Comparison
Cardtonic Virtual USD Card vs. Cashi Card: fees, limits & KYC
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Cardtonic Virtual USD CardCardtonic
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cashi.com30 Oct 2026
Image source
Source
cashi.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Cashi CardCashi
In short
- Cardtonic Virtual USD Card has the best score (56.44).
| Attribute |
Cardtonic Virtual USD CardCardtonic
|
Cashi CardCashi
|
|---|---|---|
| Overview | Requires KYC Private Virtual | Requires KYC Private Virtual |
| Score | average with variant Platinum: 54.98 | average |
| CostsWeight 25 % | 84 | 67 |
| KYC and privacyWeight 20 % | 35 | 35 |
| FeaturesWeight 15 % | 67 | 64 |
| AvailabilityWeight 10 % | 0 | not scored |
| RewardsWeight 10 % | not scored | 35 |
| TrustWeight 10 % | 83 | 45 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document, ID + proof of address for higher volumes | KYC: ID document, ID + proof of address from 3,000.00 USD/7 days |
| Limits (entry level) | Basic KYC
|
Verified
|
| Basics | ||
| Card formsame for all |
debit
help.cardtonic.com checked 30 Oct 2026
Source and check
Source
help.cardtonic.com
Wording at the source
Select "Debit Card", then "Enter card details manually".Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
debit
help.cashi.com checked 30 Oct 2026
Source and check
Source
help.cashi.com
Wording at the source
The Cashi card is a USD-denominated virtual Visa debit card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card typessame for all |
virtual
help.cardtonic.com checked 30 Oct 2026
Source and check
Source
help.cardtonic.com
Wording at the source
The Cardtonic Virtual Dollar Card is a digital card for making online payments, subscriptions, and international purchases in USD on any platform that accepts Visa or Mastercard.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
virtual
help.cashi.com checked 30 Oct 2026
Source and check
Source
help.cashi.com
Wording at the source
The Cashi card is a USD-denominated virtual Visa debit card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card networksame for all |
Visa
help.cashi.com checked 30 Oct 2026
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Source
help.cashi.com
Wording at the source
The Cashi card is a USD-denominated virtual Visa debit card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Custodysame for all |
custodial
cardtonic.com checked 30 Oct 2026
Source and check
Source
cardtonic.com
Wording at the source
No. The USD Wallet is a digital wallet within Cardtonic for holding and using your USD balance. It is not a traditional USD bank account.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
custodial
cashi.com checked 30 Oct 2026
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Source
cashi.com
Wording at the source
"Custodial Wallet" means the digital wallet maintained by Cashi on your behalf for the purpose of holding Supported Assets.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
stablecoin balance
help.cardtonic.com checked 30 Oct 2026
Source and check
Source
help.cardtonic.com
Wording at the source
On Cardtonic, you can use stablecoins like USDT and USDC to fund your USD Wallet, giving you a simple way to bring dollar value into Cardtonic and use it across the app.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
stablecoin balance
help.cashi.com checked 30 Oct 2026
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Source
help.cashi.com
Wording at the source
It spends from your Cashi balance, which is held mainly in digital dollars (USDT and USDC), and you can spend it anywhere Visa is accepted.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card currenciessame for all |
USD
help.cardtonic.com checked 30 Oct 2026
Source and check
Source
help.cardtonic.com
Wording at the source
All cards are denominated in USD only.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
USD
help.cashi.com checked 30 Oct 2026
Source and check
Source
help.cashi.com
Wording at the source
The Cashi card is a USD-denominated virtual Visa debit card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Usagesame for all |
personal
cardtonic.com checked 30 Oct 2026
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Source
cardtonic.com
Wording at the source
Not be less than 18 years of age as an individual and must possess the authority to accept the terms of use on behalf of or if it's a company.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
personal
cashi.com checked 30 Oct 2026
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Source
cashi.com
Wording at the source
"User" means any individual that registers for and uses the Services.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsorsame for all |
not published
cashi.com checked 30 Oct 2026
Source and check
Source
cashi.com
Wording at the source
"Card" means the payment card issued to you under the Cashi card program by the card issuing partner and facilitated on the Visa® network.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Limits depend onsame for all |
KYC level
help.cardtonic.com checked 30 Oct 2026
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Source
help.cardtonic.com
Wording at the source
KYC is required before you can top up and to increase your daily withdrawal limit.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Cards per accountsame for all | unknown | |
| Unknown for all | Cards per account | |
| Availability | ||
| Available in (differs)same for all |
Available in: Ghana, Nigeria
help.cardtonic.com checked 30 Oct 2026
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Source
help.cardtonic.com
Wording at the source
The Virtual Dollar Card is now available to both Nigerian and Ghanaian users.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
only in the app
help.cashi.com checked 30 Oct 2026
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Source
help.cashi.com
Wording at the source
Cashi is available to users in 100+ countries around the world, and we are constantly expanding. Check Cashi app to see if your country is included or not.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Crypto | ||
| Supported assets (differs)same for all |
USDT, USDC
help.cardtonic.com checked 30 Oct 2026
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Source
help.cardtonic.com
Wording at the source
| USDT | Tron (TRC20), Ethereum (ERC20), Solana, Polygon, BNB Smart Chain, TON |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
BTC, ETH, USDT, USDC, SOL
help.cashi.com checked 30 Oct 2026
Source and check
Source
help.cashi.com
Wording at the source
Cashi supports five digital assets for deposits and sends. Two are digital dollars, USDT (Tether) and USDC (USD Coin), and they are the main way to hold money in Cashi. You can also deposit, hold, and...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Number of supported assetssame for all | unknown | |
| Top-up networks (differs)same for all |
Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Base, TON
help.cardtonic.com checked 30 Oct 2026
Source and check
Source
help.cardtonic.com
Wording at the source
| USDT | Tron (TRC20), Ethereum (ERC20), Solana, Polygon, BNB Smart Chain, TON |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Bitcoin, Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Base
help.cashi.com checked 30 Oct 2026
Source and check
Source
help.cashi.com
Wording at the source
- USDT: Ethereum, Arbitrum, BNB Chain, Solana, Tron - USDC: Ethereum, Arbitrum, Base, BNB Chain, Polygon, Solana - BTC: Bitcoin - ETH: Ethereum, Arbitrum, Base - SOL: SolanaChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Fiat top-upsame for all |
Yes
help.cardtonic.com checked 30 Oct 2026
Source and check
Source
help.cardtonic.com
Wording at the source
3. Select your preferred currency: Naira, USD, GHS, KES, or ZAR.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Yes
cashi.com checked 30 Oct 2026
Source and check
Source
cashi.com
Wording at the source
Move between currencies Add funds and cash out in 20+ currencies, whenever you need to.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Unknown for all | Number of supported assets | |
| Payments | ||
| Mobile wallets (differs)same for all |
Apple Pay
Google Pay
help.cardtonic.com checked 30 Oct 2026
Source and check
Source
help.cardtonic.com
Wording at the source
Your Cardtonic Platinum Card can be added to Apple Pay or Google Pay for quick, contactless payments from your phone.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Google Pay
cashi.com checked 30 Oct 2026
Source and check
Source
cashi.com
Wording at the source
Use your Cashi card wherever Visa is accepted. Shop online, pay for subscriptions, or add it to Google Pay to tap and pay in stores. Apple Pay is on our roadmap.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| ATM withdrawalssame for all |
No
help.cardtonic.com checked 30 Oct 2026
Source and check
Source
help.cardtonic.com
Wording at the source
The Cardtonic Virtual Dollar Card is a digital card for making online payments, subscriptions, and international purchases in USD on any platform that accepts Visa or Mastercard.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
No
help.cashi.com checked 30 Oct 2026
Source and check
Source
help.cashi.com
Wording at the source
ATM withdrawals: The virtual card cannot be used at ATMsChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Contactlesssame for all |
Yes
help.cardtonic.com checked 30 Oct 2026
Source and check
Source
help.cardtonic.com
Wording at the source
Your Cardtonic Platinum Card can be added to Apple Pay or Google Pay for quick, contactless payments from your phone.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Yes
help.cashi.com checked 30 Oct 2026
Source and check
Source
help.cashi.com
Wording at the source
On an Android phone, add your Cashi card to Google Pay and tap to pay at any contactless terminal.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuancesame for all |
1.50 USD
help.cardtonic.com checked 30 Oct 2026
Source and check
Source
help.cardtonic.com
Wording at the source
| Card creation | $1.50 (Regular) / $5.00 (Platinum) |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean?
5.00 USD
help.cardtonic.com checked 30 Oct 2026
Source and check
Source
help.cardtonic.com
Wording at the source
| Card creation | $1.50 (Regular) / $5.00 (Platinum) |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Physical card issuancesame for all |
not applicable
cardtonic.com checked 30 Oct 2026
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Source
cardtonic.com
Wording at the source
Enjoy a simpler way to pay globally, without carrying a physical card or opening a domiciliary account.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
not applicable
help.cashi.com checked 30 Oct 2026
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Source
help.cashi.com
Wording at the source
Physical cards will be available in the future, stay tuned!Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Free cardssame for all | unknown | |
| Shippingsame for all |
not applicable
help.cashi.com checked 30 Oct 2026
Source and check
Source
help.cashi.com
Wording at the source
Physical cards will be available in the future, stay tuned!Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Monthly feesame for all |
0.00 USD
cardtonic.com checked 30 Oct 2026
Source and check
Source
cardtonic.com
Wording at the source
A one-time $1.5 issuance fee with no maintenance feeChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
0.00 USD
help.cashi.com checked 30 Oct 2026
Source and check
Source
help.cashi.com
Wording at the source
Monthly fee: NoneChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Annual feesame for all |
not applicable
help.cashi.com checked 30 Oct 2026
Source and check
Source
help.cashi.com
Wording at the source
Monthly fee: NoneChecked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Top-up feesame for all |
2 %
help.cardtonic.com checked 30 Oct 2026
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Source
help.cardtonic.com
Wording at the source
| Funding | 2% per transaction |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Crypto deposit feesame for all |
0.5 %
help.cardtonic.com checked 30 Oct 2026
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Source
help.cardtonic.com
Wording at the source
Please note: A stablecoin deposit fee of 0.5% applies on every deposit.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Crypto conversion feesame for all |
not published
cashi.com checked 30 Oct 2026
Source and check
Source
cashi.com
Wording at the source
Your use of the Services may be subject to applicable fees and spreads ("Fees") calculated at our discretion. Certain blockchain transfers may be subject to network fees determined by the relevant blo...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Foreign currency feesame for all |
1 %
help.cashi.com checked 30 Oct 2026
Source and check
Source
help.cashi.com
Wording at the source
Currency conversion: 1% when you pay in a currency other than USD. 0% when you spend in USD!Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| FX free allowancesame for all | unknown | |
| Minimum FX feesame for all | unknown | |
| ATM feesame for all |
not applicable
help.cardtonic.com checked 30 Oct 2026
Source and check
Source
help.cardtonic.com
Wording at the source
The Cardtonic Virtual Dollar Card is a digital card for making online payments, subscriptions, and international purchases in USD on any platform that accepts Visa or Mastercard.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
not applicable
help.cashi.com checked 30 Oct 2026
Source and check
Source
help.cashi.com
Wording at the source
ATM withdrawals: The virtual card cannot be used at ATMsChecked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Transaction feesame for all |
free
cashi.com checked 30 Oct 2026
Source and check
Source
cashi.com
Wording at the source
Pay in US dollars with no Cashi fee, wherever you shop.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Cross-border feesame for all | unknown | |
| Withdrawal feesame for all |
1.00 USD
help.cardtonic.com checked 30 Oct 2026
Source and check
Source
help.cardtonic.com
Wording at the source
Withdrawal fees: The minimum withdrawal from your Virtual Dollar Card is $2. A $1 fee applies per withdrawal.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Activation feesame for all |
5.00 USD
help.cashi.com checked 30 Oct 2026
Source and check
Source
help.cashi.com
Wording at the source
Card activation: $5, returned straight away as $5 Spending Credit.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Minimum top-upsame for all |
5.00 USD
help.cardtonic.com checked 30 Oct 2026
Source and check
Source
help.cardtonic.com
Wording at the source
Loading limit: Minimum $5. No maximum.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Declined payment feesame for all |
0.50 USD
help.cardtonic.com checked 30 Oct 2026
Source and check
Source
help.cardtonic.com
Wording at the source
| Declined transaction | $0.50 |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Refund feesame for all | unknown | |
| Inactivity feesame for all |
0.00 USD
help.cashi.com checked 30 Oct 2026
Source and check
Source
help.cashi.com
Wording at the source
Inactivity fee: NoneChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Minimum monthly spendsame for all | unknown | |
| Inactivity rulesame for all |
not published
help.cardtonic.com checked 30 Oct 2026
Source and check
Source
help.cardtonic.com
Wording at the source
A card is also terminated automatically if it has more than 20 declined transactions in a month.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Card replacementsame for all | unknown | |
| Unknown for all | Free cards · FX free allowance · Minimum FX fee · Cross-border fee · Refund fee · Minimum monthly spend · Card replacement | |
| Rewards | ||
| Cashbacksame for all |
1–3 %
help.cashi.com checked 30 Oct 2026
Source and check
Source
help.cashi.com
Wording at the source
3-2-1 Cashi gives you cashback on everyday spending: 3% on subscriptions, 2% on online shopping, and 1% on travel.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Referral bonus (invited friend) (differs)same for all |
not published
help.cardtonic.com checked 30 Oct 2026
Source and check
Source
help.cardtonic.com
Wording at the source
Share your unique referral code with friends. When they register and complete a transaction, you earn 10% of their reward points on every transaction they make, for life. There is no limit to how much...Checked Verified Add this value? No earlier versions What does [s] mean? |
5 USD
cashi.com checked 30 Oct 2026
Source and check
Source
cashi.com
Wording at the source
Once a qualifying referral is completed, a USD 5 Referral Reward is automatically credited to the Referrer's Rewards Page balance and a USD 5 Referral Reward is automatically credited to the Referee's...Checked Verified Value wrong? No earlier versions What does [s] mean? |
| Referral bonus (you) (differs)same for all |
10% of the invited user's reward points on every transaction they make, for life; no cap on earnings; points redeemable for cash
help.cardtonic.com checked 30 Oct 2026
Source and check
Source
help.cardtonic.com
Wording at the source
Share your unique referral code with friends. When they register and complete a transaction, you earn 10% of their reward points on every transaction they make, for life. There is no limit to how much...Checked Verified Value wrong? No earlier versions What does [s] mean? |
5 USD
cashi.com checked 30 Oct 2026
Source and check
Source
cashi.com
Wording at the source
Once a qualifying referral is completed, a USD 5 Referral Reward is automatically credited to the Referrer's Rewards Page balance and a USD 5 Referral Reward is automatically credited to the Referee's...Checked Verified Value wrong? No earlier versions What does [s] mean? |
| Welcome bonussame for all | unknown | |
| Unknown for all | Welcome bonus | |
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Cardtonic Virtual USD Card · Cashi Card: promotions and bonuses as well as warnings and incidents.