Comparison
AIX Card vs. Coinbase Card: fees, limits & KYC
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
AIX CardAIXPAY
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Coinbase CardCoinbase
In short
- Coinbase Card has the higher score (59.42).
| Attribute |
AIX CardAIXPAY
Requires KYC
Private
Virtual
Physical
|
Coinbase CardCoinbase
KYC unknown
Requires KYC
Private
Virtual
Physical
|
|---|---|---|
| Score | average | average |
| CostsWeight 25 % | 60 | 50 |
| KYC and privacyWeight 20 % | 35 | not scored |
| FeaturesWeight 15 % | 74 | 82 |
| AvailabilityWeight 10 % | not scored | 17 |
| RewardsWeight 10 % | not scored | 100 |
| TrustWeight 10 % | 83 | 79 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC unknown KYC: Full verification |
| Limits (entry level) | no limits captured | no limits captured |
| Basics | ||
| Card form (differs) | unknown |
debit
coinbase.com checked 28 Oct 2026
Source and check
Source
coinbase.com
Wording at the source
you may be given the option to apply for a Coinbase Visa Card ("Card") issued by Pathward National Association ("Pathward"). The Card is a debit card.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card types |
virtual, physical
aixpay.co checked 28 Oct 2026
Source and check
Source
aixpay.co
Wording at the source
Available as virtual or physical cards to suit your needs.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
virtual, physical
coinbase.com checked 29 Oct 2026
Source and check
Source
coinbase.com
Wording at the source
Create a virtual card or order a physical cardChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card network |
Visa
aixpay.co checked 28 Oct 2026
Source and check
Source
aixpay.co
Wording at the source
Accepted at over 175 million Visa merchants worldwide.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Visa
coinbase.com checked 28 Oct 2026
Source and check
Source
coinbase.com
Wording at the source
you may be given the option to apply for a Coinbase Visa Card ("Card") issued by Pathward National Association ("Pathward"). The Card is a debit card.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Custody |
custodial
aixpay.co checked 28 Oct 2026
Source and check
Source
aixpay.co
Wording at the source
dtcpay is the operator of the AIX Pay Wallet and all virtual asset services, such as safeguarding, deposits, custody and transfers, are provided solely by dtcpay.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
custodial
coinbase.com checked 28 Oct 2026
Source and check
Source
coinbase.com
Wording at the source
2.7. Digital Asset Custody and Title. All Supported Digital Assets held in your Digital Asset Wallet are custodial assets held by Coinbase for your benefit, as described in further detail below.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Funding model |
converted on spend
aixpay.co checked 28 Oct 2026
Source and check
Source
aixpay.co
Wording at the source
Real-time crypto-to-fiat conversion protects against volatility. Pay online, in shops, or via QR codes with confidence and simplicity.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
converted on spend
coinbase.com checked 28 Oct 2026
Source and check
Source
coinbase.com
Wording at the source
1.4. Supported Digital Asset as Preferred Spending Currency. When you select a Supported Digital Asset as your Preferred Spending Currency and use your Card, you authorize Coinbase to facilitate your...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card currencies (differs) | unknown |
USD
coinbase.com checked 29 Oct 2026
Source and check
Source
coinbase.com
Wording at the source
If you choose to spend crypto, Coinbase will automatically convert all cryptocurrency to US Dollars for use in purchases and ATM withdrawals.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Usage |
personal
aixpay.co checked 28 Oct 2026
Source and check
Source
aixpay.co
Wording at the source
Perfect for everyday purchases and cross-border payments.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
personal
coinbase.com checked 28 Oct 2026
Source and check
Source
coinbase.com
Wording at the source
1. Coinbase Card. When you hold Fiat Currency denominated in U.S. Dollars (USD) or Supported Digital Assets on Coinbase, you may be given the option to apply for a Coinbase Visa Card ("Card")Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs) |
Digital Treasures Center Pte. Ltd. (dtcpay)
aixpay.co checked 28 Oct 2026
Source and check
Source
aixpay.co
Wording at the source
AIXPAY LIMITED is a technology and technical service provider. All payment, financial, card issuance, virtual assets and related services are provided by our partner, Digital Treasures Center Pte. Ltd...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Pathward, N.A. (Member FDIC)
coinbase.com checked 29 Oct 2026
Source and check
Source
coinbase.com
Wording at the source
The Coinbase Card is issued by Pathward®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Limits depend on | unknown | unknown |
| Cards per account | unknown | unknown |
| Availability | ||
| Available in | unknown | unknown |
| Crypto | ||
| Supported assets (differs) |
USDT, USDC, FDUSD
aixpay.co checked 28 Oct 2026
Source and check
Source
aixpay.co
Wording at the source
Your AIX Pay wallet has four separate balances, one for each stablecoin: USDT, USDC, WUSD, and FDUSD. Each balance is kept separate so you always know exactly how much you have in each account.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
USDC
coinbase.com checked 29 Oct 2026
Source and check
Source
coinbase.com
Wording at the source
There are no fees for spending US dollars (USD) or crypto, including USD Coin (USDC) with Coinbase Card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Number of supported assets | unknown | unknown |
| Top-up networks (differs) |
Ethereum, BNB Smart Chain, Solana, Base
aixpay.co checked 28 Oct 2026
Source and check
Source
aixpay.co
Wording at the source
Here's what you can deposit: USDC: Base, BSC, Ethereum, Solana; USDT: BSC, Ethereum, Solana; FDUSD: BSC, Ethereum, Solana; WUSD: EthereumChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Fiat top-up (differs) | unknown |
Yes
coinbase.com checked 29 Oct 2026
Source and check
Source
coinbase.com
Wording at the source
Fund your card with ease. Link your bank account or get part of your paycheck deposited into Coinbase with zero fees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Payments | ||
| Mobile wallets | unknown |
Standard:
unknown
1 more country/regionUnited States: Apple Pay Google Pay help.coinbase.com checked 28 Oct 2026 Source and check Source help.coinbase.com Wording at the sourceAdd your Coinbase Card to Apple Pay or Google Pay by opening the Apple Wallet or Google Pay apps on your mobile phone and following the steps to add a new card.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| ATM withdrawals |
Yes
aixpay.co checked 28 Oct 2026
Source and check
Source
aixpay.co
Wording at the source
Withdraw cash from global ATMs or pay in-store securely.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Yes
coinbase.com checked 28 Oct 2026
Source and check
Source
coinbase.com
Wording at the source
1.2. Role of the Card. The Card can be used to purchase goods and services from merchants at point of sale terminals, over the telephone, online, or on payment platforms, or withdraw cash from automat...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Contactless (differs) | unknown |
Yes
coinbase.com checked 28 Oct 2026
Source and check
Source
coinbase.com
Wording at the source
unless the Card Transaction is being made via a contactless card reader in which case the presentation of the Card will be sufficient to demonstrate consent.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuance | unknown | unknown |
| Physical card issuance | unknown | unknown |
| Free cards | unknown | unknown |
| Shipping | unknown | unknown |
| Monthly fee | unknown | unknown |
| Annual fee | unknown |
Standard:
unknown
1 more country/regionUnited States: 0.00 USD coinbase.com checked 29 Oct 2026 Source and check Source coinbase.com Wording at the sourceNo hidden fees. Enjoy zero spending fees and no annual fees.⁴Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Top-up fee (differs) | unknown |
free (Stated for funding via linked bank account or paycheck direct deposit into Coinbase.)
coinbase.com checked 29 Oct 2026
Source and check
Source
coinbase.com
Wording at the source
Fund your card with ease. Link your bank account or get part of your paycheck deposited into Coinbase with zero fees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee (differs) | unknown |
not published
help.coinbase.com checked 29 Oct 2026
Source and check
Source
help.coinbase.com
Wording at the source
There are no Coinbase transaction fees but a spread applies when we buy, sell, or trade cryptocurrencies.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Foreign currency fee | unknown | unknown |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| ATM fee (differs) |
2 %
aixpay.co checked 28 Oct 2026
Source and check
Source
aixpay.co
Wording at the source
Yes, cash withdrawals are available at supported ATMs. A 2% fee applies, and some ATMs may charge an additional fee on their end. You'll see the full breakdown before confirming.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Standard:
unknown
1 more country/regionUnited States: free help.coinbase.com checked 28 Oct 2026 Source and check Source help.coinbase.com Wording at the sourceYou can withdraw cash from ATMs using your Coinbase Card with no fees from Coinbase; however, the ATM may charge a fee.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Transaction fee | unknown | unknown |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| Inactivity fee | unknown | unknown |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | unknown |
| Card replacement | unknown | unknown |
| Rewards | ||
| Cashback (differs) | unknown |
only in the app
coinbase.com checked 29 Oct 2026
Source and check
Source
coinbase.com
Wording at the source
Crypto rewards is an optional Coinbase offer. Rewards are only available to Card users in the US. Reward rate is variable. Check your app for the most updated rate.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) | unknown | unknown |
| Welcome bonus | unknown | unknown |
Highlighted rows differ.
Early warning
Watch both cards
One mail when something changes at AIX Card · Coinbase Card: promotions and bonuses as well as warnings and incidents.