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Image source Source swissborg.com Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only.

by SwissBorg

SwissBorg Card

KYC: ID + proof of address KYC and limits

checked 29 Oct 2026 Source and check Checked29 Oct 2026 Verified29 Oct 2026 Updated29 Oct 2026 “checked” is the last time the source was found unchanged; “verified” is the last time the value was read from the source. “updated” is the last real value change. What does [s] mean? Something missing? Alerts

Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on
Score average of 100

How it is made up ↓Methodology →

To SwissBorg

Basicsswissborg-card

Card form
debit Source and check Source swissborg.com Wording at the source Die SwissBorg-Karte ist eine Mastercard-Debitkarte, mit der du Bitcoin, Ethereum, Solana, BORG und Stablecoins aus deiner SwissBorg-App überall ausgibst, wo Mastercard akzeptiert wird. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card types
virtual Source and check Source swissborg.com Wording at the source Die SwissBorg-Karte ist eine virtuelle Karte - du kannst sie für Online-Käufe oder im Geschäft über Apple Pay, Google Pay oder Curve verwenden. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card network
Mastercard Source and check Source swissborg.com Wording at the source Die SwissBorg-Karte ist eine Mastercard-Debitkarte, mit der du Bitcoin, Ethereum, Solana, BORG und Stablecoins aus deiner SwissBorg-App überall ausgibst, wo Mastercard akzeptiert wird. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Custody
custodial Source and check Source swissborg.com Wording at the source Nein. Die SwissBorg-Karte ist eine Krypto-Debitkarte, keine Kreditkarte: Du bezahlst mit Kryptowährungen, die du bereits in deiner SwissBorg-App hältst, und es gibt keinen Kreditrahmen. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Funding model
converted on spend Source and check Source swissborg.com Wording at the source Beim Bezahlen wird deine Krypto zum aktuellen Kurs in EUR, CHF oder GBP umgerechnet. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card currencies
CHF, EUR, GBP Source and check Source swissborg.com Wording at the source Zahlungen erfolgen in der Basiswährung der Karte (EUR, CHF oder GBP). Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Usage
personal Source and check Source swissborg.com Wording at the source Nur Privat-Accounts sind erlaubt (keine Firmen-Accounts) Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Limits depend on
unknown
Cards per account
unknown
Mobile wallets
Apple Pay Google Pay Source and check Source swissborg.com Wording at the source Bezahle mit Apple Pay, Google Pay oder Curve. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
ATM withdrawals
No Source and check Source swissborg.com Wording at the source Cash withdrawals at ATMs are not initially available with the SwissBorg Card. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Contactless
Yes Source and check Source swissborg.com Wording at the source For in-store purchases, contactless payments can be made by linking the virtual card to digital wallets such as Apple Pay, Google Pay, or Curve (country restrictions may apply). Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?

Fees and cashback

AttributeValue
Fees
Virtual card issuance 0.00 EUR Source and check Source swissborg.com Wording at the source Yes! The SwissBorg Virtual Card is completely free. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Physical card issuance not applicable Source and check Source swissborg.com Wording at the source In the initial stage, only virtual cards will be available for ordering. Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Shipping not applicable Source and check Source swissborg.com Wording at the source In the initial stage, only virtual cards will be available for ordering. Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Monthly fee 0.00 EUR Source and check Source swissborg.com Wording at the source Keine monatlichen Gebühren oder Servicekosten. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Annual fee 0.00 EUR Source and check Source swissborg.com Wording at the source There are no service or annual fees, but real-time crypto-to-fiat conversions are subject to fees. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Top-up fee not applicable Source and check Source swissborg.com Wording at the source Unlike some other crypto cards that require you to manually sell your coins to "top up" a fiat balance, the SwissBorg card offers real-time crypto-to-fiat conversion at the point of sale. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Crypto deposit fee
  • top-up via crypto: free Source and check Source swissborg.com Wording at the source Crypto deposits are also free, however, users may be charged gas fees by the platform from which they are sending their digital assets to the BlockNodes app. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? ↳ amount_100: 0.00 CHF
Crypto conversion fee unknown
Minimum conversion unknown
Foreign currency fee 0 % above the network rate Source and check Source swissborg.com Wording at the source Es können Gebühren für Transaktionen in Fremdwährung anfallen (siehe Währungsumrechner von Mastercard). SwissBorg erhebt keine zusätzlichen FX-Gebühren. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Minimum FX fee unknown
ATM fee not applicable Source and check Source swissborg.com Wording at the source Cash withdrawals at ATMs are not initially available with the SwissBorg Card. Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Merchant-specific fee unknown
Declined payment fee unknown
Refund fee unknown
Inactivity fee unknown
Minimum monthly spend unknown
Inactivity rule unknown
Card replacement unknown
Plan waivers unknown
Cashback & rewards
Cashback 5 % Source and check Source swissborg.com Wording at the source | Loyalty Rank | Exchange Fee | Minimum amount for a single exchange | Maximum amount for a single exchange | Cashback on Exchange Fees (paid in BORG)* ** | |---|---|---|---|---| | Standard | 0.99% |... Checked Verified Value wrong? History What does [s] mean? Standard 15 % Bronze 30 % Silver 50 % Gold 65 % Platinum 80 % Diamond 90 % Elite 92 % Elite - top 500 95 % Elite - top 100 99 % Elite - top 10 in BORG

Amounts in your display currency are approximations (hover or tap for the original and the rate) · exchange rate of

KYC and limits

  1. ID + proof of address

    ID and a recent proof of address

    1. KYC Level 2 at SwissBorg

      from age 18

      Source and check Source swissborg.com Wording at the source 4.1. Eligibility: In order to be eligible to use our Services, you must be at least 18 years old. In order to start using our Services, you must apply for the Services and provide the relevant details... Checked Verified Value wrong? History What does [s] mean?

      Requires: ID document, Proof of address

LimitsValue
Spending per day not published Source and check Source swissborg.com Wording at the source The SwissBorg Card has daily, monthly, and annual spending limits, as well as limits on single transactions and the number of transactions per day or month. Checked Verified Add this value? No earlier versions What does [s] mean?
Spending per day (number) not published Source and check Source swissborg.com Wording at the source The SwissBorg Card has daily, monthly, and annual spending limits, as well as limits on single transactions and the number of transactions per day or month. Checked Verified Add this value? No earlier versions What does [s] mean?
Spending per month not published Source and check Source swissborg.com Wording at the source The SwissBorg Card has daily, monthly, and annual spending limits, as well as limits on single transactions and the number of transactions per day or month. Checked Verified Add this value? No earlier versions What does [s] mean?
Spending per month (number) not published Source and check Source swissborg.com Wording at the source The SwissBorg Card has daily, monthly, and annual spending limits, as well as limits on single transactions and the number of transactions per day or month. Checked Verified Add this value? No earlier versions What does [s] mean?
Spending per year not published Source and check Source swissborg.com Wording at the source The SwissBorg Card has daily, monthly, and annual spending limits, as well as limits on single transactions and the number of transactions per day or month. Checked Verified Add this value? No earlier versions What does [s] mean?
Single payment per transaction not published Source and check Source swissborg.com Wording at the source The SwissBorg Card has daily, monthly, and annual spending limits, as well as limits on single transactions and the number of transactions per day or month. Checked Verified Add this value? No earlier versions What does [s] mean?

KYC: ID + proof of address Identity verification is required from the first level.

When is KYC needed?

  • Change of name or addressWhen you change your name or address, SwissBorg may request additional documents such as proof of source of funds. Source and check Source swissborg.com Wording at the source If your personal information changes, then you must update the information we hold about you. We may require additional information from you from time to time and you must cooperate by providing such... Checked Verified Value wrong? History What does [s] mean?
  • Risk reviewAfter a risk review at its own discretion, SwissBorg may request additional documents such as proof of source of funds. Source and check Source swissborg.com Wording at the source if legal or regulatory requirements prevent us from making the payment or mean that we need to carry out further checks; Checked Verified Value wrong? History What does [s] mean?
What do you have to show? Open the KYC finder

Availability

AttributeValue
Available in
  • by residence: Available in: European Economic Area, Switzerland, United Kingdom Source and check Source swissborg.com Wording at the source - Reside in one of the following regions: EEA, UK or Switzerland. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Residency requirement unknown

Key countries

  • Germany available
  • Austria available
  • Switzerland available
  • United States not available
  • United Kingdom available
  • France available
  • Spain available
  • Italy available
  • Netherlands available
  • Türkiye not available
  • Brazil not available
  • Nigeria not available
  • India not available
  • United Arab Emirates not available
  • Singapore not available

✓ available · ✗ not available · ? not known from the sources

Point at or tap a country.

available (32) not available (218) unknown

Crypto

AttributeValue
Supported assets BTC, ETH, USDC, EURC, SOL, BORG Source and check Source swissborg.com Wording at the source You choose your primary spending asset - BORG, BTC, ETH, SOL, or a stablecoin, EURC, USDC, USDG, VEUR, VCHF, or VGBP (depending on local availability) - and have the option to select backup assets tha... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Number of supported assets unknown
Top-up networks unknown
Spending order The user selects a primary cryptocurrency and optional backup assets; the app automatically uses backups when the primary balance is insufficient. Source and check Source swissborg.com Wording at the source Du wählst eine primäre Kryptowährung für Zahlungen und kannst Backup-Kryptowährung festlegen. Reicht dein Hauptsaldo nicht aus, wird automatisch auf Backup-Assets zurückgegriffen. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Fiat top-up No Source and check Source swissborg.com Wording at the source Die Karte nutzt nur dein Crypto-Guthaben - Fiat-Guthaben kann nicht verwendet werden. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?

Bonuses and promotions

What SwissBorg offers itself: referral bonus, welcome bonus, running promotions and partner programme. Values of the provider, with source; no affiliate link in it.

No referral bonus, welcome bonus or promotion documented yet.

Trust

AttributeValue
Issuer / BIN sponsor UAB Monavate Source and check Source swissborg.com Wording at the source The SwissBorg Card is issued by Monavate. UAB Monavate is a company incorporated under the laws of Lithuania and authorised by the Bank of Lithuania to issue electronic money and provide payment servi... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Program manager unknown
Headquarters unknown
Support channels chat, email Source and check Source swissborg.com Wording at the source Customer support is available through: - In-app chat - Email - [email protected] - Help center or FAQ section Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Brand on record since 11/2017 Source and check Source web.archive.org Wording at the source archived capture: 2017-11-05 Checked Verified
Domain older than the brand (registered 12/2015) Source and check Source rdap.verisign.com Wording at the source registration: 2015-12-17 Checked Verified

Issuer

Monavate (Lithuania) Source and check Source swissborg.com Wording at the source The SwissBorg Card is issued by Monavate. UAB Monavate is a company incorporated under the laws of Lithuania and authorised by the Bank of Lithuania to issue electronic money and provide payment servi... Checked Verified Licensed Registered name: UAB Monavate Source and check Source shop.ledger.com Wording at the source The CL Card and underlying Account for EU customers are maintained and operated by UAB Monavate, an entity registered and regulated in Lithuania under legal entity code 305628001. Checked Verified Register number: 305628001 Source and check Source shop.ledger.com Wording at the source The CL Card and underlying Account for EU customers are maintained and operated by UAB Monavate, an entity registered and regulated in Lithuania under legal entity code 305628001. Checked Verified Issues 7 card programmes in our catalogue

Transparency

Transparency 86 %

0 of 18 key values not published

  • Imprint / company details: no
  • Public fee schedule: yes
  • Cardholder agreement: yes
  • Terms and conditions: yes
  • Terms with version or date: yes

Sources last checked 2026-10-29

Licences

  • Autorité des marchés financiers (AMF) Source and check Source swissborg.com Wording at the source Operating the SwissBorg App under MiCA license number A2026-011 in FranceBlockNodes SAS 29 rue Blanche, 75009 Paris, France By using this website you agree to our Terms of Use. Nothing on this websit... Checked Verified Value wrong? History What does [s] mean? CASP (MiCA) A2026-011 (FR)

Licence of the card issuer Monavate

  • Financial Conduct Authority Source and check Source krak.app Wording at the source In the UK, Krak is a global money app. Krak Card is issued by Monavate Limited, authorised by the Financial Conduct Authority to carry on electronic money activities and related payment services (FRN:... Checked Verified What does [s] mean? E-money licence 901097 (GB) Register entry
  • Bank of Lithuania Source and check Source okx.com Wording at the source We are authorised by the Bank of Lithuania: UAB Monavate Limited is authorised by the Bank of Lithuania ("BOL") (authorisation code LB002139) to issue electronic money and provide payment services. Checked Verified What does [s] mean? E-money licence LB002139 (LT)

What users report

No community reports evaluated yet.

How the score is made up

58.87 of 100 · average

Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

Methodology and weights
  1. CostsWeight 25 %
    100/100
    25.0 of 25 points

    monthly/annual fee, top-up, FX and ATM fees

  2. KYC and privacyWeight 20 %
    18/100
    3.5 of 20 points

    KYC class needed, KYC-free allowance

  3. FeaturesWeight 15 %
    52/100
    7.8 of 15 points

    wallets, physical card, ATM, assets, chains

  4. AvailabilityWeight 10 %
    40/100
    4.0 of 10 points

    number of countries, EU/US/UK

  5. RewardsWeight 10 %
    –
    not scored counts neutral (5.0)

    cashback considering caps and staking requirements

  6. TrustWeight 10 %
    86/100
    8.6 of 10 points

    licences, incidents, company and card age, issuer, ownership, security, transparency

    Trust in detail
    • LicencesWeight 15 % 60
    • Company age (up to 5 years)Weight 10 % not scored
    • Card on the market (up to 3 years)Weight 10 % not scored
    • IssuerWeight 15 % 100
    • OwnershipWeight 10 % not scored
    • Security evidenceWeight 15 % not scored
    • TransparencyWeight 10 % 86
    • Incidents (12 months)Weight 15 % 100
  7. CommunityWeight 10 %
    –
    not scored counts with the median (5.0)

    ratings and reports, damped, neutral with too little data

Early warning

Alerts for this card

We tell you what changes at SwissBorg Card and SwissBorg, with evidence for every alert.

What do you want to receive?

You will first get a mail with a confirmation link.

Changelog

  • Score changed from 57.78 to 58.87.

  • Changes to licences.

  • Score changed from 58.33 to 57.78.

  • Changes to licences.

  • Score changed from 59.22 to 59.12.

  • Changes to KYC levels and requirements.

  • Score changed from 55.22 to 59.22.

  • Changes to licences.

  • Changes to KYC levels and requirements.

  • Score changed from 59.97 to 55.22.

  • Changes to reward programmes.

  • Score changed from 61 to 59.97.

  • Score changed from 56 to 61.

  • Score changed from 43.5 to 56.

  • Changes to limits.

  • Changes to KYC levels and requirements.

Apply for SwissBorg Card directly with the provider.

All information without guarantee; the provider’s terms are binding. No investment or financial advice: scores are methodical comparisons, not recommendations.

Report an error To SwissBorg