Comparison
Airtm USD Virtual Prepaid Card vs. Based Cash: fees, limits & KYC
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Airtm USD Virtual Prepaid CardAirtm
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based.one30 Oct 2026
Image source
Source
based.one
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Based CashBased
In short
- Airtm USD Virtual Prepaid Card has the higher score (55.06).
| Attribute |
Airtm USD Virtual Prepaid CardAirtm
Requires KYC
Private
Virtual
|
Based CashBased
Requires KYC
Private
Virtual
Physical
Metal
|
|---|---|---|
| Score | average | average with variant Gold: 56.09 |
| CostsWeight 25 % | 67 | 75 |
| KYC and privacyWeight 20 % | 35 | 35 |
| FeaturesWeight 15 % | 53 | 50 |
| AvailabilityWeight 10 % | not scored | not scored |
| RewardsWeight 10 % | not scored | 48 |
| TrustWeight 10 % | 84 | 55 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC: ID document |
| Limits (entry level) |
|
no limits captured |
| Basics | ||
| Card form (differs) |
prepaid
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The daily spending limit is $2,000 USD. Keep in mind this is a prepaid card — you need to have funds loaded before you can use it.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
debit
based.one checked 30 Oct 2026
Source and check
Source
based.one
Wording at the source
These Based Debit Card Terms and Conditions ("Card Terms") apply to your use of the Based Visa Debit Card, a debit card product issued in partnership with one or more licensed third-party financial in...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card types (differs) |
virtual
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The Airtm USD Virtual Prepaid Card is a dollar card you can use for online shopping, subscriptions, and local or international payments — all directly from your Airtm balance.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
virtual, physical
based.one checked 30 Oct 2026
Source and check
Source
based.one
Wording at the source
Card issuance fee (virtual and physical)Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean?
metal
based.one checked 30 Oct 2026
Source and check
Source
based.one
Wording at the source
| Card | Plastic | 20g Mirror-Finish Metal Scratch-resistant |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card network |
Visa
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
Any Prepaid Debit Visa Card (the "Card") that may be provided to eligible customers is issued by Lead Bank pursuant to licensing by Visa U.S.A. Inc. and may be used everywhere Visa is accepted. Must b...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Visa
based.one checked 30 Oct 2026
Source and check
Source
based.one
Wording at the source
Deposit crypto, tap to pay anywhere Visa is accepted, and earn rewards on your USD balance.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Custody (differs) | unknown |
custodial
based.one checked 30 Oct 2026
Source and check
Source
based.one
Wording at the source
2.1 Your Card Account is a segregated digital wallet managed via Fireblocks. It does not constitute a deposit account.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Funding model |
stablecoin balance
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The Promotion is limited to first-time deposits of at least 50 USDC onto a USD Virtual Card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
stablecoin balance
based.one checked 30 Oct 2026
Source and check
Source
based.one
Wording at the source
2.2 You may top up your Card Account with supported stablecoins through the Based interface. 2.3 All incoming deposits are subject to AML/CFT checks and sanction screening. We reserve the right to fr...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card currencies |
USD
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The Airtm USD Virtual Prepaid Card is a dollar card you can use for online shopping, subscriptions, and local or international payments — all directly from your Airtm balance.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
USD
based.one checked 30 Oct 2026
Source and check
Source
based.one
Wording at the source
Deposit crypto, tap to pay anywhere Visa is accepted, and earn rewards on your USD balance.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Usage |
personal
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The promotion applies to individual accounts only and will be void where prohibited by local law.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal
based.one checked 30 Oct 2026
Source and check
Source
based.one
Wording at the source
1.1 You must be at least 18 years old and a resident of a jurisdiction where the Based Debit Card is offered.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs) |
Lead Bank
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
Any Prepaid Debit Visa Card (the "Card") that may be provided to eligible customers is issued by Lead Bank pursuant to licensing by Visa U.S.A. Inc. and may be used everywhere Visa is accepted. Must b...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
not published
based.one checked 30 Oct 2026
Source and check
Source
based.one
Wording at the source
These Based Debit Card Terms and Conditions ("Card Terms") apply to your use of the Based Visa Debit Card, a debit card product issued in partnership with one or more licensed third-party financial in...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Limits depend on | unknown | |
| Cards per account | unknown | |
| Availability | ||
| Available in (differs) |
not published
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The USD Virtual Prepaid Card is a dollar card you can use for local and international purchases. Available to users with verified residence in 15+ countries.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Crypto | ||
| Supported assets (differs) |
USDC
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The Promotion is limited to first-time deposits of at least 50 USDC onto a USD Virtual Card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Number of supported assets | unknown | |
| Top-up networks | unknown | |
| Fiat top-up | unknown | |
| Payments | ||
| Mobile wallets (differs) |
Apple Pay
Google Pay
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
Yes. Go to the card dashboard in the app and follow the instructions to add it to Apple Wallet or Google Wallet.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| ATM withdrawals (differs) | unknown |
No
based.one checked 30 Oct 2026
Source and check
Source
based.one
Wording at the source
You cannot use your Card to conduct transactions at automated teller machines (ATMs) including balance inquiry and cash withdrawal or make person-to-person transfers.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Contactless | unknown | |
| Fees | ||
| Virtual card issuance (differs) |
0.00 USD
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
No. Creating your first USD Virtual Prepaid Card is free.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Physical card issuance (differs) |
not applicable
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The Airtm USD Virtual Prepaid Card is a dollar card you can use for online shopping, subscriptions, and local or international payments — all directly from your Airtm balance.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Free cards | unknown | |
| Shipping | unknown | |
| Monthly fee (differs) |
0.00 USD
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
No monthly fee as long as you regularly use and load funds onto your card. However, if you don't make any loads in the last 30 days, an inactivity fee is automatically deducted from your card balance....Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Annual fee | unknown | |
| Top-up fee (differs) |
only in the app
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
Yes. A variable fee applies to the gross amount you load. If you load more than $200 USD in a calendar month, no additional fee is charged on the amount above that threshold. You can check the exact p...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Crypto deposit fee | unknown | |
| Crypto conversion fee | unknown | |
| Foreign currency fee (differs) | unknown |
1.5 %
based.one checked 30 Oct 2026
Source and check
Source
based.one
Wording at the source
| FX markup2 On non-USD spend | 1.5% | 0% |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean?
0 %
based.one checked 30 Oct 2026
Source and check
Source
based.one
Wording at the source
| FX markup2 On non-USD spend | 1.5% | 0% |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| FX free allowance | unknown | |
| Minimum FX fee | unknown | |
| ATM fee (differs) | unknown |
not applicable
based.one checked 30 Oct 2026
Source and check
Source
based.one
Wording at the source
You cannot use your Card to conduct transactions at automated teller machines (ATMs) including balance inquiry and cash withdrawal or make person-to-person transfers.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Transaction fee | unknown | |
| Cross-border fee | unknown | |
| Withdrawal fee | unknown | |
| Activation fee | unknown | |
| Minimum top-up | unknown | |
| Declined payment fee | unknown | |
| Refund fee | unknown | |
| Inactivity fee (differs) |
only in the app
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
No monthly fee as long as you regularly use and load funds onto your card. However, if you don't make any loads in the last 30 days, an inactivity fee is automatically deducted from your card balance....Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Minimum monthly spend | unknown | |
| Inactivity rule (differs) |
If no load is made in the last 30 days an inactivity fee is deducted from the card balance; a card with no balance and no loads for 180 days is deleted automatically.
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
Yes. If your card has no balance and you haven't made any loads in 180 days, it gets deleted automatically. No worries — you can create a new one right away.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Card replacement | unknown | |
| Rewards | ||
| Cashback (differs) | unknown | |
| Referral bonus (invited friend) | unknown | |
| Referral bonus (you) | unknown | |
| Welcome bonus | unknown | |
Highlighted rows differ.
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
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