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Image source Source gnosispay.com Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only.

by Gnosis Pay Discontinued

Gnosis Pay Card

Will be discontinued on 12/2026.

The page stays as an archive; its values are no longer checked regularly. See alternatives

Requires KYC Private Virtual Physical

checked 29 Oct 2026 Source and check Checked29 Oct 2026 Verified28 Oct 2026 Updated29 Oct 2026 “checked” is the last time the source was found unchanged; “verified” is the last time the value was read from the source. “updated” is the last real value change. What does [s] mean? Something missing? Alerts

Image source Source gnosispay.com Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only.
Score average of 100

How it is made up ↓Methodology →

To Gnosis Pay

Basicsgnosis-pay

Card form
debit Source and check Source gnosispay.com Wording at the source The Gnosis Pay Debit Card issued by Monavate Limited pursuant to licence by VISA Europe Limited. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean?
Card types
virtual, physical Source and check Source gnosispay.com Wording at the source Launch virtual cards in minutes, physical cards in days Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean?
Card network
Visa Source and check Source gnosispay.com Wording at the source Two years ago Gnosis Pay was crypto's first self-custodial visa card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Custody
self-custody Source and check Source gnosispay.com Wording at the source Two years ago Gnosis Pay was crypto's first self-custodial visa card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Funding model
stablecoin balance Source and check Source docs.gnosispay.com Wording at the source When an account is provisioned, it's configured with the **token** that the account will spend from. This token, along with a linked **Safe**, defines the account's spending source: the Safe is author... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean?
Card currencies
EUR, GBP, USD Source and check Source docs.gnosispay.com Wording at the source Setup multi-currency accounts in EUR, USD, and GBP available. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean?
Usage
personal Source and check Source gnosispay.com Wording at the source Over the next few months we will complete the transition and begin to close the chapter on our early 'consumer' era. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Limits depend on
user setting Source and check Source docs.gnosispay.com Wording at the source Gnosis Pay accounts support configurable spending limits at two levels: * **User-configured limits** : users can set their own account limit, giving them direct control over how much they spend, indep... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Cards per account
unknown
Mobile wallets
Apple Pay Google Pay Source and check Source docs.gnosispay.com Wording at the source Once issued, a virtual card can be added to following with help of push provisioning: * **Apple Pay** * **Google Pay** Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
ATM withdrawals
unknown
Contactless
Yes Source and check Source docs.gnosispay.com Wording at the source This lets the user tap to pay with their phone or watch, without needing a physical card. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?

Fees and cashback

One plan: Standard.

AttributeValue
Fees
Virtual card issuance unknown
Physical card issuance unknown
Shipping unknown
Monthly fee unknown
Annual fee unknown
Top-up fee unknown
Crypto deposit fee unknown
Crypto conversion fee unknown
Minimum conversion unknown
Foreign currency fee 0 % Source and check Source gnosispay.com Wording at the source A free Visa card for EU and EEA residents, with up to 5% back and no foreign-exchange fees, spendable in shops in Berlin, Lisbon, or Madrid. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean?
Minimum FX fee unknown
ATM fee unknown Source and check Source gnosispay.com Checked Verified Check overdue · last 29 Oct 2026 Add this value? History What does [s] mean?
Merchant-specific fee unknown
Declined payment fee unknown
Refund fee unknown
Inactivity fee unknown
Minimum monthly spend unknown
Inactivity rule unknown
Card replacement unknown Source and check Source gnosispay.com Checked Verified Check overdue · last 29 Oct 2026 Add this value? History What does [s] mean?
Plan waivers unknown
Cashback & rewards
Cashback 5 % Source and check Source gnosispay.com Wording at the source A free Visa card for EU and EEA residents, with up to 5% back and no foreign-exchange fees, spendable in shops in Berlin, Lisbon, or Madrid. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?

Amounts in your display currency are approximations (hover or tap for the original and the rate) · exchange rate of

KYC and limits

  1. Full verification

    additionally proof of the source of funds

    1. Tier 1 at Gnosis Pay

      Source and check Source docs.gnosispay.com Wording at the source After completing the KYC process, the next step is to proceed to the Source of Funds (SOF) verification step. Checked Verified Value wrong? History What does [s] mean?

      Requires: ID document, Selfie / liveness, Proof of address, Source of funds

LimitsValue User-adjustable
Spending per day 10,000 USD Source and check Source docs.gnosispay.com Wording at the source By default, an account's daily spending limit is `$10,000`. Users can lower this limit for their own account, but it cannot be set above \$10,000 unless agreed with the partner during onboardi... Checked Verified Value wrong? No earlier versions What does [s] mean? yes

KYC: Full verification Gnosis Pay states that it does not offer a KYC-free card.

When is KYC needed?

  • ID document expiredWhen your ID document expires, Gnosis Pay may request additional documents such as proof of source of funds. Source and check Source docs.gnosispay.com Wording at the source **Resubmission Requested** | Yes | The submission was reviewed and resubmission is required. Common causes: expired documents, poor image quality, name mismatches, unsupported document types... Checked Verified Value wrong? History What does [s] mean?
What do you have to show? Open the KYC finder

Availability

AttributeValue
Available in
  • by residence: Available in: European Economic Area, European Union Source and check Source gnosispay.com Wording at the source A free Visa card for EU and EEA residents, with up to 5% back and no foreign-exchange fees, spendable in shops in Berlin, Lisbon, or Madrid. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean?
Residency requirement unknown

Key countries

  • Germany available
  • Austria available
  • Switzerland not available
  • United States not available
  • United Kingdom not available
  • France available
  • Spain available
  • Italy available
  • Netherlands available
  • Türkiye not available
  • Brazil not available
  • Nigeria not available
  • India not available
  • United Arab Emirates not available
  • Singapore not available

✓ available · ✗ not available · ? not known from the sources

Point at or tap a country.

available (30) not available (220) unknown

Crypto

AttributeValue
Supported assets USDT, USDC, EURe, GBPe, USDCe Source and check Source docs.gnosispay.com Wording at the source Gnosis Pay accounts can be provisioned with tokens across the following chains. ## Celo | Token | Contract Address | | - | - | | USDC | `0xceba9300f2b948710... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean?
Number of supported assets unknown
Top-up networks Gnosis, Celo Source and check Source docs.gnosispay.com Wording at the source Gnosis Pay accounts can be provisioned with tokens across the following chains. ## Celo Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Spending order unknown
Fiat top-up unknown

Bonuses and promotions

What Gnosis Pay offers itself: referral bonus, welcome bonus, running promotions and partner programme. Values of the provider, with source; no affiliate link in it.

No referral bonus, welcome bonus or promotion documented yet.

Trust

AttributeValue
Issuer / BIN sponsor Standard: unknown Source and check Source gnosispay.com Checked Verified Check overdue · last 29 Oct 2026 Add this value? History What does [s] mean?
2 more countries/regions EEA: unknown Source and check Source gnosispay.com Checked Verified Check overdue · last 29 Oct 2026 Add this value? History What does [s] mean? UK: Monavate Limited (FCA-authorised electronic money institution, FRN 901097) Source and check Source gnosispay.com Wording at the source The Gnosis Pay Debit Card issued by Monavate Limited pursuant to licence by VISA Europe Limited. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Program manager unknown
Headquarters Available in: United Kingdom Source and check Source gnosispay.com Wording at the source Gnosis Pay is the trading name of Gnosis Pay Co Ltd, a UK registered Company (No. 14919639) Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Support channels unknown
Brand on record since 05/2023 Source and check Source web.archive.org Wording at the source archived capture: 2023-05-22 Checked Verified
Domain since 03/2023 Source and check Source rdap.verisign.com Wording at the source registration: 2023-03-31 Checked Verified

Issuer

Monavate (Lithuania) Source and check Source gnosispay.com Wording at the source The Gnosis Pay Debit Card issued by Monavate Limited pursuant to licence by VISA Europe Limited. Checked Verified Licensed Registered name: UAB Monavate Source and check Source shop.ledger.com Wording at the source The CL Card and underlying Account for EU customers are maintained and operated by UAB Monavate, an entity registered and regulated in Lithuania under legal entity code 305628001. Checked Verified Register number: 305628001 Source and check Source shop.ledger.com Wording at the source The CL Card and underlying Account for EU customers are maintained and operated by UAB Monavate, an entity registered and regulated in Lithuania under legal entity code 305628001. Checked Verified Issues 7 card programmes in our catalogue

Transparency

Transparency 50 %

0 of 13 key values not published

  • Imprint / company details: no
  • Public fee schedule: yes
  • Cardholder agreement: no
  • Terms and conditions: no
  • Terms with version or date: unknown

Sources last checked 2026-10-29

Licences

Licence of the card issuer Monavate

  • Financial Conduct Authority Source and check Source krak.app Wording at the source In the UK, Krak is a global money app. Krak Card is issued by Monavate Limited, authorised by the Financial Conduct Authority to carry on electronic money activities and related payment services (FRN:... Checked Verified What does [s] mean? E-money licence 901097 (GB) Register entry
  • Bank of Lithuania Source and check Source okx.com Wording at the source We are authorised by the Bank of Lithuania: UAB Monavate Limited is authorised by the Bank of Lithuania ("BOL") (authorisation code LB002139) to issue electronic money and provide payment services. Checked Verified What does [s] mean? E-money licence LB002139 (LT)

Incidents

  • On 1 June 2026 attackers exploited a vulnerability in the card safe modules (Zodiac Delay and Roles Module). About $1.5m was extracted; Gnosis absorbed the losses and all funds were restored to users. Source and check Source gnosispay.com Wording at the source On 1 June 2026, attacker(s) exploited a vulnerability that directly affected software modules (Delay Module & Roles Module) used in connection with the Gnosis Pay card safe infrastructure. This re... Checked Verified Value wrong? History What does [s] mean?

What users report

No community reports evaluated yet.

How the score is made up

57.83 of 100 · average

Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

Methodology and weights
  1. CostsWeight 25 %
    100/100
    25.0 of 25 points

    monthly/annual fee, top-up, FX and ATM fees

  2. KYC and privacyWeight 20 %
    0/100
    0.0 of 20 points

    KYC class needed, KYC-free allowance

  3. FeaturesWeight 15 %
    77/100
    11.5 of 15 points

    wallets, physical card, ATM, assets, chains

  4. AvailabilityWeight 10 %
    23/100
    2.3 of 10 points

    number of countries, EU/US/UK

  5. RewardsWeight 10 %
    63/100
    6.3 of 10 points

    cashback considering caps and staking requirements

  6. TrustWeight 10 %
    78/100
    7.8 of 10 points

    licences, incidents, company and card age, issuer, ownership, security, transparency

    Trust in detail
    • LicencesWeight 15 % not scored
    • Company age (up to 5 years)Weight 10 % not scored
    • Card on the market (up to 3 years)Weight 10 % not scored
    • IssuerWeight 15 % 100
    • OwnershipWeight 10 % not scored
    • Security evidenceWeight 15 % not scored
    • TransparencyWeight 10 % 50
    • Incidents (12 months)Weight 15 % 75
  7. CommunityWeight 10 %
    –
    not scored counts with the median (5.0)

    ratings and reports, damped, neutral with too little data

News

Recent news about Gnosis Pay from the press and the provider's own channels, rated automatically. · last 90 days: 0 positive, 0 neutral, 1 negative

  1. Cryptocards Critical Negative Discontinued
    Stablecoin Cards Explained: Spend USDC & USDT Anywhere | Crypto Cards

    Assessment: Article restates that Gnosis Pay is closing its consumer card on 20 December 2026, a discontinuation for card holders.

Headlines link to the original article. Sentiment and severity are an automated assessment of headline and summary, not a statement of fact; we do not store the articles.

Early warning

Alerts for this card

We tell you what changes at Gnosis Pay Card and Gnosis Pay, with evidence for every alert.

What do you want to receive?

You will first get a mail with a confirmation link.

Changelog

  • Discontinued on changed from December 20, 2026 to December 20, 2026.

  • Score changed from 56.33 to 57.83.

  • Changes to licences.

  • Score changed from 56.24 to 56.33.

  • Changes to licences.

  • Score changed from 56.77 to 56.33.

  • Changes to KYC levels and requirements.

  • Score changed from 59.5 to 56.77.

  • Score changed from 63 to 59.5.

  • Changes to KYC levels and requirements.

  • Changes to KYC levels and requirements.

  • Score changed from 50.5 to 63.

  • Score changed from 57 to 50.5.

  • Changes to limits.

  • Changes to KYC levels and requirements.

  • Score changed from 55.92 to 57.

  • Changes to KYC levels and requirements.

  • Score changed from 51.75 to 55.92.

  • Score changed from 60.7 to 51.75.

  • Changes to reported incidents.

Apply for Gnosis Pay Card directly with the provider.

All information without guarantee; the provider’s terms are binding. No investment or financial advice: scores are methodical comparisons, not recommendations.

Report an error To Gnosis Pay