Comparison
BeeXpay Card vs. Brighty Card: fees, limits & KYC
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
BeeXpay CardBeeXpay
-
brighty.app29 Oct 2026
Image source
Source
brighty.app
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Brighty CardBrighty
In short
- BeeXpay Card ask for the least (No ID).
- BeeXpay Card has the higher score (71.89).
| Attribute |
BeeXpay CardBeeXpay
KYC free (limited)
Private
Virtual
Physical
|
Brighty CardBrighty
Requires KYC
Private
Virtual
|
|---|---|---|
| Score | good | average with variant Plus: 56.19 with variant Pro: 56.46 |
| CostsWeight 25 % | 50 | 88 |
| KYC and privacyWeight 20 % | 100 | 18 |
| FeaturesWeight 15 % | 100 | 92 |
| AvailabilityWeight 10 % | 64 | 24 |
| RewardsWeight 10 % | not scored | 13 |
| TrustWeight 10 % | 79 | 81 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: No ID up to 5,000.00 USD/month, then ID document | KYC: ID + proof of address |
| Limits (entry level) | No-KYC Card
|
|
| Basics | ||
| Card form (differs) |
prepaid
beexpay.app checked 29 Oct 2026
Source and check
Source
beexpay.app
Wording at the source
With Beexpay, you can enjoy the ultimate anonymity tool for your cryptocurrency transactions. This prepaid debit card offers absolute confidentiality, without fully KYC identity verification.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
debit
brighty.app checked 29 Oct 2026
Source and check
Source
brighty.app
Wording at the source
Wallester Consumer Debit Card TermsChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card types (differs) |
virtual, physical
beexpay.app checked 29 Oct 2026
Source and check
Source
beexpay.app
Wording at the source
BeeXpay offers both virtual and physical cards, with different card options designed for online payments, everyday spending and high-volume transactions.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
virtual
help.brighty.app checked 29 Oct 2026
Two sources, two values
Shownvirtual
help.brighty.appchecked 29 Oct 2026
- physical: Currently unavailable. Attempts to order a physical Mastercard will not be fulfilled due to service limitations.Differingvirtual, physical help.brighty.appfetched 29 Oct 2026 Select "Virtual Card" or "Physical Card"Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| Card network |
Visa
beexpay.app checked 29 Oct 2026
Two sources, two values
ShownVisa
beexpay.appchecked 29 Oct 2026
TL;DR: Most "no KYC" crypto cards still collect some data — the key is how much and what they do with it. Beexpay offers the most streamlined, privacy-first anonymous crypto card experience available...Differingvalue not recorded beexpay.appfetched 28 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Visa
brighty.app checked 29 Oct 2026
Two sources, two values
ShownVisa
brighty.appchecked 29 Oct 2026
Card means a payment instrument that uses the Visa network, issued by Wallester and which the Cardholder may use to perform Operations. The Card can be a Chip&Pin Card or a Virtual Card;DifferingMastercard brighty.appfetched 29 Oct 2026 Powered by MastercardThe shown value comes from the more binding source (terms and fee schedules rank above help pages, product pages and app stores). Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custody (differs) | unknown |
custodial
brighty.app checked 29 Oct 2026
Source and check
Source
brighty.app
Wording at the source
Virtual accounts, payment cards, custody, and on/off ramp services are provided by licensed partners.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding model |
converted on spend
beexpay.app checked 29 Oct 2026
Source and check
Source
beexpay.app
Wording at the source
The platform converts crypto to fiat instantly (in approximately 5 seconds) at the time of payment, allowing a seamless experience comparable to traditional debit cards.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
converted on spend
brighty.app checked 29 Oct 2026
Source and check
Source
brighty.app
Wording at the source
No delays—convert your crypto into spending power instantly.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currencies (differs) |
USD
beexpay.app checked 29 Oct 2026
Source and check
Source
beexpay.app
Wording at the source
When you create or top up your card, your cryptocurrency is automatically converted into USD at the moment of use, allowing seamless payments wherever standard online card payments are accepted.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
AED, EUR, GBP, USD
help.brighty.app checked 29 Oct 2026
Two sources, two values
ShownAED, EUR, GBP, USD
help.brighty.appchecked 29 Oct 2026
At the moment, the Brighty App supports the following fiat currencies: - EUR - USD - GBP - AEDDifferingEUR, GBP, USD help.brighty.appfetched 29 Oct 2026 - Fiat currency accounts (currently available currencies) - EUR, GBP and USD (upon request)Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usage |
personal
beexpay.app checked 29 Oct 2026
Source and check
Source
beexpay.app
Wording at the source
These TCS govern the sale of virtual and physical payment cards provided by Beextech Limited through the BeeXpay application, intended for consumers.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
personal
brighty.app checked 29 Oct 2026
Source and check
Source
brighty.app
Wording at the source
Wallester Consumer Debit Card TermsChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs) | unknown |
Wallester AS
brighty.app checked 29 Oct 2026
Source and check
Source
brighty.app
Wording at the source
Wallester means Wallester AS (registration number 11812882), the payment services provider, registered office at F.R. Kreutzwaldi 4, 10120 Tallinn, Estonia, which holds activity license No. 4.1-1/224...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Limits depend on |
plan
beexpay.app checked 29 Oct 2026
Source and check
Source
beexpay.app
Wording at the source
Spending limits depend on the selected card program. BeeXpay offers card options with high transaction and spending limits, and the applicable limits are displayed directly in the card details.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
plan
brighty.app checked 29 Oct 2026
Source and check
Source
brighty.app
Wording at the source
A subscription plan determines the features, limits, pricing or other service benefits available to the Client. It does not replace BTY's onboarding, AML/CFT, product-eligibility, risk or other requir...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Cards per account | unknown | |
| Availability | ||
| Available in (differs) |
Not available in: Afghanistan, Cuba, Iran, Libya, North Korea, Russia, Somalia, Sudan, Syria, United Kingdom, United States
beexpay.app checked 29 Oct 2026
Source and check
Source
beexpay.app
Wording at the source
BeeXpay services are unavailable in the following countries: Iran, Afghanistan, North Korea, Syria, Cuba, Libya, Somalia, Sudan, Crimea, Russia, United States, United Kingdom.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Crypto | ||
| Supported assets (differs) |
only in the app
beexpay.app checked 29 Oct 2026
Source and check
Source
beexpay.app
Wording at the source
BeeXpay currently supports stablecoins only, providing users with a simple and stable way to fund and manage their BeeXpay balance. The available stablecoins and supported networks are displayed direc...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
BTC, ETH, USDC, SOL, BNB, TRX, TON, ADA, EURC, MATIC, ARB, SHIB
help.brighty.app checked 29 Oct 2026
Two sources, two values
ShownBTC, ETH, USDC, EURC, SOL, BNB, ADA, TRX, TON, MATIC, ARB, SHIB, TRUMP, XTZ, ISLM, NPC
help.brighty.appchecked 29 Oct 2026
#### At the moment, the Brighty App supports the following cryptocurrencies: - USDC (USD Coin) - EURC (EUR Coin) - ADA (Cardano) - XTZ (Tezos) - ISLM (Islamic Coin) - TON (Toncoin) - BTC (Bitcoin) -...DifferingBTC, ETH, USDC, EURC, SOL, BNB, ADA, TRX, MATIC, ARB, ATOM, EURA, GRAM, XTZ brighty.appfetched 29 Oct 2026 ## Cryptocurrencies [ Bitcoin BTC ](/en/convert/btc/eur)[ Ethereum ETH ](/en/convert/eth/eur)[ USD Coin USDC ](/en/convert/usdc/eur)[ Solana SOL ](/en/convert/sol/eur)[ Gram GRAM ](/en/conv...Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? + 4 moreBTCETHUSDCSOLBNBTRXTONADAEURCMATICARBSHIBTRUMPXTZISLMNPC |
| Number of supported assets | unknown | |
| Top-up networks |
only in the app
beexpay.app checked 29 Oct 2026
Source and check
Source
beexpay.app
Wording at the source
BeeXpay currently supports stablecoins only, providing users with a simple and stable way to fund and manage their BeeXpay balance. The available stablecoins and supported networks are displayed direc...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
only in the app
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
You can always check the list of supported cryptocurrencies in What cryptocurrencies are currently supported? \| Brighty FAQ article or directly in the app by going to: "Top Up" → "Crypto Transfer" →...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fiat top-up |
Yes
beexpay.app checked 29 Oct 2026
Source and check
Source
beexpay.app
Wording at the source
Top up your balance with crypto or card in just a few taps.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
You can top up via: - Easy Bank Transfer - Bank Transfer - Crypto TransferChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Payments | ||
| Mobile wallets |
Apple Pay
Google Pay
beexpay.app checked 29 Oct 2026
Source and check
Source
beexpay.app
Wording at the source
BeeXpay cards support 3D Secure (3DS) for secure online payments, while selected card programs are also compatible with Apple Pay and Google Pay for convenient mobile payments.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
Apple Pay is currently unavailable for Mastercard cards due to ongoing technical updates and system-related maintenance. At the moment Google Pay for Mastercard cards remains fully operational, and Ap...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| ATM withdrawals |
Yes
beexpay.app checked 29 Oct 2026
Source and check
Source
beexpay.app
Wording at the source
7. Optionally, order a physical card for in-store and ATM useChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
brighty.app checked 29 Oct 2026
Source and check
Source
brighty.app
Wording at the source
Accepted by millions of merchants and ATMs worldwide.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Contactless |
Yes
beexpay.app checked 29 Oct 2026
Source and check
Source
beexpay.app
Wording at the source
Beexpay virtual cards can be added to Apple Pay and Google Pay. As a result, you can tap to pay in physical stores, restaurants, supermarkets, and transport networks wherever contactless payment is ac...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
brighty.app checked 29 Oct 2026
Source and check
Source
brighty.app
Wording at the source
Chip&Pin Card means a physical Card with an electronic chip, requiring a PIN-code as an authorization mean and has a Near Field Communication function. A Chip&Pin Card can be made of plastic,...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuance (differs) |
10.00 USD
beexpay.app checked 29 Oct 2026
Source and check
Source
beexpay.app
Wording at the source
Virtual card: 10 USD Physical card: 100 USDChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
2.99 EUR
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
## Virtual Card (MASTERCARD): ## Brighty Subscription plans | | One | Plus | Pro | |---|---|---|---| | Free Card Limit | 1 | 2 | 3 | | Total Card Limit | 1 | 2 | 3 | | Monthly Issue Limit | 10 | 10...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Physical card issuance (differs) |
100.00 USD
beexpay.app checked 29 Oct 2026
Source and check
Source
beexpay.app
Wording at the source
Virtual card: 10 USD Physical card: 100 USDChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
not applicable
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
- physical: Currently unavailable. Attempts to order a physical Mastercard will not be fulfilled due to service limitations.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Free cards | unknown | |
| Shipping | unknown | |
| Monthly fee (differs) | unknown |
0.00 EUR
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
## Virtual Card (MASTERCARD): ## Brighty Subscription plans | | One | Plus | Pro | |---|---|---|---| | Free Card Limit | 1 | 2 | 3 | | Total Card Limit | 1 | 2 | 3 | | Monthly Issue Limit | 10 | 10...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Annual fee | unknown | |
| Top-up fee | unknown | |
| Crypto deposit fee | unknown | |
| Crypto conversion fee | unknown | |
| Foreign currency fee (differs) | unknown |
0.6 %
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
## Currency Exchange: Brighty subscription plans | | One | Plus | Pro | |---|---|---|---| | Free FX limit per month | €0 | €2000 | €5000 | | Fee, above free limit | 0.6% | 0.5% | 0.4% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0.5 %
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
## Currency Exchange: Brighty subscription plans | | One | Plus | Pro | |---|---|---|---| | Free FX limit per month | €0 | €2000 | €5000 | | Fee, above free limit | 0.6% | 0.5% | 0.4% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0.4 %
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
## Currency Exchange: Brighty subscription plans | | One | Plus | Pro | |---|---|---|---| | Free FX limit per month | €0 | €2000 | €5000 | | Fee, above free limit | 0.6% | 0.5% | 0.4% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| FX free allowance (differs) | unknown |
0.00 EUR
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
## Currency Exchange: Brighty subscription plans | | One | Plus | Pro | |---|---|---|---| | Free FX limit per month | €0 | €2000 | €5000 | | Fee, above free limit | 0.6% | 0.5% | 0.4% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
2,000.00 EUR
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
## Currency Exchange: Brighty subscription plans | | One | Plus | Pro | |---|---|---|---| | Free FX limit per month | €0 | €2000 | €5000 | | Fee, above free limit | 0.6% | 0.5% | 0.4% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
5,000.00 EUR
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
## Currency Exchange: Brighty subscription plans | | One | Plus | Pro | |---|---|---|---| | Free FX limit per month | €0 | €2000 | €5000 | | Fee, above free limit | 0.6% | 0.5% | 0.4% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Minimum FX fee | unknown | |
| ATM fee | unknown | |
| Transaction fee | unknown | |
| Cross-border fee | unknown | |
| Withdrawal fee | unknown | |
| Activation fee | unknown | |
| Minimum top-up | unknown | |
| Declined payment fee | unknown | |
| Refund fee | unknown | |
| Inactivity fee (differs) |
0.00 USD
beexpay.app checked 29 Oct 2026
Source and check
Source
beexpay.app
Wording at the source
BeeXpay charges zero monthly maintenance fees. The card activation itself is free, and the pricing structure is fully transparent — you will always know exactly what you are paying before any transact...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Minimum monthly spend | unknown | |
| Inactivity rule (differs) | unknown |
Wallester may terminate the card terms without prior notice after the card has not been used for Operations for 6 consecutive months.
brighty.app checked 29 Oct 2026
Source and check
Source
brighty.app
Wording at the source
- the Card has not been used for Operations for 6 consecutive months.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card replacement | unknown | |
| Rewards | ||
| Cashback (differs) | unknown | |
| Referral bonus (invited friend) | unknown | |
| Referral bonus (you) | unknown | |
| Welcome bonus | unknown | |
Highlighted rows differ.
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at BeeXpay Card · Brighty Card: promotions and bonuses as well as warnings and incidents.