatsapp al +34 910 91 37 88. Contacta por Whatsapp ### Tutoriales Busca las soluciones en el centro... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Brand on record since 01/2015 Source and check Source web.archive.org Wording at the source archived capture: 2015-01-12 Checked Verified
Domain older than the brand (registered 12/2014) Source and check Source rdap.verisign.com Wording at the source registration: 2014-12-09 Checked Verified

Issuer

Pecunia Cards Source and check Source bit2me.com Wording at the source PECUNIA CARDS EDE, S.L.U. es el emisor y gestor de la tarjeta Checked Verified Licensed Issues 2 card programmes in our catalogue

Transparency

Transparency 57 %

0 of 16 key values not published

  • Imprint / company details: no
  • Public fee schedule: yes
  • Cardholder agreement: no
  • Terms and conditions: yes
  • Terms with version or date: no

Sources last checked 2026-10-29

Licences

Licence of the card issuer Pecunia Cards

  • Banco de España Source and check Source bitsacard.com Wording at the source Pecunia Cards E.D.E., S.L.U. is the issuer and operator of the BITSA® card, whose trade name is "PECUNPAY". PECUNPAY is a Spanish electronic money institution, incorporated in Madrid, authorised by th... Checked Verified What does [s] mean? E-money licence 6707 (ES)

What users report

No community reports evaluated yet.

How the score is made up

65.37 of 100 · good

Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

Methodology and weights
  1. CostsWeight 25 %
    92/100
    23.0 of 25 points

    monthly/annual fee, top-up, FX and ATM fees

  2. KYC and privacyWeight 20 %
    35/100
    7.0 of 20 points

    KYC class needed, KYC-free allowance

  3. FeaturesWeight 15 %
    100/100
    15.0 of 15 points

    wallets, physical card, ATM, assets, chains

  4. AvailabilityWeight 10 %
    22/100
    2.2 of 10 points

    number of countries, EU/US/UK

  5. RewardsWeight 10 %
    46/100
    4.6 of 10 points

    cashback considering caps and staking requirements

  6. TrustWeight 10 %
    85/100
    8.5 of 10 points

    licences, incidents, company and card age, issuer, ownership, security, transparency

    Trust in detail
    • LicencesWeight 15 % not scored
    • Company age (up to 5 years)Weight 10 % not scored
    • Card on the market (up to 3 years)Weight 10 % not scored
    • IssuerWeight 15 % 88
    • OwnershipWeight 10 % not scored
    • Security evidenceWeight 15 % not scored
    • TransparencyWeight 10 % 57
    • Incidents (12 months)Weight 15 % 100
  7. CommunityWeight 10 %
    –
    not scored counts with the median (5.0)

    ratings and reports, damped, neutral with too little data

News

Recent news about Bit2Me from the press and the provider's own channels, rated automatically. · last 90 days: 3 positive, 1 neutral, 0 negative

  1. Webcapitalriesgo Positive Licence
    Bit2Me, participada por Inveready, autorizado para lanzar STX y tokenizar acciones y bonos

    Assessment: Reports that Bit2Me is authorised to launch STX and tokenise securities; the snippet is partly unrelated and does not concern the card.

  2. Territorio Bitcoin Positive Licence
    CNMV autoriza a Bit2Me STX para negociar valores tokenizados

    Also reported by: CriptoNoticias, EXPANSION, El Confidencial, Negocios +1 more reports

    Assessment: CNMV authorises Bit2Me STX to operate a DLT trading and settlement system; a licence for the company, not the card.

  3. Eleconomista Positive Licence
    Bit2Me ya tiene su propia bolsa: prepara 11 debuts y operará todos los días sin descanso

    Assessment: Bit2Me reports its exchange licence and planned securities debuts; no card terms change.

  4. Live Bitcoin News Neutral
    Bit2Me Launches Bit2Shield for Police Crypto Seizures

    Assessment: Bit2Me launches a seized-crypto service for Spanish police; not about its card.

Headlines link to the original article. Sentiment and severity are an automated assessment of headline and summary, not a statement of fact; we do not store the articles.

Early warning

Alerts for this card

We tell you what changes at Bit2Me Card and Bit2Me, with evidence for every alert.

What do you want to receive?

You will first get a mail with a confirmation link.

Changelog

  • Score changed from 63.87 to 65.37.

  • Changes to licences.

  • Score changed from 63.6 to 63.87.

  • Changes to licences.

  • Score changed from 64.89 to 64.32.

  • Changes to KYC levels and requirements.

  • Score changed from 64.23 to 64.89.

  • Score changed from 62.89 to 64.23.

  • Score changed from 59.89 to 62.89.

  • Changes to licences.

  • Changes to reward programmes.

  • Score changed from 62.53 to 59.89.

  • Score changed from 65.28 to 62.53.

  • Score changed from 68.28 to 65.28.

  • Changes to KYC levels and requirements.

  • Changes to KYC levels and requirements.

  • Score changed from 73.75 to 68.28.

  • Changes to limits.

  • Changes to KYC levels and requirements.

  • Score changed from 61.25 to 73.75.

Apply for Bit2Me Card directly with the provider.

All information without guarantee; the provider’s terms are binding. No investment or financial advice: scores are methodical comparisons, not recommendations.

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