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Comparison

Gnosis Pay Card vs. THORWallet Card compared

In short

  • THORWallet Card ask for the least (ID document).
  • THORWallet Card has the higher score (62.97).
Attribute Gnosis Pay CardGnosis Pay Requires KYC Private Virtual Physical THORWallet CardTHORWallet Requires KYC Private & business Virtual Physical
Score average average
CostsWeight 25 % 100 100
KYC and privacyWeight 20 % 0 35
FeaturesWeight 15 % 77 70
AvailabilityWeight 10 % 23 not scored
RewardsWeight 10 % 63 22
TrustWeight 10 % 78 83
CommunityWeight 10 % not scored not scored
KYC KYC: Full verification KYC: ID document
Limits (entry level)
  • Spending per day: 10,000 USD
 no limits captured
Basics
Card form (differs) debit Source and check Source gnosispay.com Wording at the source The Gnosis Pay Debit Card issued by Monavate Limited pursuant to licence by VISA Europe Limited. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? unknown
Card types virtual, physical Source and check Source gnosispay.com Wording at the source Launch virtual cards in minutes, physical cards in days Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? virtual, physical Source and check Source thorwallet.org Wording at the source 20% off with invite Card typePhysical + Virtual Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card network (differs) Visa Source and check Source gnosispay.com Wording at the source Two years ago Gnosis Pay was crypto's first self-custodial visa card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? Mastercard Source and check Source thorwallet.org Wording at the source Yes. It's a Mastercard issued under licence and accepted anywhere Mastercard is, online and in store. Mastercard is a registered trademark of Mastercard International. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Custody self-custody Source and check Source gnosispay.com Wording at the source Two years ago Gnosis Pay was crypto's first self-custodial visa card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? self-custody Source and check Source thorwallet.org Wording at the source Yes. Your wallet balance stays in self-custody - your keys never leave your device. You top up the card from your wallet when you want to spend, so you stay in control of your funds. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Funding model stablecoin balance Source and check Source docs.gnosispay.com Wording at the source When an account is provisioned, it's configured with the **token** that the account will spend from. This token, along with a linked **Safe**, defines the account's spending source: the Safe is author... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? stablecoin balance Source and check Source faqs.thorwallet.org Wording at the source Users can top up the card with USDC. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card currencies (differs) EUR, GBP, USD Source and check Source docs.gnosispay.com Wording at the source Setup multi-currency accounts in EUR, USD, and GBP available. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? USD Source and check Source thorwallet.org Wording at the source CurrenciesUSD Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Usage (differs) personal Source and check Source gnosispay.com Wording at the source Over the next few months we will complete the transition and begin to close the chapter on our early 'consumer' era. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? personal, business Source and check Source thorwallet.org Wording at the source The Service is made available to both individual and business users. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Issuer / BIN sponsor Standard: unknown Source and check Source gnosispay.com Checked Verified Check overdue · last 29 Oct 2026 Add this value? History What does [s] mean?
2 more countries/regions EEA: unknown Source and check Source gnosispay.com Checked Verified Check overdue · last 29 Oct 2026 Add this value? History What does [s] mean? UK: Monavate Limited (FCA-authorised electronic money institution, FRN 901097) Source and check Source gnosispay.com Wording at the source The Gnosis Pay Debit Card issued by Monavate Limited pursuant to licence by VISA Europe Limited. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Limits depend on (differs) user setting Source and check Source docs.gnosispay.com Wording at the source Gnosis Pay accounts support configurable spending limits at two levels: * **User-configured limits** : users can set their own account limit, giving them direct control over how much they spend, indep... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? KYC level, plan Source and check Source faqs.thorwallet.org Wording at the source THORWallet offers different card plans with different benefits, limits, and fees. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Cards per account unknown unknown
Availability
Available in unknown unknown
Crypto
Supported assets (differs) USDT, USDC, EURe, GBPe, USDCe Source and check Source docs.gnosispay.com Wording at the source Gnosis Pay accounts can be provisioned with tokens across the following chains. ## Celo | Token | Contract Address | | - | - | | USDC | `0xceba9300f2b948710... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? USDC Source and check Source faqs.thorwallet.org Wording at the source The THORWallet Card allows users to spend with a virtual or physical Mastercard, top up with USDC, and use their card globally across supported countries. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Number of supported assets unknown unknown
Top-up networks (differs) Gnosis, Celo Source and check Source docs.gnosispay.com Wording at the source Gnosis Pay accounts can be provisioned with tokens across the following chains. ## Celo Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? unknown
Fiat top-up unknown unknown
Payments
Mobile wallets (differs) Apple Pay Google Pay Source and check Source docs.gnosispay.com Wording at the source Once issued, a virtual card can be added to following with help of push provisioning: * **Apple Pay** * **Google Pay** Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? unknown
ATM withdrawals (differs) unknown Yes Source and check Source thorwallet.org Wording at the source ATM withdrawals cost $1 (domestic) or $5 (international) on Basic and Premium Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Contactless (differs) Yes Source and check Source docs.gnosispay.com Wording at the source This lets the user tap to pay with their phone or watch, without needing a physical card. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? unknown
Fees
Virtual card issuance unknown unknown
Physical card issuance unknown unknown
Free cards unknown unknown
Shipping unknown unknown
Monthly fee unknown unknown
Annual fee unknown unknown
Top-up fee unknown unknown
Crypto deposit fee unknown unknown
Crypto conversion fee unknown unknown
Foreign currency fee (differs) 0 % Source and check Source gnosispay.com Wording at the source A free Visa card for EU and EEA residents, with up to 5% back and no foreign-exchange fees, spendable in shops in Berlin, Lisbon, or Madrid. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? unknown
FX free allowance unknown unknown
Minimum FX fee unknown unknown
ATM fee unknown Source and check Source gnosispay.com Checked Verified Check overdue · last 29 Oct 2026 Add this value? History What does [s] mean? unknown
Transaction fee unknown unknown
Cross-border fee unknown unknown
Withdrawal fee unknown unknown
Activation fee unknown unknown
Minimum top-up unknown unknown
Declined payment fee unknown unknown
Refund fee unknown unknown
Inactivity fee unknown unknown
Minimum monthly spend unknown unknown
Inactivity rule unknown unknown
Card replacement unknown Source and check Source gnosispay.com Checked Verified Check overdue · last 29 Oct 2026 Add this value? History What does [s] mean? unknown
Rewards
Cashback (differs) 5 % Source and check Source gnosispay.com Wording at the source A free Visa card for EU and EEA residents, with up to 5% back and no foreign-exchange fees, spendable in shops in Berlin, Lisbon, or Madrid. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? 0.5 % (Premium); 0.5 % (Premium); 0.5 % (TITN) · in USDC
Referral bonus (invited friend) unknown unknown
Referral bonus (you) unknown unknown
Welcome bonus unknown unknown

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