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Image source Source aixpay.co Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only.

by AIXPAY

AIX Card

KYC: ID document KYC and limits

checked 28 Oct 2026 Source and check Checked28 Oct 2026 Verified28 Oct 2026 Updated29 Oct 2026 “checked” is the last time the source was found unchanged; “verified” is the last time the value was read from the source. “updated” is the last real value change. What does [s] mean? Something missing? Alerts

Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on
Score average of 100

How it is made up ↓Methodology →

To AIXPAY

Basicsaix-card

Card form
unknown
Card types
virtual, physical Source and check Source aixpay.co Wording at the source Available as virtual or physical cards to suit your needs. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card network
Visa Source and check Source aixpay.co Wording at the source Accepted at over 175 million Visa merchants worldwide. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Custody
custodial Source and check Source aixpay.co Wording at the source dtcpay is the operator of the AIX Pay Wallet and all virtual asset services, such as safeguarding, deposits, custody and transfers, are provided solely by dtcpay. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Funding model
converted on spend Source and check Source aixpay.co Wording at the source Real-time crypto-to-fiat conversion protects against volatility. Pay online, in shops, or via QR codes with confidence and simplicity. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card currencies
unknown
Usage
personal Source and check Source aixpay.co Wording at the source Perfect for everyday purchases and cross-border payments. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Limits depend on
unknown
Cards per account
unknown
Mobile wallets
unknown
ATM withdrawals
Yes Source and check Source aixpay.co Wording at the source Withdraw cash from global ATMs or pay in-store securely. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Contactless
unknown

Fees and cashback

AttributeValue
Fees
Virtual card issuance unknown
Physical card issuance
  • Physical card: 10.00 USD Source and check Source aixpay.co Wording at the source In the AIX Pay app, tap Get card, choose virtual or physical, select your design and stablecoin, then pay the fee. Virtual: ready in minutes. Physical: add your address and pay USD $10. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Shipping unknown
Monthly fee unknown
Annual fee unknown
Top-up fee unknown
Crypto deposit fee unknown
Crypto conversion fee unknown
Minimum conversion unknown
Foreign currency fee unknown
Minimum FX fee unknown
ATM fee 2 % Source and check Source aixpay.co Wording at the source Yes, cash withdrawals are available at supported ATMs. A 2% fee applies, and some ATMs may charge an additional fee on their end. You'll see the full breakdown before confirming. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? ↳ Withdrawing 200.00 USD at an ATM: 4.00 USD
Merchant-specific fee unknown
Declined payment fee unknown
Refund fee unknown
Inactivity fee unknown
Minimum monthly spend unknown
Inactivity rule unknown
Card replacement unknown
Plan waivers unknown
Cashback & rewards
Cashback unknown

Amounts in your display currency are approximations (hover or tap for the original and the rate) · exchange rate of

KYC and limits

  1. ID document

    ID document, often with a selfie or video ident

    1. App account / dtcpay onboarding at AIXPAY

      Source and check Source aixpay.co Wording at the source Verify your identity in just a few steps with facial recognition and KYC. Checked Verified Value wrong? History What does [s] mean?

      Requires: E-mail, ID document, Selfie / liveness

KYC: ID document Identity verification is required from the first level.

When is KYC needed?

  • Change of name or addressWhen you change your name or address, AIXPAY repeats the identity verification. Source and check Source aixpay.co Wording at the source 3.5 We and/or dtcpay may refuse, limit, suspend or require re-verification of registration at any time, including after changes to your device, location, name, contact details, or if we detect risk, f... Checked Verified Value wrong? History What does [s] mean?
  • Change of residenceWhen you move to another country, AIXPAY repeats the identity verification. Source and check Source aixpay.co Wording at the source 3.5 We and/or dtcpay may refuse, limit, suspend or require re-verification of registration at any time, including after changes to your device, location, name, contact details, or if we detect risk, f... Checked Verified Value wrong? History What does [s] mean?
  • Security settings changedAfter a change of your security settings, AIXPAY repeats the identity verification. Source and check Source aixpay.co Wording at the source 3.5 We and/or dtcpay may refuse, limit, suspend or require re-verification of registration at any time, including after changes to your device, location, name, contact details, or if we detect risk, f... Checked Verified Value wrong? History What does [s] mean?
  • Risk reviewAfter a risk review at its own discretion, AIXPAY repeats the identity verification. Source and check Source aixpay.co Wording at the source 3.5 We and/or dtcpay may refuse, limit, suspend or require re-verification of registration at any time, including after changes to your device, location, name, contact details, or if we detect risk, f... Checked Verified Value wrong? History What does [s] mean?
What do you have to show? Open the KYC finder

Availability

AttributeValue
Available in unknown
Residency requirement Availability depends on local law and eligibility; not all products and services are offered at all locations. Source and check Source aixpay.co Wording at the source Any expression of interest and/or request to access products or services on the App must be made on your own initiative. Not all products and services are offered at all locations. By opening or maint... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?

Key countries

  • Germany unknown
  • Austria unknown
  • Switzerland unknown
  • United States unknown
  • United Kingdom unknown
  • France unknown
  • Spain unknown
  • Italy unknown
  • Netherlands unknown
  • Türkiye unknown
  • Brazil unknown
  • Nigeria unknown
  • India unknown
  • United Arab Emirates unknown
  • Singapore unknown

✓ available · ✗ not available · ? not known from the sources

Crypto

AttributeValue
Supported assets USDT, USDC, FDUSD Source and check Source aixpay.co Wording at the source Your AIX Pay wallet has four separate balances, one for each stablecoin: USDT, USDC, WUSD, and FDUSD. Each balance is kept separate so you always know exactly how much you have in each account. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Number of supported assets unknown
Top-up networks Ethereum, BNB Smart Chain, Solana, Base Source and check Source aixpay.co Wording at the source Here's what you can deposit: USDC: Base, BSC, Ethereum, Solana; USDT: BSC, Ethereum, Solana; FDUSD: BSC, Ethereum, Solana; WUSD: Ethereum Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Spending order unknown
Fiat top-up unknown

Bonuses and promotions

What AIXPAY offers itself: referral bonus, welcome bonus, running promotions and partner programme. Values of the provider, with source; no affiliate link in it.

No referral bonus, welcome bonus or promotion documented yet.

Trust

AttributeValue
Issuer / BIN sponsor Digital Treasures Center Pte. Ltd. (dtcpay) Source and check Source aixpay.co Wording at the source AIXPAY LIMITED is a technology and technical service provider. All payment, financial, card issuance, virtual assets and related services are provided by our partner, Digital Treasures Center Pte. Ltd... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Program manager unknown
Headquarters unknown
Support channels email Source and check Source aixpay.co Wording at the source 15.1 For App-related issues, including technical support, performance or account access, please contact us by email at [email protected]. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?

Issuer

Digital Treasures Center Source and check Source aixpay.co Wording at the source AIXPAY LIMITED is a technology and technical service provider. All payment, financial, card issuance, virtual assets and related services are provided by our partner, Digital Treasures Center Pte. Ltd... Checked Verified Licensed Issues 1 card programme in our catalogue

Company

Registered name AIXPAY LIMITED Source and check Source aixpay.co Wording at the source AIXPAY LIMITED is a technology and technical service provider Checked Verified

Transparency

Transparency 57 %

0 of 10 key values not published

  • Imprint / company details: yes
  • Public fee schedule: no
  • Cardholder agreement: no
  • Terms and conditions: yes
  • Terms with version or date: no

Sources last checked 2026-10-28

Licences

Licence of the card issuer Digital Treasures Center

  • Monetary Authority of Singapore Source and check Source eservices.mas.gov.sg Wording at the source # DIGITAL TREASURES CENTER PTE. LTD. Incorporated in Singapore ## Licence Type/Status ### Major Payment Institution Major payment institutions provide any combination of regulated payment services... Checked Verified What does [s] mean? VASP (SG) Register entry

What users report

No community reports evaluated yet.

How the score is made up

56.45 of 100 · average

Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

Methodology and weights
  1. CostsWeight 25 %
    60/100
    15.0 of 25 points

    monthly/annual fee, top-up, FX and ATM fees

  2. KYC and privacyWeight 20 %
    35/100
    7.0 of 20 points

    KYC class needed, KYC-free allowance

  3. FeaturesWeight 15 %
    74/100
    11.1 of 15 points

    wallets, physical card, ATM, assets, chains

  4. AvailabilityWeight 10 %
    –
    not scored counts neutral (5.0)

    number of countries, EU/US/UK

  5. RewardsWeight 10 %
    –
    not scored counts neutral (5.0)

    cashback considering caps and staking requirements

  6. TrustWeight 10 %
    83/100
    8.3 of 10 points

    licences, incidents, company and card age, issuer, ownership, security, transparency

    Trust in detail
    • LicencesWeight 15 % not scored
    • Company age (up to 5 years)Weight 10 % not scored
    • Card on the market (up to 3 years)Weight 10 % not scored
    • IssuerWeight 15 % 84
    • OwnershipWeight 10 % not scored
    • Security evidenceWeight 15 % not scored
    • TransparencyWeight 10 % 57
    • Incidents (12 months)Weight 15 % 100
  7. CommunityWeight 10 %
    –
    not scored counts with the median (5.0)

    ratings and reports, damped, neutral with too little data

Early warning

Alerts for this card

We tell you what changes at AIX Card and AIXPAY, with evidence for every alert.

What do you want to receive?

You will first get a mail with a confirmation link.

Changelog

  • Score changed from 54.95 to 56.45.

  • Changes to licences.

  • Score changed from 54.47 to 54.95.

  • Changes to licences.

  • Changes to KYC levels and requirements.

  • Company name changed from AIXPAY LIMITED to AIXPAY.

  • Changes to KYC levels and requirements.

  • Score changed from 57.97 to 54.47.

  • Changes to KYC levels and requirements.

  • Score changed from 59.63 to 58.7.

  • Changes to KYC levels and requirements.

  • Score changed from 56.13 to 59.63.

  • Changes to licences.

  • Changes to KYC levels and requirements.

  • Score changed from 53.63 to 56.13.

  • Changes to KYC levels and requirements.

  • Score changed from 54 to 53.63.

Apply for AIX Card directly with the provider.

All information without guarantee; the provider’s terms are binding. No investment or financial advice: scores are methodical comparisons, not recommendations.

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