Comparison
EverTry Virtual Dollar Card vs. Fold Card: fees, limits & KYC
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evertry.co30 Oct 2026
Image source
Source
evertry.co
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
EverTry Virtual Dollar CardEverTry
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foldapp.com29 Oct 2026
Image source
Source
foldapp.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Fold CardFold
In short
- Fold Card has the best score (60.89).
| Attribute |
EverTry Virtual Dollar CardEverTry
|
Fold CardFold
|
|---|---|---|
| Overview | Requires KYC Private & business Virtual | Requires KYC Private Virtual Physical |
| Score | average | average |
| CostsWeight 25 % | 66 | 90 |
| KYC and privacyWeight 20 % | 35 | 35 |
| FeaturesWeight 15 % | 43 | 77 |
| AvailabilityWeight 10 % | 91 | 17 |
| RewardsWeight 10 % | not scored | 35 |
| TrustWeight 10 % | 55 | 96 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC: ID document |
| Limits (entry level) |
|
|
| Basics | ||
| Card form (differs)same for all |
credit
evertry.co checked 30 Oct 2026
Source and check
Source
evertry.co
Wording at the source
EverTry issues a Visa credit card, not a prepaid card. This distinction matters at the Stripe checkout. Prepaid BIN ranges receive additional scrutiny in Stripe's fraud detection system. Most virtual...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
prepaid
foldapp.com checked 28 Oct 2026
Source and check
Source
foldapp.com
Wording at the source
### Fold Prepaid Debit Card Issued by Sutton BankChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card types (differs)same for all |
virtual
evertry.co checked 30 Oct 2026
Source and check
Source
evertry.co
Wording at the source
### 2.Generate Your Card Instantly create your virtual dollar card with a unique card number and CVV.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
virtual, physical
foldapp.com checked 29 Oct 2026
Source and check
Source
foldapp.com
Wording at the source
Open a Fold account from the app and request your card. Use a virtual card right away while the physical one ships.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card networksame for all |
Visa
foldapp.com checked 29 Oct 2026
Source and check
Source
foldapp.com
Wording at the source
The Fold Card runs on the Visa network, so it works at virtually every merchant in the country and at ATMs when you need cash.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Custodysame for all |
custodial
evertry.co checked 30 Oct 2026
Source and check
Source
evertry.co
Wording at the source
Yes, you can withdraw funds from your EverTry virtual dollar card back to your Naira wallet within the EverTry platform. This allows you to easily manage your funds and convert any unused USD balance...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
custodial
foldapp.com checked 30 Oct 2026
Source and check
Source
foldapp.com
Wording at the source
Fold uses the second model, through BitGo.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
fiat balance
evertry.co checked 30 Oct 2026
Source and check
Source
evertry.co
Wording at the source
### Reloadable Easily top up your card with your local currency or USDT for seamless transactions.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
fiat balance
foldapp.com checked 28 Oct 2026
Source and check
Source
foldapp.com
Wording at the source
You must have enough funds loaded onto your Card Account to pay for your purchase and you must have enough funds not subject to a hold (see Merchant Holds on Available Funds).Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card currenciessame for all |
USD
evertry.co checked 30 Oct 2026
Source and check
Source
evertry.co
Wording at the source
Get instant access to a secure, reloadable USD virtual card for seamless international payments, online shopping, and global subscriptions. Sign up today and unlock limitless possibilities!Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
USD
foldapp.com checked 28 Oct 2026
Source and check
Source
foldapp.com
Wording at the source
The Fold Prepaid Debit Card is limited to loads and spends in U.S. dollars ("USD").Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Usage (differs)same for all |
personal, business
evertry.co checked 30 Oct 2026
Source and check
Source
evertry.co
Wording at the source
Virtual cards can be useful for people and businesses that regularly make international payments, including: - Freelancers and remote workers paying for software and international services - Develope...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
personal
foldapp.com checked 28 Oct 2026
Source and check
Source
foldapp.com
Wording at the source
The Card is for personal use only. You agree not to use the Card for business purposes.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs)same for all |
not published
evertry.co checked 30 Oct 2026
Source and check
Source
evertry.co
Wording at the source
EverTry is a fintech company, not a bank. Banking services are provided by licensed banks and financial institutions.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
Sutton Bank (Member FDIC)
foldapp.com checked 28 Oct 2026
Source and check
Source
foldapp.com
Wording at the source
The Fold Prepaid Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Limits depend onsame for all | unknown | |
| Cards per accountsame for all | unknown | |
| Unknown for all | Limits depend on · Cards per account | |
| Availability | ||
| Available insame for all |
Available in 206 countries and regions
app.evertry.co checked 30 Oct 2026
Source and check
Source
app.evertry.co
Wording at the source
Aland Islands Albania American Samoa Andorra Angola Anguilla Antarctica Antigua and Barbuda Argentina Armenia Aruba Australia Austria Azerbaijan Bahrain Bangladesh Barbados Belgium B...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Crypto | ||
| Supported assets (differs)same for all |
BTC, USDT, USDC
evertry.co checked 30 Oct 2026
Source and check
Source
evertry.co
Wording at the source
| EverTry | Visa and Mastercard | 2.5 | None | NGN, USDT, USDC, BTC, + local currency in 12+ countries |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
BTC
foldapp.com checked 29 Oct 2026
Source and check
Source
foldapp.com
Wording at the source
Set up direct deposit, transfer in from a linked account, or load funds instantly. Move bitcoin to your cash balance anytime for spending.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Number of supported assetssame for all | unknown | |
| Top-up networkssame for all |
Ethereum, Tron
evertry.co checked 30 Oct 2026
Source and check
Source
evertry.co
Wording at the source
Fund your wallet. EverTry accepts USDT and USDC on TRC-20 and ERC-20 networks. USDT credited to the wallet within three to four minutes on TRC-20 during testing.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Fiat top-upsame for all |
Yes
evertry.co checked 30 Oct 2026
Source and check
Source
evertry.co
Wording at the source
EverTry offers convenient bank transfer as a funding option. Once you complete your Know Your Customer (KYC) verification, a dedicated funding account will be automatically provisioned for you. This m...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Yes
foldapp.com checked 29 Oct 2026
Source and check
Source
foldapp.com
Wording at the source
Set up direct deposit, transfer in from a linked account, or load funds instantly. Move bitcoin to your cash balance anytime for spending.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Unknown for all | Number of supported assets | |
| Payments | ||
| Mobile walletssame for all |
Apple Pay
foldapp.com checked 28 Oct 2026
Source and check
Source
foldapp.com
Wording at the source
For each of the Fold Prepaid Debit Card and Fold Bitcoin Credit Card (defined below), you acknowledge and agree that your use of Apple Pay or other mobile payment platforms in connection with such Car...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| ATM withdrawals (differs)same for all |
No
evertry.co checked 30 Oct 2026
Source and check
Source
evertry.co
Wording at the source
EverTry provides virtual Mastercard services that enable users to make online payments and transactions. We do not provide banking services, and our virtual cards are solely for online purchases.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Yes
foldapp.com checked 29 Oct 2026
Source and check
Source
foldapp.com
Wording at the source
The Fold Card runs on the Visa network, so it works at virtually every merchant in the country and at ATMs when you need cash.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Contactlesssame for all |
Yes
foldapp.com checked 29 Oct 2026
Source and check
Source
foldapp.com
Wording at the source
## Tap, swipe, or insert anywhere Visa is acceptedChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Fees | ||
| Virtual card issuance (differs)same for all |
4.00 USD
evertry.co checked 30 Oct 2026
Two sources, two values
Shown4.00 USD
evertry.cochecked 30 Oct 2026
| Card Creation | $4 |Differing2.50 USD evertry.cofetched 30 Oct 2026 | EverTry | Visa and Mastercard | 2.5 | None | NGN, USDT, USDC, BTC, + local currency in 12+ countries |Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
0.00 USD
foldapp.com checked 28 Oct 2026
Source and check
Source
foldapp.com
Wording at the source
| Card Purchase | $0 | Fee charged for purchase of the Fold Visa® Prepaid Debit Card. Additional cards and replacement cards are available for the fees described below. |Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Physical card issuance (differs)same for all |
not applicable
evertry.co checked 30 Oct 2026
Source and check
Source
evertry.co
Wording at the source
EverTry provides virtual Mastercard services that enable users to make online payments and transactions. We do not provide banking services, and our virtual cards are solely for online purchases.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
0.00 USD
foldapp.com checked 28 Oct 2026
Source and check
Source
foldapp.com
Wording at the source
| Card Purchase | $0 | Fee charged for purchase of the Fold Visa® Prepaid Debit Card. Additional cards and replacement cards are available for the fees described below. |Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Free cardssame for all | unknown | |
| Shippingsame for all | unknown | |
| Monthly feesame for all |
0.00 USD
evertry.co checked 30 Oct 2026
Source and check
Source
evertry.co
Wording at the source
No, there is no monthly maintenance fee for your EverTry virtual dollar card. This makes EverTry a cost-effective option for online transactions compared to services with recurring fees.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
0.00 USD
foldapp.com checked 28 Oct 2026
Source and check
Source
foldapp.com
Wording at the source
| Annual or Monthly Fee | $0 | There is no annual or monthly fee. |Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Annual feesame for all |
0.00 USD
foldapp.com checked 28 Oct 2026
Source and check
Source
foldapp.com
Wording at the source
| Annual or Monthly Fee | $0 | There is no annual or monthly fee. |Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Top-up feesame for all | unknown | |
| Crypto deposit feesame for all | unknown | |
| Crypto conversion feesame for all |
1 %
foldapp.com checked 28 Oct 2026
Source and check
Source
foldapp.com
Wording at the source
If you are not a Fold Reserve member, or your Committed Balance is below $5,000, a Transaction Fee of 1% applies to each Fold Bitcoin Buying transaction, including, but not limited to, transactions ma...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Foreign currency feesame for all |
2.5 %
evertry.co checked 30 Oct 2026
Source and check
Source
evertry.co
Wording at the source
When a card is used for international transactions across different regions or currencies, a cross-border fee will be charged to the card or wallet. These fees include a 2.5% currency conversion charg...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| FX free allowancesame for all | unknown | |
| Minimum FX feesame for all | unknown | |
| ATM fee (differs)same for all |
not applicable
evertry.co checked 30 Oct 2026
Source and check
Source
evertry.co
Wording at the source
EverTry provides virtual Mastercard services that enable users to make online payments and transactions. We do not provide banking services, and our virtual cards are solely for online purchases.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
3.50 USD (Per withdrawal; waived for Fold Reserve members with a Reserve Balance of USD 5,000 or more; ATM operator fees may apply.)
foldapp.com checked 28 Oct 2026
Source and check
Source
foldapp.com
Wording at the source
| ATM Withdrawal | $3.50 per withdrawal | This fee is waived for Fold Reserve members with a Reserve Balance of $5,000 or more. You may be charged a fee by the ATM operator even if you do not complete...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Transaction feesame for all |
free
foldapp.com checked 29 Oct 2026
Source and check
Source
foldapp.com
Wording at the source
| Per Purchase | $0 |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Cross-border feesame for all | unknown | |
| Withdrawal feesame for all | unknown | |
| Activation feesame for all | unknown | |
| Minimum top-upsame for all | unknown | |
| Declined payment feesame for all |
1.71 USD
evertry.co checked 30 Oct 2026
Source and check
Source
evertry.co
Wording at the source
#### Termination Fee: When a card is terminated due to insufficient balance, a fee of $1.71 will be charged to the account. Any remaining funds on a terminated card will be returned to the customer's...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Refund feesame for all | unknown | |
| Inactivity feesame for all |
0.00 USD
foldapp.com checked 28 Oct 2026
Source and check
Source
foldapp.com
Wording at the source
| Inactivity Fee | $0 | Card Account becomes inactive when you fail to initiate a transaction for 6 consecutive months. Fee is charged on a per month basis. |Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Minimum monthly spendsame for all | unknown | |
| Inactivity rulesame for all |
The card account becomes inactive after 6 consecutive months without a transaction initiated by the cardholder; the inactivity fee is $0.
foldapp.com checked 29 Oct 2026
Source and check
Source
foldapp.com
Wording at the source
| Inactivity Fee | $0 | Card Account becomes inactive when you fail to initiate a transaction for 6 consecutive months. Fee is charged on a per month basis. |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Card replacementsame for all |
5.00 USD (Lost or stolen cards, standard delivery; expired cards are replaced free; waived for Fold Reserve members.)
foldapp.com checked 28 Oct 2026
Source and check
Source
foldapp.com
Wording at the source
| Replacement Card (Standard Delivery) | $5.00 | Per replacement card ordered. This fee is for lost or stolen Cards only. No fee will be incurred to replace expired Cards. This fee is waived for Fold...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Unknown for all | Free cards · Shipping · Top-up fee · Crypto deposit fee · FX free allowance · Minimum FX fee · Cross-border fee · Withdrawal fee · Activation fee · Minimum top-up · Refund fee · Minimum monthly spend | |
| Rewards | ||
| Cashbacksame for all | 0.25 % (level 0); 0.25 % (level 5,000); 0.5 % (level 15,000); 1 % (level 25,000); 1.5 % (level 50,000); 2 % (level 75,000); 3 % (level 100,000) · in BTC | |
| Referral bonus (invited friend)same for all |
10 USD
support.foldapp.com checked 29 Oct 2026
Source and check
Source
support.foldapp.com
Wording at the source
## What does the referral-receiver receive? - Your referral gets $10 of bitcoin with their first Fold Debit Card purchase of at least $25. - 100 spinsChecked Verified Value wrong? History What does [s] mean? |
|
| Referral bonus (you)same for all |
$5 of bitcoin when the referral spends $25 from their Fold balance, plus 100 spins and Spin Squad earnings of 1–50 sats on qualifying bitcoin purchases or Fold Debit Card use.
support.foldapp.com checked 29 Oct 2026
Source and check
Source
support.foldapp.com
Wording at the source
## What does the referral-giver receive? - You earn $5 of bitcoin when your referral spends $25 from their Fold balance. - Pro-tip: Suggest your friend purchases a Gift Card. Simplest, fastest, and...Checked Verified Value wrong? History What does [s] mean? |
|
| Welcome bonussame for all | unknown | |
| Unknown for all | Welcome bonus | |
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at EverTry Virtual Dollar Card · Fold Card: promotions and bonuses as well as warnings and incidents.