Coinbase Card is a custodial Visa debit card for personal use, issued by Pathward, N.A., Member FDIC. It is available to eligible Coinbase customers residing in the US, except Hawaii, and can be used as a virtual or physical card with contactless payments and ATM withdrawals.
Users select USD or a supported crypto asset as their preferred spending currency and can change that selection. When crypto is selected, Coinbase sells the asset and uses the proceeds to fund purchases in USD. USDC is among the assets named in Coinbase’s published card information. The card can also be funded through a linked bank account or paycheck deposits into Coinbase.
Optional crypto rewards are available to eligible US card users. The reward rate is variable, so the current rate must be checked in the Coinbase app; no staking requirement applies. Coinbase requires identity verification for the card account, including personal, address, tax identification, and source-of-funds information. Phone and email support are available.
automatically created
Basicscoinbase-card
- Card form
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debit
Source and check
Source
coinbase.com
Wording at the source
you may be given the option to apply for a Coinbase Visa Card ("Card") issued by Pathward National Association ("Pathward"). The Card is a debit card.
Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? - Card types
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virtual, physical
Source and check
Source
coinbase.com
Wording at the source
Create a virtual card or order a physical card
Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? - Card network
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Visa
Source and check
Source
coinbase.com
Wording at the source
you may be given the option to apply for a Coinbase Visa Card ("Card") issued by Pathward National Association ("Pathward"). The Card is a debit card.
Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? - Custody
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custodial
Source and check
Source
coinbase.com
Wording at the source
2.7. Digital Asset Custody and Title. All Supported Digital Assets held in your Digital Asset Wallet are custodial assets held by Coinbase for your benefit, as described in further detail below.
Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? - Funding model
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converted on spend
Source and check
Source
coinbase.com
Wording at the source
1.4. Supported Digital Asset as Preferred Spending Currency. When you select a Supported Digital Asset as your Preferred Spending Currency and use your Card, you authorize Coinbase to facilitate your...
Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? - Card currencies
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USD
Source and check
Source
coinbase.com
Wording at the source
If you choose to spend crypto, Coinbase will automatically convert all cryptocurrency to US Dollars for use in purchases and ATM withdrawals.
Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? - Usage
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personal
Source and check
Source
coinbase.com
Wording at the source
1. Coinbase Card. When you hold Fiat Currency denominated in U.S. Dollars (USD) or Supported Digital Assets on Coinbase, you may be given the option to apply for a Coinbase Visa Card ("Card")
Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? - ATM withdrawals
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Yes
Source and check
Source
coinbase.com
Wording at the source
1.2. Role of the Card. The Card can be used to purchase goods and services from merchants at point of sale terminals, over the telephone, online, or on payment platforms, or withdraw cash from automat...
Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? - Contactless
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Yes
Source and check
Source
coinbase.com
Wording at the source
unless the Card Transaction is being made via a contactless card reader in which case the presentation of the Card will be sufficient to demonstrate consent.
Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Fees and cashback
| Attribute | Value |
|---|---|
| Fees | |
| Virtual card issuance | unknown |
| Physical card issuance | unknown |
| Shipping | unknown |
| Monthly fee | unknown |
| Annual fee |
differs in US
|
| Top-up fee |
free (Stated for funding via linked bank account or paycheck direct deposit into Coinbase.)
Source and check
Source
coinbase.com
Wording at the source
Fund your card with ease. Link your bank account or get part of your paycheck deposited into Coinbase with zero fees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? ↳ Topping up 100.00 USD: 0.00 USD ↳ Topping up 1,000.00 USD: 0.00 USD |
| Crypto deposit fee | unknown |
| Crypto conversion fee |
not published
Source and check
Source
help.coinbase.com
Wording at the source
There are no Coinbase transaction fees but a spread applies when we buy, sell, or trade cryptocurrencies.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Minimum conversion | unknown |
| Foreign currency fee | unknown |
| Minimum FX fee | unknown |
| ATM fee |
differs in US
|
| Merchant-specific fee |
free
Source and check
Source
help.coinbase.com
Wording at the source
Spending with your Coinbase Card has no fee. You can choose to spend USD, USDC or any crypto that is supported in your region, all with no transaction fees.³Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? ↳ Spending 500.00 USD: 0.00 USD |
| Declined payment fee | unknown |
| Refund fee | unknown |
| Inactivity fee | unknown |
| Minimum monthly spend | unknown |
| Inactivity rule | unknown |
| Card replacement | unknown |
| Plan waivers | unknown |
| Cashback & rewards | |
| Cashback |
only in the app
Source and check
Source
coinbase.com
Wording at the source
Crypto rewards is an optional Coinbase offer. Rewards are only available to Card users in the US. Reward rate is variable. Check your app for the most updated rate.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
Amounts in your display currency are approximations (hover or tap for the original and the rate) · exchange rate of
KYC and limits
No KYC data captured yet.
What do you have to show? Open the KYC finderAvailability
| Attribute | Value |
|---|---|
| Available in |
|
| Residency requirement |
Coinbase customers living in the US, all states except Hawaii.
Source and check
Source
coinbase.com
Wording at the source
Right now, Coinbase Card is available for all Coinbase customers who live in the US (excluding Hawaii). We hope to expand eligibility in the future.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Key countries
- Germany not available
- Austria not available
- Switzerland not available
- United States available
- United Kingdom not available
- France not available
- Spain not available
- Italy not available
- Netherlands not available
- Türkiye not available
- Brazil not available
- Nigeria not available
- India not available
- United Arab Emirates not available
- Singapore not available
✓ available · ✗ not available · ? not known from the sources
Point at or tap a country.
Crypto
| Attribute | Value |
|---|---|
| Supported assets |
USDC
Source and check
Source
coinbase.com
Wording at the source
There are no fees for spending US dollars (USD) or crypto, including USD Coin (USDC) with Coinbase Card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Number of supported assets | unknown |
| Top-up networks | unknown |
| Spending order |
One preferred spending currency chosen by the user: USD from the USD Wallet or one supported crypto asset; can be changed at any time.
Source and check
Source
coinbase.com
Wording at the source
You will be required to elect USD in your USD Wallet or a Supported Digital Asset in your Digital Asset Wallet as your default spending currency ("Preferred Spending Currency") before you can use your...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Fiat top-up |
Yes
Source and check
Source
coinbase.com
Wording at the source
Fund your card with ease. Link your bank account or get part of your paycheck deposited into Coinbase with zero fees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Bonuses and promotions
What Coinbase offers itself: referral bonus, welcome bonus, running promotions and partner programme. Values of the provider, with source; no affiliate link in it.
No referral bonus, welcome bonus or promotion documented yet.
Trust
| Attribute | Value |
|---|---|
| Issuer / BIN sponsor |
Pathward, N.A. (Member FDIC)
Source and check
Source
coinbase.com
Wording at the source
The Coinbase Card is issued by Pathward®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Program manager |
Marqeta
Source and check
Source
coinbase.com
Wording at the source
The Coinbase Card is powered by Marqeta.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Headquarters | unknown |
| Support channels |
email, phone
Source and check
Source
coinbase.com
Wording at the source
Get 24/7 support. We're available with dedicated phone and email support.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
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Brand on record since 05/2012
Source and check
Source
web.archive.org
Wording at the source
archived capture: 2012-05-23
Checked Verified -
Domain older than the brand (registered 07/2011)
Source and check
Source
rdap.verisign.com
Wording at the source
registration: 2011-07-02
Checked Verified
Issuer
The Coinbase Card is issued by Pathward®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc.Checked Verified Issues 1 card programme in our catalogue
Transparency
Transparency 70 %
1 of 15 key values not published
- Imprint / company details: no
- Public fee schedule: yes
- Cardholder agreement: no
- Terms and conditions: yes
- Terms with version or date: yes
Sources last checked 2026-10-29
Licences
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New York State Department of Financial Services (NYDFS)
Source and check
Source
coinbase.com
Wording at the source
| New York | New York Money Transmitter License, MT 103755 New York Virtual Currency Business Activity Company License, 122466 | New York Department of Financial Services 1 State Street New York, NY 1...
Checked Verified Value wrong? History What does [s] mean? MSB MT 103755 (US-NY) -
New York State Department of Financial Services (NYDFS)
Source and check
Source
coinbase.com
Wording at the source
| New York | New York Money Transmitter License, MT 103755 New York Virtual Currency Business Activity Company License, 122466 | New York Department of Financial Services 1 State Street New York, NY 1...
Checked Verified Value wrong? History What does [s] mean? VASP 122466 (US-NY) -
Texas Department of Banking
Source and check
Source
coinbase.com
Wording at the source
| Texas | Texas - DOB Money Transmitter License, 3121 | Texas Department of Banking 2601 North Lamar Blvd Austin, TX 78075 |
Checked Verified Value wrong? History What does [s] mean? MSB 3121 (US-TX) -
Washington State Department of Financial Institutions
Source and check
Source
coinbase.com
Wording at the source
| Washington | Washington Money Transmitter (includes Currency Exchange), 550-MT-90174 | State of Washington - Department of Financial Institutions Division of Consumer Services 150 Israel Road, S.W....
Checked Verified Value wrong? History What does [s] mean? MSB 550-MT-90174 (US-WA)
What users report
No community reports evaluated yet.
How the score is made up
59.42 of 100 · average
Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.
Methodology and weights-
CostsWeight 25 %12.5 of 25 points
monthly/annual fee, top-up, FX and ATM fees
-
KYC and privacyWeight 20 %not scored counts neutral (10.0)
KYC class needed, KYC-free allowance
-
FeaturesWeight 15 %12.3 of 15 points
wallets, physical card, ATM, assets, chains
-
AvailabilityWeight 10 %1.7 of 10 points
number of countries, EU/US/UK
-
RewardsWeight 10 %10.0 of 10 points
cashback considering caps and staking requirements
-
TrustWeight 10 %7.9 of 10 points
licences, incidents, company and card age, issuer, ownership, security, transparency
Trust in detail
- LicencesWeight 15 % 100
- Company age (up to 5 years)Weight 10 % not scored
- Card on the market (up to 3 years)Weight 10 % not scored
- IssuerWeight 15 % 44
- OwnershipWeight 10 % not scored
- Security evidenceWeight 15 % not scored
- TransparencyWeight 10 % 70
- Incidents (12 months)Weight 15 % 100
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CommunityWeight 10 %not scored counts with the median (5.0)
ratings and reports, damped, neutral with too little data
News
Recent news about Coinbase from the press and the provider's own channels, rated automatically. · last 90 days: 0 positive, 2 neutral, 1 negative
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CryptoSlate Neutral AvailabilityRipple’s RLUSD stablecoin gains Coinbase access as Moody’s awards investment-grade rating
Assessment: Coinbase lists Ripple's RLUSD stablecoin on its platform and Base chain; no change to any Coinbase card terms is described.
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Bitcoinist Notable Negative Security incidentCoinbase Denies Breach as Vendor Leak Hits Users
Also reported by: CryptoPotato, PYMNTS, CoinGape, Cryptonews +4 more reports
Assessment: A third-party vendor exposed some Coinbase customer contact data, although Coinbase says its systems and customer funds were not affected.
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U.Today Neutral LaunchCoinbase Launches Ripple USD, Challenging Kraken's Market Hold
Also reported by: crypto.news, CoinGape
Assessment: Coinbase is adding RLUSD, an exchange listing with no stated crypto-card impact.
Headlines link to the original article. Sentiment and severity are an automated assessment of headline and summary, not a statement of fact; we do not store the articles.
Early warning
Alerts for this card
We tell you what changes at Coinbase Card and Coinbase, with evidence for every alert.
Changelog
Score changed from 59.44 to 59.42.
Changes to licences.
Changes to licences.
Score changed from 61.49 to 60.77.
Changes to KYC levels and requirements.
Changes to licences.
Changes to KYC levels and requirements.
Apply for Coinbase Card directly with the provider.
All information without guarantee; the provider’s terms are binding. No investment or financial advice: scores are methodical comparisons, not recommendations.