Comparison
AIX Card vs. Gate Card: fees, limits & KYC
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
AIX CardAIXPAY
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Gate CardGate
In short
- Gate Card has the higher score (62.63).
| Attribute |
AIX CardAIXPAY
Requires KYC
Private
Virtual
Physical
|
Gate CardGate
Requires KYC
Private
Virtual
Physical
|
|---|---|---|
| Score | average | average with variant Classic: 63.63 with variant Platinum: 63.63 with variant Signature Card: 53.79 with variant Essential Card: 60.07 with variant AI Elite Card: 60.63 with variant Gold Card: 60.63 |
| CostsWeight 25 % | 60 | 85 |
| KYC and privacyWeight 20 % | 35 | 35 |
| FeaturesWeight 15 % | 74 | 70 |
| AvailabilityWeight 10 % | not scored | not scored |
| RewardsWeight 10 % | not scored | 58 |
| TrustWeight 10 % | 83 | 80 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC: ID document |
| Limits (entry level) | no limits captured |
|
| Basics | ||
| Card form (differs) | unknown |
debit
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
Neither product should be treated as a conventional revolving credit card. In most standard payment scenarios, the user must already have sufficient eligible assets in the relevant account. When crypt...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card types |
virtual, physical
aixpay.co checked 28 Oct 2026
Source and check
Source
aixpay.co
Wording at the source
Available as virtual or physical cards to suit your needs.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
virtual, physical
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
Gate Card supports both virtual and physical card formats. For the virtual card, users can obtain it immediately upon approval and view it in the Gate Pay App. The virtual card can be used for online...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card network |
Visa
aixpay.co checked 28 Oct 2026
Source and check
Source
aixpay.co
Wording at the source
Accepted at over 175 million Visa merchants worldwide.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Visa
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
Gate Card is a Visa credit card issued by Gate, directly linked to your Gate Pay payment account. It can be used at over 150 million merchants worldwide that accept Visa, providing a convenient paymen...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| Custody |
custodial
aixpay.co checked 28 Oct 2026
Source and check
Source
aixpay.co
Wording at the source
dtcpay is the operator of the AIX Pay Wallet and all virtual asset services, such as safeguarding, deposits, custody and transfers, are provided solely by dtcpay.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
custodial
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
The Gate Card offers two spending modes. The first is 'Instant Spend Mode,' which allows users to switch between different funding accounts—such as Gate Pay, Spot Account, or Simple Earn—based on thei...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding model |
converted on spend
aixpay.co checked 28 Oct 2026
Source and check
Source
aixpay.co
Wording at the source
Real-time crypto-to-fiat conversion protects against volatility. Pay online, in shops, or via QR codes with confidence and simplicity.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
converted on spend
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
Spend digital assets directly—no manual conversion neededChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currencies (differs) | unknown |
USD
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
| Foreign exchange fee (non-USD) | 0.40% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usage |
personal
aixpay.co checked 28 Oct 2026
Source and check
Source
aixpay.co
Wording at the source
Perfect for everyday purchases and cross-border payments.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
personal
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
Gate Card operates on the Visa payment network. All transactions undergo compliance review by the issuing bank and real-time risk control by the Visa network. Applying for a Gate Card requires Level 2...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs) |
Digital Treasures Center Pte. Ltd. (dtcpay)
aixpay.co checked 28 Oct 2026
Source and check
Source
aixpay.co
Wording at the source
AIXPAY LIMITED is a technology and technical service provider. All payment, financial, card issuance, virtual assets and related services are provided by our partner, Digital Treasures Center Pte. Ltd...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Limits depend on (differs) | unknown |
plan, account tier
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
| Spending limits | Determined by card tier, card type, region, and account eligibility | Determined by region, card format, and approved limit tier |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Cards per account | unknown | |
| Availability | ||
| Available in (differs) | unknown |
only in the app
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
Gate Card is currently available to users in multiple countries and regions worldwide. Please click to start the application process to confirm your eligibility. If your country or region is not liste...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Crypto | ||
| Supported assets (differs) |
USDT, USDC, FDUSD
aixpay.co checked 28 Oct 2026
Source and check
Source
aixpay.co
Wording at the source
Your AIX Pay wallet has four separate balances, one for each stablecoin: USDT, USDC, WUSD, and FDUSD. Each balance is kept separate so you always know exactly how much you have in each account.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
BTC, ETH, USDT, GT
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
The Gate Card in 'Instant Spend Mode' supports 4 major digital assets: USDT, BTC, ETH, and GT. The prepaid card mode support a wider range of digital assets. The specific assets available may vary dep...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Number of supported assets | unknown | |
| Top-up networks (differs) |
Ethereum, BNB Smart Chain, Solana, Base
aixpay.co checked 28 Oct 2026
Source and check
Source
aixpay.co
Wording at the source
Here's what you can deposit: USDC: Base, BSC, Ethereum, Solana; USDT: BSC, Ethereum, Solana; FDUSD: BSC, Ethereum, Solana; WUSD: EthereumChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Fiat top-up | unknown | |
| Payments | ||
| Mobile wallets | unknown | |
| ATM withdrawals (differs) |
Yes
aixpay.co checked 28 Oct 2026
Source and check
Source
aixpay.co
Wording at the source
Withdraw cash from global ATMs or pay in-store securely.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Contactless | unknown | |
| Fees | ||
| Virtual card issuance (differs) | unknown |
0.00 USD
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
Both virtual and physical cards have no issuance fee, no monthly fee, and no inactivity fee. Key cost items are as follows:Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Physical card issuance (differs) | unknown |
0.00 USD
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
Both virtual and physical cards have no issuance fee, no monthly fee, and no inactivity fee. Key cost items are as follows:Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Free cards | unknown | |
| Shipping | unknown | |
| Monthly fee (differs) | unknown |
0.00 USD
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
Both virtual and physical cards have no issuance fee, no monthly fee, and no inactivity fee. Key cost items are as follows:Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Annual fee | unknown | |
| Top-up fee | unknown |
0.9 %
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
| Top-up fee | 0.90% (calculated and displayed in real time on the page when topping up) | 0.90% (calculated and displayed in real time on the page when topping up) | 0.90% (calculated and displayed i...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0.9 %
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
| Top-up fee | 0.90% (calculated and displayed in real time on the page when topping up) | 0.90% (calculated and displayed in real time on the page when topping up) | 0.90% (calculated and displayed i...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0.9 %
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
| Top-up fee | 0.90% (calculated and displayed in real time on the page when topping up) | 0.90% (calculated and displayed in real time on the page when topping up) | 0.90% (calculated and displayed i...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Crypto deposit fee | unknown | |
| Crypto conversion fee | unknown | |
| Foreign currency fee (differs) | unknown |
1 %
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
| FX Fee (non-USD transactions) | Classic and Platinum Cards: 0.40% / Standard Card: 1.00% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0.4 %
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
| FX Fee (non-USD transactions) | Classic and Platinum Cards: 0.40% / Standard Card: 1.00% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0.4 %
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
| FX Fee (non-USD transactions) | Classic and Platinum Cards: 0.40% / Standard Card: 1.00% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
1.7 %
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
| Foreign exchange fee (non-USD transactions) | 1.50% | 1.70% | 1.50% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
1.5 %
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
| Foreign exchange fee (non-USD transactions) | 1.50% | 1.70% | 1.50% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
1.5 %
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
| Foreign exchange fee (non-USD transactions) | 1.50% | 1.70% | 1.50% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| FX free allowance | unknown | |
| Minimum FX fee | unknown | |
| ATM fee |
2 %
aixpay.co checked 28 Oct 2026
Source and check
Source
aixpay.co
Wording at the source
Yes, cash withdrawals are available at supported ATMs. A 2% fee applies, and some ATMs may charge an additional fee on their end. You'll see the full breakdown before confirming.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
2 %
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
| ATM Withdrawal | 2% (physical card only) |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Transaction fee | unknown | |
| Cross-border fee | unknown | |
| Withdrawal fee | unknown | |
| Activation fee | unknown | |
| Minimum top-up | unknown | |
| Declined payment fee | unknown | |
| Refund fee | unknown | |
| Inactivity fee | unknown | |
| Minimum monthly spend | unknown | |
| Inactivity rule | unknown | |
| Card replacement | unknown | |
| Rewards | ||
| Cashback (differs) | unknown |
1–8 %
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
| T5 | 8x / 8.00% | 40,000 points | Up to 400U | 15,000 points |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Referral bonus (invited friend) (differs) | unknown |
2 USDT
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
Unlocked instantly once your friend opens a card using your referral code and spends 100 USD within 30 days.Checked Verified Value wrong? No earlier versions What does [s] mean? |
| Referral bonus (you) (differs) | unknown |
5 USDT
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
Unlocked instantly once your friend opens a card using your referral code and spends 100 USD within 30 days.Checked Verified Value wrong? No earlier versions What does [s] mean? |
| Welcome bonus | unknown | |
Highlighted rows differ.
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at AIX Card · Gate Card: promotions and bonuses as well as warnings and incidents.