Comparison
COCA Visa Card vs. CryptoPay Card: fees, limits & KYC
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docs.coca.xyz29 Oct 2026
Image source
Source
docs.coca.xyz
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
COCA Visa CardCOCA
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
CryptoPay CardCryptoPay
In short
- COCA Visa Card has the lowest foreign currency fee (0 %).
- CryptoPay Card ask for the least (ID document).
- COCA Visa Card has the higher score (66.64).
| Attribute |
COCA Visa CardCOCA
Requires KYC
Private
Virtual
Physical
|
CryptoPay CardCryptoPay
Requires KYC
Private
Virtual
Physical
|
|---|---|---|
| Score | good | average |
| CostsWeight 25 % | 100 | 75 |
| KYC and privacyWeight 20 % | 18 | 35 |
| FeaturesWeight 15 % | 91 | 100 |
| AvailabilityWeight 10 % | 48 | 23 |
| RewardsWeight 10 % | 67 | not scored |
| TrustWeight 10 % | 80 | 70 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID + proof of address | KYC: ID document |
| Limits (entry level) |
|
Standard Due Diligence
|
| Basics | ||
| Card form |
debit
docs.coca.xyz checked 29 Oct 2026
Two sources, two values
Showndebit
docs.coca.xyzchecked 29 Oct 2026
The COCA Card is a modern debit card, making it easy to spend your money in everyday situations.Differingprepaid coca.xyzfetched 29 Oct 2026 The Physical Card and Virtual Cards powered by Coca Wallet are a prepaid Mastercard issued by Wirex Limited (in the UK), a principal member of Mastercard or UAB Wirex (in the EEA).The shown value comes from the more binding source (terms and fee schedules rank above help pages, product pages and app stores). Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
debit
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
The Cryptopay Visa debit card ("Card") is issued by DiPocket UAB ("DiPocket").Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card types |
virtual, physical
coca.xyz checked 29 Oct 2026
Source and check
Source
coca.xyz
Wording at the source
COCA Wallet offers both physical and virtual cards allowing you to spend your stablecoins and fiat at over 100 million merchants across 200+ countries.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
virtual, physical
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
Fee for upgrading a virtual card to a plastic card 5 EURChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card network |
Visa
docs.coca.xyz checked 29 Oct 2026
Two sources, two values
ShownVisa
docs.coca.xyzchecked 29 Oct 2026
Your COCA card lets you spend money anywhere Visa is accepted – online, in-store, and for subscriptions.DifferingMastercard coca.xyzfetched 29 Oct 2026 The Physical Card and Virtual Cards powered by Coca Wallet are a prepaid Mastercard issued by Wirex Limited (in the UK), a principal member of Mastercard or UAB Wirex (in the EEA).Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
Visa
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
The Cryptopay Visa debit card ("Card") is issued by DiPocket UAB ("DiPocket").Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custody (differs) |
smart wallet
docs.coca.xyz checked 29 Oct 2026
Source and check
Source
docs.coca.xyz
Wording at the source
In COCA your 'Banking Account' is actually a blockchain smart wallet that you control. COCA provides the bank-like interface (app, card, support, compliance rails), but the funds are not under our con...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
custodial
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
Cryptocurrency storage services, whereby Cryptocurrency (whether purchased from Cryptopay or transferred from an external Cryptocurrency wallet) is stored in a multicurrency digital wallet ("Cryptocur...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding model |
fiat balance
help.coca.xyz checked 29 Oct 2026
Two sources, two values
Shownfiat balance
help.coca.xyzchecked 29 Oct 2026
Once funds are credited to the banking account, they are normalised into a spendable balance. This balance is universally available for card payments, bank transfers, real-time interest accrual, and o...Differingconverted on spend coca.xyzfetched 29 Oct 2026 Your crypto will be automatically converted to fiat at the time purchase.Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
fiat balance
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
If the Customer instructs a Cryptocurrency Withdrawal in respect of amounts held other than in the Euro or Pound Sterling Sub-Wallet, a Currency Exchange Transaction must first take place where such a...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currencies (differs) |
EUR, USD
help.coca.xyz checked 29 Oct 2026
Source and check
Source
help.coca.xyz
Wording at the source
COCA provides a unified banking balance within personal, self-custodial USD and EUR accounts.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
EUR, GBP
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
1. Any Cryptocurrency Withdrawals must take place from the Euro or Pound Sterling Sub-Wallet. 2. If the Customer instructs a Cryptocurrency Withdrawal in respect of amounts held other than in the Eur...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usage |
personal
help.coca.xyz checked 29 Oct 2026
Source and check
Source
help.coca.xyz
Wording at the source
For users utilising COCA version 3.0 and above, the account architecture transitions to a unified banking balance within your personal, self-controlled USD and EUR accounts.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
As part of your eligibility to use a DiPocket account, you agree and confirm that you are an individual acting solely on your own behalf, in an individual capacity, and you are not acting in a busines...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs) | unknown |
DiPocket UAB
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
The Cryptopay Visa debit card ("Card") is issued by DiPocket UAB ("DiPocket").Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Limits depend on (differs) |
account tier
help.coca.xyz checked 29 Oct 2026
Source and check
Source
help.coca.xyz
Wording at the source
Important details: Elite members can request a higher card spending limit. Go to Card Details → Visa Card Limits → Increase Limit, submit your request, and our team will review it for approval.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Cards per account | unknown | unknown |
| Availability | ||
| Available in | unknown | unknown |
| Crypto | ||
| Supported assets (differs) |
USDT, USDC, EURC, EURS
help.coca.xyz checked 29 Oct 2026
Source and check
Source
help.coca.xyz
Wording at the source
Accepted Stablecoins and Blockchains: - USDT (Tether) Ethereum, BNB Smart Chain, Avalanche C-Chain, Polygon, Arbitrum, Near, Aurora, Solana, Tron - USDC (USD Coin) Ethereum, BNB Smart Chain, Avalanch...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Number of supported assets | unknown | unknown |
| Top-up networks (differs) |
Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Avalanche, Stellar, Near
help.coca.xyz checked 29 Oct 2026
Source and check
Source
help.coca.xyz
Wording at the source
Accepted Stablecoins and Blockchains: - USDT (Tether) Ethereum, BNB Smart Chain, Avalanche C-Chain, Polygon, Arbitrum, Near, Aurora, Solana, Tron - USDC (USD Coin) Ethereum, BNB Smart Chain, Avalanch...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Fiat top-up |
Yes
help.coca.xyz checked 29 Oct 2026
Source and check
Source
help.coca.xyz
Wording at the source
Bank transfer: You can also top up your account via bank transfer.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
If you register as a User, subject to eligibility for the Card type you hold, we offer you several options to top-up the Account and Card, which may include transfers from cards issued to you by other...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Payments | ||
| Mobile wallets (differs) |
Apple Pay
Google Pay
docs.coca.xyz checked 29 Oct 2026
Source and check
Source
docs.coca.xyz
Wording at the source
Add your COCA Card to Apple Pay and Google Pay.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| ATM withdrawals |
Yes
docs.coca.xyz checked 29 Oct 2026
Source and check
Source
docs.coca.xyz
Wording at the source
ATM Cash Withdrawal LimitsChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
· you can use it at all locations that display the VISA acceptance mark: for purchases in physical stores – including contactless, and at automated teller machines ("ATM") for cash withdrawals as well...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Contactless |
Yes
help.coca.xyz checked 29 Oct 2026
Source and check
Source
help.coca.xyz
Wording at the source
Swipe, insert, or tap your way through smooth transactions at countless locations worldwide.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
· you can use it at all locations that display the VISA acceptance mark: for purchases in physical stores – including contactless, and at automated teller machines ("ATM") for cash withdrawals as well...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuance (differs) |
0.00 USD
docs.coca.xyz checked 29 Oct 2026
Source and check
Source
docs.coca.xyz
Wording at the source
COCA Virtual Card is free for all tiers.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
2.00 EUR
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
Fee to buy a virtual card 2 EURChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Physical card issuance | unknown | unknown |
| Free cards | unknown | unknown |
| Shipping | unknown | unknown |
| Monthly fee (differs) |
0.00 USD
help.coca.xyz checked 29 Oct 2026
Source and check
Source
help.coca.xyz
Wording at the source
Global Accessibility and Zero Fees: The wallet offers fee-free transactions, including ATM withdrawals up to $250 globally, and eliminates monthly and foreign exchange charges, enhancing financial fre...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 EUR
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
Monthly administration fee 0Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Annual fee (differs) |
0.00 USD
docs.coca.xyz checked 29 Oct 2026
Source and check
Source
docs.coca.xyz
Wording at the source
Zero Annual FeesChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Top-up fee | unknown | unknown |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee | unknown | unknown |
| Foreign currency fee (differs) |
0 %
help.coca.xyz checked 29 Oct 2026
Source and check
Source
help.coca.xyz
Wording at the source
Global Accessibility and Zero Fees: The wallet offers fee-free transactions, including ATM withdrawals up to $250 globally, and eliminates monthly and foreign exchange charges, enhancing financial fre...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
1.95 %
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
Service charge (commission) for purchases not in currency of the card 1,95%Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| ATM fee (differs) |
250.00 USD free per calendar month, then 2 %
docs.coca.xyz checked 29 Oct 2026
Source and check
Source
docs.coca.xyz
Wording at the source
Free ATM withdrawals worldwide Up to $250, 2% thereafter MonthlyChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
2.00 EUR
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
Fee for ATM withdrawal in the currency of the Card. Please note that ATM providers may raise additional charges. 2 EURChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Transaction fee | unknown | unknown |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| Inactivity fee (differs) |
0.00 USD
coca.xyz checked 29 Oct 2026
Source and check
Source
coca.xyz
Wording at the source
| Inactivity fee | None | None |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 EUR
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
Dormancy fee (charged monthly after 1 year of card inactivity) 0Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | unknown |
| Card replacement (differs) |
free
coca.xyz checked 29 Oct 2026
Source and check
Source
coca.xyz
Wording at the source
| Card replacement fee | None | $5.00 per card |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Rewards | ||
| Cashback (differs) | 1 % (holding from 0); 3 % (holding from 300); 4 % (holding from 1,000); 5 % (holding from 3,000); 6 % (holding from 10,000); 8 % (holding from 30,000) · in USDC | unknown |
| Referral bonus (invited friend) (differs) |
10 USD
help.coca.xyz checked 29 Oct 2026
Source and check
Source
help.coca.xyz
Wording at the source
• Friend Bonus: Each friend receives $10 upon successful completion of all qualifying steps.Checked Verified Value wrong? No earlier versions What does [s] mean? |
unknown |
| Referral bonus (you) (differs) |
20 USD
help.coca.xyz checked 29 Oct 2026
Source and check
Source
help.coca.xyz
Wording at the source
• Referrer Bonus: Earn $20 for each successfully referred friend.Checked Verified Value wrong? No earlier versions What does [s] mean? |
unknown |
| Welcome bonus | unknown | unknown |
Highlighted rows differ.
Early warning
Watch both cards
One mail when something changes at COCA Visa Card · CryptoPay Card: promotions and bonuses as well as warnings and incidents.