Comparison
Bit2Me Card vs. Swissquote Bright Card: fees, limits & KYC
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Bit2Me CardBit2Me
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swissquote.com29 Oct 2026
Image source
Source
swissquote.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Swissquote Bright CardSwissquote
In short
- Swissquote Bright Card has the higher score (67.64).
| Attribute |
Bit2Me CardBit2Me
Requires KYC
Private
Virtual
Physical
|
Swissquote Bright CardSwissquote
KYC unknown
Private
Virtual
Physical
Metal
|
|---|---|---|
| Score | good | good with variant Bright: 58.73 with variant Elite: 42.64 |
| CostsWeight 25 % | 92 | 100 |
| KYC and privacyWeight 20 % | 35 | not scored |
| FeaturesWeight 15 % | 100 | 76 |
| AvailabilityWeight 10 % | 22 | not scored |
| RewardsWeight 10 % | 46 | 28 |
| TrustWeight 10 % | 85 | 84 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC unknown |
| Limits (entry level) |
|
|
| Basics | ||
| Card form |
debit
support.bit2me.com checked 28 Oct 2026
Source and check
Source
support.bit2me.com
Wording at the source
Bit2Me Card es una tarjeta de débito Mastercard diseñada para que los usuarios puedan utilizar sus criptomonedas en el día a día.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
debit
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
| | LIGHT Swissquote Virtual Debit Mastercard® | BRIGHT Swissquote Debit Mastercard® | ELITE Swissquote Elite Debit Mastercard®* |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card types (differs) |
virtual, physical
bit2me.com checked 29 Oct 2026
Source and check
Source
bit2me.com
Wording at the source
Tu tarjeta en formato física, virtual o en ambos. ¡Nos adaptamos a ti!Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
virtual
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
| | LIGHT Swissquote Virtual Debit Mastercard® | BRIGHT Swissquote Debit Mastercard® | ELITE Swissquote Elite Debit Mastercard®* |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
virtual, physical
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
The staple of our banking package lineup—and for good reason. With both a physical and virtual debit card, along with glowing perks, the Bright package is the perfect choice for those who want more, f...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
metal
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
Discover the Swissquote Elite Debit Mastercard® – a 17-gram metal card with an abundance of prestige and perks.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card network |
Mastercard
bit2me.com checked 29 Oct 2026
Source and check
Source
bit2me.com
Wording at the source
Podrás utilizar la tarjeta de Bit2Me en cualquier establecimiento online o físico que acepte pagos con tarjeta Mastercard.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Mastercard
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
| | LIGHT Swissquote Virtual Debit Mastercard® | BRIGHT Swissquote Debit Mastercard® | ELITE Swissquote Elite Debit Mastercard®* |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custody |
custodial
legal.bit2me.com checked 28 Oct 2026
Source and check
Source
legal.bit2me.com
Wording at the source
la actividad de Bit2Me como proveedor de servicios de cambio de moneda virtual por moneda fiduciaria y de custodia de monederos electrónicosChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
custodial
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
Swissquote's core competencies include global stock market trading, trading and custody of crypto assets, Forex trading as well as savings and investment solutions.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding model |
converted on spend
support.bit2me.com checked 28 Oct 2026
Source and check
Source
support.bit2me.com
Wording at the source
Conversión instantánea y en tiempo real: En el preciso momento de la compra, si el monedero que has vinculado es de una criptomoneda, Bit2Me realiza una conversión automática de la cantidad exacta a €...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
converted on spend
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
Bring your crypto out of the blockchain and into your daily life—we convert it so you can use it for everyday payments, anytime.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currencies (differs) |
EUR
bit2me.com checked 29 Oct 2026
Source and check
Source
bit2me.com
Wording at the source
Además, podrás pagar en euros sin nigún tipo de comisión.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
AED, AUD, CAD, CHF, DKK, EUR, GBP, HKD, JPY, NOK, SEK, SGD, USD
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
Enjoy a multi-currency card with no transaction fees and competitive exchange rates.* *Conversion fees 0.95% on: CHF, USD, EUR, GBP, JPY, AUD, CAD, SEK, HKD, NOK, DKK, AED, SGD.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usage |
personal
legal.bit2me.com checked 28 Oct 2026
Source and check
Source
legal.bit2me.com
Wording at the source
Esta tarjeta es personal e intransferible para el titular de la cuenta de Bit2Me, quedando prohibido el uso de la misma por cualquier tercero.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
personal
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
Deposit your salary, pay with your favourite device, and stay on top of your bills—our debit cards work seamlessly with every mobile payment platform and have your everyday financial needs covered. En...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs) |
PECUNIA CARDS EDE, S.L.U.
bit2me.com checked 29 Oct 2026
Source and check
Source
bit2me.com
Wording at the source
PECUNIA CARDS EDE, S.L.U. es el emisor y gestor de la tarjetaChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Limits depend on (differs) |
account tier
support.bit2me.com checked 29 Oct 2026
Source and check
Source
support.bit2me.com
Wording at the source
Además, tu nivel en Space Center optimiza las condiciones de tu tarjeta: cuanto mayor sea el nivel, menores serán los costes y mayores los límites operativos.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
plan
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
| Monthly payment Limit | CHF/EUR/USD 10'000 | CHF/EUR/USD 25'000 | CHF/EUR/USD 50'000 |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Cards per account | unknown | |
| Availability | ||
| Available in | unknown | |
| Crypto | ||
| Supported assets (differs) |
BTC, ETH, USDC, EURC, SOL, XRP, ADA, TON, DOT, POL, LINK
support.bit2me.com checked 29 Oct 2026
Source and check
Source
support.bit2me.com
Wording at the source
- Euro - Bitcoin (BTC) - Polkadot (DOT) - XRP - Ethereum (ETH) - Solana (SOL) - Cardano (ADA) - Polygon Ecosystem Token (POL) - Concordium (CCD) - USD Coin (USDC) - The Open Network (TON) - MultiversX...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
BTC, ETH, XRP
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
The Swissquote Mastercard also allows payments in Bitcoin, Ethereum and Ripple, with more cryptos to follow.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Number of supported assets | unknown | |
| Top-up networks | unknown | |
| Fiat top-up (differs) |
Yes
support.bit2me.com checked 28 Oct 2026
Source and check
Source
support.bit2me.com
Wording at the source
Flexibilidad Total: Tú eliges en cada momento si quieres pagar con euros o con tus criptomonedas preferidas, cambiando el monedero vinculado desde la app.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Payments | ||
| Mobile wallets (differs) |
Apple Pay
Google Pay
bit2me.com checked 29 Oct 2026
Source and check
Source
bit2me.com
Wording at the source
Compatible con Apple y Google PayChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
Samsung Pay
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
| Apple Pay, Google Pay & Samsung Pay | | | |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| ATM withdrawals |
Yes
bit2me.com checked 29 Oct 2026
Source and check
Source
bit2me.com
Wording at the source
Usa tus cripto para comprar online, en tienda física o para retirar efectivo 24/7Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Yes
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
| Cash withdrawal in Switzerland | CHF 1.9/withdrawal | 5 free withdrawals/month | 5 free withdrawals/month Beyond that: CHF 1.90 |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Contactless |
Yes
legal.bit2me.com checked 28 Oct 2026
Source and check
Source
legal.bit2me.com
Wording at the source
La versión en plástico cuenta con tecnología NFC.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Yes
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
| Contactless without PIN Limit | CHF 80 | CHF 80 | CHF 80 |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuance (differs) |
0.00 EUR
support.bit2me.com checked 29 Oct 2026
Source and check
Source
support.bit2me.com
Wording at the source
| Emisión Bit2Me Card virtual | 0 € | 0 € | 0 € | 0 € |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Physical card issuance | unknown | |
| Free cards | unknown | |
| Shipping | unknown | |
| Monthly fee (differs) |
0.00 EUR
support.bit2me.com checked 29 Oct 2026
Source and check
Source
support.bit2me.com
Wording at the source
| Coste mantenimiento mensual | 0 € | 0 € | 0 € | 0 € |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
0.00 CHF
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
| Price | Free | CHF 6.90/month Free for the first 6 months** | CHF 39/month |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? 0.00 CHF promotion, no end date stated
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
| Price | Free | CHF 6.90/month Free for the first 6 months** | CHF 39/month |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? , regular 6.90 CHF swissquote.com checked 29 Oct 2026 Source and check Source swissquote.com Wording at the source | Price | Free | CHF 6.90/month Free for the first 6 months** | CHF 39/month |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
39.00 CHF
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
| Price | Free | CHF 6.90/month Free for the first 6 months** | CHF 39/month |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Annual fee (differs) |
0.00 EUR
support.bit2me.com checked 28 Oct 2026
Source and check
Source
support.bit2me.com
Wording at the source
No, tu Bit2Me Card, tanto en su versión virtual como física, no tiene ninguna comisión de mantenimiento. Puedes tenerla activa sin preocuparte por costes fijos mensuales o anuales.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Top-up fee | unknown | |
| Crypto deposit fee | unknown | |
| Crypto conversion fee (differs) |
0.95 %
support.bit2me.com checked 29 Oct 2026
Source and check
Source
support.bit2me.com
Wording at the source
| Coste operación (wallet cripto vinculado) | 0,95% | 0,95% | 0,95% | 0,95% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Foreign currency fee | unknown | |
| FX free allowance | unknown | |
| Minimum FX fee | unknown | |
| ATM fee | unknown | |
| Transaction fee (differs) | unknown |
free
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
| Transaction fees | Free | Free | Free |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Cross-border fee | unknown | |
| Withdrawal fee | unknown | |
| Activation fee (differs) |
0.00 EUR
support.bit2me.com checked 29 Oct 2026
Source and check
Source
support.bit2me.com
Wording at the source
| Activación / Desactivación | 0 € | 0 € | 0 € | 0 € |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Minimum top-up | unknown | |
| Declined payment fee | unknown | |
| Refund fee | unknown | |
| Inactivity fee (differs) |
0.00 EUR
support.bit2me.com checked 29 Oct 2026
Source and check
Source
support.bit2me.com
Wording at the source
| 3 meses sin uso | 0 € | 0 € | 0 € | 0 € |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Minimum monthly spend | unknown | |
| Inactivity rule | unknown | |
| Card replacement | unknown |
5.00 CHF
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
| Card replacement fee | | 5 CHF | 50 CHF |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
50.00 CHF
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
| Card replacement fee | | 5 CHF | 50 CHF |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Rewards | ||
| Cashback (differs) | 7 % (level 7); 5 % (level 6); 3 % (level 5); 2 % (level 4); 1 % (level 3); 0.5 % (level 2); 0.25 % (level 1); 0 % (level 0) · in B2M |
0.25–1 %
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
| Trading Credit from crypto payments | 0.5% | 1% | 1% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Referral bonus (invited friend) (differs) | unknown |
100 CHF
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
Recommend Swissquote! For every Swissquote Account opened, you and your friends will receive a Trading Credit of CHF 100.-*Checked Verified Value wrong? No earlier versions What does [s] mean? |
| Referral bonus (you) (differs) | unknown |
100 CHF
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
Recommend Swissquote! For every Swissquote Account opened, you and your friends will receive a Trading Credit of CHF 100.-*Checked Verified Value wrong? No earlier versions What does [s] mean? |
| Welcome bonus (differs) | unknown |
100 CHF
promotion until –
swissquote.com checked 29 Oct 2026
Source and check
Source
swissquote.com
Wording at the source
Your new account comes pre-loaded with CHF 100 in Trading Credit* to kickstart your investment journey.Checked Verified Value wrong? No earlier versions What does [s] mean? |
Highlighted rows differ.
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Bit2Me Card · Swissquote Bright Card: promotions and bonuses as well as warnings and incidents.