Comparison
Airtm USD Virtual Prepaid Card vs. Vield Non-Custodial Mastercard: fees, limits & KYC
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Airtm USD Virtual Prepaid CardAirtm
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Vield Non-Custodial MastercardVield
In short
- Airtm USD Virtual Prepaid Card has the best score (55.06).
| Attribute |
Airtm USD Virtual Prepaid CardAirtm
|
Vield Non-Custodial MastercardVield
|
|---|---|---|
| Overview | Requires KYC Private Virtual | Requires KYC Private Virtual |
| Score | average | average |
| CostsWeight 25 % | 67 | 83 |
| KYC and privacyWeight 20 % | 35 | 35 |
| FeaturesWeight 15 % | 53 | 40 |
| AvailabilityWeight 10 % | not scored | 0 |
| RewardsWeight 10 % | not scored | not scored |
| TrustWeight 10 % | 84 | 68 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC: ID document |
| Limits (entry level) |
|
|
| Basics | ||
| Card formsame for all |
prepaid
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The daily spending limit is $2,000 USD. Keep in mind this is a prepaid card — you need to have funds loaded before you can use it.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
prepaid
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
The Virtual Prepaid Mastercard is issued by Immersve Pty Ltd (ABN 93 658 192 057, AFSL Number 545925) pursuant to license by Mastercard.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card typessame for all |
virtual
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The Airtm USD Virtual Prepaid Card is a dollar card you can use for online shopping, subscriptions, and local or international payments — all directly from your Airtm balance.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
virtual
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
- Virtual card: Currently digital-only (no physical card yet)Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card network (differs)same for all |
Visa
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
Any Prepaid Debit Visa Card (the "Card") that may be provided to eligible customers is issued by Lead Bank pursuant to licensing by Visa U.S.A. Inc. and may be used everywhere Visa is accepted. Must b...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Mastercard
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
- Accepted everywhere: Use anywhere Mastercard is acceptedChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Custodysame for all | unknown |
self-custody
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
- Non-custodial: You retain full control of your cryptoChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
stablecoin balance
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The Promotion is limited to first-time deposits of at least 50 USDC onto a USD Virtual Card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
stablecoin balance
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
1. USDC is deducted from your Vield card balance 2. The amount is instantly converted at the USDC/AUD market rate 3. The transaction is completed in merchant currencyChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card currencies (differs)same for all |
USD
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The Airtm USD Virtual Prepaid Card is a dollar card you can use for online shopping, subscriptions, and local or international payments — all directly from your Airtm balance.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
AUD
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
2. The amount is instantly converted at the USDC/AUD market rateChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Usagesame for all |
personal
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The promotion applies to individual accounts only and will be void where prohibited by local law.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal
vield.io checked 28 Oct 2026
Source and check
Source
vield.io
Wording at the source
The Card is available only to individuals. It is designed for personal use and must not be used for any commercial purposes.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs)same for all |
Lead Bank
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
Any Prepaid Debit Visa Card (the "Card") that may be provided to eligible customers is issued by Lead Bank pursuant to licensing by Visa U.S.A. Inc. and may be used everywhere Visa is accepted. Must b...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Immersve Pty Ltd (ABN 93 658 192 057, AFSL 545925)
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
The Virtual Prepaid Mastercard is issued by Immersve Pty Ltd (ABN 93 658 192 057, AFSL Number 545925) pursuant to license by Mastercard.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Limits depend onsame for all | unknown | unknown |
| Cards per accountsame for all | unknown | unknown |
| Unknown for all | Limits depend on · Cards per account | |
| Availability | ||
| Available insame for all |
not published
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The USD Virtual Prepaid Card is a dollar card you can use for local and international purchases. Available to users with verified residence in 15+ countries.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Crypto | ||
| Supported assetssame for all |
USDC
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The Promotion is limited to first-time deposits of at least 50 USDC onto a USD Virtual Card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
USDC
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
- Currently accepted: USDC on Polygon network onlyChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Number of supported assetssame for all | unknown | unknown |
| Top-up networkssame for all | unknown |
Polygon
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
- Currently accepted: USDC on Polygon network onlyChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Fiat top-upsame for all | unknown |
No
vield.io checked 28 Oct 2026
Source and check
Source
vield.io
Wording at the source
The Available Balance may only be comprised of USDC which is loaded on the Card via your Smart Contract Account.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Unknown for all | Number of supported assets | |
| Payments | ||
| Mobile walletssame for all |
Apple Pay
Google Pay
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
Yes. Go to the card dashboard in the app and follow the instructions to add it to Apple Wallet or Google Wallet.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
- Digital wallets (Apple Pay, Google Pay)Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| ATM withdrawalssame for all | unknown |
No
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
- ATM withdrawals: Not supported (virtual card only)Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Contactlesssame for all | unknown |
Yes
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
- Physical purchases: Cannot insert at point of sale (no physical card yet), however payWave is available via Apple Pay and Google WalletChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuancesame for all |
0.00 USD
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
No. Creating your first USD Virtual Prepaid Card is free.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Physical card issuancesame for all |
not applicable
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The Airtm USD Virtual Prepaid Card is a dollar card you can use for online shopping, subscriptions, and local or international payments — all directly from your Airtm balance.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
not applicable
vield.io checked 28 Oct 2026
Source and check
Source
vield.io
Wording at the source
Virtual Form - The Card is issued in virtual form only, eliminating the need for a physical card.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Free cardssame for all | unknown | unknown |
| Shippingsame for all | unknown |
not applicable
vield.io checked 28 Oct 2026
Source and check
Source
vield.io
Wording at the source
Virtual Form - The Card is issued in virtual form only, eliminating the need for a physical card.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Monthly feesame for all |
0.00 USD
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
No monthly fee as long as you regularly use and load funds onto your card. However, if you don't make any loads in the last 30 days, an inactivity fee is automatically deducted from your card balance....Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 AUD
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
- Monthly fees: NoneChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Annual feesame for all | unknown | unknown |
| Top-up fee (differs)same for all |
only in the app
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
Yes. A variable fee applies to the gross amount you load. If you load more than $200 USD in a calendar month, no additional fee is charged on the amount above that threshold. You can check the exact p...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
free
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
- Vield does not charge top-up feesChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Crypto deposit feesame for all | unknown | unknown |
| Crypto conversion feesame for all | unknown | unknown |
| Foreign currency feesame for all | unknown |
1.5 %
vield.io checked 28 Oct 2026
Source and check
Source
vield.io
Wording at the source
| Currency Conversion Fee: payable and deducted from the Card at the same time you make a transaction using the Card in a currency other than USD, or you make a transaction using the Card in any curre...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| FX free allowancesame for all | unknown | unknown |
| Minimum FX feesame for all | unknown | unknown |
| ATM feesame for all | unknown |
not applicable
vield.io checked 28 Oct 2026
Source and check
Source
vield.io
Wording at the source
The Card cannot be used for cash withdrawals from ATMs or other service providers.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Transaction feesame for all | unknown |
free
vield.io checked 30 Oct 2026
Two sources, two values
Shownfree
vield.iochecked 30 Oct 2026
| Purchase Transaction Fee: deducted from the Card at the same time you successfully use your Card at an eftpos terminal to make a payment. | $0 for domestic and international transactions |Differing1.5 % vield.iofetched 30 Oct 2026 - Transaction fee: 1.5% charged on each purchaseThe shown value comes from the more binding source (terms and fee schedules rank above help pages, product pages and app stores). Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Cross-border feesame for all | unknown | unknown |
| Withdrawal feesame for all | unknown | unknown |
| Activation feesame for all | unknown | unknown |
| Minimum top-upsame for all | unknown |
not applicable
vield.io checked 30 Oct 2026
Source and check
Source
vield.io
Wording at the source
- Minimum: No minimum limitChecked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Declined payment feesame for all | unknown |
0.00 AUD
vield.io checked 30 Oct 2026
Source and check
Source
vield.io
Wording at the source
| No Funds Fee: deducted from the Card at the same time you attempt to use the Card at an eftpos terminal, but that transaction is declined because there are insufficient funds available on the Card....Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Refund feesame for all | unknown | unknown |
| Inactivity fee (differs)same for all |
only in the app
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
No monthly fee as long as you regularly use and load funds onto your card. However, if you don't make any loads in the last 30 days, an inactivity fee is automatically deducted from your card balance....Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 AUD
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
- Inactivity fees: NoneChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Minimum monthly spendsame for all | unknown | unknown |
| Inactivity rulesame for all |
If no load is made in the last 30 days an inactivity fee is deducted from the card balance; a card with no balance and no loads for 180 days is deleted automatically.
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
Yes. If your card has no balance and you haven't made any loads in 180 days, it gets deleted automatically. No worries — you can create a new one right away.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Card replacementsame for all | unknown |
free
vield.io checked 28 Oct 2026
Source and check
Source
vield.io
Wording at the source
| Card Replacement Fee | $0 |Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Unknown for all | Free cards · Annual fee · Crypto deposit fee · Crypto conversion fee · FX free allowance · Minimum FX fee · Cross-border fee · Withdrawal fee · Activation fee · Refund fee · Minimum monthly spend | |
| Rewards | ||
| Cashbacksame for all | unknown | unknown |
| Referral bonus (invited friend)same for all | unknown | unknown |
| Referral bonus (you)same for all | unknown | unknown |
| Welcome bonussame for all | unknown | unknown |
| Unknown for all | Cashback · Referral bonus (invited friend) · Referral bonus (you) · Welcome bonus | |
Early warning
Watch both cards
One mail when something changes at Airtm USD Virtual Prepaid Card · Vield Non-Custodial Mastercard: promotions and bonuses as well as warnings and incidents.