Comparison
Cardano Card vs. Kraken Card: fees, limits & KYC
-
cardanocard.io29 Oct 2026
Image source
Source
cardanocard.io
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Cardano CardCardano Card
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kraken.com29 Oct 2026
Image source
Source
kraken.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Kraken CardKraken
In short
- Cardano Card ask for the least (ID document).
- Cardano Card has the higher score (56.74).
| Attribute |
Cardano CardCardano Card
Requires KYC
Private
Virtual
Physical
|
Kraken CardKraken
Requires KYC
Private
Virtual
Physical
Metal
|
|---|---|---|
| Score | average | average |
| CostsWeight 25 % | not scored | 75 |
| KYC and privacyWeight 20 % | 35 | 18 |
| FeaturesWeight 15 % | 94 | 100 |
| AvailabilityWeight 10 % | not scored | 40 |
| RewardsWeight 10 % | not scored | 8 |
| TrustWeight 10 % | 81 | 93 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC: ID + proof of address |
| Limits (entry level) | no limits captured |
|
| Basics | ||
| Card form |
debit
cardanocard.io checked 29 Oct 2026
Source and check
Source
cardanocard.io
Wording at the source
The Cardano Card operates as a debit card, meaning you can spend funds directly from your Wirex account, encompassing both cryptocurrency and traditional fiat currency. It is not a credit card, as it...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
debit
support.kraken.com checked 28 Oct 2026
Source and check
Source
support.kraken.com
Wording at the source
The Kraken Debit Card is a Mastercard debit card that lets you spend crypto and cash from your Krak Everyday account balance - online, in-store, and at ATMs across 190+ countries.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card types (differs) |
virtual, physical
cardanocard.io checked 29 Oct 2026
Source and check
Source
cardanocard.io
Wording at the source
You can order a physical or virtual Cardano Card, or both. Each has a different card number. Please note that you can only have one physical card at a time.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
virtual, physical, metal
krak.app checked 29 Oct 2026
Source and check
Source
krak.app
Wording at the source
| Card Issuance | Virtual Debit Card | Free | | Card Issuance | Plastic Debit Card | Free; replacement €4.99 | | Card Issuance | Metal Debit Card | Free; replacement €60. Eligible users can apply for...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| Card network (differs) |
Visa
cardanocard.io checked 29 Oct 2026
Source and check
Source
cardanocard.io
Wording at the source
The Cardano Card can be used at millions of locations, anywhere Visa is accepted, including online and offline purchases. It can also be used for ATM withdrawals globally.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Mastercard
support.kraken.com checked 28 Oct 2026
Source and check
Source
support.kraken.com
Wording at the source
The Kraken Debit Card is a Mastercard debit card that lets you spend crypto and cash from your Krak Everyday account balance - online, in-store, and at ATMs across 190+ countries.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Custody |
custodial
cardanocard.io checked 29 Oct 2026
Source and check
Source
cardanocard.io
Wording at the source
To use your Cardano card, you will need to add funds to your Wirex account and link the currency account(s) you would like to be charged. You can top up by transferring money from your Wirex account,...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
custodial
kraken.com checked 29 Oct 2026
Source and check
Source
kraken.com
Wording at the source
Cryptoasset exchange and custody services are offered by Payward Ltd, registered as a cryptoasset firm with the Financial Conduct Authority (FRN: 928768).Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Funding model |
converted on spend
cardanocard.io checked 29 Oct 2026
Source and check
Source
cardanocard.io
Wording at the source
The Cardano Card operates as a debit card, meaning you can spend funds directly from your Wirex account, encompassing both cryptocurrency and traditional fiat currency. It is not a credit card, as it...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
converted on spend
kraken.com checked 29 Oct 2026
Source and check
Source
kraken.com
Wording at the source
600+ currencies, instantly converted at the point of spend.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card currencies (differs) | unknown |
EUR, GBP
support.kraken.com checked 28 Oct 2026
Source and check
Source
support.kraken.com
Wording at the source
Your card is always denominated in your primary currency (GBP (UK) / EUR (EEA)). If you spend from a different balance, Krak converts it to your primary currency to settle.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Usage |
personal
cardanocard.io checked 29 Oct 2026
Source and check
Source
cardanocard.io
Wording at the source
The Cardano Card works like any other debit card. Once you have created a Wirex account, you can order a card, and it will be delivered to the address you specify (within the registered region). You c...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal
support.kraken.com checked 28 Oct 2026
Source and check
Source
support.kraken.com
Wording at the source
Kraken Debit Card is only available to individual clients located in the United Kingdom and EEA with a verified personal Kraken account. Business accounts will not access the feature.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs) |
Wirex
cardanocard.io checked 29 Oct 2026
Source and check
Source
cardanocard.io
Wording at the source
The card is distributed by EMURGO and issued by Wirex.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Standard:
unknown
2 more countries/regionsEEA: UAB Monavate krak.app checked 29 Oct 2026 Source and check Source krak.app Wording at the sourceIn the EEA, Krak is a global money app. E-money services are provided by Payward Ireland Limited, trading as Kraken, regulated by the Central Bank of Ireland. Krak Card is issued by UAB Monavate, auth...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? United Kingdom: Monavate Limited krak.app checked 29 Oct 2026 Source and check Source krak.app Wording at the source In the UK, Krak is a global money app. Krak Card is issued by Monavate Limited, authorised by the Financial Conduct Authority to carry on electronic money activities and related payment services (FRN:...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Limits depend on | unknown | unknown |
| Cards per account | unknown | unknown |
| Availability | ||
| Available in (differs) |
not published
cardanocard.io checked 30 Oct 2026
Source and check
Source
cardanocard.io
Wording at the source
Card availability may vary by region, and issuance is subject to eligibility. View the list of supported countries here. Terms and conditions of Wirex apply.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
Available in: European Economic Area, United Kingdom
support.kraken.com checked 30 Oct 2026
Source and check
Source
support.kraken.com
Wording at the source
Kraken Debit Card is only available to individual clients located in the United Kingdom and EEA with a verified personal Kraken account. Business accounts will not access the feature.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Crypto | ||
| Supported assets (differs) |
BTC, ETH, USDT, USDC, SOL, XRP, ADA
cardanocard.io checked 29 Oct 2026
Source and check
Source
cardanocard.io
Wording at the source
The Cardano Card offers multi-asset support, enabling users to spend and swap 685+ preferred cryptocurrencies, tokens, and stablecoins, including ADA, BTC, ETH, SOL, XRP, USDC, USDT, and many more.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
only in the app
support.kraken.com checked 28 Oct 2026
Source and check
Source
support.kraken.com
Wording at the source
The Krak app offers 600+ assets, but not all are available for card transactions. Unsupported currencies appear as Unavailable in your Spend Order. You can also hold and spend fiat balances.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Number of supported assets | unknown | unknown |
| Top-up networks | unknown | unknown |
| Fiat top-up |
Yes
cardanocard.io checked 29 Oct 2026
Source and check
Source
cardanocard.io
Wording at the source
To use your Cardano card, you will need to add funds to your Wirex account and link the currency account(s) you would like to be charged. You can top up by transferring money from your Wirex account,...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
support.kraken.com checked 29 Oct 2026
Source and check
Source
support.kraken.com
Wording at the source
You can also top up your Krak Everyday balance directly from within the Krak app via Apple Pay, Google Pay, bank transfer, or other methods depending on your region.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Payments | ||
| Mobile wallets |
Apple Pay
Google Pay
cardanocard.io checked 29 Oct 2026
Source and check
Source
cardanocard.io
Wording at the source
Q4 2025 Virtual Cardano Card Launch Multi-Chain Capabilities ADA Collateral Backed Loans Leverage Apple Pay And Google For Your Purchases Physical Cardano Card LaunchChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
support.kraken.com checked 29 Oct 2026
Source and check
Source
support.kraken.com
Wording at the source
Add your card to Apple Pay or Google Pay with 1-click — your virtual card is ready to use.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| ATM withdrawals |
Yes
cardanocard.io checked 29 Oct 2026
Source and check
Source
cardanocard.io
Wording at the source
The Cardano Card can be used at millions of locations, anywhere Visa is accepted, including online and offline purchases. It can also be used for ATM withdrawals globally.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
support.kraken.com checked 29 Oct 2026
Source and check
Source
support.kraken.com
Wording at the source
The Kraken Debit Card is a Mastercard debit card that lets you spend crypto and cash from your Krak Everyday account balance - online, in-store, and at ATMs across 190+ countries.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Contactless (differs) | unknown |
Yes
krak.app checked 28 Oct 2026
Source and check
Source
krak.app
Wording at the source
tap your Card at the point of sale in-store or enter your PIN on the key pad.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuance (differs) | unknown |
0.00 GBP
kraken.com checked 29 Oct 2026
Source and check
Source
kraken.com
Wording at the source
The card is free to order and it has no monthly or annual fees. All applicable fees are outlined in the pricing page.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Physical card issuance | unknown | unknown |
| Free cards | unknown | unknown |
| Shipping (differs) |
only in the app
cardanocard.io checked 29 Oct 2026
Source and check
Source
cardanocard.io
Wording at the source
To order a physical card, log in to your Wirex account using the Wirex app. Go to the "Cards" section. Next, choose the "Physical" Cardano Card option and click "Get Physical Card." Review and accept...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Monthly fee | unknown |
Standard:
unknown
3 more countries/regionsEEA: 0.00 EUR support.kraken.com checked 29 Oct 2026 Source and check Source support.kraken.com Wording at the sourceThere are no annual, monthly or transaction fees, and no hidden charges.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? United Kingdom: 0.00 GBP support.kraken.com checked 29 Oct 2026 Source and check Source support.kraken.com Wording at the source There are no annual, monthly or transaction fees, and no hidden charges.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? UK: 0.00 GBP support.kraken.com checked 29 Oct 2026 Source and check Source support.kraken.com Wording at the source There are no annual, monthly or transaction fees, and no hidden charges.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Annual fee | unknown |
Standard:
unknown
3 more countries/regionsEEA: 0.00 EUR support.kraken.com checked 29 Oct 2026 Source and check Source support.kraken.com Wording at the sourceThere are no annual, monthly or transaction fees, and no hidden charges.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? United Kingdom: 0.00 GBP support.kraken.com checked 29 Oct 2026 Source and check Source support.kraken.com Wording at the source There are no annual, monthly or transaction fees, and no hidden charges.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? UK: 0.00 GBP support.kraken.com checked 29 Oct 2026 Source and check Source support.kraken.com Wording at the source There are no annual, monthly or transaction fees, and no hidden charges.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Top-up fee | unknown | unknown |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee (differs) | unknown |
not published
krak.app checked 29 Oct 2026
Source and check
Source
krak.app
Wording at the source
| Crypto Spend Conversions | Crypto spending | A variable spread is included for card transactions involving crypto. Find cryptocurrency prices at www.kraken.com/prices |Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Foreign currency fee (differs) | unknown |
0 % above the network rate
support.kraken.com checked 29 Oct 2026
Source and check
Source
support.kraken.com
Wording at the source
We don't charge FX fees. We pass on the Mastercard exchange rate without a markup.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| ATM fee | unknown |
Standard:
unknown
2 more countries/regionsEEA: free (No Krak fee; third-party ATM fees may apply.) krak.app checked 29 Oct 2026 Source and check Source krak.app Wording at the source| ATM Withdrawals for EEA | ATM Withdrawals | No Krak fee. Third-party ATM fees may apply |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? United Kingdom: free (No Krak fee; third-party ATM fees may apply.) krak.app checked 29 Oct 2026 Source and check Source krak.app Wording at the source | ATM Withdrawals for UK customers | ATM Withdrawals | No Krak fee. Third-party ATM fees may apply |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Transaction fee (differs) | unknown |
free
support.kraken.com checked 29 Oct 2026
Source and check
Source
support.kraken.com
Wording at the source
There are no annual, monthly or transaction fees, and no hidden charges.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| Inactivity fee | unknown | unknown |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | unknown |
| Card replacement (differs) | unknown |
4.99 GBP (GBP (UK) / EUR (EEA) 4.99)
support.kraken.com checked 29 Oct 2026
Source and check
Source
support.kraken.com
Wording at the source
Replacement: There is a GBP (UK) / EUR (EEA) 4.99 fee for card replacement. Replacement cards arrive in 7 to 10 days.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Rewards | ||
| Cashback (differs) | unknown | 0 % (holding from 0); 0.5 % (holding from 200); 1 % (holding from 1,000); 1.5 % (holding from 10,000); 2 % (holding from 50,000) · in BTC |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) | unknown | unknown |
| Welcome bonus (differs) | unknown |
2 % of card spend for 30 days
support.kraken.com checked 30 Oct 2026
Source and check
Source
support.kraken.com
Wording at the source
As a welcome gift, new cardholders get 30 days of Max-tier rewards while they build their balance, which includes our top cashback rate of 2%.Checked Verified Value wrong? No earlier versions What does [s] mean? |
Highlighted rows differ.
Early warning
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