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by Vield

Vield Non-Custodial Mastercard

KYC: ID document KYC and limits

checked 28 Oct 2026 Source and check Checked28 Oct 2026 Verified28 Oct 2026 Updated29 Oct 2026 “checked” is the last time the source was found unchanged; “verified” is the last time the value was read from the source. “updated” is the last real value change. What does [s] mean? Something missing? Alerts

Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on
Score average of 100

How it is made up ↓Methodology →

To Vield

Basicsvield-non-custodial-mastercard

Card form
prepaid Source and check Source vield.io Wording at the source The Virtual Prepaid Mastercard is issued by Immersve Pty Ltd (ABN 93 658 192 057, AFSL Number 545925) pursuant to license by Mastercard. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card types
virtual Source and check Source vield.io Wording at the source - Virtual card: Currently digital-only (no physical card yet) Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card network
Mastercard Source and check Source vield.io Wording at the source - Accepted everywhere: Use anywhere Mastercard is accepted Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Custody
self-custody Source and check Source vield.io Wording at the source - Non-custodial: You retain full control of your crypto Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Funding model
stablecoin balance Source and check Source vield.io Wording at the source 1. USDC is deducted from your Vield card balance 2. The amount is instantly converted at the USDC/AUD market rate 3. The transaction is completed in merchant currency Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card currencies
AUD Source and check Source vield.io Wording at the source 2. The amount is instantly converted at the USDC/AUD market rate Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Usage
personal Source and check Source vield.io Wording at the source The Card is available only to individuals. It is designed for personal use and must not be used for any commercial purposes. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Limits depend on
unknown
Cards per account
unknown
Mobile wallets
Apple Pay Google Pay Source and check Source vield.io Wording at the source - Digital wallets (Apple Pay, Google Pay) Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
ATM withdrawals
No Source and check Source vield.io Wording at the source - ATM withdrawals: Not supported (virtual card only) Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Contactless
Yes Source and check Source vield.io Wording at the source - Physical purchases: Cannot insert at point of sale (no physical card yet), however payWave is available via Apple Pay and Google Wallet Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?

Fees and cashback

AttributeValue
Fees
Virtual card issuance unknown
Physical card issuance not applicable Source and check Source vield.io Wording at the source Virtual Form - The Card is issued in virtual form only, eliminating the need for a physical card. Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Shipping not applicable Source and check Source vield.io Wording at the source Virtual Form - The Card is issued in virtual form only, eliminating the need for a physical card. Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Monthly fee 0.00 AUD Source and check Source vield.io Wording at the source - Monthly fees: None Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Annual fee unknown
Top-up fee free Source and check Source vield.io Wording at the source - Vield does not charge top-up fees Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? ↳ Topping up 142.34 AUD: 0.00 AUD ↳ Topping up 1,423.36 AUD: 0.00 AUD
Crypto deposit fee unknown
Crypto conversion fee unknown
Minimum conversion unknown
Foreign currency fee 1.5 % Source and check Source vield.io Wording at the source | Currency Conversion Fee: payable and deducted from the Card at the same time you make a transaction using the Card in a currency other than USD, or you make a transaction using the Card in any curre... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Minimum FX fee unknown
ATM fee not applicable Source and check Source vield.io Wording at the source The Card cannot be used for cash withdrawals from ATMs or other service providers. Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Merchant-specific fee free Source and check Source vield.io Wording at the source | Purchase Transaction Fee: deducted from the Card at the same time you successfully use your Card at an eftpos terminal to make a payment. | $0 for domestic and international transactions | Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? ↳ Spending 711.68 AUD: 0.00 AUD
Declined payment fee unknown
Refund fee unknown
Inactivity fee 0.00 AUD Source and check Source vield.io Wording at the source - Inactivity fees: None Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Minimum monthly spend unknown
Inactivity rule unknown
Card replacement free Source and check Source vield.io Wording at the source | Card Replacement Fee | $0 | Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? ↳ replacement_1: 0.00 AUD ↳ replacement_2: 0.00 AUD
Plan waivers unknown
Cashback & rewards
Cashback unknown

Amounts in your display currency are approximations (hover or tap for the original and the rate) · exchange rate of

KYC and limits

  1. ID document

    ID document, often with a selfie or video ident

    1. Verified Vield account (KYC complete) at Vield

      Source and check Source vield.io Wording at the source - completing any forms and uploading any documents required for the purposes of verifying your identity; and Checked Verified Value wrong? History What does [s] mean?

      Requires: ID document

LimitsValue
Top-up per day 5,000 USDC Source and check Source vield.io Wording at the source - Daily maximum: 5,000 USDC per day Checked Verified Value wrong? No earlier versions What does [s] mean?
Top-up per year 150,000 USDC Source and check Source vield.io Wording at the source - Annual maximum: 150,000 USDC per year Checked Verified Value wrong? No earlier versions What does [s] mean?
Spending per day 5,000 USD Source and check Source vield.io Wording at the source The Card has daily transaction limits of USD $5,000 and an annual limit of USD $100,000. Checked Verified Value wrong? No earlier versions What does [s] mean?
Spending per year 100,000 USD Source and check Source vield.io Wording at the source The Card has daily transaction limits of USD $5,000 and an annual limit of USD $100,000. Checked Verified Value wrong? No earlier versions What does [s] mean?

KYC: ID document Identity verification is required from the first level.

When is KYC needed?

  • Transfer to/from your own walletFor transfers to or from a self-hosted wallet, Vield may request additional documents such as proof of source of funds. Source and check Source vield.io Wording at the source You may request the withdrawal of USDC from the Available Balance to your Web3 Wallet. However, withdrawals are not guaranteed to be immediate and may be subject to delays and additional verification. Checked Verified Value wrong? History What does [s] mean?
What do you have to show? Open the KYC finder

Availability

AttributeValue
Available in
  • by residence: Available in: Australia Source and check Source vield.io Wording at the source This PDS is intended only for persons who reside in Australia. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Residency requirement Card offered only to persons who reside in Australia. Source and check Source vield.io Wording at the source This PDS is intended only for persons who reside in Australia. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?

Key countries

  • Germany not available
  • Austria not available
  • Switzerland not available
  • United States not available
  • United Kingdom not available
  • France not available
  • Spain not available
  • Italy not available
  • Netherlands not available
  • Türkiye not available
  • Brazil not available
  • Nigeria not available
  • India not available
  • United Arab Emirates not available
  • Singapore not available

✓ available · ✗ not available · ? not known from the sources

Point at or tap a country.

available (1) not available (249) unknown

Crypto

AttributeValue
Supported assets USDC Source and check Source vield.io Wording at the source - Currently accepted: USDC on Polygon network only Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Number of supported assets unknown
Top-up networks Polygon Source and check Source vield.io Wording at the source - Currently accepted: USDC on Polygon network only Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Spending order USDC is deducted from the card balance, converted at the USDC/AUD market rate, and the transaction completes in the merchant currency. Source and check Source vield.io Wording at the source USDC is deducted from your card balance, converted at the USDC/AUD market rate, and the transaction completes in the merchant currency. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Fiat top-up No Source and check Source vield.io Wording at the source The Available Balance may only be comprised of USDC which is loaded on the Card via your Smart Contract Account. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?

Bonuses and promotions

What Vield offers itself: referral bonus, welcome bonus, running promotions and partner programme. Values of the provider, with source; no affiliate link in it.

No referral bonus, welcome bonus or promotion documented yet.

Trust

AttributeValue
Issuer / BIN sponsor Immersve Pty Ltd (ABN 93 658 192 057, AFSL 545925) Source and check Source vield.io Wording at the source The Virtual Prepaid Mastercard is issued by Immersve Pty Ltd (ABN 93 658 192 057, AFSL Number 545925) pursuant to license by Mastercard. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Program manager Vield Capital Pty Ltd Source and check Source vield.io Wording at the source Vield Capital Pty Ltd ("Vield") (Authorised Representative No. 1310503), is an authorised representative of Immersve and the distributor and promoter of the Card. Vield is responsible for providing c... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Headquarters Available in: Australia Source and check Source vield.io Wording at the source Contact Us Vield Telephone: +61 2 9157 9669 Mail: Level 3, 55 Pyrmont Bridge Road, Pyrmont NSW 2009, Australia Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Support channels email, phone Source and check Source vield.io Wording at the source Email: [email protected] Phone: (02) 9157 9669 Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?

Issuer

Immersve Source and check Source vield.io Wording at the source The Virtual Prepaid Mastercard is issued by Immersve Pty Ltd (ABN 93 658 192 057, AFSL Number 545925) pursuant to license by Mastercard. Checked Verified Issues 3 card programmes in our catalogue

Company

Registered name VIELD CAPITAL PTY LTD Source and check Source vield.io Wording at the source VIELD CAPITAL PTY LTD Checked Verified

Transparency

Transparency 57 %

0 of 16 key values not published

  • Imprint / company details: yes
  • Public fee schedule: no
  • Cardholder agreement: no
  • Terms and conditions: yes
  • Terms with version or date: no

Sources last checked 2026-10-29

Licences

  • Australian Transaction Reports and Analysis Centre (AUSTRAC) Source and check Source vield.io Wording at the source Vield Pty Ltd (ABN 92 658 666 356) is a virtual asset service provider registered with AUSTRAC (DCE100809730-001) & an independent remittance dealer registered with AUSTRAC (IND100809730-001). Checked Verified Value wrong? History What does [s] mean? VASP DCE100809730-001 (AU)

What users report

No community reports evaluated yet.

How the score is made up

50.6 of 100 · average

Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

Methodology and weights
  1. CostsWeight 25 %
    83/100
    20.8 of 25 points

    monthly/annual fee, top-up, FX and ATM fees

  2. KYC and privacyWeight 20 %
    35/100
    7.0 of 20 points

    KYC class needed, KYC-free allowance

  3. FeaturesWeight 15 %
    40/100
    5.9 of 15 points

    wallets, physical card, ATM, assets, chains

  4. AvailabilityWeight 10 %
    0/100
    0.0 of 10 points

    number of countries, EU/US/UK

  5. RewardsWeight 10 %
    –
    not scored counts neutral (5.0)

    cashback considering caps and staking requirements

  6. TrustWeight 10 %
    68/100
    6.8 of 10 points

    licences, incidents, company and card age, issuer, ownership, security, transparency

    Trust in detail
    • LicencesWeight 15 % 60
    • Company age (up to 5 years)Weight 10 % not scored
    • Card on the market (up to 3 years)Weight 10 % not scored
    • IssuerWeight 15 % 52
    • OwnershipWeight 10 % not scored
    • Security evidenceWeight 15 % not scored
    • TransparencyWeight 10 % 57
    • Incidents (12 months)Weight 15 % 100
  7. CommunityWeight 10 %
    –
    not scored counts with the median (5.0)

    ratings and reports, damped, neutral with too little data

Early warning

Alerts for this card

We tell you what changes at Vield Non-Custodial Mastercard and Vield, with evidence for every alert.

What do you want to receive?

You will first get a mail with a confirmation link.

Changelog

  • Changes to licences.

  • Score changed from 50.23 to 50.49.

  • Changes to licences.

  • Company name changed from Vield Capital Pty Ltd to Vield.

  • Score changed from 51.78 to 50.85.

  • Changes to KYC levels and requirements.

  • Score changed from 52.77 to 51.78.

  • Score changed from 61.92 to 52.77.

  • Score changed from 58.92 to 61.92.

  • Changes to licences.

  • Score changed from 65.92 to 58.92.

  • Changes to limits.

  • Changes to KYC levels and requirements.

  • Changes to KYC levels and requirements.

  • Score changed from 53.42 to 65.92.

Apply for Vield Non-Custodial Mastercard directly with the provider.

All information without guarantee; the provider’s terms are binding. No investment or financial advice: scores are methodical comparisons, not recommendations.

Report an error To Vield