Comparison
Blackcatcard vs. CryptoPay Card: fees, limits & KYC
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blackcatcard.com30 Oct 2026
Image source
Source
blackcatcard.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
BlackcatcardBlackcatcard
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
CryptoPay CardCryptoPay
In short
- Blackcatcard has the lowest foreign currency fee (0.35 %).
- Fewest documents: CryptoPay Card (ID document).
- CryptoPay Card has the best score (60.1).
| Attribute |
BlackcatcardBlackcatcard
|
CryptoPay CardCryptoPay
|
|---|---|---|
| Overview | Requires KYC Private & business Virtual Physical | Requires KYC Private Virtual Physical |
| Score | average | average |
| CostsWeight 25 % | 82 | 75 |
| KYC and privacyWeight 20 % | 18 | 35 |
| FeaturesWeight 15 % | 83 | 100 |
| AvailabilityWeight 10 % | not scored | 23 |
| RewardsWeight 10 % | 34 | not scored |
| TrustWeight 10 % | 78 | 70 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID + proof of address | KYC: ID document |
| Limits (entry level) |
|
Standard Due Diligence
|
| Basics | ||
| Card formsame for all | unknown |
debit
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
The Cryptopay Visa debit card ("Card") is issued by DiPocket UAB ("DiPocket").Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card typessame for all |
virtual, physical
blackcatcard.com checked 30 Oct 2026
Source and check
Source
blackcatcard.com
Wording at the source
Get access to your virtual Blackcatcard instantly, while waiting a couple of days for your plastic Blackcatcard to arriveChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
virtual, physical
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
Fee for upgrading a virtual card to a plastic card 5 EURChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card network (differs)same for all |
Mastercard
blackcatcard.com checked 30 Oct 2026
Source and check
Source
blackcatcard.com
Wording at the source
Free maintenance For 1 IBAN account with 1 Blackcatcard MastercardChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Visa
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
The Cryptopay Visa debit card ("Card") is issued by DiPocket UAB ("DiPocket").Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custodysame for all |
custodial
blackcatcard.com checked 30 Oct 2026
Source and check
Source
blackcatcard.com
Wording at the source
All Linked Wallets and the assets therein are entirely held, managed, and safeguarded by MANERIO Sp. z o.o., not us. We provides only a technical connection and consolidated display within the APP.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
custodial
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
Cryptocurrency storage services, whereby Cryptocurrency (whether purchased from Cryptopay or transferred from an external Cryptocurrency wallet) is stored in a multicurrency digital wallet ("Cryptocur...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
fiat balance
blackcatcard.com checked 30 Oct 2026
Source and check
Source
blackcatcard.com
Wording at the source
"Available Balance" means the portion of funds in your Wallet that is fully available for use at a given moment. It represents the amount of money that has been successfully cleared, settled, and is n...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
fiat balance
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
If the Customer instructs a Cryptocurrency Withdrawal in respect of amounts held other than in the Euro or Pound Sterling Sub-Wallet, a Currency Exchange Transaction must first take place where such a...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currencies (differs)same for all |
EUR
blackcatcard.com checked 30 Oct 2026
Source and check
Source
blackcatcard.com
Wording at the source
Currency EuroChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
EUR, GBP
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
1. Any Cryptocurrency Withdrawals must take place from the Euro or Pound Sterling Sub-Wallet. 2. If the Customer instructs a Cryptocurrency Withdrawal in respect of amounts held other than in the Eur...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usage (differs)same for all |
personal, business
blackcatcard.com checked 30 Oct 2026
Source and check
Source
blackcatcard.com
Wording at the source
Open an account as an individual and set up your corporate account via your online account access to get the corporate featuresChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
personal
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
As part of your eligibility to use a DiPocket account, you agree and confirm that you are an individual acting solely on your own behalf, in an individual capacity, and you are not acting in a busines...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs)same for all |
Papaya Ltd
blackcatcard.com checked 30 Oct 2026
Source and check
Source
blackcatcard.com
Wording at the source
Blackcatcard is issued by Papaya Ltd. Papaya Ltd. is an Electronic Money Institution authorised and regulated by the Malta Financial Services Authority (MFSA). Registration number C55146.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
DiPocket UAB
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
The Cryptopay Visa debit card ("Card") is issued by DiPocket UAB ("DiPocket").Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Limits depend onsame for all |
user setting
blackcatcard.com checked 30 Oct 2026
Source and check
Source
blackcatcard.com
Wording at the source
The Wallet Holder may adjust daily or per-transaction limits for Card Payments and SEPA transfers through the APP, within the plafond defined by us.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Cards per accountsame for all | unknown | unknown |
| Unknown for all | Cards per account | |
| Availability | ||
| Available insame for all | unknown | unknown |
| Unknown for all | Available in | |
| Crypto | ||
| Supported assetssame for all |
BTC, ETH, USDC
blackcatcard.com checked 30 Oct 2026
Source and check
Source
blackcatcard.com
Wording at the source
The following digital assets are currently supported by MANERIO Sp. z o.o. within the Linked Wallet environment: - Bitcoin (BTC) - Ethereum (ETH) - USD Coin (USDC) – TRC-20 (Tron network) - USD Coin...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Number of supported assetssame for all | unknown | unknown |
| Top-up networkssame for all |
Bitcoin, Ethereum, Tron
blackcatcard.com checked 30 Oct 2026
Source and check
Source
blackcatcard.com
Wording at the source
USD Coin (USDC) – TRC-20 (Tron network) - USD Coin (USDC) – ERC-20 (Ethereum network)Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Fiat top-upsame for all |
Yes
blackcatcard.com checked 30 Oct 2026
Source and check
Source
blackcatcard.com
Wording at the source
Account replenishment Incoming SEPA transfers Free With no limits on the amountChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Yes
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
If you register as a User, subject to eligibility for the Card type you hold, we offer you several options to top-up the Account and Card, which may include transfers from cards issued to you by other...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Unknown for all | Number of supported assets | |
| Payments | ||
| Mobile walletssame for all |
Apple Pay
Google Pay
blackcatcard.com checked 30 Oct 2026
Source and check
Source
blackcatcard.com
Wording at the source
Digital Wallet Transactions (Apple Pay, Google Pay) i. Adding a Card to a digital wallet generates a tokenised credential through Mastercard's Digital Enablement Service (MDES) under EMV tokenisation...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| ATM withdrawalssame for all |
Yes
blackcatcard.com checked 30 Oct 2026
Source and check
Source
blackcatcard.com
Wording at the source
Cash withdrawal at ATMs in the EU Free Up to € 200 per monthChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Yes
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
· you can use it at all locations that display the VISA acceptance mark: for purchases in physical stores – including contactless, and at automated teller machines ("ATM") for cash withdrawals as well...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Contactlesssame for all |
Yes
blackcatcard.com checked 30 Oct 2026
Source and check
Source
blackcatcard.com
Wording at the source
Where all applicable authentication procedures were duly completed — including contactless limits, PIN verification, or signature acceptance — we shall bear no liability for subsequent unauthorised us...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Yes
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
· you can use it at all locations that display the VISA acceptance mark: for purchases in physical stores – including contactless, and at automated teller machines ("ATM") for cash withdrawals as well...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuancesame for all | unknown |
2.00 EUR
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
Fee to buy a virtual card 2 EURChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Physical card issuancesame for all |
0.00 EUR
blackcatcard.com checked 30 Oct 2026
Source and check
Source
blackcatcard.com
Wording at the source
Card issue Free Issue of the first card linked to the IBAN accountChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Free cardssame for all | unknown | unknown |
| Shippingsame for all | unknown | unknown |
| Monthly feesame for all |
0.00 EUR
blackcatcard.com checked 30 Oct 2026
Source and check
Source
blackcatcard.com
Wording at the source
Account maintenance fee Free If you have one payment card or an account onlyChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
0.00 EUR
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
Monthly administration fee 0Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Annual feesame for all |
not applicable
blackcatcard.com checked 30 Oct 2026
Source and check
Source
blackcatcard.com
Wording at the source
Account maintenance fee Free If you have one payment card or an account onlyChecked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Top-up feesame for all | unknown | unknown |
| Crypto deposit feesame for all | unknown | unknown |
| Crypto conversion feesame for all | unknown | unknown |
| Foreign currency fee (differs)same for all |
0.35 %
s3.blackcatcard.com checked 30 Oct 2026
Source and check
Source
s3.blackcatcard.com
Wording at the source
FX Mark-up 0.35%Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
1.95 %
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
Service charge (commission) for purchases not in currency of the card 1,95%Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| FX free allowancesame for all | unknown | unknown |
| Minimum FX feesame for all | unknown | unknown |
| ATM feesame for all | unknown |
2.00 EUR
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
Fee for ATM withdrawal in the currency of the Card. Please note that ATM providers may raise additional charges. 2 EURChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Transaction feesame for all |
free
s3.blackcatcard.com checked 30 Oct 2026
Source and check
Source
s3.blackcatcard.com
Wording at the source
Card purchases 0 EURChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Cross-border feesame for all | unknown | unknown |
| Withdrawal feesame for all | unknown | unknown |
| Activation feesame for all | unknown | unknown |
| Minimum top-upsame for all | unknown | unknown |
| Declined payment feesame for all | unknown | unknown |
| Refund feesame for all | unknown | unknown |
| Inactivity fee (differs)same for all |
15.00 EUR
blackcatcard.com checked 30 Oct 2026
Source and check
Source
blackcatcard.com
Wording at the source
Dormancy fee € 15 per month Starting from the 7th month of inactivityChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
0.00 EUR
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
Dormancy fee (charged monthly after 1 year of card inactivity) 0Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Minimum monthly spendsame for all | unknown | unknown |
| Inactivity rulesame for all | unknown | unknown |
| Card replacementsame for all |
7.00 EUR (0 EUR when the card has expired)
s3.blackcatcard.com checked 30 Oct 2026
Source and check
Source
s3.blackcatcard.com
Wording at the source
Reissue of the card (if it has 0 EUR expired) Reissue of the card (per 7 EUR customer request)Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Unknown for all | Free cards · Shipping · Top-up fee · Crypto deposit fee · Crypto conversion fee · FX free allowance · Minimum FX fee · Cross-border fee · Withdrawal fee · Activation fee · Minimum top-up · Declined payment fee · Refund fee · Minimum monthly spend · Inactivity rule | |
| Rewards | ||
| Cashbacksame for all |
0.5–5 %
blackcatcard.com checked 30 Oct 2026
Source and check
Source
blackcatcard.com
Wording at the source
5% cashback at Google Play Market Applicable for all purchases made at the market. The minimum monthly payout is €0.10Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Referral bonus (invited friend)same for all | unknown | unknown |
| Referral bonus (you)same for all | unknown | unknown |
| Welcome bonussame for all | unknown | unknown |
| Unknown for all | Referral bonus (invited friend) · Referral bonus (you) · Welcome bonus | |
Early warning
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