Comparison
Pay It Now Web3 Mastercard vs. uCards Virtual Card: fees, limits & KYC
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payitnow.io29 Oct 2026
Image source
Source
payitnow.io
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Pay It Now Web3 MastercardPay It Now
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
uCards Virtual CarduCards
In short
- uCards Virtual Card ask for the least (No ID).
- uCards Virtual Card has the higher score (64.75).
| Attribute |
Pay It Now Web3 MastercardPay It Now
Requires KYC
Private
Virtual
|
uCards Virtual CarduCards
No KYC
Private
Virtual
|
|---|---|---|
| Score | weak | average |
| CostsWeight 25 % | 38 | 100 |
| KYC and privacyWeight 20 % | 35 | 70 |
| FeaturesWeight 15 % | 60 | 18 |
| AvailabilityWeight 10 % | 0 | not scored |
| RewardsWeight 10 % | not scored | not scored |
| TrustWeight 10 % | 78 | 80 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC: No ID |
| Limits (entry level) |
|
no limits captured |
| Basics | ||
| Card form |
prepaid
payitnow.io checked 29 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
To apply for a virtual prepaid Web3 Mastercard, you must meet our eligibility requirements outlined in the General Terms of Use, including additional KYC verification.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
prepaid
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
uCards is a crypto-funded virtual card platform that requires no identity verification. You fund your card with USDT on TRON, Ethereum, or BSC and receive Visa or Mastercard details instantly.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card types |
virtual
payitnow.io checked 28 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
Not at this time. The Pay It Now Web3 Mastercard is only available as a virtual card.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
virtual
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
Virtual credit cards have no physical card — they only provide a card number, expiration date, and CVV for online purchases.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card network (differs) |
Mastercard
payitnow.io checked 29 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
We've partnered with Immersve to bring you Web3 Mastercards - seamlessly integrated into the PIN Network App. Do more with your digital assets and enjoy the convenience of a reloadable prepaid debit c...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Custody |
custodial
payitnow.io checked 29 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
The available balance is held by Takeoff Media and can be withdrawn back to your App wallet.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
custodial
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
uCards is a crypto-funded virtual card platform that requires no identity verification. You fund your card with USDT on TRON, Ethereum, or BSC and receive Visa or Mastercard details instantly.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Funding model |
stablecoin balance
payitnow.io checked 29 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
Value is loaded onto the Card by depositing assets from your App wallet, which Takeoff Media may exchange for USDC at the displayed rate. The Card's Available Balance consists only of USDC and does no...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
stablecoin balance
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
uCards is a crypto-funded virtual card platform that requires no identity verification. You fund your card with USDT on TRON, Ethereum, or BSC and receive Visa or Mastercard details instantly.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card currencies |
USD
payitnow.io checked 28 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
Since all transactions are settled in USDC on the blockchain, your spending is recorded in USD. We're working on ways to display transactions in local currencies to improve user experience.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
USD
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
| uCards | From $0 | $0/$0 | Unlimited | None | Yes (USDT multi-chain) | Visa/Mastercard | Crypto users, privacy |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Usage |
personal
payitnow.io checked 28 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
The Web3 Mastercard is a reloadable card, allowing you to top up directly from your wallet balance. Other cards available in the PIN Network App, like Prezzy, Activ Visa, and True Rewards/IGO cards, a...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
personal
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
Best for: Crypto users who want instant, private virtual cards without submitting personal documents. Ideal for online shopping, subscriptions, and digital services.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs) |
Immersve (ABN 93 658 192 057, AFSL No. 545925)
payitnow.io checked 29 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
Disclaimer: The Web3 Mastercard® is issued by Immersve (ABN 93 658 192 057, AFSL No. 545925) and distributed by Takeoff Media Limited (Authorized Representative No. 1313795), an authorized representat...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Limits depend on (differs) |
not applicable
cdn.payitnow.io checked 28 Oct 2026
Source and check
Source
cdn.payitnow.io
Wording at the source
The Card has transaction limits of USD $20,000 daily and USD $100,000 yearly, and value load limits of USD $5,000 daily and USD $100,000 yearly.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Cards per account (differs) | unknown |
not applicable
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
- Unlimited card issuance — No cap on card quantity, issue separate cards for subscriptions, shopping, and adsChecked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Availability | ||
| Available in (differs) |
Available in: Australia, New Zealand
payitnow.io checked 28 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
Currently, the card is available to PIN users in New Zealand and Australia. We are working with our card provider to expand into other regions, including the U.S. and Europe.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Crypto | ||
| Supported assets (differs) |
BTC, ETH, USDT, USDC, SOL, BNB, XRP, TRX, DOGE, ADA, LTC, POL
payitnow.io checked 28 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
| Bitcoin (BTC) | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | | Wrapped Bitcoin (WBTC) | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | | Ethereum (ETH) | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | | Binance Smart Chain (BNB) |...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? + 7 moreBTCETHUSDTUSDCSOLBNBXRPTRXDOGEADALTCPOLAVAXLINKDOTSHIBSUIUNICRO |
USDT
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
- Fund with USDT (TRC20, ERC20, BEP20)Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Number of supported assets | unknown | unknown |
| Top-up networks (differs) | unknown |
Ethereum, Tron, BNB Smart Chain
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
uCards is a crypto-funded virtual card platform that requires no identity verification. You fund your card with USDT on TRON, Ethereum, or BSC and receive Visa or Mastercard details instantly.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Fiat top-up (differs) | unknown |
No
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
uCards is a crypto-funded virtual card platform that requires no identity verification. You fund your card with USDT on TRON, Ethereum, or BSC and receive Visa or Mastercard details instantly.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Payments | ||
| Mobile wallets (differs) |
Google Pay
payitnow.io checked 29 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
| Apple Pay Compatible | ⚠️ Currently Unavailable | ✅ Yes | ✅ Yes | ✅ Yes | | Google Pay Compatible | ✅ Yes | ✅ Yes | ✅ Yes | ✅ Yes |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| ATM withdrawals |
No
cdn.payitnow.io checked 28 Oct 2026
Source and check
Source
cdn.payitnow.io
Wording at the source
The Card cannot be used for cash withdrawals from ATMs or other service providers.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
No
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
Virtual credit cards have no physical card — they only provide a card number, expiration date, and CVV for online purchases.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Contactless (differs) |
Yes
payitnow.io checked 29 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
The Pay It Now Web3 Mastercard® is a virtual card designed for effortless digital payments. Easily add it to Google Wallet on your mobile device and enjoy the convenience of contactless transactions a...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
No
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
Virtual credit cards have no physical card — they only provide a card number, expiration date, and CVV for online purchases.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuance | 0.00 USD promotion, no end date stated
payitnow.io checked 28 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
Its free (for a limited time) to apply for a Web3 Mastercard - no card issuance fees or annual fees. However, currency conversion fees may apply when topping up your card, along with potential transac...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? , regular unknown |
unknown |
| Physical card issuance |
not applicable
payitnow.io checked 28 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
Not at this time. The Pay It Now Web3 Mastercard is only available as a virtual card.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
not applicable
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
Virtual credit cards have no physical card — they only provide a card number, expiration date, and CVV for online purchases.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Free cards | unknown | unknown |
| Shipping |
not applicable
payitnow.io checked 28 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
Not at this time. The Pay It Now Web3 Mastercard is only available as a virtual card.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
not applicable
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
Virtual credit cards have no physical card — they only provide a card number, expiration date, and CVV for online purchases.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Monthly fee (differs) | unknown |
0.00 USD
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
| uCards | From $0 | $0/$0 | Unlimited | None | Yes (USDT multi-chain) | Visa/Mastercard | Crypto users, privacy |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Annual fee |
0.00 USD
payitnow.io checked 28 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
| Annual Costs | None |Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
0.00 USD
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
| uCards | From $0 | $0/$0 | Unlimited | None | Yes (USDT multi-chain) | Visa/Mastercard | Crypto users, privacy |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Top-up fee (differs) |
not published
payitnow.io checked 29 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
| Top up your card (Load balance) A small spread applies where assets are converted to USDC and added to your Card Account. The applicable rate, including the spread, is shown in app at the time of to...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Crypto deposit fee (differs) |
not published
payitnow.io checked 29 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
| Bridge On/Deposit Deposit Crypto onto the PIN Network App from an external wallet or platform. | Pay only network fees (Charged by external chain, not Pay It Now) |Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Crypto conversion fee (differs) |
not published
payitnow.io checked 29 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
| Top up your card (Load balance) A small spread applies where assets are converted to USDC and added to your Card Account. The applicable rate, including the spread, is shown in app at the time of to...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Foreign currency fee (differs) |
1.5 %
payitnow.io checked 28 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
| Transaction Fee (Spending) A currency conversion fee applies to purchases made in currencies other than USD. | 1.5% of the total transaction amount (Charged by the card issuer) |Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| ATM fee |
not applicable
cdn.payitnow.io checked 28 Oct 2026
Source and check
Source
cdn.payitnow.io
Wording at the source
The Card cannot be used for cash withdrawals from ATMs or other service providers.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
not applicable
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
Virtual credit cards have no physical card — they only provide a card number, expiration date, and CVV for online purchases.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Transaction fee | unknown | unknown |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| Inactivity fee (differs) | unknown |
0.00 USD
ucards.uk checked 30 Oct 2026
Source and check
Source
ucards.uk
Wording at the source
- 0 monthly fee, 0 annual fee — Permanently zero holding cost; idle cards are never chargedChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | unknown |
| Card replacement | unknown | unknown |
| Rewards | ||
| Cashback | unknown | unknown |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) | unknown | unknown |
| Welcome bonus | unknown | unknown |
Highlighted rows differ.
Early warning
Watch both cards
One mail when something changes at Pay It Now Web3 Mastercard · uCards Virtual Card: promotions and bonuses as well as warnings and incidents.