Comparison
Ready Card vs. Vield Non-Custodial Mastercard: fees, limits & KYC
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Ready CardReady
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Vield Non-Custodial MastercardVield
In short
- Ready Card has the higher score (61.28).
| Attribute |
Ready CardReady
KYC unknown
Private
|
Vield Non-Custodial MastercardVield
Requires KYC
Private
Virtual
|
|---|---|---|
| Score | average | average |
| CostsWeight 25 % | not scored | 83 |
| KYC and privacyWeight 20 % | not scored | 35 |
| FeaturesWeight 15 % | 100 | 40 |
| AvailabilityWeight 10 % | not scored | 0 |
| RewardsWeight 10 % | not scored | not scored |
| TrustWeight 10 % | 88 | 68 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC unknown | KYC: ID document |
| Limits (entry level) | no limits captured |
|
| Basics | ||
| Card form (differs) |
prepaid
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
The Virtual Prepaid Mastercard is issued by Immersve Pty Ltd (ABN 93 658 192 057, AFSL Number 545925) pursuant to license by Mastercard.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Card types (differs) |
virtual
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
- Virtual card: Currently digital-only (no physical card yet)Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Card network (differs) |
Mastercard
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
- Accepted everywhere: Use anywhere Mastercard is acceptedChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Custody |
self-custody
ready.co checked 29 Oct 2026
Source and check
Source
ready.co
Wording at the source
1. The Ready App allows you to manage digital assets. As the Ready Products are non-custodial, you manage digital assets through the Ready App at your own risk.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
self-custody
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
- Non-custodial: You retain full control of your cryptoChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Funding model |
stablecoin balance
ready.co checked 29 Oct 2026
Source and check
Source
ready.co
Wording at the source
The new Ready will run on Base, giving members a fast and efficient way to hold and spend digital dollars through a self-custodial account.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
stablecoin balance
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
1. USDC is deducted from your Vield card balance 2. The amount is instantly converted at the USDC/AUD market rate 3. The transaction is completed in merchant currencyChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card currencies (differs) |
AUD
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
2. The amount is instantly converted at the USDC/AUD market rateChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Usage |
personal
ready.co checked 29 Oct 2026
Source and check
Source
ready.co
Wording at the source
3. The Ready App is for non-commercial use only; you may use the Ready App only for your own personal use.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal
vield.io checked 28 Oct 2026
Source and check
Source
vield.io
Wording at the source
The Card is available only to individuals. It is designed for personal use and must not be used for any commercial purposes.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs) |
Immersve Pty Ltd (ABN 93 658 192 057, AFSL 545925)
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
The Virtual Prepaid Mastercard is issued by Immersve Pty Ltd (ABN 93 658 192 057, AFSL Number 545925) pursuant to license by Mastercard.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Limits depend on | unknown | |
| Cards per account | unknown | |
| Availability | ||
| Available in | unknown | |
| Crypto | ||
| Supported assets (differs) |
USDC
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
- Currently accepted: USDC on Polygon network onlyChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Number of supported assets | unknown | |
| Top-up networks (differs) |
Polygon
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
- Currently accepted: USDC on Polygon network onlyChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Fiat top-up (differs) |
No
vield.io checked 28 Oct 2026
Source and check
Source
vield.io
Wording at the source
The Available Balance may only be comprised of USDC which is loaded on the Card via your Smart Contract Account.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Payments | ||
| Mobile wallets |
Apple Pay
Google Pay
ready.co checked 29 Oct 2026
Source and check
Source
ready.co
Wording at the source
2. Ready makes available the Ready app ("Ready App") and these terms of service apply to the use of that Ready App. "Ready Card" means a payment card issued by a third-party issuer that, where availab...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
- Digital wallets (Apple Pay, Google Pay)Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| ATM withdrawals (differs) |
No
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
- ATM withdrawals: Not supported (virtual card only)Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Contactless (differs) |
Yes
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
- Physical purchases: Cannot insert at point of sale (no physical card yet), however payWave is available via Apple Pay and Google WalletChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Fees | ||
| Virtual card issuance | unknown | |
| Physical card issuance (differs) |
not applicable
vield.io checked 28 Oct 2026
Source and check
Source
vield.io
Wording at the source
Virtual Form - The Card is issued in virtual form only, eliminating the need for a physical card.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Free cards | unknown | |
| Shipping (differs) |
not applicable
vield.io checked 28 Oct 2026
Source and check
Source
vield.io
Wording at the source
Virtual Form - The Card is issued in virtual form only, eliminating the need for a physical card.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Monthly fee (differs) |
0.00 AUD
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
- Monthly fees: NoneChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Annual fee | unknown | |
| Top-up fee (differs) |
free
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
- Vield does not charge top-up feesChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Crypto deposit fee | unknown | |
| Crypto conversion fee | unknown | |
| Foreign currency fee (differs) |
1.5 %
vield.io checked 28 Oct 2026
Source and check
Source
vield.io
Wording at the source
| Currency Conversion Fee: payable and deducted from the Card at the same time you make a transaction using the Card in a currency other than USD, or you make a transaction using the Card in any curre...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| FX free allowance | unknown | |
| Minimum FX fee | unknown | |
| ATM fee (differs) |
not applicable
vield.io checked 28 Oct 2026
Source and check
Source
vield.io
Wording at the source
The Card cannot be used for cash withdrawals from ATMs or other service providers.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Transaction fee | unknown | |
| Cross-border fee | unknown | |
| Withdrawal fee | unknown | |
| Activation fee | unknown | |
| Minimum top-up | unknown | |
| Declined payment fee | unknown | |
| Refund fee | unknown | |
| Inactivity fee (differs) |
0.00 AUD
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
- Inactivity fees: NoneChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Minimum monthly spend | unknown | |
| Inactivity rule | unknown | |
| Card replacement (differs) |
free
vield.io checked 28 Oct 2026
Source and check
Source
vield.io
Wording at the source
| Card Replacement Fee | $0 |Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Rewards | ||
| Cashback (differs) |
only in the app
ready.co checked 29 Oct 2026
Source and check
Source
ready.co
Wording at the source
2.2 The Points rate depends on your Ready plan (e.g., Lite or Metal), transaction type, and any current promotions or rate boosts shown in the app.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Referral bonus (invited friend) | unknown | |
| Referral bonus (you) | unknown | |
| Welcome bonus | unknown | |
Highlighted rows differ.
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Ready Card · Vield Non-Custodial Mastercard: promotions and bonuses as well as warnings and incidents.