Skip to content

Comparison

Blackcatcard vs. COCA Visa Card: fees, limits & KYC

In short

  • COCA Visa Card has the lowest foreign currency fee (0 %).
  • COCA Visa Card has the best score (7.7).
Show

differs best value same for all

Attribute Blackcatcard BlackcatcardBlackcatcard COCA Visa Card COCA Visa CardCOCA
Overview Requires KYC Private & business Virtual Physical Requires KYC Private Virtual Physical
Score average good
CostsWeight 25 % 1.7 9.0
TrustWeight 20 % 8.4 8.5
KYC and privacyWeight 15 % 4.5 4.5
FeaturesWeight 15 % 8.3 9.0
AvailabilityWeight 10 % 4.2 7.7
RewardsWeight 10 % 5.5 8.0
CommunityWeight 5 % 0.0 3.6
KYC KYC: ID + proof of address KYC: ID + proof of address
Limits (entry level)
  • ATM per day: 5,000 EUR
  • ATM per month: 10,000 EUR
  • Spending per day: 30,000 EUR
  • Spending per day (number): no limit
  • Spending per month: 30,000 EUR
+4
Basics
Card form unknown debit docs.coca.xyz checked 29 Oct 2026
Card typessame for all virtual, physical blackcatcard.com checked 30 Oct 2026 virtual, physical coca.xyz checked 29 Oct 2026
Card network (differs) Mastercard blackcatcard.com checked 30 Oct 2026 Visa docs.coca.xyz checked 29 Oct 2026
Custody (differs) custodial blackcatcard.com checked 30 Oct 2026 smart wallet docs.coca.xyz checked 29 Oct 2026
Funding modelsame for all fiat balance blackcatcard.com checked 30 Oct 2026 fiat balance help.coca.xyz checked 29 Oct 2026
Card currencies (differs) EUR blackcatcard.com checked 30 Oct 2026 EUR, USD help.coca.xyz checked 29 Oct 2026
Usage (differs) personal, business blackcatcard.com checked 30 Oct 2026 personal help.coca.xyz checked 29 Oct 2026
Issuer / BIN sponsor Papaya Ltd blackcatcard.com checked 30 Oct 2026 unknown
Limits depend on (differs) user setting blackcatcard.com checked 30 Oct 2026 account tier help.coca.xyz checked 29 Oct 2026
Cards per account not applicable blackcatcard.com checked 30 Oct 2026 unknown
Availability
Available in unknown unknown
Unknown for allAvailable in
Crypto
Supported assets (differs) BTC, ETH, USDC blackcatcard.com checked 30 Oct 2026 USDT, USDC, EURC help.coca.xyz checked 30 Oct 2026
Number of supported assets unknown unknown
Top-up networks (differs) Bitcoin, Ethereum, Tron blackcatcard.com checked 30 Oct 2026 Ethereum, Tron, Solana, Polygon, Arbitrum, Base, Optimism, Avalanche, Gnosis, TON, Scroll, Stellar, Sui, Near help.coca.xyz checked 30 Oct 2026
Fiat top-upsame for all Yes blackcatcard.com checked 30 Oct 2026 Yes help.coca.xyz checked 29 Oct 2026
Unknown for allNumber of supported assets
Payments
Mobile walletssame for all Apple Pay Google Pay blackcatcard.com checked 30 Oct 2026 Apple Pay Google Pay docs.coca.xyz checked 29 Oct 2026
ATM withdrawalssame for all Yes blackcatcard.com checked 30 Oct 2026 Yes docs.coca.xyz checked 29 Oct 2026
Contactlesssame for all Yes blackcatcard.com checked 30 Oct 2026 Yes help.coca.xyz checked 29 Oct 2026
Fees
Virtual card issuancesame for all 0.00 EUR s3.blackcatcard.com checked 30 Oct 2026 0.00 USD docs.coca.xyz checked 29 Oct 2026
Physical card issuance 0.00 EUR blackcatcard.com checked 30 Oct 2026 unknown
Free cards unknown unknown
Shipping 0.00 EUR – 50.00 EUR s3.blackcatcard.com checked 30 Oct 2026 unknown
Monthly feesame for all 0.00 EUR blackcatcard.com checked 30 Oct 2026 0.00 USD help.coca.xyz checked 29 Oct 2026
Annual fee (differs) not applicable blackcatcard.com checked 30 Oct 2026 0.00 USD docs.coca.xyz checked 29 Oct 2026
Top-up fee unknown unknown
Crypto deposit fee unknown unknown
Crypto conversion fee not published blackcatcard.com checked 30 Oct 2026 unknown
Foreign currency fee (differs) 0.35 % s3.blackcatcard.com checked 30 Oct 2026 0 % help.coca.xyz checked 29 Oct 2026
FX free allowance unknown unknown
Minimum FX fee unknown unknown
ATM fee unknown 250.00 USD free per calendar month, then 2 % docs.coca.xyz checked 29 Oct 2026
Transaction fee free s3.blackcatcard.com checked 30 Oct 2026 unknown
Cross-border fee unknown unknown
Withdrawal fee unknown unknown
Activation fee unknown unknown
Account closure feesame for all not published s3.blackcatcard.com checked 31 Oct 2026 not published docs.coca.xyz checked 31 Oct 2026
Dispute fee (differs) 10.00 EUR (Charged only when the card transaction claim has no grounds) s3.blackcatcard.com checked 31 Oct 2026 not published docs.coca.xyz checked 31 Oct 2026
Minimum top-up unknown 50.00 EUR help.coca.xyz checked 30 Oct 2026
Declined payment fee unknown unknown
Refund fee unknown unknown
Inactivity fee (differs) 15.00 EUR blackcatcard.com checked 30 Oct 2026 0.00 USD coca.xyz checked 30 Oct 2026
Minimum monthly spend unknown unknown
Inactivity rule A dormancy fee applies starting from the 7th month of inactivity. blackcatcard.com checked 30 Oct 2026 unknown
Card replacement (differs) 7.00 EUR (0 EUR when the card has expired) s3.blackcatcard.com checked 30 Oct 2026 free coca.xyz checked 30 Oct 2026
Unknown for allFree cards · Top-up fee · Crypto deposit fee · FX free allowance · Minimum FX fee · Cross-border fee · Withdrawal fee · Activation fee · Declined payment fee · Refund fee · Minimum monthly spend
Rewards
Cashback (differs) 0.5–5 % blackcatcard.com checked 30 Oct 2026 1 % (holding from 0); 3 % (holding from 300); 4 % (holding from 1,000); 5 % (holding from 3,000); 6 % (holding from 10,000); 8 % (holding from 30,000) · in USDC
Referral bonus (invited friend) unknown 10 USD help.coca.xyz checked 29 Oct 2026
Referral bonus (you) unknown 20 USD help.coca.xyz checked 29 Oct 2026
Welcome bonus unknown unknown
Unknown for allWelcome bonus

Early warning

Watch both cards

One mail when something changes at Blackcatcard · COCA Visa Card: promotions and bonuses as well as warnings and incidents.

What do you want to receive?

You will first get a mail with a confirmation link.