Comparison
Fizen Crypto Card vs. Pay It Now Web3 Mastercard: fees, limits & KYC
-
fizen.io30 Oct 2026
Image source
Source
fizen.io
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Fizen Crypto CardFizen
-
payitnow.io29 Oct 2026
Image source
Source
payitnow.io
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Pay It Now Web3 MastercardPay It Now
In short
- Pay It Now Web3 Mastercard has the lowest monthly fee (unknown).
- Fizen Crypto Card has the lowest foreign currency fee (1 %).
- Fizen Crypto Card has the higher score (59.67).
| Attribute |
Fizen Crypto CardFizen
Requires KYC
Private
Virtual
Physical
Metal
|
Pay It Now Web3 MastercardPay It Now
Requires KYC
Private
Virtual
|
|---|---|---|
| Score | average with variant Pioneer Card (waitlist): 57.04 with variant Frontier Card (waitlist): 57.04 | weak |
| CostsWeight 25 % | 74 | 38 |
| KYC and privacyWeight 20 % | 35 | 35 |
| FeaturesWeight 15 % | 55 | 60 |
| AvailabilityWeight 10 % | not scored | 0 |
| RewardsWeight 10 % | 100 | not scored |
| TrustWeight 10 % | 59 | 78 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC: ID document |
| Limits (entry level) |
|
|
| Basics | ||
| Card form |
prepaid
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
THE FIZEN CARD IS A PREPAID USD VISA CARD. TO USE THE CARD YOU FIRST DEPOSIT USDT TO A FIZEN-CONTROLLED WALLETChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
prepaid
payitnow.io checked 29 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
To apply for a virtual prepaid Web3 Mastercard, you must meet our eligibility requirements outlined in the General Terms of Use, including additional KYC verification.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card types |
virtual
fizen.io checked 30 Oct 2026
Source and check
Source
fizen.io
Wording at the source
⦿ Open now ## Adventure Card All-in-one card for travelers and everyday spending $9.99 Featured benefits: Scan-to-Pay from virtual card accountChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean?
physical, metal
fizen.io checked 30 Oct 2026
Source and check
Source
fizen.io
Wording at the source
⦿ Coming soon ## Pioneer Card A card that works quietly to fund your freedom $999.99 Featured benefits: All benefits of Adventure Card Physical metal cardChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean?
physical, metal
fizen.io checked 30 Oct 2026
Source and check
Source
fizen.io
Wording at the source
⦿ Coming soon ## Frontier Card A card that works quietly to fund your freedom $9999 Featured benefits: All benefits of Pioneer Card Physical metal cardChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
virtual
payitnow.io checked 28 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
Not at this time. The Pay It Now Web3 Mastercard is only available as a virtual card.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card network (differs) |
Visa
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
THE FIZEN CARD IS A PREPAID USD VISA CARD. TO USE THE CARD YOU FIRST DEPOSIT USDT TO A FIZEN-CONTROLLED WALLETChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Mastercard
payitnow.io checked 29 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
We've partnered with Immersve to bring you Web3 Mastercards - seamlessly integrated into the PIN Network App. Do more with your digital assets and enjoy the convenience of a reloadable prepaid debit c...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Custody |
custodial
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
TO USE THE CARD YOU FIRST DEPOSIT USDT TO A FIZEN-CONTROLLED WALLET; FIZEN POOLS THE DEPOSITS AND TRACKS YOUR INDIVIDUAL BALANCE IN AN INTERNAL DATABASEChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
custodial
payitnow.io checked 29 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
The available balance is held by Takeoff Media and can be withdrawn back to your App wallet.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Funding model |
stablecoin balance
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
To enable the Card to be used, you Deposit USDT to your Card Balance. Once Fizen has confirmed the on-chain deposit, Fizen credits your Database Balance with the deposited USDT amount, expressed in US...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
stablecoin balance
payitnow.io checked 29 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
Value is loaded onto the Card by depositing assets from your App wallet, which Takeoff Media may exchange for USDC at the displayed rate. The Card's Available Balance consists only of USDC and does no...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card currencies |
USD
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
The Card is denominated in USD. If you transact in a currency other than USD, the Visa network or its acquirer converts the transaction to USD at the rate applied by Visa or the acquirerChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
USD
payitnow.io checked 28 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
Since all transactions are settled in USDC on the blockchain, your spending is recorded in USD. We're working on ways to display transactions in local currencies to improve user experience.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Usage |
personal
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
be a natural person (the Card is not currently offered to legal entities);Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
personal
payitnow.io checked 28 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
The Web3 Mastercard is a reloadable card, allowing you to top up directly from your wallet balance. Other cards available in the PIN Network App, like Prezzy, Activ Visa, and True Rewards/IGO cards, a...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor |
Immersve (ABN 93 658 192 057, AFSL No. 545925)
payitnow.io checked 29 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
Disclaimer: The Web3 Mastercard® is issued by Immersve (ABN 93 658 192 057, AFSL No. 545925) and distributed by Takeoff Media Limited (Authorized Representative No. 1313795), an authorized representat...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Limits depend on (differs) |
KYC level
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
Fizen and the Issuer set and may change limits on the Card at any time, including daily, monthly and per-transaction spending limits. Limits vary by KYC level, jurisdiction, transaction risk, AML/sanc...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
not applicable
cdn.payitnow.io checked 28 Oct 2026
Source and check
Source
cdn.payitnow.io
Wording at the source
The Card has transaction limits of USD $20,000 daily and USD $100,000 yearly, and value load limits of USD $5,000 daily and USD $100,000 yearly.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Cards per account | unknown | |
| Availability | ||
| Available in (differs) |
only in the app
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
be habitually resident in a jurisdiction in which the Card is offered, as listed in the Fizen app from time to time, and not be habitually resident in any Restricted Jurisdiction;Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
Available in: Australia, New Zealand
payitnow.io checked 28 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
Currently, the card is available to PIN users in New Zealand and Australia. We are working with our card provider to expand into other regions, including the U.S. and Europe.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Crypto | ||
| Supported assets (differs) |
USDT, USDC
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
Supported assets | Asset | Network | |---|---| | USDT | Solana | | USDC | Solana | More networks added regularly.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
BTC, ETH, USDT, USDC, SOL, BNB, XRP, TRX, DOGE, ADA, LTC, POL
payitnow.io checked 28 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
| Bitcoin (BTC) | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | | Wrapped Bitcoin (WBTC) | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | | Ethereum (ETH) | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | | Binance Smart Chain (BNB) |...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? + 7 moreBTCETHUSDTUSDCSOLBNBXRPTRXDOGEADALTCPOLAVAXLINKDOTSHIBSUIUNICRO |
| Number of supported assets | unknown | |
| Top-up networks |
Solana
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
| Asset | Network | |---|---| | USDT | Solana | | USDC | Solana |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Fiat top-up |
No
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
Choose your top-up method From your QR Pay account — transfer funds directly from your QR Pay balance to your Card account.From your Fizen Wallet — deposit USDT or USDC from your non-custodial Fizen...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Payments | ||
| Mobile wallets (differs) |
Apple Pay
Google Pay
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
| Apple Pay / Google Pay | ✅ Available |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Google Pay
payitnow.io checked 29 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
| Apple Pay Compatible | ⚠️ Currently Unavailable | ✅ Yes | ✅ Yes | ✅ Yes | | Google Pay Compatible | ✅ Yes | ✅ Yes | ✅ Yes | ✅ Yes |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| ATM withdrawals (differs) |
Yes
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
| ATM Withdrawal (physical card) | $2 + 1.5% | Free first withdrawal up to $200/month |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
No
cdn.payitnow.io checked 28 Oct 2026
Source and check
Source
cdn.payitnow.io
Wording at the source
The Card cannot be used for cash withdrawals from ATMs or other service providers.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Contactless |
Yes
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
In-store — tap to pay (NFC), chip & PIN, or swipeChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Yes
payitnow.io checked 29 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
The Pay It Now Web3 Mastercard® is a virtual card designed for effortless digital payments. Easily add it to Google Wallet on your mobile device and enjoy the convenience of contactless transactions a...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuance |
9.99 USD
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
| Virtual Card Issuance | $9.99 | Free for pre-registered users |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
0.00 USD promotion, no end date stated
payitnow.io checked 28 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
Its free (for a limited time) to apply for a Web3 Mastercard - no card issuance fees or annual fees. However, currency conversion fees may apply when topping up your card, along with potential transac...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? , regular unknown |
| Physical card issuance |
999.99 USD
fizen.io checked 30 Oct 2026
Source and check
Source
fizen.io
Wording at the source
⦿ Coming soon ## Pioneer Card A card that works quietly to fund your freedom $999.99Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean?
9,999.00 USD
fizen.io checked 30 Oct 2026
Source and check
Source
fizen.io
Wording at the source
⦿ Coming soon ## Frontier Card A card that works quietly to fund your freedom $9999Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
not applicable
payitnow.io checked 28 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
Not at this time. The Pay It Now Web3 Mastercard is only available as a virtual card.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Free cards | unknown | |
| Shipping |
not applicable
payitnow.io checked 28 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
Not at this time. The Pay It Now Web3 Mastercard is only available as a virtual card.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Monthly fee |
1.50 USD
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
| Monthly Maintenance (active card) | $0 if spending ≥ $500 / $1.50 if under | Free (first month) |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Annual fee |
0.00 USD
payitnow.io checked 28 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
| Annual Costs | None |Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Top-up fee (differs) |
free (Only the on-chain gas fee applies; free from both the Fizen Wallet and the QR Pay account)
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
| Top-up fee | Free (only gas fee applies) |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
not published
payitnow.io checked 29 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
| Top up your card (Load balance) A small spread applies where assets are converted to USDC and added to your Card Account. The applicable rate, including the spread, is shown in app at the time of to...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Crypto deposit fee |
not published
payitnow.io checked 29 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
| Bridge On/Deposit Deposit Crypto onto the PIN Network App from an external wallet or platform. | Pay only network fees (Charged by external chain, not Pay It Now) |Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Crypto conversion fee (differs) |
0.5 %
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
| Crypto → Fiat Conversion | 0.5% | 0.5% |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
not published
payitnow.io checked 29 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
| Top up your card (Load balance) A small spread applies where assets are converted to USDC and added to your Card Account. The applicable rate, including the spread, is shown in app at the time of to...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Foreign currency fee (differs) |
1 %
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
| FX Fee (non-USD payments) | 1% | 1% |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
1.5 %
payitnow.io checked 28 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
| Transaction Fee (Spending) A currency conversion fee applies to purchases made in currencies other than USD. | 1.5% of the total transaction amount (Charged by the card issuer) |Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| FX free allowance | unknown | |
| Minimum FX fee | unknown | |
| ATM fee (differs) |
1.5 % + 2.00 USD (Free first withdrawal up to $200/month)
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
| ATM Withdrawal (physical card) | $2 + 1.5% | Free first withdrawal up to $200/month |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
not applicable
cdn.payitnow.io checked 28 Oct 2026
Source and check
Source
cdn.payitnow.io
Wording at the source
The Card cannot be used for cash withdrawals from ATMs or other service providers.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Transaction fee |
0.50 USD (Applies to card transactions under $50)
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
| Small transaction fee (under $50) | $0.50 | $0.50 |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Cross-border fee | unknown | |
| Withdrawal fee | unknown | |
| Activation fee | unknown | |
| Minimum top-up |
10.00 USD
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
| Minimum per transaction | 10 USDT/USDC | | Maximum per transaction | 50,000 USDT/USDC |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Declined payment fee |
0.00 USD
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
Is there a declined transaction fee? No. Fizen does not charge a fee for declined transactions.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Refund fee | unknown | |
| Inactivity fee | unknown | |
| Minimum monthly spend |
500.00 USD
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
| Monthly Maintenance (active card) | $0 if spending ≥ $500 / $1.50 if under | Free (first month) |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Inactivity rule |
Cards may be closed automatically after an extended period of inactivity once 3 months of maintenance fees ($1.50/month) have gone unpaid; spend at least $500/month to keep the fee waived.
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
Cards may be closed automatically if: - The card has been inactive for an extended period and has accumulated 3 months of unpaid maintenance feesChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Card replacement | unknown | |
| Rewards | ||
| Cashback |
10 %
blog.fizen.io checked 30 Oct 2026
Source and check
Source
blog.fizen.io
Wording at the source
You are recommending a Visa Card that lets people spend USDT at over 160 million merchants worldwide, earn up to 10% cashback, and back it all with Tether.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Referral bonus (invited friend) |
10 USD
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
When a friend enters your personal referral code, both of you receive $10 of eSIM credit. You can earn the inviter $10 on up to 10 friends. After that, new friends still get their $10.Checked Verified Value wrong? No earlier versions What does [s] mean? |
unknown |
| Referral bonus (you) |
10 USD
docs.fizen.io checked 30 Oct 2026
Source and check
Source
docs.fizen.io
Wording at the source
When a friend enters your personal referral code, both of you receive $10 of eSIM credit. You can earn the inviter $10 on up to 10 friends. After that, new friends still get their $10. Amounts are pro...Checked Verified Value wrong? No earlier versions What does [s] mean? |
unknown |
| Welcome bonus | unknown | |
Highlighted rows differ.
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Fizen Crypto Card · Pay It Now Web3 Mastercard: promotions and bonuses as well as warnings and incidents.