Comparison
Gnosis Pay Card vs. Ready Card: fees, limits & KYC
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gnosispay.com29 Oct 2026
Image source
Source
gnosispay.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Gnosis Pay CardGnosis Pay
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Ready CardReady
In short
- Ready Card has the best score (61.28).
| Attribute |
Gnosis Pay CardGnosis Pay
|
Ready CardReady
|
|---|---|---|
| Overview | Requires KYC Private Virtual Physical | KYC unknown Private |
| Score | average | average |
| CostsWeight 25 % | 100 | not scored |
| KYC and privacyWeight 20 % | 0 | not scored |
| FeaturesWeight 15 % | 77 | 100 |
| AvailabilityWeight 10 % | 23 | not scored |
| RewardsWeight 10 % | 63 | not scored |
| TrustWeight 10 % | 78 | 88 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: Full verification | KYC unknown |
| Limits (entry level) |
|
no limits captured |
| Basics | ||
| Card formsame for all |
debit
gnosispay.com checked 28 Oct 2026
Source and check
Source
gnosispay.com
Wording at the source
The Gnosis Pay Debit Card issued by Monavate Limited pursuant to licence by VISA Europe Limited.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? |
|
| Card typessame for all |
virtual, physical
gnosispay.com checked 28 Oct 2026
Source and check
Source
gnosispay.com
Wording at the source
Launch virtual cards in minutes, physical cards in daysChecked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? |
|
| Card networksame for all |
Visa
gnosispay.com checked 30 Oct 2026
Source and check
Source
gnosispay.com
Wording at the source
Two years ago Gnosis Pay was crypto's first self-custodial visa card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
|
| Custodysame for all |
self-custody
gnosispay.com checked 30 Oct 2026
Source and check
Source
gnosispay.com
Wording at the source
Two years ago Gnosis Pay was crypto's first self-custodial visa card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
self-custody
ready.co checked 29 Oct 2026
Source and check
Source
ready.co
Wording at the source
1. The Ready App allows you to manage digital assets. As the Ready Products are non-custodial, you manage digital assets through the Ready App at your own risk.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
stablecoin balance
docs.gnosispay.com checked 28 Oct 2026
Source and check
Source
docs.gnosispay.com
Wording at the source
When an account is provisioned, it's configured with the **token** that the account will spend from. This token, along with a linked **Safe**, defines the account's spending source: the Safe is author...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? |
stablecoin balance
ready.co checked 29 Oct 2026
Source and check
Source
ready.co
Wording at the source
The new Ready will run on Base, giving members a fast and efficient way to hold and spend digital dollars through a self-custodial account.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currenciessame for all |
EUR, GBP, USD
docs.gnosispay.com checked 28 Oct 2026
Source and check
Source
docs.gnosispay.com
Wording at the source
Setup multi-currency accounts in EUR, USD, and GBP available.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? |
|
| Usagesame for all |
personal
gnosispay.com checked 30 Oct 2026
Source and check
Source
gnosispay.com
Wording at the source
Over the next few months we will complete the transition and begin to close the chapter on our early 'consumer' era.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
personal
ready.co checked 29 Oct 2026
Source and check
Source
ready.co
Wording at the source
3. The Ready App is for non-commercial use only; you may use the Ready App only for your own personal use.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsorsame for all |
Standard:
unknown
gnosispay.com checked 30 Oct 2026
Source and check
Source
gnosispay.com
Checked
Verified
Check overdue · last 30 Oct 2026
Add this value?
History
What does [s] mean?
2 more countries/regionsEEA: unknown gnosispay.com checked 30 Oct 2026 Source and check Source gnosispay.com Checked Verified Check overdue · last 30 Oct 2026 Add this value? History What does [s] mean? UK: Monavate Limited (FCA-authorised electronic money institution, FRN 901097) gnosispay.com checked 28 Oct 2026 Source and check Source gnosispay.com Wording at the sourceThe Gnosis Pay Debit Card issued by Monavate Limited pursuant to licence by VISA Europe Limited.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Limits depend onsame for all |
user setting
docs.gnosispay.com checked 28 Oct 2026
Source and check
Source
docs.gnosispay.com
Wording at the source
Gnosis Pay accounts support configurable spending limits at two levels: * **User-configured limits** : users can set their own account limit, giving them direct control over how much they spend, indep...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Cards per accountsame for all | unknown | |
| Unknown for all | Cards per account | |
| Availability | ||
| Available insame for all | unknown | |
| Unknown for all | Available in | |
| Crypto | ||
| Supported assetssame for all |
USDT, USDC, EURe, GBPe, USDCe
docs.gnosispay.com checked 28 Oct 2026
Source and check
Source
docs.gnosispay.com
Wording at the source
Gnosis Pay accounts can be provisioned with tokens across the following chains. ## Celo | Token | Contract Address | | - | - | | USDC | `0xceba9300f2b948710...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? |
|
| Number of supported assetssame for all | unknown | |
| Top-up networkssame for all |
Gnosis, Celo
docs.gnosispay.com checked 28 Oct 2026
Source and check
Source
docs.gnosispay.com
Wording at the source
Gnosis Pay accounts can be provisioned with tokens across the following chains. ## CeloChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Fiat top-upsame for all | unknown | |
| Unknown for all | Number of supported assets · Fiat top-up | |
| Payments | ||
| Mobile walletssame for all |
Apple Pay
Google Pay
docs.gnosispay.com checked 28 Oct 2026
Source and check
Source
docs.gnosispay.com
Wording at the source
Once issued, a virtual card can be added to following with help of push provisioning: * **Apple Pay** * **Google Pay**Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
ready.co checked 29 Oct 2026
Source and check
Source
ready.co
Wording at the source
2. Ready makes available the Ready app ("Ready App") and these terms of service apply to the use of that Ready App. "Ready Card" means a payment card issued by a third-party issuer that, where availab...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| ATM withdrawalssame for all | unknown | |
| Contactlesssame for all |
Yes
docs.gnosispay.com checked 28 Oct 2026
Source and check
Source
docs.gnosispay.com
Wording at the source
This lets the user tap to pay with their phone or watch, without needing a physical card.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Unknown for all | ATM withdrawals | |
| Fees | ||
| Virtual card issuancesame for all | unknown | |
| Physical card issuancesame for all | unknown | |
| Free cardssame for all | unknown | |
| Shippingsame for all | unknown | |
| Monthly feesame for all | unknown | |
| Annual feesame for all | unknown | |
| Top-up feesame for all | unknown | |
| Crypto deposit feesame for all | unknown | |
| Crypto conversion feesame for all | unknown | |
| Foreign currency feesame for all |
0 %
gnosispay.com checked 28 Oct 2026
Source and check
Source
gnosispay.com
Wording at the source
A free Visa card for EU and EEA residents, with up to 5% back and no foreign-exchange fees, spendable in shops in Berlin, Lisbon, or Madrid.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? |
|
| FX free allowancesame for all | unknown | |
| Minimum FX feesame for all | unknown | |
| ATM feesame for all | unknown gnosispay.com checked 30 Oct 2026 Source and check Source gnosispay.com Checked Verified Check overdue · last 30 Oct 2026 Add this value? History What does [s] mean? | |
| Transaction feesame for all | unknown | |
| Cross-border feesame for all | unknown | |
| Withdrawal feesame for all | unknown | |
| Activation feesame for all | unknown | |
| Minimum top-upsame for all | unknown | |
| Declined payment feesame for all | unknown | |
| Refund feesame for all | unknown | |
| Inactivity feesame for all | unknown | |
| Minimum monthly spendsame for all | unknown | |
| Inactivity rulesame for all | unknown | |
| Card replacementsame for all | unknown gnosispay.com checked 30 Oct 2026 Source and check Source gnosispay.com Checked Verified Check overdue · last 30 Oct 2026 Add this value? History What does [s] mean? | |
| Unknown for all | Virtual card issuance · Physical card issuance · Free cards · Shipping · Monthly fee · Annual fee · Top-up fee · Crypto deposit fee · Crypto conversion fee · FX free allowance · Minimum FX fee · ATM fee · Transaction fee · Cross-border fee · Withdrawal fee · Activation fee · Minimum top-up · Declined payment fee · Refund fee · Inactivity fee · Minimum monthly spend · Inactivity rule · Card replacement | |
| Rewards | ||
| Cashback (differs)same for all |
5 %
gnosispay.com checked 28 Oct 2026
Source and check
Source
gnosispay.com
Wording at the source
A free Visa card for EU and EEA residents, with up to 5% back and no foreign-exchange fees, spendable in shops in Berlin, Lisbon, or Madrid.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
only in the app
ready.co checked 29 Oct 2026
Source and check
Source
ready.co
Wording at the source
2.2 The Points rate depends on your Ready plan (e.g., Lite or Metal), transaction type, and any current promotions or rate boosts shown in the app.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Referral bonus (invited friend)same for all | unknown | |
| Referral bonus (you)same for all | unknown | |
| Welcome bonussame for all | unknown | |
| Unknown for all | Referral bonus (invited friend) · Referral bonus (you) · Welcome bonus | |
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Gnosis Pay Card · Ready Card: promotions and bonuses as well as warnings and incidents.