Comparison
Karta Card vs. Vield Non-Custodial Mastercard: fees, limits & KYC
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karta.io29 Oct 2026
Image source
Source
karta.io
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Karta CardKarta.io
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Vield Non-Custodial MastercardVield
In short
- Karta Card has the lowest foreign currency fee (1 % above the network rate).
- Karta Card has the higher score (68.27).
| Attribute |
Karta CardKarta.io
Requires KYC
Private
Virtual
Physical
Metal
|
Vield Non-Custodial MastercardVield
Requires KYC
Private
Virtual
|
|---|---|---|
| Score | good | average |
| CostsWeight 25 % | 68 | 83 |
| KYC and privacyWeight 20 % | 35 | 35 |
| FeaturesWeight 15 % | 89 | 40 |
| AvailabilityWeight 10 % | 79 | 0 |
| RewardsWeight 10 % | 100 | not scored |
| TrustWeight 10 % | 81 | 68 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC: ID document |
| Limits (entry level) | no limits captured |
|
| Basics | ||
| Card form (differs) |
debit
karta.io checked 29 Oct 2026
Two sources, two values
Showndebit
karta.iochecked 29 Oct 2026
- Debit card (Visa Signature) accepted at 150 million merchantsDifferingvalue not recorded legal.karta.iofetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
prepaid
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
The Virtual Prepaid Mastercard is issued by Immersve Pty Ltd (ABN 93 658 192 057, AFSL Number 545925) pursuant to license by Mastercard.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card types (differs) |
virtual, physical, metal
karta.io checked 29 Oct 2026
Source and check
Source
karta.io
Wording at the source
Step 4: Consider upgrading to Karta's physical metal card (from 100 USDT) if you prefer having a physical cardChecked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
virtual
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
- Virtual card: Currently digital-only (no physical card yet)Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card network (differs) |
Visa
karta.io checked 29 Oct 2026
Source and check
Source
karta.io
Wording at the source
Use Karta Visa Signature® worldwide. Instant virtual and physical cards. Compatible with Apple Pay, Google Pay, and global ATM cash access.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Mastercard
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
- Accepted everywhere: Use anywhere Mastercard is acceptedChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Custody |
self-custody
karta.io checked 29 Oct 2026
Source and check
Source
karta.io
Wording at the source
Only you control your wallet. Secure by design — send, receive, and manage your crypto.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
self-custody
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
- Non-custodial: You retain full control of your cryptoChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Funding model |
stablecoin balance
karta.io checked 29 Oct 2026
Two sources, two values
Shownstablecoin balance
karta.iochecked 29 Oct 2026
a Visa card funded from your stablecoin balance.Differingvalue not recorded legal.karta.iofetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
stablecoin balance
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
1. USDC is deducted from your Vield card balance 2. The amount is instantly converted at the USDC/AUD market rate 3. The transaction is completed in merchant currencyChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card currencies (differs) |
USD
legal.karta.io checked 29 Oct 2026
Source and check
Source
legal.karta.io
Wording at the source
If you make a transaction using your Account in a foreign currency (including, for example, online purchases from a merchant located outside of the U.S.), the credit card association will convert any...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
AUD
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
2. The amount is instantly converted at the USDC/AUD market rateChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Usage |
personal
legal.karta.io checked 29 Oct 2026
Source and check
Source
legal.karta.io
Wording at the source
The primary purpose of your Account is for personal expenses.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal
vield.io checked 28 Oct 2026
Source and check
Source
vield.io
Wording at the source
The Card is available only to individuals. It is designed for personal use and must not be used for any commercial purposes.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs) |
Third National
legal.karta.io checked 29 Oct 2026
Source and check
Source
legal.karta.io
Wording at the source
"Karta Finance Inc" refers to the issuer of the card program. The issuer for this card program is Third National.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Immersve Pty Ltd (ABN 93 658 192 057, AFSL 545925)
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
The Virtual Prepaid Mastercard is issued by Immersve Pty Ltd (ABN 93 658 192 057, AFSL Number 545925) pursuant to license by Mastercard.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Limits depend on (differs) |
not published
legal.karta.io checked 30 Oct 2026
Source and check
Source
legal.karta.io
Wording at the source
Your spending limit is generally set by Karta pursuant to the terms of the Karta Terms. Karta may additionally set spending limits on each Karta Card or an aggregate spending limit across all Karta Ca...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Cards per account (differs) |
not published
legal.karta.io checked 30 Oct 2026
Source and check
Source
legal.karta.io
Wording at the source
We may decide not to grant requests for Karta Cards or limit the number of physical or virtual Karta Cards provided to you.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Availability | ||
| Available in (differs) |
Not available in 21 countries and regions
legal.karta.io checked 29 Oct 2026
Source and check
Source
legal.karta.io
Wording at the source
Karta Accounts are not available in the following jurisdictions: - Bangladesh - Belarus - Brazil - Cuba - Democratic People's Republic of Korea - Egypt - Iran - Iraq - India - Israel - Myanmar - Chin...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Crypto | ||
| Supported assets (differs) |
USDT, USDC
karta.io checked 29 Oct 2026
Source and check
Source
karta.io
Wording at the source
Stablecoins: USDT or USDC on Tron (TRC-20), Ethereum, BNB Smart Chain, Polygon, Arbitrum, Optimism, Base, and Solana.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
USDC
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
- Currently accepted: USDC on Polygon network onlyChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Number of supported assets | unknown | unknown |
| Top-up networks (differs) |
Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism
karta.io checked 29 Oct 2026
Source and check
Source
karta.io
Wording at the source
Stablecoins: USDT or USDC on Tron (TRC-20), Ethereum, BNB Smart Chain, Polygon, Arbitrum, Optimism, Base, and Solana.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Polygon
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
- Currently accepted: USDC on Polygon network onlyChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Fiat top-up (differs) |
Yes
karta.io checked 29 Oct 2026
Source and check
Source
karta.io
Wording at the source
Fiat transfers: ACH (USD), SWIFT (USD), Domestic Wire (USD), SEPA (EUR), PIX (BRL), Bank Transfer (COP), and SPEI (MXN).Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
No
vield.io checked 28 Oct 2026
Source and check
Source
vield.io
Wording at the source
The Available Balance may only be comprised of USDC which is loaded on the Card via your Smart Contract Account.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Payments | ||
| Mobile wallets |
Apple Pay
Google Pay
karta.io checked 29 Oct 2026
Source and check
Source
karta.io
Wording at the source
Use Karta Visa Signature® worldwide. Instant virtual and physical cards. Compatible with Apple Pay, Google Pay, and global ATM cash access.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
- Digital wallets (Apple Pay, Google Pay)Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| ATM withdrawals (differs) |
Yes
karta.io checked 29 Oct 2026
Source and check
Source
karta.io
Wording at the source
Use Karta Visa Signature® worldwide. Instant virtual and physical cards. Compatible with Apple Pay, Google Pay, and global ATM cash access.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
No
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
- ATM withdrawals: Not supported (virtual card only)Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Contactless |
Yes
karta.io checked 29 Oct 2026
Source and check
Source
karta.io
Wording at the source
For in-store contactless payments, add your Karta virtual card to your mobile wallet:Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
- Physical purchases: Cannot insert at point of sale (no physical card yet), however payWave is available via Apple Pay and Google WalletChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuance (differs) | 5.00 USDT promotion, no end date stated
karta.io checked 30 Oct 2026
Source and check
Source
karta.io
Wording at the source
Signing up is free, and you can get started right away. There's a one-time fee of 30 USDT 5 USDT for issuing your virtual Visa Signature® card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? , regular 30.00 USDT karta.io checked 30 Oct 2026 Source and check Source karta.io Wording at the source Signing up is free, and you can get started right away. There's a one-time fee of 30 USDT 5 USDT for issuing your virtual Visa Signature® card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
unknown |
| Physical card issuance (differs) | unknown |
not applicable
vield.io checked 28 Oct 2026
Source and check
Source
vield.io
Wording at the source
Virtual Form - The Card is issued in virtual form only, eliminating the need for a physical card.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Free cards | unknown | unknown |
| Shipping (differs) | unknown |
not applicable
vield.io checked 28 Oct 2026
Source and check
Source
vield.io
Wording at the source
Virtual Form - The Card is issued in virtual form only, eliminating the need for a physical card.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Monthly fee (differs) |
0.00 USD
karta.io checked 29 Oct 2026
Source and check
Source
karta.io
Wording at the source
Karta alternative: Zero monthly fees. Your account remains active as long as you use it, with no minimum balance requirements and no hidden maintenance charges.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 AUD
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
- Monthly fees: NoneChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Annual fee | unknown | unknown |
| Top-up fee (differs) | unknown |
free
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
- Vield does not charge top-up feesChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee (differs) |
0 % above the market rate
karta.io checked 29 Oct 2026
Source and check
Source
karta.io
Wording at the source
While competitors charge 2-5% just to load your card, Karta offers 0% commission on crypto deposits. Your 100 USDT becomes $100 in spending power—no hidden conversion spreads, no "processing fees," no...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Foreign currency fee (differs) |
1 % above the network rate
karta.io checked 29 Oct 2026
Two sources, two values
Shown1 % above the network rate
karta.iochecked 29 Oct 2026
💡 Visa network charge: Visa applies a standard 1% international transaction fee on payments made in currencies other than USD. This is a Visa network standard separate from Karta's fees.Differingvalue not recorded legal.karta.iofetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
1.5 %
vield.io checked 28 Oct 2026
Source and check
Source
vield.io
Wording at the source
| Currency Conversion Fee: payable and deducted from the Card at the same time you make a transaction using the Card in a currency other than USD, or you make a transaction using the Card in any curre...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| ATM fee (differs) |
2.5 % + 1.00 USDT
karta.io checked 29 Oct 2026
Two sources, two values
Shown2.5 % + 1.00 USDT
karta.iochecked 29 Oct 2026
| ATM withdrawal (successful) | 1 USDT + 2.5% |Differingvalue not recorded karta.iofetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
not applicable
vield.io checked 28 Oct 2026
Source and check
Source
vield.io
Wording at the source
The Card cannot be used for cash withdrawals from ATMs or other service providers.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Transaction fee (differs) |
1.5 %
karta.io checked 29 Oct 2026
Source and check
Source
karta.io
Wording at the source
| Card payment fee | 1.5% per transaction |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| Inactivity fee (differs) | unknown |
0.00 AUD
vield.io checked 29 Oct 2026
Source and check
Source
vield.io
Wording at the source
- Inactivity fees: NoneChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | unknown |
| Card replacement (differs) | unknown |
free
vield.io checked 28 Oct 2026
Source and check
Source
vield.io
Wording at the source
| Card Replacement Fee | $0 |Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Rewards | ||
| Cashback (differs) | 25 % (spend from 0/month) · in KARAT | unknown |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) (differs) |
5 USD
karta.io checked 30 Oct 2026
Source and check
Source
karta.io
Wording at the source
Karta pays $5 for every friend who activates a card through your referral link.Checked Verified Value wrong? No earlier versions What does [s] mean? |
unknown |
| Welcome bonus | unknown | unknown |
Highlighted rows differ.
Early warning
Watch both cards
One mail when something changes at Karta Card · Vield Non-Custodial Mastercard: promotions and bonuses as well as warnings and incidents.