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Comparison

Prive Card vs. THORWallet Card: fees, limits & KYC

In short

  • THORWallet Card has the higher score (66.41).
Attribute Illustration: Prive Card Prive CardPrive Requires KYC Private & business Virtual Physical Metal THORWallet Card THORWallet CardTHORWallet Requires KYC Private & business Virtual Physical
Score weak good
CostsWeight 25 % 0 100
KYC and privacyWeight 20 % 35 35
FeaturesWeight 15 % 70 70
AvailabilityWeight 10 % not scored 84
RewardsWeight 10 % not scored 22
TrustWeight 10 % 77 83
CommunityWeight 10 % not scored not scored
KYC KYC: ID document KYC: ID document
Limits (entry level) no limits captured no limits captured
Basics
Card form (differs) prepaid prive.money checked 29 Oct 2026 unknown
Card types (differs) virtual, physical, metal prive.money checked 29 Oct 2026 virtual, physical thorwallet.org checked 29 Oct 2026
Card network (differs) Visa prive.money checked 29 Oct 2026 Mastercard thorwallet.org checked 29 Oct 2026
Custody self-custody prive.money checked 29 Oct 2026 self-custody thorwallet.org checked 29 Oct 2026
Funding model stablecoin balance prive.money checked 29 Oct 2026 stablecoin balance faqs.thorwallet.org checked 29 Oct 2026
Card currencies (differs) unknown USD thorwallet.org checked 29 Oct 2026
Usage personal, business prive.money checked 29 Oct 2026 personal, business thorwallet.org checked 29 Oct 2026
Issuer / BIN sponsor unknown unknown
Limits depend on (differs) KYC level prive.money checked 29 Oct 2026 KYC level, plan faqs.thorwallet.org checked 29 Oct 2026
Cards per account unknown unknown
Availability
Available in unknown unknown
Crypto
Supported assets (differs) USDT, USDC, PYUSD, EURC prive.money checked 29 Oct 2026 USDC faqs.thorwallet.org checked 29 Oct 2026
Number of supported assets unknown unknown
Top-up networks unknown unknown
Fiat top-up unknown unknown
Payments
Mobile wallets unknown unknown
ATM withdrawals (differs) unknown Yes thorwallet.org checked 29 Oct 2026
Contactless unknown unknown
Fees
Virtual card issuance (differs) only in the app prive.money checked 29 Oct 2026 unknown
Physical card issuance (differs) only in the app prive.money checked 29 Oct 2026 unknown
Free cards unknown unknown
Shipping unknown unknown
Monthly fee (differs) only in the app prive.money checked 29 Oct 2026 unknown
Annual fee (differs) only in the app prive.money checked 29 Oct 2026 unknown
Top-up fee (differs) only in the app prive.money checked 29 Oct 2026 unknown
Crypto deposit fee unknown unknown
Crypto conversion fee (differs) only in the app prive.money checked 29 Oct 2026 unknown
Foreign currency fee (differs) only in the app prive.money checked 29 Oct 2026 unknown
FX free allowance unknown unknown
Minimum FX fee unknown unknown
ATM fee (differs) only in the app prive.money checked 29 Oct 2026 unknown
Transaction fee unknown unknown
Cross-border fee unknown unknown
Withdrawal fee unknown unknown
Activation fee unknown unknown
Minimum top-up unknown unknown
Declined payment fee unknown unknown
Refund fee unknown unknown
Inactivity fee unknown unknown
Minimum monthly spend unknown unknown
Inactivity rule unknown unknown
Card replacement unknown unknown
Rewards
Cashback (differs) unknown 0.5 % (Premium); 0.5 % (Premium); 0.5 % (TITN) · in USDC
Referral bonus (invited friend) (differs) Standard: Reduced card top-up fees, with the reduction determined by the referrer's chosen commission split. prive.money checked 29 Oct 2026
1 more country/region United Kingdom: not applicable prive.money checked 29 Oct 2026
unknown
Referral bonus (you) (differs) Standard: Recurring commission on every qualifying card top-up made by the referral; the member controls the commission split. prive.money checked 29 Oct 2026
1 more country/region United Kingdom: not applicable prive.money checked 29 Oct 2026
unknown
Welcome bonus unknown unknown

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