Comparison
Bitpanda Card vs. CoinZoom Visa Card: fees, limits & KYC
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Bitpanda CardBitpanda
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coinzoom.com29 Oct 2026
Image source
Source
coinzoom.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
CoinZoom Visa CardCoinZoom
In short
- CoinZoom Visa Card has the best score (64.61).
| Attribute |
Bitpanda CardBitpanda
|
CoinZoom Visa CardCoinZoom
|
|---|---|---|
| Overview | Requires KYC Private Physical | Requires KYC Private Virtual Physical |
| Score | average | average |
| CostsWeight 25 % | 90 | 93 |
| KYC and privacyWeight 20 % | 35 | 35 |
| FeaturesWeight 15 % | 64 | 100 |
| AvailabilityWeight 10 % | 21 | 46 |
| RewardsWeight 10 % | 26 | 27 |
| TrustWeight 10 % | 83 | 70 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC: ID document |
| Limits (entry level) |
|
|
| Basics | ||
| Card formsame for all |
debit
bitpanda.com checked 29 Oct 2026
Source and check
Source
bitpanda.com
Wording at the source
The Bitpanda Card is a debit card, therefore you cannot create any debt when using it.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
debit
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
CoinZoom Visa Debit CardChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card types (differs)same for all |
physical
bitpanda.com checked 29 Oct 2026
Source and check
Source
bitpanda.com
Wording at the source
Your card will typically be shipped within 3-7 working days.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
virtual, physical
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
Download the CoinZoom app, complete identity verification, and your virtual card is ready immediately. Physical cards ship free for Silver tier and above.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card networksame for all |
Visa
bitpanda.com checked 29 Oct 2026
Source and check
Source
bitpanda.com
Wording at the source
This Visa card is issued by Transact Payments Malta Limited pursuant to licence by VISA Europe Limited.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Visa
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
CoinZoom Visa Debit CardChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custodysame for all |
custodial
bitpanda.com checked 29 Oct 2026
Source and check
Source
bitpanda.com
Wording at the source
It is connected to your Bitpanda account and enables you to spend funds directly from any of your wallets - be that fiat, crypto, stocks or metals.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Funding modelsame for all |
converted on spend
bitpanda.com checked 29 Oct 2026
Source and check
Source
bitpanda.com
Wording at the source
This means at the moment you complete a purchase or cash withdrawal with your card, your asset will instantly and automatically be traded to EUR and deducted from your EUR fiat currency wallet to comp...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
converted on spend
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
Any asset in your CoinZoom wallet. The app automatically converts your chosen crypto to USD at the point of sale — no manual steps needed.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currencies (differs)same for all |
EUR
bitpanda.com checked 29 Oct 2026
Source and check
Source
bitpanda.com
Wording at the source
The Bitpanda Card is nominated in EUR and all related transactions are processed in EUR.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
USD
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
Any asset in your CoinZoom wallet. The app automatically converts your chosen crypto to USD at the point of sale — no manual steps needed.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usagesame for all |
personal
bitpanda.com checked 29 Oct 2026
Source and check
Source
bitpanda.com
Wording at the source
- You have a verified Bitpanda account - You must be a resident in a country in the euro area. These are countries that have adopted the euro as their primary currency.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
personal
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
You agree that the Card will be used primarily for personal, family and household purposes only and not for business use.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs)same for all |
Transact Payments Malta Limited
bitpanda.com checked 29 Oct 2026
Source and check
Source
bitpanda.com
Wording at the source
This Visa card is issued by Transact Payments Malta Limited pursuant to licence by VISA Europe Limited.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Zenus Bank
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
This Cardholder Agreement ("Agreement") outlines the terms and conditions under which the CoinZoom Visa (the "Card") has been issued to you by Zenus Bank (the "Bank").Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Limits depend onsame for all | unknown |
account tier
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
Limits vary by Prime tier. Non-Prime starts at $700 daily POS. Gold unlocks $2,500 daily POS, and Black goes up to $10,000 daily POS. See the Prime page for full details.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Cards per accountsame for all | unknown | unknown |
| Unknown for all | Cards per account | |
| Availability | ||
| Available insame for all | unknown | unknown |
| Unknown for all | Available in | |
| Crypto | ||
| Supported assets (differs)same for all |
BTC, ETH
bitpanda.com checked 29 Oct 2026
Source and check
Source
bitpanda.com
Wording at the source
For instance, you initially set the Main payment asset to be Bitcoin but now you want to pay with Ethereum instead.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
only in the app
support.coinzoom.com checked 29 Oct 2026
Source and check
Source
support.coinzoom.com
Wording at the source
Go to the Spend tab and tap on the drop-down at the top of the screen. All of your eligible currencies will show here.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Number of supported assetssame for all | unknown | unknown |
| Top-up networkssame for all | unknown | unknown |
| Fiat top-upsame for all | unknown |
Yes
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
You may add funds to your Card Account at any time. The maximum deposit amount is set forth in Exhibit 2.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Unknown for all | Number of supported assets · Top-up networks | |
| Payments | ||
| Mobile wallets (differs)same for all |
Apple Pay
bitpanda.com checked 29 Oct 2026
Source and check
Source
bitpanda.com
Wording at the source
Enjoy all the benefits of the Bitpanda Card while paying contactless with Apple Pay.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
support.coinzoom.com checked 29 Oct 2026
Source and check
Source
support.coinzoom.com
Wording at the source
The card can be added to both Google and Apple Pay.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| ATM withdrawalssame for all |
Yes
bitpanda.com checked 29 Oct 2026
Source and check
Source
bitpanda.com
Wording at the source
You can use it for online payments, to pay for your groceries at the supermarket or to make ATM withdrawals.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Yes
support.coinzoom.com checked 29 Oct 2026
Source and check
Source
support.coinzoom.com
Wording at the source
You can withdraw cash at most ATMs that accept Visa, using your PIN and available balance.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Contactlesssame for all |
Yes
bitpanda.com checked 29 Oct 2026
Source and check
Source
bitpanda.com
Wording at the source
Enjoy all the benefits of the Bitpanda Card while paying contactless with Apple Pay.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Yes
support.coinzoom.com checked 29 Oct 2026
Source and check
Source
support.coinzoom.com
Wording at the source
- Tap and Pay (Contactless) – Works internationally where accepted, especially in Europe, Australia, and Canada. Spending limits vary by country.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuancesame for all | unknown |
0.00 USD
support.coinzoom.com checked 29 Oct 2026
Source and check
Source
support.coinzoom.com
Wording at the source
The virtual card is free.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Physical card issuancesame for all |
0.00 EUR
bitpanda.com checked 29 Oct 2026
Source and check
Source
bitpanda.com
Wording at the source
| Initial shipment | Free | Free | Free | Free |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
0.00 USD
support.coinzoom.com checked 29 Oct 2026
Source and check
Source
support.coinzoom.com
Wording at the source
The physical card is free to order (shipping costs may apply).Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Free cardssame for all | unknown | unknown |
| Shipping (differs)same for all |
0.00 EUR – 0.00 EUR
bitpanda.com checked 29 Oct 2026
Source and check
Source
bitpanda.com
Wording at the source
| Initial shipment | Free | Free | Free | Free |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
0.00 USD – 60.00 USD
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
| Shipping — standard / expedited (non-Prime) | $5 / $12 | | International shipping (non-Prime) | $5 / $60 | | Shipping (Prime members) | Free |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Monthly feesame for all |
0.00 EUR
bitpanda.com checked 29 Oct 2026
Source and check
Source
bitpanda.com
Wording at the source
| Monthly cost | Free | Free | Free | Free |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
0.00 USD
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
Create an account in under two minutes. No minimums, no monthly fees. Start earning up to 5% back on every purchase.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Annual feesame for all | unknown |
0.00 USD
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
No ZOOM required$0 annual feeChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Top-up feesame for all | unknown |
not applicable
support.coinzoom.com checked 29 Oct 2026
Source and check
Source
support.coinzoom.com
Wording at the source
In the CoinZoom App, select the wallet and currency you want to spend from. When you make a purchase, CoinZoom verifies you have sufficient funds, then instantly sells the selected crypto at the marke...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Crypto deposit feesame for all | unknown | unknown |
| Crypto conversion feesame for all | unknown |
1.49 %
support.coinzoom.com checked 29 Oct 2026
Source and check
Source
support.coinzoom.com
Wording at the source
There is a Crypto-to-USD conversion fee of 1.49% when spending in crypto.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Foreign currency fee (differs)same for all |
0 % above the network rate
bitpanda.com checked 29 Oct 2026
Source and check
Source
bitpanda.com
Wording at the source
| Non-EUR FX Fee | €0 | 0 kr | 0 kr | 0 kr. |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
0 %
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
CoinZoom does not charge foreign transaction fees on the card. Standard network conversion rates may apply.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| FX free allowancesame for all | unknown | unknown |
| Minimum FX feesame for all | unknown | unknown |
| ATM fee (differs)same for all |
2 % (min. 2.00 EUR)
bitpanda.com checked 29 Oct 2026
Source and check
Source
bitpanda.com
Wording at the source
| Min. ATM fee | 2% or €2 (whatever is higher) | 2% or 22 kr (whatever is higher) | 2% or 22 kr (whatever is higher) | 2% or 15 kr. (whatever is higher) |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
free
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
Withdraw cash from ATMs with no CoinZoom fees. Available globally at 1 million+ ATM locations.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Transaction feesame for all | unknown | unknown |
| Cross-border feesame for all | unknown | unknown |
| Withdrawal feesame for all | unknown | unknown |
| Activation feesame for all | unknown | unknown |
| Minimum top-upsame for all | unknown | unknown |
| Declined payment feesame for all | unknown | unknown |
| Refund feesame for all | unknown | unknown |
| Inactivity feesame for all | unknown | unknown |
| Minimum monthly spendsame for all | unknown | unknown |
| Inactivity rulesame for all | unknown |
A card that has been disabled for 60 calendar days or longer may be canceled.
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
We may cancel any Card that has been disabled for sixty (60) calendar days or longer.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card replacementsame for all |
5.90 EUR
bitpanda.com checked 29 Oct 2026
Source and check
Source
bitpanda.com
Wording at the source
| Replacement card (Reissue) | €5.90 | 65 kr | 65 kr | 45 kr. |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Unknown for all | Free cards · Crypto deposit fee · FX free allowance · Minimum FX fee · Transaction fee · Cross-border fee · Withdrawal fee · Activation fee · Minimum top-up · Declined payment fee · Refund fee · Inactivity fee · Minimum monthly spend | |
| Rewards | ||
| Cashback (differs)same for all | 1 % (holding from 0) · in BTC |
0.5–5 % · requires token holding or staking
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
Black 5.0%Crypto back ZOOM holdings required300,000Checked Verified Check overdue · last 29 Oct 2026 Add this value? What does [s] mean? |
| Referral bonus (invited friend)same for all | unknown | unknown |
| Referral bonus (you)same for all | unknown | unknown |
| Welcome bonussame for all | unknown | unknown |
| Unknown for all | Referral bonus (invited friend) · Referral bonus (you) · Welcome bonus | |
Early warning
Watch both cards
One mail when something changes at Bitpanda Card · CoinZoom Visa Card: promotions and bonuses as well as warnings and incidents.