Comparison
Airtm USD Virtual Prepaid Card vs. Pallapay Crypto Card: fees, limits & KYC
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airtm.com30 Oct 2026
Image source
Source
airtm.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Airtm USD Virtual Prepaid CardAirtm
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pallapay.com31 Oct 2026
Image source
Source
pallapay.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Pallapay Crypto CardPallapay
In short
- Fewest documents: Airtm USD Virtual Prepaid Card (ID document).
- Pallapay Crypto Card has the best score (7.4).
| Attribute |
Airtm USD Virtual Prepaid CardAirtm
|
Pallapay Crypto CardPallapay
|
|---|---|---|
| Overview | Requires KYC Private Virtual | Requires KYC Private & business Virtual Physical |
| Score | good | good |
| CostsWeight 25 % | 8.1 | 8.5 |
| TrustWeight 20 % | 7.6 | 9.4 |
| KYC and privacyWeight 15 % | 6.5 | 4.5 |
| FeaturesWeight 15 % | 5.2 | 9.5 |
| AvailabilityWeight 10 % | not scored | not scored |
| RewardsWeight 10 % | not scored | not scored |
| CommunityWeight 5 % | 5.3 | not scored |
| KYC | KYC: ID document | KYC: ID + proof of address |
| Limits (entry level) |
|
no limits captured |
| Basics | ||
| Card form (differs)same for all |
prepaid
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The daily spending limit is $2,000 USD. Keep in mind this is a prepaid card — you need to have funds loaded before you can use it.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
debit
pallapay.com checked 30 Oct 2026
Source and check
Source
pallapay.com
Wording at the source
Your crypto debit card connects eligible digital asset balances with supported card payments.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card types (differs)same for all |
virtual
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The Airtm USD Virtual Prepaid Card is a dollar card you can use for online shopping, subscriptions, and local or international payments — all directly from your Airtm balance.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
virtual, physical
pallapay.com checked 30 Oct 2026
Source and check
Source
pallapay.com
Wording at the source
Open a virtual or physical crypto card, fund it with supported digital assets and pay online, in-store, through Apple Pay or Google Pay, or withdraw cash from supported ATMs.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card network (differs)same for all |
 
Visa
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
Any Prepaid Debit Visa Card (the "Card") that may be provided to eligible customers is issued by Lead Bank pursuant to licensing by Visa U.S.A. Inc. and may be used everywhere Visa is accepted. Must b...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
 
Mastercard
pallapay.com checked 30 Oct 2026
Source and check
Source
pallapay.com
Wording at the source
The NextChange Crypto Card can be used anywhere Mastercard is accepted, including millions of merchants worldwide and supported ATMs.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Custodysame for all |
custodial
help.airtm.com checked 30 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
Airtm dollars (USDC) are backed 1:1 by dollars held in U.S. bank accounts and liquidity funds.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
custodial
pallapay.com checked 30 Oct 2026
Source and check
Source
pallapay.com
Wording at the source
Digital Assets held by Pallapay on behalf of users are maintained in aggregated wallets and are not segregated on-chain by individual user. Pallapay uses an internal ledger system to record customer e...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
stablecoin balance
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The Promotion is limited to first-time deposits of at least 50 USDC onto a USD Virtual Card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
stablecoin balance
pallapay.com checked 30 Oct 2026
Source and check
Source
pallapay.com
Wording at the source
The NextChange Crypto Card allows you to fund your card balance using supported stablecoins, such as USDT and USDC. You can deposit supported digital assets, including Bitcoin, Ethereum, XRP, and othe...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card currenciessame for all |
USD
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The Airtm USD Virtual Prepaid Card is a dollar card you can use for online shopping, subscriptions, and local or international payments — all directly from your Airtm balance.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Usage (differs)same for all |
personal
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The promotion applies to individual accounts only and will be void where prohibited by local law.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal, business
pallapay.com checked 30 Oct 2026
Source and check
Source
pallapay.com
Wording at the source
This may be a Pallapay Account for an individual user, or a Corporate Pallapay Account where the user is a corporation, entity or other organisation.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsorsame for all |
Lead Bank
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
Any Prepaid Debit Visa Card (the "Card") that may be provided to eligible customers is issued by Lead Bank pursuant to licensing by Visa U.S.A. Inc. and may be used everywhere Visa is accepted. Must b...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Limits depend onsame for all |
KYC level
help.airtm.com checked 30 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
Limits on transaction amounts depend on various conditions, including historical user activity, verification status as well as payment method, and may increase over time as conditions are met.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Cards per accountsame for all | unknown | unknown |
| Unknown for all | Cards per account | |
| Availability | ||
| Available insame for all |
not published
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The USD Virtual Prepaid Card is a dollar card you can use for local and international purchases. Available to users with verified residence in 15+ countries.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Crypto | ||
| Supported assets (differs)same for all |
USDC
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The Promotion is limited to first-time deposits of at least 50 USDC onto a USD Virtual Card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
BTC, ETH, USDT, USDC, SOL, BNB, XRP, TRX, DOGE, ADA, LTC, DAI
pallapay.com checked 30 Oct 2026
Source and check
Source
pallapay.com
Wording at the source
Supported assets depend on the card. Pallapay lists BTC, ETH, XRP, SOL, TRX, BNB, DOGE, ADA, LTC, SHIB, PEPE, PALLA, DAI, USDT, and USDC. USDT supports ERC-20, TRC-20, SOL, and BEP-20; USDC supports E...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? + 3 moreBTCETHUSDTUSDCSOLBNBXRPTRXDOGEADALTCDAISHIBPEPEPALLA |
| Number of supported assetssame for all | unknown | unknown |
| Top-up networkssame for all | unknown |
Ethereum, Tron, BNB Smart Chain, Solana
pallapay.com checked 30 Oct 2026
Source and check
Source
pallapay.com
Wording at the source
Supported assets depend on the card. Pallapay lists BTC, ETH, XRP, SOL, TRX, BNB, DOGE, ADA, LTC, SHIB, PEPE, PALLA, DAI, USDT, and USDC. USDT supports ERC-20, TRC-20, SOL, and BEP-20; USDC supports E...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Fiat top-upsame for all | unknown |
Yes
pallapay.com checked 30 Oct 2026
Source and check
Source
pallapay.com
Wording at the source
One of the most efficient ways to manage your balance is through a physical office visit. This method allows you to Sell USDT for Cash and have those funds instantly reflected in your card balance. Th...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Unknown for all | Number of supported assets | |
| Payments | ||
| Mobile wallets (differs)same for all |
 
Apple Pay
 
Google Pay
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
Yes. Go to the card dashboard in the app and follow the instructions to add it to Apple Wallet or Google Wallet.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
 
Samsung Pay
pallapay.com checked 30 Oct 2026
Source and check
Source
pallapay.com
Wording at the source
Add your card to Apple Pay, Google Pay, or Samsung Pay and tap to pay in stores worldwide wherever Visa contactless payments are accepted.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| ATM withdrawals (differs)same for all |
No
help.airtm.com checked 30 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The Airtm USD Virtual Prepaid Card is a dollar card you can use for online shopping, subscriptions, and local or international payments — all directly from your Airtm balance.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Yes
pallapay.com checked 30 Oct 2026
Source and check
Source
pallapay.com
Wording at the source
ATM Withdrawals Access cash through supported ATMs using eligible physical cards.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Contactlesssame for all |
Yes
airtm.com checked 30 Oct 2026
Source and check
Source
airtm.com
Wording at the source
Yes. The Airtm Virtual Card works on any online platform that accepts international cards. Plus, if you add it to Apple Pay or Google Pay, you can use it for in-store purchases too.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Yes
pallapay.com checked 30 Oct 2026
Source and check
Source
pallapay.com
Wording at the source
Tap-to-Pay Make contactless payments at supported terminals.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuancesame for all |
0.00 USD
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
No. Creating your first USD Virtual Prepaid Card is free.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Physical card issuancesame for all |
not applicable
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The Airtm USD Virtual Prepaid Card is a dollar card you can use for online shopping, subscriptions, and local or international payments — all directly from your Airtm balance.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Free cardssame for all | unknown | unknown |
| Shippingsame for all |
not applicable
help.airtm.com checked 30 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The Airtm USD Virtual Prepaid Card is a dollar card you can use for online shopping, subscriptions, and local or international payments — all directly from your Airtm balance.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Monthly feesame for all |
0.00 USD
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
No monthly fee as long as you regularly use and load funds onto your card. However, if you don't make any loads in the last 30 days, an inactivity fee is automatically deducted from your card balance....Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Annual feesame for all | unknown |
not published
pallapay.com checked 31 Oct 2026
Source and check
Source
pallapay.com
Wording at the source
# Fee Structure Fee Structure | Coin/Token | Minimum Withdrawal | Deposit Fee | Withdrawal Fee | |---|---|---|---| | USDT (ERC20) | ≥ 60 | 0 | 0.1% + 25 USDT | | USDT (TRC20) | ≥ 40 | 0 | 0.05% + 5...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Top-up feesame for all |
1 % up to 200 USD per month, then free
airtm.com checked 30 Oct 2026
Source and check
Source
airtm.com
Wording at the source
The issuance of the Virtual Card is free. When loading funds, a 1% fee applies to the first $200 added during the calendar month. Beyond $200, no fee is charged. In other words, the maximum monthly fe...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
unknown |
| Crypto deposit feesame for all |
not published
help.airtm.com checked 30 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
Airtm calculates fees dynamically based on your historical activity. Below you will find the definitions and equations used. If a value does not apply to your transaction, do not include it in the equ...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Crypto conversion feesame for all | unknown | unknown |
| Foreign currency feesame for all | unknown | unknown |
| FX free allowancesame for all |
not published
help.airtm.com checked 30 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
### Is there a fee to create the card? No. Creating your first USD Virtual Prepaid Card is free. ### Is there a fee to load funds? Yes. A variable fee applies to the gross amount you load. If you l...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Minimum FX feesame for all |
not published
help.airtm.com checked 30 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
### Is there a fee to create the card? No. Creating your first USD Virtual Prepaid Card is free. ### Is there a fee to load funds? Yes. A variable fee applies to the gross amount you load. If you l...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| ATM feesame for all |
not applicable
help.airtm.com checked 30 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The Airtm USD Virtual Prepaid Card is a dollar card you can use for online shopping, subscriptions, and local or international payments — all directly from your Airtm balance.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Transaction feesame for all | unknown | unknown |
| Cross-border feesame for all |
not published
help.airtm.com checked 30 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
### Is there a fee to create the card? No. Creating your first USD Virtual Prepaid Card is free. ### Is there a fee to load funds? Yes. A variable fee applies to the gross amount you load. If you l...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Withdrawal feesame for all |
not published
help.airtm.com checked 30 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
If you delete your card and it still has a balance, a fixed fee is deducted to cover the deletion process.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Activation feesame for all |
not published
help.airtm.com checked 30 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
### Is there a fee to create the card? No. Creating your first USD Virtual Prepaid Card is free. ### Is there a fee to load funds? Yes. A variable fee applies to the gross amount you load. If you l...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Account closure fee (differs)same for all |
not published
help.airtm.com checked 31 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
### What happens if I delete my card? If you delete your card and it still has a balance, a fixed fee is deducted to cover the deletion process.Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
0.00 USD
pallapay.com checked 31 Oct 2026
Source and check
Source
pallapay.com
Wording at the source
If you do not wish to accept the changes, you are free to close your Pallapay Account in accordance with clause 19.1 of these Terms. Your continued access to or use of the Pallapay Services will be de...Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
| Dispute feesame for all |
not published
help.airtm.com checked 31 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
### Is there a fee to create the card? No. Creating your first USD Virtual Prepaid Card is free. ### Is there a fee to load funds? Yes. A variable fee applies to the gross amount you load. If you l...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
not published
pallapay.com checked 31 Oct 2026
Source and check
Source
pallapay.com
Wording at the source
# Fee Structure Fee Structure | Coin/Token | Minimum Withdrawal | Deposit Fee | Withdrawal Fee | |---|---|---|---| | USDT (ERC20) | ≥ 60 | 0 | 0.1% + 25 USDT | | USDT (TRC20) | ≥ 40 | 0 | 0.05% + 5...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Minimum top-upsame for all |
not applicable
airtm.com checked 30 Oct 2026
Source and check
Source
airtm.com
Wording at the source
Add any amount you like and start spending online —anywhere in the world where Visa is accepted.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Declined payment feesame for all |
not published
help.airtm.com checked 30 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
### Is there a fee to create the card? No. Creating your first USD Virtual Prepaid Card is free. ### Is there a fee to load funds? Yes. A variable fee applies to the gross amount you load. If you l...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Refund feesame for all |
not published
help.airtm.com checked 30 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
### Is there a fee to create the card? No. Creating your first USD Virtual Prepaid Card is free. ### Is there a fee to load funds? Yes. A variable fee applies to the gross amount you load. If you l...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Inactivity feesame for all |
only in the app
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
No monthly fee as long as you regularly use and load funds onto your card. However, if you don't make any loads in the last 30 days, an inactivity fee is automatically deducted from your card balance....Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Minimum monthly spendsame for all | unknown | unknown |
| Inactivity rulesame for all |
If no load is made in the last 30 days an inactivity fee is deducted from the card balance; a card with no balance and no loads for 180 days is deleted automatically.
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
Yes. If your card has no balance and you haven't made any loads in 180 days, it gets deleted automatically. No worries — you can create a new one right away.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Card replacementsame for all |
not published
help.airtm.com checked 30 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
### Is there a fee to create the card? No. Creating your first USD Virtual Prepaid Card is free. ### Is there a fee to load funds? Yes. A variable fee applies to the gross amount you load. If you l...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Unknown for all | Free cards · Crypto conversion fee · Foreign currency fee · Transaction fee · Minimum monthly spend | |
| Rewards | ||
| Cashbacksame for all | unknown | unknown |
| Referral bonus (invited friend)same for all | unknown | unknown |
| Referral bonus (you)same for all | unknown | unknown |
| Welcome bonussame for all | unknown | unknown |
| Unknown for all | Cashback · Referral bonus (invited friend) · Referral bonus (you) · Welcome bonus | |
Early warning
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One mail when something changes at Airtm USD Virtual Prepaid Card · Pallapay Crypto Card: promotions and bonuses as well as warnings and incidents.