Comparison
Brighty Card vs. Swissquote Bright Card: fees, limits & KYC
-
brighty.app29 Oct 2026
Image source
Source
brighty.app
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Brighty CardBrighty
-
swissquote.com29 Oct 2026
Image source
Source
swissquote.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Swissquote Bright CardSwissquote
In short
- Swissquote Bright Card has the higher score (67.64).
| Attribute |
Brighty CardBrighty
Requires KYC
Private
Virtual
|
Swissquote Bright CardSwissquote
KYC unknown
Private
Virtual
Physical
Metal
|
|---|---|---|
| Score | average with variant Plus: 56.04 with variant Pro: 56.31 | good with variant Bright: 58.73 with variant Elite: 42.64 |
| CostsWeight 25 % | 88 | 100 |
| KYC and privacyWeight 20 % | 18 | not scored |
| FeaturesWeight 15 % | 92 | 76 |
| AvailabilityWeight 10 % | 24 | not scored |
| RewardsWeight 10 % | 13 | 28 |
| TrustWeight 10 % | 79 | 84 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID + proof of address | KYC unknown |
| Limits (entry level) |
|
|
| Basics | ||
| Card form |
debit
brighty.app checked 29 Oct 2026
Source and check
Source
brighty.app
Wording at the source
Wallester Consumer Debit Card TermsChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
debit
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
| | LIGHT Swissquote Virtual Debit Mastercard® | BRIGHT Swissquote Debit Mastercard® | ELITE Swissquote Elite Debit Mastercard®* |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card types |
virtual
help.brighty.app checked 29 Oct 2026
Two sources, two values
Shownvirtual
help.brighty.appchecked 29 Oct 2026
- physical: Currently unavailable. Attempts to order a physical Mastercard will not be fulfilled due to service limitations.Differingvirtual, physical help.brighty.appfetched 29 Oct 2026 Select "Virtual Card" or "Physical Card"Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
virtual
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
| | LIGHT Swissquote Virtual Debit Mastercard® | BRIGHT Swissquote Debit Mastercard® | ELITE Swissquote Elite Debit Mastercard®* |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
virtual, physical
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
The staple of our banking package lineup—and for good reason. With both a physical and virtual debit card, along with glowing perks, the Bright package is the perfect choice for those who want more, f...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
metal
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
Discover the Swissquote Elite Debit Mastercard® – a 17-gram metal card with an abundance of prestige and perks.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card network (differs) |
Visa
brighty.app checked 29 Oct 2026
Two sources, two values
ShownVisa
brighty.appchecked 29 Oct 2026
Card means a payment instrument that uses the Visa network, issued by Wallester and which the Cardholder may use to perform Operations. The Card can be a Chip&Pin Card or a Virtual Card;DifferingMastercard brighty.appfetched 29 Oct 2026 Powered by MastercardThe shown value comes from the more binding source (terms and fee schedules rank above help pages, product pages and app stores). Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Mastercard
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
| | LIGHT Swissquote Virtual Debit Mastercard® | BRIGHT Swissquote Debit Mastercard® | ELITE Swissquote Elite Debit Mastercard®* |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custody |
custodial
brighty.app checked 29 Oct 2026
Source and check
Source
brighty.app
Wording at the source
Virtual accounts, payment cards, custody, and on/off ramp services are provided by licensed partners.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
custodial
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
Swissquote's core competencies include global stock market trading, trading and custody of crypto assets, Forex trading as well as savings and investment solutions.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding model |
converted on spend
brighty.app checked 29 Oct 2026
Source and check
Source
brighty.app
Wording at the source
No delays—convert your crypto into spending power instantly.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
converted on spend
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
Bring your crypto out of the blockchain and into your daily life—we convert it so you can use it for everyday payments, anytime.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currencies (differs) |
AED, EUR, GBP, USD
help.brighty.app checked 29 Oct 2026
Two sources, two values
ShownAED, EUR, GBP, USD
help.brighty.appchecked 29 Oct 2026
At the moment, the Brighty App supports the following fiat currencies: - EUR - USD - GBP - AEDDifferingEUR, GBP, USD help.brighty.appfetched 29 Oct 2026 - Fiat currency accounts (currently available currencies) - EUR, GBP and USD (upon request)Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
AED, AUD, CAD, CHF, DKK, EUR, GBP, HKD, JPY, NOK, SEK, SGD, USD
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
Enjoy a multi-currency card with no transaction fees and competitive exchange rates.* *Conversion fees 0.95% on: CHF, USD, EUR, GBP, JPY, AUD, CAD, SEK, HKD, NOK, DKK, AED, SGD.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usage |
personal
brighty.app checked 29 Oct 2026
Source and check
Source
brighty.app
Wording at the source
Wallester Consumer Debit Card TermsChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
Deposit your salary, pay with your favourite device, and stay on top of your bills—our debit cards work seamlessly with every mobile payment platform and have your everyday financial needs covered. En...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs) |
Wallester AS
brighty.app checked 29 Oct 2026
Source and check
Source
brighty.app
Wording at the source
Wallester means Wallester AS (registration number 11812882), the payment services provider, registered office at F.R. Kreutzwaldi 4, 10120 Tallinn, Estonia, which holds activity license No. 4.1-1/224...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Limits depend on |
plan
brighty.app checked 29 Oct 2026
Source and check
Source
brighty.app
Wording at the source
A subscription plan determines the features, limits, pricing or other service benefits available to the Client. It does not replace BTY's onboarding, AML/CFT, product-eligibility, risk or other requir...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
plan
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
| Monthly payment Limit | CHF/EUR/USD 10'000 | CHF/EUR/USD 25'000 | CHF/EUR/USD 50'000 |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Cards per account | ||
| Availability | ||
| Available in | ||
| Crypto | ||
| Supported assets (differs) |
BTC, ETH, USDC, SOL, BNB, TRX, TON, ADA, EURC, MATIC, ARB, SHIB
help.brighty.app checked 29 Oct 2026
Two sources, two values
ShownBTC, ETH, USDC, EURC, SOL, BNB, ADA, TRX, TON, MATIC, ARB, SHIB, TRUMP, XTZ, ISLM, NPC
help.brighty.appchecked 29 Oct 2026
#### At the moment, the Brighty App supports the following cryptocurrencies: - USDC (USD Coin) - EURC (EUR Coin) - ADA (Cardano) - XTZ (Tezos) - ISLM (Islamic Coin) - TON (Toncoin) - BTC (Bitcoin) -...DifferingBTC, ETH, USDC, EURC, SOL, BNB, ADA, TRX, MATIC, ARB, ATOM, EURA, GRAM, XTZ brighty.appfetched 29 Oct 2026 ## Cryptocurrencies [ Bitcoin BTC ](/en/convert/btc/eur)[ Ethereum ETH ](/en/convert/eth/eur)[ USD Coin USDC ](/en/convert/usdc/eur)[ Solana SOL ](/en/convert/sol/eur)[ Gram GRAM ](/en/conv...Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? + 4 moreBTCETHUSDCSOLBNBTRXTONADAEURCMATICARBSHIBTRUMPXTZISLMNPC |
BTC, ETH, XRP
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
The Swissquote Mastercard also allows payments in Bitcoin, Ethereum and Ripple, with more cryptos to follow.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Number of supported assets | ||
| Top-up networks (differs) |
only in the app
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
You can always check the list of supported cryptocurrencies in What cryptocurrencies are currently supported? \| Brighty FAQ article or directly in the app by going to: "Top Up" → "Crypto Transfer" →...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Fiat top-up (differs) |
Yes
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
You can top up via: - Easy Bank Transfer - Bank Transfer - Crypto TransferChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Payments | ||
| Mobile wallets (differs) |
Apple Pay
Google Pay
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
Apple Pay is currently unavailable for Mastercard cards due to ongoing technical updates and system-related maintenance. At the moment Google Pay for Mastercard cards remains fully operational, and Ap...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
Samsung Pay
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
| Apple Pay, Google Pay & Samsung Pay | | | |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| ATM withdrawals |
Yes
brighty.app checked 29 Oct 2026
Source and check
Source
brighty.app
Wording at the source
Accepted by millions of merchants and ATMs worldwide.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
| Cash withdrawal in Switzerland | CHF 1.9/withdrawal | 5 free withdrawals/month | 5 free withdrawals/month Beyond that: CHF 1.90 |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Contactless |
Yes
brighty.app checked 29 Oct 2026
Source and check
Source
brighty.app
Wording at the source
Chip&Pin Card means a physical Card with an electronic chip, requiring a PIN-code as an authorization mean and has a Near Field Communication function. A Chip&Pin Card can be made of plastic,...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
| Contactless without PIN Limit | CHF 80 | CHF 80 | CHF 80 |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuance (differs) |
2.99 EUR
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
## Virtual Card (MASTERCARD): ## Brighty Subscription plans | | One | Plus | Pro | |---|---|---|---| | Free Card Limit | 1 | 2 | 3 | | Total Card Limit | 1 | 2 | 3 | | Monthly Issue Limit | 10 | 10...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Physical card issuance (differs) |
not applicable
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
- physical: Currently unavailable. Attempts to order a physical Mastercard will not be fulfilled due to service limitations.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Free cards | ||
| Shipping | ||
| Monthly fee (differs) |
0.00 EUR
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
## Virtual Card (MASTERCARD): ## Brighty Subscription plans | | One | Plus | Pro | |---|---|---|---| | Free Card Limit | 1 | 2 | 3 | | Total Card Limit | 1 | 2 | 3 | | Monthly Issue Limit | 10 | 10...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 CHF
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
| Price | Free | CHF 6.90/month Free for the first 6 months** | CHF 39/month |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? 0.00 CHF promotion, no end date stated
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
| Price | Free | CHF 6.90/month Free for the first 6 months** | CHF 39/month |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? , regular 6.90 CHF swissquote.com checked 29 Oct 2026 Source and check Source swissquote.com Wording at the source | Price | Free | CHF 6.90/month Free for the first 6 months** | CHF 39/month |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
39.00 CHF
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
| Price | Free | CHF 6.90/month Free for the first 6 months** | CHF 39/month |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Annual fee | ||
| Top-up fee | ||
| Crypto deposit fee | ||
| Crypto conversion fee | ||
| Foreign currency fee (differs) |
0.6 %
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
## Currency Exchange: Brighty subscription plans | | One | Plus | Pro | |---|---|---|---| | Free FX limit per month | €0 | €2000 | €5000 | | Fee, above free limit | 0.6% | 0.5% | 0.4% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0.5 %
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
## Currency Exchange: Brighty subscription plans | | One | Plus | Pro | |---|---|---|---| | Free FX limit per month | €0 | €2000 | €5000 | | Fee, above free limit | 0.6% | 0.5% | 0.4% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0.4 %
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
## Currency Exchange: Brighty subscription plans | | One | Plus | Pro | |---|---|---|---| | Free FX limit per month | €0 | €2000 | €5000 | | Fee, above free limit | 0.6% | 0.5% | 0.4% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| FX free allowance (differs) |
0.00 EUR
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
## Currency Exchange: Brighty subscription plans | | One | Plus | Pro | |---|---|---|---| | Free FX limit per month | €0 | €2000 | €5000 | | Fee, above free limit | 0.6% | 0.5% | 0.4% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
2,000.00 EUR
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
## Currency Exchange: Brighty subscription plans | | One | Plus | Pro | |---|---|---|---| | Free FX limit per month | €0 | €2000 | €5000 | | Fee, above free limit | 0.6% | 0.5% | 0.4% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
5,000.00 EUR
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
## Currency Exchange: Brighty subscription plans | | One | Plus | Pro | |---|---|---|---| | Free FX limit per month | €0 | €2000 | €5000 | | Fee, above free limit | 0.6% | 0.5% | 0.4% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Minimum FX fee | ||
| ATM fee | ||
| Transaction fee (differs) |
free
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
| Transaction fees | Free | Free | Free |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Cross-border fee | ||
| Withdrawal fee | ||
| Activation fee | ||
| Minimum top-up | ||
| Declined payment fee | ||
| Refund fee | ||
| Inactivity fee | ||
| Minimum monthly spend | ||
| Inactivity rule (differs) |
Wallester may terminate the card terms without prior notice after the card has not been used for Operations for 6 consecutive months.
brighty.app checked 29 Oct 2026
Source and check
Source
brighty.app
Wording at the source
- the Card has not been used for Operations for 6 consecutive months.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Card replacement |
5.00 CHF
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
| Card replacement fee | | 5 CHF | 50 CHF |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
50.00 CHF
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
| Card replacement fee | | 5 CHF | 50 CHF |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Rewards | ||
| Cashback (differs) |
0.25–1 %
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
| Trading Credit from crypto payments | 0.5% | 1% | 1% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Referral bonus (invited friend) (differs) |
100 CHF
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
Recommend Swissquote! For every Swissquote Account opened, you and your friends will receive a Trading Credit of CHF 100.-*Checked Verified Value wrong? No earlier versions What does [s] mean? |
|
| Referral bonus (you) (differs) |
100 CHF
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
Recommend Swissquote! For every Swissquote Account opened, you and your friends will receive a Trading Credit of CHF 100.-*Checked Verified Value wrong? No earlier versions What does [s] mean? |
|
| Welcome bonus (differs) |
100 CHF
promotion until –
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
Your new account comes pre-loaded with CHF 100 in Trading Credit* to kickstart your investment journey.Checked Verified Value wrong? No earlier versions What does [s] mean? |
|
Highlighted rows differ.
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Brighty Card · Swissquote Bright Card: promotions and bonuses as well as warnings and incidents.