Comparison
Coinbase Card vs. Uphold Debit Card: fees, limits & KYC
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Coinbase CardCoinbase
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Uphold Debit CardUphold
In short
- Uphold Debit Card has the higher score (60.35).
| Attribute |
Coinbase CardCoinbase
KYC unknown
Requires KYC
Private
Virtual
Physical
|
Uphold Debit CardUphold
Requires KYC
Private
Virtual
Physical
Metal
|
|---|---|---|
| Score | average | average with variant Uphold Elite Card: 62.95 |
| CostsWeight 25 % | 50 | 80 |
| KYC and privacyWeight 20 % | not scored | 35 |
| FeaturesWeight 15 % | 82 | 84 |
| AvailabilityWeight 10 % | 17 | 17 |
| RewardsWeight 10 % | 100 | 61 |
| TrustWeight 10 % | 79 | 80 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC unknown KYC: Full verification | KYC: ID document |
| Limits (entry level) | no limits captured |
|
| Basics | ||
| Card form (differs) |
debit
coinbase.com checked 28 Oct 2026
Source and check
Source
coinbase.com
Wording at the source
you may be given the option to apply for a Coinbase Visa Card ("Card") issued by Pathward National Association ("Pathward"). The Card is a debit card.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
prepaid
uphold.com checked 29 Oct 2026
Two sources, two values
Shownprepaid
uphold.comchecked 29 Oct 2026
The Card is a prepaid card. The Card allows you to access Fiat, Cryptocurrencies, Precious Metals, and Currencies loaded or deposited on the Uphold Platform by you or on your behalf.Differingdebit uphold.comfetched 29 Oct 2026 Your Uphold Debit Card uses the asset balances in your wallet. You can fund it through bank transfers, direct deposit, PayPal, or crypto deposits.The shown value comes from the more binding source (terms and fee schedules rank above help pages, product pages and app stores). Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| Card types |
virtual, physical
coinbase.com checked 29 Oct 2026
Source and check
Source
coinbase.com
Wording at the source
Create a virtual card or order a physical cardChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
virtual, physical
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
| Physical Card | $0 (Metal card) | $4.99 (Plastic card) |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
virtual, metal
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
| Physical Card | $0 (Metal card) | $4.99 (Plastic card) |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card network |
Visa
coinbase.com checked 28 Oct 2026
Source and check
Source
coinbase.com
Wording at the source
you may be given the option to apply for a Coinbase Visa Card ("Card") issued by Pathward National Association ("Pathward"). The Card is a debit card.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Visa
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
Use anywhere Visa is accepted.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custody |
custodial
coinbase.com checked 28 Oct 2026
Source and check
Source
coinbase.com
Wording at the source
2.7. Digital Asset Custody and Title. All Supported Digital Assets held in your Digital Asset Wallet are custodial assets held by Coinbase for your benefit, as described in further detail below.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
custodial
uphold.com checked 29 Oct 2026
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Source
uphold.com
Wording at the source
For example, if you go to the gas station and use your Card linked to your Bitcoin asset account to buy gas at the pump. To authorize the transaction, the Program Manager will sell $75 in Bitcoin to a...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding model |
converted on spend
coinbase.com checked 28 Oct 2026
Source and check
Source
coinbase.com
Wording at the source
1.4. Supported Digital Asset as Preferred Spending Currency. When you select a Supported Digital Asset as your Preferred Spending Currency and use your Card, you authorize Coinbase to facilitate your...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
converted on spend
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
The Card is a prepaid card. The Card allows you to access Fiat, Cryptocurrencies, Precious Metals, and Currencies loaded or deposited on the Uphold Platform by you or on your behalf. In the Uphold Pla...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currencies |
USD
coinbase.com checked 29 Oct 2026
Source and check
Source
coinbase.com
Wording at the source
If you choose to spend crypto, Coinbase will automatically convert all cryptocurrency to US Dollars for use in purchases and ATM withdrawals.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
USD
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
No cryptocurrency debits, credits or balances will take place on the Uphold Visa Card or be held on the Card. Only US Dollars (USD) are transacted on the Uphold Visa Card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usage |
personal
coinbase.com checked 28 Oct 2026
Source and check
Source
coinbase.com
Wording at the source
1. Coinbase Card. When you hold Fiat Currency denominated in U.S. Dollars (USD) or Supported Digital Assets on Coinbase, you may be given the option to apply for a Coinbase Visa Card ("Card")Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
personal
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
You agree (i) not to use your Card for illegal gambling or any other illegal purpose; (ii) to use your Card for personal use only and not for any business or commercial purposes;Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs) |
Pathward, N.A. (Member FDIC)
coinbase.com checked 29 Oct 2026
Source and check
Source
coinbase.com
Wording at the source
The Coinbase Card is issued by Pathward®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Cross River Bank
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
This document is an agreement ("Agreement") containing the terms and conditions that apply to the Uphold Essential Card and the Uphold Elite Card (individually and collectively, "Uphold Visa Card") is...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Limits depend on (differs) | unknown |
plan
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
| Purchases (POS) | $2,500 per day (the "Daily Purchase Limit") and $10,000 per month | $25,000 per day (the "Daily Purchase Limit") and $100,000 per month |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Cards per account | unknown | |
| Availability | ||
| Available in | unknown | |
| Crypto | ||
| Supported assets (differs) |
USDC
coinbase.com checked 29 Oct 2026
Source and check
Source
coinbase.com
Wording at the source
There are no fees for spending US dollars (USD) or crypto, including USD Coin (USDC) with Coinbase Card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
BTC, ETH
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
| BTC, ETH | 2.00% – 2.20% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Number of supported assets (differs) | unknown |
300
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
Spend dollars or 300+ digital assets instantly.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Top-up networks | unknown | |
| Fiat top-up |
Yes
coinbase.com checked 29 Oct 2026
Source and check
Source
coinbase.com
Wording at the source
Fund your card with ease. Link your bank account or get part of your paycheck deposited into Coinbase with zero fees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Yes
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
Your Uphold Debit Card uses the asset balances in your wallet. You can fund it through bank transfers, direct deposit, PayPal, or crypto deposits.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Payments | ||
| Mobile wallets (differs) |
Standard:
unknown
1 more country/regionUnited States: Apple Pay Google Pay help.coinbase.com checked 28 Oct 2026 Source and check Source help.coinbase.com Wording at the sourceAdd your Coinbase Card to Apple Pay or Google Pay by opening the Apple Wallet or Google Pay apps on your mobile phone and following the steps to add a new card.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
Anywhere Visa is accepted worldwide, online and in person, including Apple Pay and Google Pay (when available).Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| ATM withdrawals |
Yes
coinbase.com checked 28 Oct 2026
Source and check
Source
coinbase.com
Wording at the source
1.2. Role of the Card. The Card can be used to purchase goods and services from merchants at point of sale terminals, over the telephone, online, or on payment platforms, or withdraw cash from automat...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Yes
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
| ATM Withdrawal Fee | $0 | $2.95 |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Contactless (differs) |
Yes
coinbase.com checked 28 Oct 2026
Source and check
Source
coinbase.com
Wording at the source
unless the Card Transaction is being made via a contactless card reader in which case the presentation of the Card will be sufficient to demonstrate consent.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Fees | ||
| Virtual card issuance (differs) | unknown |
0.00 USD
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
| Virtual Card | $0 | $0 |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Physical card issuance | unknown | |
| Free cards | unknown | |
| Shipping | unknown | |
| Monthly fee | unknown | |
| Annual fee (differs) |
Standard:
unknown
1 more country/regionUnited States: 0.00 USD coinbase.com checked 29 Oct 2026 Source and check Source coinbase.com Wording at the sourceNo hidden fees. Enjoy zero spending fees and no annual fees.⁴Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
0.00 USD
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
| Annual Fee | $99.99 | $0 |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
99.99 USD
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
| Annual Fee | $99.99 | $0 |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Top-up fee (differs) |
free (Stated for funding via linked bank account or paycheck direct deposit into Coinbase.)
coinbase.com checked 29 Oct 2026
Source and check
Source
coinbase.com
Wording at the source
Fund your card with ease. Link your bank account or get part of your paycheck deposited into Coinbase with zero fees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Crypto deposit fee | unknown | |
| Crypto conversion fee (differs) |
not published
help.coinbase.com checked 29 Oct 2026
Source and check
Source
help.coinbase.com
Wording at the source
There are no Coinbase transaction fees but a spread applies when we buy, sell, or trade cryptocurrencies.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Foreign currency fee (differs) | unknown |
1.5 %
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
| Foreign Transaction Fee | 0% | 1.50% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0 %
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
| Foreign Transaction Fee | 0% | 1.50% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| FX free allowance | unknown | |
| Minimum FX fee | unknown | |
| ATM fee (differs) |
Standard:
unknown
1 more country/regionUnited States: free help.coinbase.com checked 28 Oct 2026 Source and check Source help.coinbase.com Wording at the sourceYou can withdraw cash from ATMs using your Coinbase Card with no fees from Coinbase; however, the ATM may charge a fee.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
2.95 USD
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
| ATM Withdrawal Fee | $0 | $2.95 |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
free
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
| ATM Withdrawal Fee | $0 | $2.95 |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Transaction fee (differs) | unknown |
free
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
| POS Signature Purchase | $0.00 | $0.00 | Press Credit at the POS machine when asked and card-not-present transactions. |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Cross-border fee | unknown | |
| Withdrawal fee | unknown | |
| Activation fee | unknown | |
| Minimum top-up | unknown | |
| Declined payment fee (differs) | unknown |
0.00 USD
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
| POS Decline | $0.00 | $0.00 | Transaction is declined for any reason. |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Refund fee | unknown | |
| Inactivity fee | unknown | |
| Minimum monthly spend | unknown | |
| Inactivity rule | unknown | |
| Card replacement (differs) | unknown |
4.99 USD
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
| Card Replacement | $4.99 | $29.99 One Free Replacement Each Year | One replacement each year at $0.00. Replacing your card because it is lost, stolen, or damaged. |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Rewards | ||
| Cashback (differs) |
only in the app
coinbase.com checked 29 Oct 2026
Source and check
Source
coinbase.com
Wording at the source
Crypto rewards is an optional Coinbase offer. Rewards are only available to Card users in the US. Reward rate is variable. Check your app for the most updated rate.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Referral bonus (invited friend) (differs) | unknown |
20 USD
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
Rewards: All Eligible Referrers and Qualified Referral (both defined below) will each receive US$20 worth of bitcoin reward for each Qualified Referral (subject to the terms, conditions, and limitatio...Checked Verified Value wrong? No earlier versions What does [s] mean? |
| Referral bonus (you) (differs) | unknown |
20 USD
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
Rewards: All Eligible Referrers and Qualified Referral (both defined below) will each receive US$20 worth of bitcoin reward for each Qualified Referral (subject to the terms, conditions, and limitatio...Checked Verified Value wrong? No earlier versions What does [s] mean? |
| Welcome bonus | unknown | |
Highlighted rows differ.
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Coinbase Card · Uphold Debit Card: promotions and bonuses as well as warnings and incidents.