Comparison
Agora Card vs. ZEN.COM Pro Card: fees, limits & KYC
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Agora CardAgora Cards
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
ZEN.COM Pro CardZEN.COM
In short
- Agora Card has the higher score (61.53).
| Attribute |
Agora CardAgora Cards
No KYC
Virtual
Physical
|
ZEN.COM Pro CardZEN.COM
KYC unknown
|
|---|---|---|
| Score | average | average |
| CostsWeight 25 % | 50 | not scored |
| KYC and privacyWeight 20 % | 70 | not scored |
| FeaturesWeight 15 % | 73 | not scored |
| AvailabilityWeight 10 % | 95 | not scored |
| RewardsWeight 10 % | not scored | not scored |
| TrustWeight 10 % | 45 | 90 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: No ID | KYC unknown |
| Limits (entry level) |
|
no limits captured |
| Basics | ||
| Card form | unknown | unknown |
| Card types (differs) |
virtual, physical
agora.cards checked 29 Oct 2026
Source and check
Source
agora.cards
Wording at the source
Virtual or physical, both offer complete privacy and securityChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Card network (differs) |
not published
agora.cards checked 29 Oct 2026
Source and check
Source
agora.cards
Wording at the source
Accepted worldwide wherever major card networks are supported.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Custody (differs) |
custodial
agora.cards checked 28 Oct 2026
Source and check
Source
agora.cards
Wording at the source
Agora supports a segmented custody strategy, not self-custody of the card balance. Assets stay under the user's keys while they remain in a personal wallet. Once loaded to a card, funds are held by li...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Funding model (differs) |
stablecoin balance
agora.cards checked 28 Oct 2026
Source and check
Source
agora.cards
Wording at the source
Agora Cards provides virtual and physical cards funded with USDT or USDC. The purpose is straightforward: let users keep long-term holdings in their own wallets, then move an appropriate amount into a...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Card currencies (differs) |
USD
agora.cards checked 29 Oct 2026
Source and check
Source
agora.cards
Wording at the source
Issued in USD and automatically converts to any local currency at competitive rates.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Usage | unknown | unknown |
| Issuer / BIN sponsor (differs) |
not published
agora.cards checked 30 Oct 2026
Source and check
Source
agora.cards
Wording at the source
We describe the service as privacy-focused because we collect only what is strictly necessary. That does not mean card use is anonymous. Stablecoin transfers occur on blockchains, and card transaction...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Limits depend on (differs) |
plan
agora.cards checked 29 Oct 2026
Source and check
Source
agora.cards
Wording at the source
Everything in Basic and higher limits for maximum freedom.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Cards per account | unknown | unknown |
| Availability | ||
| Available in (differs) |
Not available in 24 countries and regions
agora.cards checked 29 Oct 2026
Source and check
Source
agora.cards
Wording at the source
## Unsupported Regions Due to regulatory requirements, we cannot currently serve the following regions ### Africa Somalia Central African Republic DR Congo Guinea-Bissau Libya Mali South Sudan Suda...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Crypto | ||
| Supported assets (differs) |
USDT, USDC
agora.cards checked 29 Oct 2026
Source and check
Source
agora.cards
Wording at the source
Spend your stablecoins anywhere with complete privacy. Backed by USDT & USDC, accepted worldwide.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Number of supported assets | unknown | unknown |
| Top-up networks | unknown | unknown |
| Fiat top-up | unknown | unknown |
| Payments | ||
| Mobile wallets (differs) |
Apple Pay
Google Pay
agora.cards checked 28 Oct 2026
Source and check
Source
agora.cards
Wording at the source
Apple Pay and Google Wallet support is offered for both cards, subject to the wallet provider's country, device and issuer eligibility requirements.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| ATM withdrawals | unknown | unknown |
| Contactless | unknown | unknown |
| Fees | ||
| Virtual card issuance | unknown | unknown |
| Physical card issuance | unknown | unknown |
| Free cards | unknown | unknown |
| Shipping | unknown | unknown |
| Monthly fee | unknown | unknown |
| Annual fee | unknown | unknown |
| Top-up fee | unknown | unknown |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee | unknown | unknown |
| Foreign currency fee (differs) |
1.5 %
agora.cards checked 29 Oct 2026
Source and check
Source
agora.cards
Wording at the source
| FX Fee | 1.5% | 1.5% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| ATM fee | unknown | unknown |
| Transaction fee | unknown | unknown |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| Inactivity fee | unknown | unknown |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | unknown |
| Card replacement | unknown | unknown |
| Rewards | ||
| Cashback | unknown | unknown |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) | unknown | unknown |
| Welcome bonus | unknown | unknown |
Highlighted rows differ.
Early warning
Watch both cards
One mail when something changes at Agora Card · ZEN.COM Pro Card: promotions and bonuses as well as warnings and incidents.