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Comparison

Bit2Me Card vs. Bitpanda Card compared

  • Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Bit2Me CardBit2Me
  • Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Bitpanda CardBitpanda

In short

  • Bit2Me Card has the higher score (65.37).
Attribute Bit2Me CardBit2Me Requires KYC Private Virtual Physical Bitpanda CardBitpanda Requires KYC Private Physical
Score good average
CostsWeight 25 % 92 90
KYC and privacyWeight 20 % 35 35
FeaturesWeight 15 % 100 64
AvailabilityWeight 10 % 22 21
RewardsWeight 10 % 46 26
TrustWeight 10 % 85 83
CommunityWeight 10 % not scored not scored
KYC KYC: ID document KYC: ID document
Limits (entry level)
  • Spending per day: 2,500 EUR
  • Spending per day (number): 20×
  • Spending per month: 20,000 EUR
+10
  • Spending per day: 10,000 EUR
  • Spending per week: 70,000 EUR
  • Spending per month: 280,000 EUR
+1
Basics
Card form debit Source and check Source support.bit2me.com Wording at the source Bit2Me Card es una tarjeta de débito Mastercard diseñada para que los usuarios puedan utilizar sus criptomonedas en el día a día. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? debit Source and check Source bitpanda.com Wording at the source The Bitpanda Card is a debit card, therefore you cannot create any debt when using it. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card types (differs) virtual, physical Source and check Source bit2me.com Wording at the source Tu tarjeta en formato física, virtual o en ambos. ¡Nos adaptamos a ti! Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? physical Source and check Source bitpanda.com Wording at the source Your card will typically be shipped within 3-7 working days. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card network (differs) Mastercard Source and check Source bit2me.com Wording at the source Podrás utilizar la tarjeta de Bit2Me en cualquier establecimiento online o físico que acepte pagos con tarjeta Mastercard. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? Visa Source and check Source bitpanda.com Wording at the source This Visa card is issued by Transact Payments Malta Limited pursuant to licence by VISA Europe Limited. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Custody custodial Source and check Source legal.bit2me.com Wording at the source la actividad de Bit2Me como proveedor de servicios de cambio de moneda virtual por moneda fiduciaria y de custodia de monederos electrónicos Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? custodial Source and check Source bitpanda.com Wording at the source It is connected to your Bitpanda account and enables you to spend funds directly from any of your wallets - be that fiat, crypto, stocks or metals. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Funding model converted on spend Source and check Source support.bit2me.com Wording at the source Conversión instantánea y en tiempo real: En el preciso momento de la compra, si el monedero que has vinculado es de una criptomoneda, Bit2Me realiza una conversión automática de la cantidad exacta a €... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? converted on spend Source and check Source bitpanda.com Wording at the source This means at the moment you complete a purchase or cash withdrawal with your card, your asset will instantly and automatically be traded to EUR and deducted from your EUR fiat currency wallet to comp... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card currencies EUR Source and check Source bit2me.com Wording at the source Además, podrás pagar en euros sin nigún tipo de comisión. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? EUR Source and check Source bitpanda.com Wording at the source The Bitpanda Card is nominated in EUR and all related transactions are processed in EUR. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Usage personal Source and check Source legal.bit2me.com Wording at the source Esta tarjeta es personal e intransferible para el titular de la cuenta de Bit2Me, quedando prohibido el uso de la misma por cualquier tercero. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? personal Source and check Source bitpanda.com Wording at the source - You have a verified Bitpanda account - You must be a resident in a country in the euro area. These are countries that have adopted the euro as their primary currency. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Issuer / BIN sponsor (differs) PECUNIA CARDS EDE, S.L.U. Source and check Source bit2me.com Wording at the source PECUNIA CARDS EDE, S.L.U. es el emisor y gestor de la tarjeta Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? Transact Payments Malta Limited Source and check Source bitpanda.com Wording at the source This Visa card is issued by Transact Payments Malta Limited pursuant to licence by VISA Europe Limited. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Limits depend on (differs) account tier Source and check Source support.bit2me.com Wording at the source Además, tu nivel en Space Center optimiza las condiciones de tu tarjeta: cuanto mayor sea el nivel, menores serán los costes y mayores los límites operativos. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? unknown
Cards per account unknown unknown
Availability
Available in unknown unknown
Crypto
Supported assets (differs) BTC, ETH, USDC, EURC, SOL, XRP, ADA, TON, DOT, POL, LINK Source and check Source support.bit2me.com Wording at the source - Euro - Bitcoin (BTC) - Polkadot (DOT) - XRP - Ethereum (ETH) - Solana (SOL) - Cardano (ADA) - Polygon Ecosystem Token (POL) - Concordium (CCD) - USD Coin (USDC) - The Open Network (TON) - MultiversX... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? BTC, ETH Source and check Source bitpanda.com Wording at the source For instance, you initially set the Main payment asset to be Bitcoin but now you want to pay with Ethereum instead. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Number of supported assets unknown unknown
Top-up networks unknown unknown
Fiat top-up (differs) Yes Source and check Source support.bit2me.com Wording at the source Flexibilidad Total: Tú eliges en cada momento si quieres pagar con euros o con tus criptomonedas preferidas, cambiando el monedero vinculado desde la app. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? unknown
Payments
Mobile wallets (differs) Apple Pay Google Pay Source and check Source bit2me.com Wording at the source Compatible con Apple y Google Pay Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? Apple Pay Source and check Source bitpanda.com Wording at the source Enjoy all the benefits of the Bitpanda Card while paying contactless with Apple Pay. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
ATM withdrawals Yes Source and check Source bit2me.com Wording at the source Usa tus cripto para comprar online, en tienda física o para retirar efectivo 24/7 Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? Yes Source and check Source bitpanda.com Wording at the source You can use it for online payments, to pay for your groceries at the supermarket or to make ATM withdrawals. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Contactless Yes Source and check Source legal.bit2me.com Wording at the source La versión en plástico cuenta con tecnología NFC. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? Yes Source and check Source bitpanda.com Wording at the source Enjoy all the benefits of the Bitpanda Card while paying contactless with Apple Pay. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Fees
Virtual card issuance (differs) 0.00 EUR Source and check Source support.bit2me.com Wording at the source | Emisión Bit2Me Card virtual | 0 € | 0 € | 0 € | 0 € | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? unknown
Physical card issuance (differs) unknown 0.00 EUR Source and check Source bitpanda.com Wording at the source | Initial shipment | Free | Free | Free | Free | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Free cards unknown unknown
Shipping (differs) unknown 0.00 EUR – 0.00 EUR Source and check Source bitpanda.com Wording at the source | Initial shipment | Free | Free | Free | Free | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Monthly fee 0.00 EUR Source and check Source support.bit2me.com Wording at the source | Coste mantenimiento mensual | 0 € | 0 € | 0 € | 0 € | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? 0.00 EUR Source and check Source bitpanda.com Wording at the source | Monthly cost | Free | Free | Free | Free | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Annual fee (differs) 0.00 EUR Source and check Source support.bit2me.com Wording at the source No, tu Bit2Me Card, tanto en su versión virtual como física, no tiene ninguna comisión de mantenimiento. Puedes tenerla activa sin preocuparte por costes fijos mensuales o anuales. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? unknown
Top-up fee unknown unknown
Crypto deposit fee unknown unknown
Crypto conversion fee (differs) 0.95 % Source and check Source support.bit2me.com Wording at the source | Coste operación (wallet cripto vinculado) | 0,95% | 0,95% | 0,95% | 0,95% | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? unknown
Foreign currency fee (differs) unknown 0 % above the network rate Source and check Source bitpanda.com Wording at the source | Non-EUR FX Fee | €0 | 0 kr | 0 kr | 0 kr. | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
FX free allowance unknown unknown
Minimum FX fee unknown unknown
ATM fee (differs) unknown 2 % (min. 2.00 EUR) Source and check Source bitpanda.com Wording at the source | Min. ATM fee | 2% or €2 (whatever is higher) | 2% or 22 kr (whatever is higher) | 2% or 22 kr (whatever is higher) | 2% or 15 kr. (whatever is higher) | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Declined payment fee unknown unknown
Refund fee unknown unknown
Inactivity fee (differs) 0.00 EUR Source and check Source support.bit2me.com Wording at the source | 3 meses sin uso | 0 € | 0 € | 0 € | 0 € | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? unknown
Minimum monthly spend unknown unknown
Inactivity rule unknown unknown
Card replacement (differs) unknown 5.90 EUR Source and check Source bitpanda.com Wording at the source | Replacement card (Reissue) | €5.90 | 65 kr | 65 kr | 45 kr. | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Rewards
Cashback (differs) 7 % (level 7); 5 % (level 6); 3 % (level 5); 2 % (level 4); 1 % (level 3); 0.5 % (level 2); 0.25 % (level 1); 0 % (level 0) · in B2M 1 % (holding from 0) · in BTC
Referral bonus (invited friend) unknown unknown
Referral bonus (you) unknown unknown
Welcome bonus unknown unknown

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