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Comparison

THORWallet Card vs. Vield Non-Custodial Mastercard compared

In short

  • THORWallet Card has the higher score (62.97).
Attribute THORWallet CardTHORWallet Requires KYC Private & business Virtual Physical Vield Non-Custodial MastercardVield Requires KYC Private Virtual
Score average average
CostsWeight 25 % 100 83
KYC and privacyWeight 20 % 35 35
FeaturesWeight 15 % 70 40
AvailabilityWeight 10 % not scored 0
RewardsWeight 10 % 22 not scored
TrustWeight 10 % 83 68
CommunityWeight 10 % not scored not scored
KYC KYC: ID document KYC: ID document
Limits (entry level) no limits captured
  • Top-up per day: 5,000 USDC
  • Top-up per year: 150,000 USDC
  • Spending per day: 5,000 USD
+1
Basics
Card form (differs) unknown prepaid Source and check Source vield.io Wording at the source The Virtual Prepaid Mastercard is issued by Immersve Pty Ltd (ABN 93 658 192 057, AFSL Number 545925) pursuant to license by Mastercard. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card types (differs) virtual, physical Source and check Source thorwallet.org Wording at the source 20% off with invite Card typePhysical + Virtual Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? virtual Source and check Source vield.io Wording at the source - Virtual card: Currently digital-only (no physical card yet) Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card network Mastercard Source and check Source thorwallet.org Wording at the source Yes. It's a Mastercard issued under licence and accepted anywhere Mastercard is, online and in store. Mastercard is a registered trademark of Mastercard International. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Mastercard Source and check Source vield.io Wording at the source - Accepted everywhere: Use anywhere Mastercard is accepted Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Custody self-custody Source and check Source thorwallet.org Wording at the source Yes. Your wallet balance stays in self-custody - your keys never leave your device. You top up the card from your wallet when you want to spend, so you stay in control of your funds. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? self-custody Source and check Source vield.io Wording at the source - Non-custodial: You retain full control of your crypto Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Funding model stablecoin balance Source and check Source faqs.thorwallet.org Wording at the source Users can top up the card with USDC. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? stablecoin balance Source and check Source vield.io Wording at the source 1. USDC is deducted from your Vield card balance 2. The amount is instantly converted at the USDC/AUD market rate 3. The transaction is completed in merchant currency Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card currencies (differs) USD Source and check Source thorwallet.org Wording at the source CurrenciesUSD Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? AUD Source and check Source vield.io Wording at the source 2. The amount is instantly converted at the USDC/AUD market rate Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Usage (differs) personal, business Source and check Source thorwallet.org Wording at the source The Service is made available to both individual and business users. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? personal Source and check Source vield.io Wording at the source The Card is available only to individuals. It is designed for personal use and must not be used for any commercial purposes. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Issuer / BIN sponsor (differs) unknown Immersve Pty Ltd (ABN 93 658 192 057, AFSL 545925) Source and check Source vield.io Wording at the source The Virtual Prepaid Mastercard is issued by Immersve Pty Ltd (ABN 93 658 192 057, AFSL Number 545925) pursuant to license by Mastercard. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Limits depend on (differs) KYC level, plan Source and check Source faqs.thorwallet.org Wording at the source THORWallet offers different card plans with different benefits, limits, and fees. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? unknown
Cards per account unknown unknown
Availability
Available in unknown unknown
Crypto
Supported assets USDC Source and check Source faqs.thorwallet.org Wording at the source The THORWallet Card allows users to spend with a virtual or physical Mastercard, top up with USDC, and use their card globally across supported countries. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? USDC Source and check Source vield.io Wording at the source - Currently accepted: USDC on Polygon network only Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Number of supported assets unknown unknown
Top-up networks (differs) unknown Polygon Source and check Source vield.io Wording at the source - Currently accepted: USDC on Polygon network only Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Fiat top-up (differs) unknown No Source and check Source vield.io Wording at the source The Available Balance may only be comprised of USDC which is loaded on the Card via your Smart Contract Account. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Payments
Mobile wallets (differs) unknown Apple Pay Google Pay Source and check Source vield.io Wording at the source - Digital wallets (Apple Pay, Google Pay) Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
ATM withdrawals (differs) Yes Source and check Source thorwallet.org Wording at the source ATM withdrawals cost $1 (domestic) or $5 (international) on Basic and Premium Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? No Source and check Source vield.io Wording at the source - ATM withdrawals: Not supported (virtual card only) Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Contactless (differs) unknown Yes Source and check Source vield.io Wording at the source - Physical purchases: Cannot insert at point of sale (no physical card yet), however payWave is available via Apple Pay and Google Wallet Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Fees
Virtual card issuance unknown unknown
Physical card issuance (differs) unknown not applicable Source and check Source vield.io Wording at the source Virtual Form - The Card is issued in virtual form only, eliminating the need for a physical card. Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Free cards unknown unknown
Shipping (differs) unknown not applicable Source and check Source vield.io Wording at the source Virtual Form - The Card is issued in virtual form only, eliminating the need for a physical card. Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Monthly fee (differs) unknown 0.00 AUD Source and check Source vield.io Wording at the source - Monthly fees: None Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Annual fee unknown unknown
Top-up fee (differs) unknown free Source and check Source vield.io Wording at the source - Vield does not charge top-up fees Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Crypto deposit fee unknown unknown
Crypto conversion fee unknown unknown
Foreign currency fee (differs) unknown 1.5 % Source and check Source vield.io Wording at the source | Currency Conversion Fee: payable and deducted from the Card at the same time you make a transaction using the Card in a currency other than USD, or you make a transaction using the Card in any curre... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
FX free allowance unknown unknown
Minimum FX fee unknown unknown
ATM fee (differs) unknown not applicable Source and check Source vield.io Wording at the source The Card cannot be used for cash withdrawals from ATMs or other service providers. Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Declined payment fee unknown unknown
Refund fee unknown unknown
Inactivity fee (differs) unknown 0.00 AUD Source and check Source vield.io Wording at the source - Inactivity fees: None Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Minimum monthly spend unknown unknown
Inactivity rule unknown unknown
Card replacement (differs) unknown free Source and check Source vield.io Wording at the source | Card Replacement Fee | $0 | Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Rewards
Cashback (differs) 0.5 % (Premium); 0.5 % (Premium); 0.5 % (TITN) · in USDC unknown
Referral bonus (invited friend) unknown unknown
Referral bonus (you) unknown unknown
Welcome bonus unknown unknown

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