Comparison
Airtm USD Virtual Prepaid Card vs. Prive Card: fees, limits & KYC
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Airtm USD Virtual Prepaid CardAirtm
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Prive CardPrive
In short
- Airtm USD Virtual Prepaid Card has the higher score (55.06).
| Attribute |
Airtm USD Virtual Prepaid CardAirtm
Requires KYC
Private
Virtual
|
Prive CardPrive
Requires KYC
Private & business
Virtual
Physical
Metal
|
|---|---|---|
| Score | average | weak |
| CostsWeight 25 % | 67 | 0 |
| KYC and privacyWeight 20 % | 35 | 35 |
| FeaturesWeight 15 % | 53 | 70 |
| AvailabilityWeight 10 % | not scored | not scored |
| RewardsWeight 10 % | not scored | not scored |
| TrustWeight 10 % | 84 | 77 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC: ID document |
| Limits (entry level) |
|
no limits captured |
| Basics | ||
| Card form |
prepaid
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The daily spending limit is $2,000 USD. Keep in mind this is a prepaid card — you need to have funds loaded before you can use it.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
prepaid
prive.money checked 29 Oct 2026
Source and check
Source
prive.money
Wording at the source
4.4 Top-Ups and Funding You are responsible for ensuring sufficient funds are available for your Prive Card through our designated top-up methods. We may establish minimum and maximum funding amounts.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card types (differs) |
virtual
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The Airtm USD Virtual Prepaid Card is a dollar card you can use for online shopping, subscriptions, and local or international payments — all directly from your Airtm balance.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
virtual, physical, metal
prive.money checked 29 Oct 2026
Source and check
Source
prive.money
Wording at the source
Premium metal and virtual cards built for everyday travel and lifestyle. Spend your stablecoins using a Prive cardChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card network |
Visa
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
Any Prepaid Debit Visa Card (the "Card") that may be provided to eligible customers is issued by Lead Bank pursuant to licensing by Visa U.S.A. Inc. and may be used everywhere Visa is accepted. Must b...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Visa
prive.money checked 29 Oct 2026
Source and check
Source
prive.money
Wording at the source
The Prive Visa Platinum is a premium card linked to your Prive wallet. It is accepted at over 130 million locations worldwide and supports both virtual and physical form factors.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custody (differs) | unknown |
self-custody
prive.money checked 29 Oct 2026
Source and check
Source
prive.money
Wording at the source
Prive works with regulated partners to hold fiat balances. Stablecoin wallets are self-custodial — your keys, your funds. We apply rigorous compliance and security standards across all products.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding model |
stablecoin balance
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The Promotion is limited to first-time deposits of at least 50 USDC onto a USD Virtual Card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
stablecoin balance
prive.money checked 29 Oct 2026
Source and check
Source
prive.money
Wording at the source
You can top up instantly from your Prive wallet balance directly within the app. Top-ups reflect on the card in real time.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currencies (differs) |
USD
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The Airtm USD Virtual Prepaid Card is a dollar card you can use for online shopping, subscriptions, and local or international payments — all directly from your Airtm balance.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Usage (differs) |
personal
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The promotion applies to individual accounts only and will be void where prohibited by local law.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal, business
prive.money checked 29 Oct 2026
Source and check
Source
prive.money
Wording at the source
2.2 Our Services are available to individuals and businesses seeking access to premium payment infrastructure and curated lifestyle solutions.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs) |
Lead Bank
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
Any Prepaid Debit Visa Card (the "Card") that may be provided to eligible customers is issued by Lead Bank pursuant to licensing by Visa U.S.A. Inc. and may be used everywhere Visa is accepted. Must b...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Limits depend on (differs) | unknown |
KYC level
prive.money checked 29 Oct 2026
Source and check
Source
prive.money
Wording at the source
Prive offers significantly higher transaction limits than standard cards. Specific limits depend on your verification tier. See the card fees page for details.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Cards per account | unknown | unknown |
| Availability | ||
| Available in (differs) |
not published
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The USD Virtual Prepaid Card is a dollar card you can use for local and international purchases. Available to users with verified residence in 15+ countries.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Crypto | ||
| Supported assets (differs) |
USDC
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The Promotion is limited to first-time deposits of at least 50 USDC onto a USD Virtual Card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
USDT, USDC, PYUSD, EURC
prive.money checked 29 Oct 2026
Source and check
Source
prive.money
Wording at the source
You can hold USDC, USDT, EURC, and PYUSD and add cash in GBP, USD, EUR, NGN, KES, MXN, and BRL via FPS, ACH, SEPA... Off-ramps are available to local bank accounts in 80+ countries, including USD, GBP...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Number of supported assets | unknown | unknown |
| Top-up networks | unknown | unknown |
| Fiat top-up | unknown | unknown |
| Payments | ||
| Mobile wallets (differs) |
Apple Pay
Google Pay
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
Yes. Go to the card dashboard in the app and follow the instructions to add it to Apple Wallet or Google Wallet.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| ATM withdrawals | unknown | unknown |
| Contactless | unknown | unknown |
| Fees | ||
| Virtual card issuance (differs) |
0.00 USD
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
No. Creating your first USD Virtual Prepaid Card is free.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
only in the app
prive.money checked 29 Oct 2026
Source and check
Source
prive.money
Wording at the source
The Prive Fee Disclosure has not been published yet. Current fees are shown in-app at the time of every transaction and itemised on your receipt. For questions, contact [email protected].Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Physical card issuance (differs) |
not applicable
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
The Airtm USD Virtual Prepaid Card is a dollar card you can use for online shopping, subscriptions, and local or international payments — all directly from your Airtm balance.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
only in the app
prive.money checked 29 Oct 2026
Source and check
Source
prive.money
Wording at the source
The Prive Fee Disclosure has not been published yet. Current fees are shown in-app at the time of every transaction and itemised on your receipt. For questions, contact [email protected].Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Free cards | unknown | unknown |
| Shipping | unknown | unknown |
| Monthly fee (differs) |
0.00 USD
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
No monthly fee as long as you regularly use and load funds onto your card. However, if you don't make any loads in the last 30 days, an inactivity fee is automatically deducted from your card balance....Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
only in the app
prive.money checked 29 Oct 2026
Source and check
Source
prive.money
Wording at the source
The Prive Fee Disclosure has not been published yet. Current fees are shown in-app at the time of every transaction and itemised on your receipt. For questions, contact [email protected].Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Annual fee (differs) | unknown |
only in the app
prive.money checked 29 Oct 2026
Source and check
Source
prive.money
Wording at the source
The Prive Fee Disclosure has not been published yet. Current fees are shown in-app at the time of every transaction and itemised on your receipt. For questions, contact [email protected].Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Top-up fee |
only in the app
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
Yes. A variable fee applies to the gross amount you load. If you load more than $200 USD in a calendar month, no additional fee is charged on the amount above that threshold. You can check the exact p...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
only in the app
prive.money checked 29 Oct 2026
Source and check
Source
prive.money
Wording at the source
The Prive Fee Disclosure has not been published yet. Current fees are shown in-app at the time of every transaction and itemised on your receipt. For questions, contact [email protected].Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee (differs) | unknown |
only in the app
prive.money checked 29 Oct 2026
Source and check
Source
prive.money
Wording at the source
The Prive Fee Disclosure has not been published yet. Current fees are shown in-app at the time of every transaction and itemised on your receipt. For questions, contact [email protected].Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Foreign currency fee (differs) | unknown |
only in the app
prive.money checked 29 Oct 2026
Source and check
Source
prive.money
Wording at the source
The Prive Fee Disclosure has not been published yet. Current fees are shown in-app at the time of every transaction and itemised on your receipt. For questions, contact [email protected].Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| ATM fee (differs) | unknown |
only in the app
prive.money checked 29 Oct 2026
Source and check
Source
prive.money
Wording at the source
The Prive Fee Disclosure has not been published yet. Current fees are shown in-app at the time of every transaction and itemised on your receipt. For questions, contact [email protected].Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Transaction fee | unknown | unknown |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| Inactivity fee (differs) |
only in the app
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
No monthly fee as long as you regularly use and load funds onto your card. However, if you don't make any loads in the last 30 days, an inactivity fee is automatically deducted from your card balance....Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule (differs) |
If no load is made in the last 30 days an inactivity fee is deducted from the card balance; a card with no balance and no loads for 180 days is deleted automatically.
help.airtm.com checked 29 Oct 2026
Source and check
Source
help.airtm.com
Wording at the source
Yes. If your card has no balance and you haven't made any loads in 180 days, it gets deleted automatically. No worries — you can create a new one right away.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Card replacement | unknown | unknown |
| Rewards | ||
| Cashback | unknown | unknown |
| Referral bonus (invited friend) (differs) | unknown |
Standard:
Reduced card top-up fees, with the reduction determined by the referrer's chosen commission split.
prive.money checked 29 Oct 2026
Source and check
Source
prive.money
Wording at the source
For Your Referral - Reduced fees on card top-ups - Bonus points upon first card top-up - Full access to the Prive platform and card - Ability to refer others and earn as wellChecked Verified Value wrong? No earlier versions What does [s] mean? 1 more country/regionUnited Kingdom: not applicable prive.money checked 29 Oct 2026 Source and check Source prive.money Wording at the sourceFor UK users, Prive hides: - — The "Refer & Earn" entry point in Settings. - — Invite-code entry on the welcome / onboarding screens. - — Referral discounts on card top-ups and swap fees. - — Any...Checked Verified Add this value? No earlier versions What does [s] mean? |
| Referral bonus (you) (differs) | unknown |
Standard:
Recurring commission on every qualifying card top-up made by the referral; the member controls the commission split.
prive.money checked 29 Oct 2026
Source and check
Source
prive.money
Wording at the source
How long does the referral commission last? 12 months from the date your referral signs up. After that period, the full service fee reverts to Prive. When are earnings credited? Instantly. Commissi...Checked Verified Value wrong? No earlier versions What does [s] mean? 1 more country/regionUnited Kingdom: not applicable prive.money checked 29 Oct 2026 Source and check Source prive.money Wording at the sourceFor UK users, Prive hides: - — The "Refer & Earn" entry point in Settings. - — Invite-code entry on the welcome / onboarding screens. - — Referral discounts on card top-ups and swap fees. - — Any...Checked Verified Add this value? No earlier versions What does [s] mean? |
| Welcome bonus | unknown | unknown |
Highlighted rows differ.
Early warning
Watch both cards
One mail when something changes at Airtm USD Virtual Prepaid Card · Prive Card: promotions and bonuses as well as warnings and incidents.