Comparison
Fizen Crypto Card vs. Pallapay Crypto Card: fees, limits & KYC
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fizen.io30 Oct 2026
Image source
Source
fizen.io
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Fizen Crypto CardFizen
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pallapay.com30 Oct 2026
Image source
Source
pallapay.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Pallapay Crypto CardPallapay
In short
- Fewest documents: Fizen Crypto Card (ID document).
- Fizen Crypto Card has the best score (59.67).
| Attribute |
Fizen Crypto CardFizen
|
Pallapay Crypto CardPallapay
|
|---|---|---|
| Overview | Requires KYC Private Virtual Physical Metal | Requires KYC Private & business Virtual Physical |
| Score | average with variant Pioneer Card (waitlist): 57.04 with variant Frontier Card (waitlist): 57.04 | average |
| CostsWeight 25 % | 74 | not scored |
| KYC and privacyWeight 20 % | 35 | 18 |
| FeaturesWeight 15 % | 55 | 100 |
| AvailabilityWeight 10 % | not scored | not scored |
| RewardsWeight 10 % | 100 | not scored |
| TrustWeight 10 % | 59 | 89 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC: ID + proof of address |
| Limits (entry level) |
|
no limits captured |
| Basics | ||
| Card form (differs)same for all |
prepaid
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
THE FIZEN CARD IS A PREPAID USD VISA CARD. TO USE THE CARD YOU FIRST DEPOSIT USDT TO A FIZEN-CONTROLLED WALLETChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
debit
pallapay.com checked 30 Oct 2026
Source and check
Source
pallapay.com
Wording at the source
Your crypto debit card connects eligible digital asset balances with supported card payments.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card types (differs)same for all |
virtual
fizen.io checked 30 Oct 2026
Source and check
Source
fizen.io
Wording at the source
⦿ Open now ## Adventure Card All-in-one card for travelers and everyday spending $9.99 Featured benefits: Scan-to-Pay from virtual card accountChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean?
physical, metal
fizen.io checked 30 Oct 2026
Source and check
Source
fizen.io
Wording at the source
⦿ Coming soon ## Pioneer Card A card that works quietly to fund your freedom $999.99 Featured benefits: All benefits of Adventure Card Physical metal cardChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean?
physical, metal
fizen.io checked 30 Oct 2026
Source and check
Source
fizen.io
Wording at the source
⦿ Coming soon ## Frontier Card A card that works quietly to fund your freedom $9999 Featured benefits: All benefits of Pioneer Card Physical metal cardChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
virtual, physical
pallapay.com checked 30 Oct 2026
Source and check
Source
pallapay.com
Wording at the source
Open a virtual or physical crypto card, fund it with supported digital assets and pay online, in-store, through Apple Pay or Google Pay, or withdraw cash from supported ATMs.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card network (differs)same for all |
Visa
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
THE FIZEN CARD IS A PREPAID USD VISA CARD. TO USE THE CARD YOU FIRST DEPOSIT USDT TO A FIZEN-CONTROLLED WALLETChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Mastercard
pallapay.com checked 30 Oct 2026
Source and check
Source
pallapay.com
Wording at the source
The NextChange Crypto Card can be used anywhere Mastercard is accepted, including millions of merchants worldwide and supported ATMs.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Custodysame for all |
custodial
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
TO USE THE CARD YOU FIRST DEPOSIT USDT TO A FIZEN-CONTROLLED WALLET; FIZEN POOLS THE DEPOSITS AND TRACKS YOUR INDIVIDUAL BALANCE IN AN INTERNAL DATABASEChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
custodial
pallapay.com checked 30 Oct 2026
Source and check
Source
pallapay.com
Wording at the source
Digital Assets held by Pallapay on behalf of users are maintained in aggregated wallets and are not segregated on-chain by individual user. Pallapay uses an internal ledger system to record customer e...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
stablecoin balance
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
To enable the Card to be used, you Deposit USDT to your Card Balance. Once Fizen has confirmed the on-chain deposit, Fizen credits your Database Balance with the deposited USDT amount, expressed in US...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
stablecoin balance
pallapay.com checked 30 Oct 2026
Source and check
Source
pallapay.com
Wording at the source
The NextChange Crypto Card allows you to fund your card balance using supported stablecoins, such as USDT and USDC. You can deposit supported digital assets, including Bitcoin, Ethereum, XRP, and othe...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card currenciessame for all |
USD
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
The Card is denominated in USD. If you transact in a currency other than USD, the Visa network or its acquirer converts the transaction to USD at the rate applied by Visa or the acquirerChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Usage (differs)same for all |
personal
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
be a natural person (the Card is not currently offered to legal entities);Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
personal, business
pallapay.com checked 30 Oct 2026
Source and check
Source
pallapay.com
Wording at the source
This may be a Pallapay Account for an individual user, or a Corporate Pallapay Account where the user is a corporation, entity or other organisation.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsorsame for all | unknown | |
| Limits depend onsame for all |
KYC level
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
Fizen and the Issuer set and may change limits on the Card at any time, including daily, monthly and per-transaction spending limits. Limits vary by KYC level, jurisdiction, transaction risk, AML/sanc...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Cards per accountsame for all | unknown | |
| Unknown for all | Issuer / BIN sponsor · Cards per account | |
| Availability | ||
| Available insame for all |
only in the app
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
be habitually resident in a jurisdiction in which the Card is offered, as listed in the Fizen app from time to time, and not be habitually resident in any Restricted Jurisdiction;Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Crypto | ||
| Supported assets (differs)same for all |
USDT, USDC
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
Supported assets | Asset | Network | |---|---| | USDT | Solana | | USDC | Solana | More networks added regularly.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
BTC, ETH, USDT, USDC, SOL, BNB, XRP, TRX, DOGE, ADA, LTC, DAI
pallapay.com checked 30 Oct 2026
Source and check
Source
pallapay.com
Wording at the source
Supported assets depend on the card. Pallapay lists BTC, ETH, XRP, SOL, TRX, BNB, DOGE, ADA, LTC, SHIB, PEPE, PALLA, DAI, USDT, and USDC. USDT supports ERC-20, TRC-20, SOL, and BEP-20; USDC supports E...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? + 3 moreBTCETHUSDTUSDCSOLBNBXRPTRXDOGEADALTCDAISHIBPEPEPALLA |
| Number of supported assetssame for all | unknown | |
| Top-up networkssame for all |
Solana
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
| Asset | Network | |---|---| | USDT | Solana | | USDC | Solana |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Fiat top-upsame for all |
No
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
Choose your top-up method From your QR Pay account — transfer funds directly from your QR Pay balance to your Card account.From your Fizen Wallet — deposit USDT or USDC from your non-custodial Fizen...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Unknown for all | Number of supported assets | |
| Payments | ||
| Mobile wallets (differs)same for all |
Apple Pay
Google Pay
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
| Apple Pay / Google Pay | ✅ Available |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
Samsung Pay
pallapay.com checked 30 Oct 2026
Source and check
Source
pallapay.com
Wording at the source
Add your card to Apple Pay, Google Pay, or Samsung Pay and tap to pay in stores worldwide wherever Visa contactless payments are accepted.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| ATM withdrawalssame for all |
Yes
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
| ATM Withdrawal (physical card) | $2 + 1.5% | Free first withdrawal up to $200/month |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Yes
pallapay.com checked 30 Oct 2026
Source and check
Source
pallapay.com
Wording at the source
ATM Withdrawals Access cash through supported ATMs using eligible physical cards.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Contactlesssame for all |
Yes
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
In-store — tap to pay (NFC), chip & PIN, or swipeChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Yes
pallapay.com checked 30 Oct 2026
Source and check
Source
pallapay.com
Wording at the source
Tap-to-Pay Make contactless payments at supported terminals.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuancesame for all |
9.99 USD
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
| Virtual Card Issuance | $9.99 | Free for pre-registered users |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Physical card issuancesame for all |
999.99 USD
fizen.io checked 30 Oct 2026
Source and check
Source
fizen.io
Wording at the source
⦿ Coming soon ## Pioneer Card A card that works quietly to fund your freedom $999.99Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean?
9,999.00 USD
fizen.io checked 30 Oct 2026
Source and check
Source
fizen.io
Wording at the source
⦿ Coming soon ## Frontier Card A card that works quietly to fund your freedom $9999Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Free cardssame for all | unknown | |
| Shippingsame for all | unknown | |
| Monthly feesame for all |
1.50 USD
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
| Monthly Maintenance (active card) | $0 if spending ≥ $500 / $1.50 if under | Free (first month) |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Annual feesame for all | unknown | |
| Top-up feesame for all |
free (Only the on-chain gas fee applies; free from both the Fizen Wallet and the QR Pay account)
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
| Top-up fee | Free (only gas fee applies) |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Crypto deposit feesame for all | unknown | |
| Crypto conversion feesame for all |
0.5 %
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
| Crypto → Fiat Conversion | 0.5% | 0.5% |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Foreign currency feesame for all |
1 %
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
| FX Fee (non-USD payments) | 1% | 1% |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| FX free allowancesame for all | unknown | |
| Minimum FX feesame for all | unknown | |
| ATM feesame for all |
1.5 % + 2.00 USD (Free first withdrawal up to $200/month)
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
| ATM Withdrawal (physical card) | $2 + 1.5% | Free first withdrawal up to $200/month |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Transaction feesame for all |
0.50 USD (Applies to card transactions under $50)
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
| Small transaction fee (under $50) | $0.50 | $0.50 |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Cross-border feesame for all | unknown | |
| Withdrawal feesame for all | unknown | |
| Activation feesame for all | unknown | |
| Minimum top-upsame for all |
10.00 USD
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
| Minimum per transaction | 10 USDT/USDC | | Maximum per transaction | 50,000 USDT/USDC |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Declined payment feesame for all |
0.00 USD
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
Is there a declined transaction fee? No. Fizen does not charge a fee for declined transactions.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Refund feesame for all | unknown | |
| Inactivity feesame for all | unknown | |
| Minimum monthly spendsame for all |
500.00 USD
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
| Monthly Maintenance (active card) | $0 if spending ≥ $500 / $1.50 if under | Free (first month) |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Inactivity rulesame for all |
Cards may be closed automatically after an extended period of inactivity once 3 months of maintenance fees ($1.50/month) have gone unpaid; spend at least $500/month to keep the fee waived.
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
Cards may be closed automatically if: - The card has been inactive for an extended period and has accumulated 3 months of unpaid maintenance feesChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Card replacementsame for all | unknown | |
| Unknown for all | Free cards · Shipping · Annual fee · Crypto deposit fee · FX free allowance · Minimum FX fee · Cross-border fee · Withdrawal fee · Activation fee · Refund fee · Inactivity fee · Card replacement | |
| Rewards | ||
| Cashbacksame for all |
10 %
blog.fizen.io checked 30 Oct 2026
Source and check
Source
blog.fizen.io
Wording at the source
You are recommending a Visa Card that lets people spend USDT at over 160 million merchants worldwide, earn up to 10% cashback, and back it all with Tether.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Referral bonus (invited friend)same for all |
10 USD
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
When a friend enters your personal referral code, both of you receive $10 of eSIM credit. You can earn the inviter $10 on up to 10 friends. After that, new friends still get their $10.Checked Verified Value wrong? No earlier versions What does [s] mean? |
unknown |
| Referral bonus (you)same for all |
10 USD
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
When a friend enters your personal referral code, both of you receive $10 of eSIM credit. You can earn the inviter $10 on up to 10 friends. After that, new friends still get their $10. Amounts are pro...Checked Verified Value wrong? No earlier versions What does [s] mean? |
unknown |
| Welcome bonussame for all | unknown | |
| Unknown for all | Welcome bonus | |
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Fizen Crypto Card · Pallapay Crypto Card: promotions and bonuses as well as warnings and incidents.