Comparison
Pay It Now Web3 Mastercard vs. UUPAY Card: fees, limits & KYC
-
payitnow.io29 Oct 2026
Image source
Source
payitnow.io
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Pay It Now Web3 MastercardPay It Now
-
uupay.com30 Oct 2026
Image source
Source
uupay.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
UUPAY CardUUPAY
In short
- UUPAY Card has the best score (48.29).
| Attribute |
Pay It Now Web3 MastercardPay It Now
|
UUPAY CardUUPAY
|
|---|---|---|
| Overview | Requires KYC Private Virtual | Requires KYC Private Virtual Physical |
| Score | weak | weak |
| CostsWeight 25 % | 38 | 31 |
| KYC and privacyWeight 20 % | 35 | 35 |
| FeaturesWeight 15 % | 60 | 71 |
| AvailabilityWeight 10 % | 0 | not scored |
| RewardsWeight 10 % | not scored | not scored |
| TrustWeight 10 % | 78 | 78 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC: ID document |
| Limits (entry level) |
|
no limits captured |
| Basics | ||
| Card form (differs)same for all |
prepaid
payitnow.io checked 29 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
To apply for a virtual prepaid Web3 Mastercard, you must meet our eligibility requirements outlined in the General Terms of Use, including additional KYC verification.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
debit
help.uupay.com checked 30 Oct 2026
Source and check
Source
help.uupay.com
Wording at the source
UUPAY provides a Crypto Debit Card. This card is designed to bridge the gap between digital assets and real-world spending scenariosChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card types (differs)same for all |
virtual
payitnow.io checked 28 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
Not at this time. The Pay It Now Web3 Mastercard is only available as a virtual card.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Standard:
virtual, physical
uupay.com checked 30 Oct 2026
Source and check
Source
uupay.com
Wording at the source
UUPAY is an all-in-one crypto payment platform: Visa & Mastercard virtual and physical cards, global eSIM plans, compliant fiat withdrawals, and instant in-chat transfers — all in a single app.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? 4 more countries/regionsIsrael: virtual help.uupay.com checked 30 Oct 2026 Source and check Source help.uupay.com Wording at the source| Israel | Eligible | Citizen / Resident | Virtual: Supported / Physical: Restricted |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? India: virtual help.uupay.com checked 30 Oct 2026 Source and check Source help.uupay.com Wording at the source | India | Eligible | Virtual: Supported / Physical: Restricted | No Delivery |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? Nigeria: virtual help.uupay.com checked 30 Oct 2026 Source and check Source help.uupay.com Wording at the source | Nigeria | Eligible | Virtual: Supported / Physical: Restricted | No Delivery |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? Pakistan: virtual help.uupay.com checked 30 Oct 2026 Source and check Source help.uupay.com Wording at the source | Pakistan | Eligible | Virtual: Supported / Physical: Restricted | No Delivery |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card network (differs)same for all |
Mastercard
payitnow.io checked 29 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
We've partnered with Immersve to bring you Web3 Mastercards - seamlessly integrated into the PIN Network App. Do more with your digital assets and enjoy the convenience of a reloadable prepaid debit c...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Visa
help.uupay.com checked 30 Oct 2026
Source and check
Source
help.uupay.com
Wording at the source
1. Payment Channel Upgrade New Visa Card Range: UUPAY has now fully transitioned to the Visa network. Enjoy a seamless payment experience across tens of millions of merchants worldwide.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Custodysame for all |
custodial
payitnow.io checked 29 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
The available balance is held by Takeoff Media and can be withdrawn back to your App wallet.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
custodial
help.uupay.com checked 30 Oct 2026
Source and check
Source
help.uupay.com
Wording at the source
UUPAY's on-chain deposit feature allows you to securely and quickly transfer crypto assets from external exchanges or wallets into your UUPAY account, instantly converting them into spendable balance.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
stablecoin balance
payitnow.io checked 29 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
Value is loaded onto the Card by depositing assets from your App wallet, which Takeoff Media may exchange for USDC at the displayed rate. The Card's Available Balance consists only of USDC and does no...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
stablecoin balance
help.uupay.com checked 30 Oct 2026
Source and check
Source
help.uupay.com
Wording at the source
2. Verify & Fund: Complete Identity Verification (KYC) and pass compliance review. Ensure your Wallet Assets balance holds at least 1 USDT (can be completed via an on-chain deposit).Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card currenciessame for all |
USD
payitnow.io checked 28 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
Since all transactions are settled in USDC on the blockchain, your spending is recorded in USD. We're working on ways to display transactions in local currencies to improve user experience.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
USD
help.uupay.com checked 30 Oct 2026
Source and check
Source
help.uupay.com
Wording at the source
UUPAY offers virtual and physical cards subject to applicable issuance and service fees: - Virtual Card: 10 USD (During the promotional period, promotional pricing applies.)Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Usagesame for all |
personal
payitnow.io checked 28 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
The Web3 Mastercard is a reloadable card, allowing you to top up directly from your wallet balance. Other cards available in the PIN Network App, like Prezzy, Activ Visa, and True Rewards/IGO cards, a...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
personal
help.uupay.com checked 30 Oct 2026
Source and check
Source
help.uupay.com
Wording at the source
Section 2: Basic Information 1. Select your country. Enter your name and date of birth exactly as shown on your ID.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsorsame for all |
Immersve (ABN 93 658 192 057, AFSL No. 545925)
payitnow.io checked 29 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
Disclaimer: The Web3 Mastercard® is issued by Immersve (ABN 93 658 192 057, AFSL No. 545925) and distributed by Takeoff Media Limited (Authorized Representative No. 1313795), an authorized representat...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Limits depend onsame for all |
not applicable
cdn.payitnow.io checked 28 Oct 2026
Source and check
Source
cdn.payitnow.io
Wording at the source
The Card has transaction limits of USD $20,000 daily and USD $100,000 yearly, and value load limits of USD $5,000 daily and USD $100,000 yearly.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Cards per accountsame for all | unknown | unknown |
| Unknown for all | Cards per account | |
| Availability | ||
| Available insame for all |
Available in: Australia, New Zealand
payitnow.io checked 28 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
Currently, the card is available to PIN users in New Zealand and Australia. We are working with our card provider to expand into other regions, including the U.S. and Europe.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Crypto | ||
| Supported assets (differs)same for all |
BTC, ETH, USDT, USDC, SOL, BNB, XRP, TRX, DOGE, ADA, LTC, POL
payitnow.io checked 28 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
| Bitcoin (BTC) | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | | Wrapped Bitcoin (WBTC) | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | | Ethereum (ETH) | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | | Binance Smart Chain (BNB) |...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? + 7 moreBTCETHUSDTUSDCSOLBNBXRPTRXDOGEADALTCPOLAVAXLINKDOTSHIBSUIUNICRO |
USDT
uupay.com checked 30 Oct 2026
Source and check
Source
uupay.com
Wording at the source
UUPAY supports USDT and other major stablecoins for card top-ups, eSIM purchases, and transfers — usually settled within minutes.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Number of supported assetssame for all | unknown | unknown |
| Top-up networkssame for all | unknown |
Tron
help.uupay.com checked 30 Oct 2026
Source and check
Source
help.uupay.com
Wording at the source
Network Matching (Critical Step): - Select the corresponding blockchain network (e.g., USDT-TRC20 / Tron Network).Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Fiat top-upsame for all | unknown | unknown |
| Unknown for all | Number of supported assets · Fiat top-up | |
| Payments | ||
| Mobile wallets (differs)same for all |
Google Pay
payitnow.io checked 29 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
| Apple Pay Compatible | ⚠️ Currently Unavailable | ✅ Yes | ✅ Yes | ✅ Yes | | Google Pay Compatible | ✅ Yes | ✅ Yes | ✅ Yes | ✅ Yes |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
help.uupay.com checked 30 Oct 2026
Source and check
Source
help.uupay.com
Wording at the source
- Binding Mobile Payments: You can bind your UUPAY virtual card to Apple Pay or Google Pay.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| ATM withdrawals (differs)same for all |
No
cdn.payitnow.io checked 28 Oct 2026
Source and check
Source
cdn.payitnow.io
Wording at the source
The Card cannot be used for cash withdrawals from ATMs or other service providers.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Yes
help.uupay.com checked 30 Oct 2026
Source and check
Source
help.uupay.com
Wording at the source
- ATM Cash Withdrawals: Withdraw cash at eligible ATMs worldwide for seamless access to local fiat funds.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Contactlesssame for all |
Yes
payitnow.io checked 29 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
The Pay It Now Web3 Mastercard® is a virtual card designed for effortless digital payments. Easily add it to Google Wallet on your mobile device and enjoy the convenience of contactless transactions a...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Yes
help.uupay.com checked 30 Oct 2026
Source and check
Source
help.uupay.com
Wording at the source
Supporting worldwide chip insertion, contactless tap-to-pay, Apple Pay integration, and global ATM cash withdrawals, UUPAY makes every payment effortless and refined.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuancesame for all | 0.00 USD promotion, no end date stated
payitnow.io checked 28 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
Its free (for a limited time) to apply for a Web3 Mastercard - no card issuance fees or annual fees. However, currency conversion fees may apply when topping up your card, along with potential transac...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? , regular unknown |
10.00 USD
help.uupay.com checked 30 Oct 2026
Source and check
Source
help.uupay.com
Wording at the source
1.Fees and FundingIssuance Fee: - The virtual card issuance fee is 10 USD. This fee is a one-time service charge and does not constitute a deposit to your available balance.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Physical card issuance (differs)same for all |
not applicable
payitnow.io checked 28 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
Not at this time. The Pay It Now Web3 Mastercard is only available as a virtual card.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
only in the app
help.uupay.com checked 30 Oct 2026
Source and check
Source
help.uupay.com
Wording at the source
- Card Issuance Fee: The UUPAY Physical Card is a paid card product; please refer to the in-app application page for exact fee details.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Free cardssame for all | unknown | unknown |
| Shippingsame for all |
not applicable
payitnow.io checked 28 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
Not at this time. The Pay It Now Web3 Mastercard is only available as a virtual card.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Monthly feesame for all | unknown |
0.00 USD
help.uupay.com checked 30 Oct 2026
Source and check
Source
help.uupay.com
Wording at the source
No. UUPAY is committed to providing users with a low-cost digital asset payment experience. Currently, we do not charge any form of account management fees, monthly fees, or annual fees.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Annual feesame for all |
0.00 USD
payitnow.io checked 28 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
| Annual Costs | None |Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
0.00 USD
help.uupay.com checked 30 Oct 2026
Source and check
Source
help.uupay.com
Wording at the source
No. UUPAY is committed to providing users with a low-cost digital asset payment experience. Currently, we do not charge any form of account management fees, monthly fees, or annual fees.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Top-up fee (differs)same for all |
not published
payitnow.io checked 29 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
| Top up your card (Load balance) A small spread applies where assets are converted to USDC and added to your Card Account. The applicable rate, including the spread, is shown in app at the time of to...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
only in the app
uupay.com checked 30 Oct 2026
Source and check
Source
uupay.com
Wording at the source
Fees for card issuance, top-ups, withdrawals, and other services are disclosed in the app before you confirm a transaction.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Crypto deposit feesame for all |
not published
payitnow.io checked 29 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
| Bridge On/Deposit Deposit Crypto onto the PIN Network App from an external wallet or platform. | Pay only network fees (Charged by external chain, not Pay It Now) |Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Crypto conversion fee (differs)same for all |
not published
payitnow.io checked 29 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
| Top up your card (Load balance) A small spread applies where assets are converted to USDC and added to your Card Account. The applicable rate, including the spread, is shown in app at the time of to...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
only in the app
uupay.com checked 30 Oct 2026
Source and check
Source
uupay.com
Wording at the source
Fees for card issuance, top-ups, withdrawals, and other services are disclosed in the app before you confirm a transaction.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Foreign currency fee (differs)same for all |
1.5 %
payitnow.io checked 28 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
| Transaction Fee (Spending) A currency conversion fee applies to purchases made in currencies other than USD. | 1.5% of the total transaction amount (Charged by the card issuer) |Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
only in the app
uupay.com checked 30 Oct 2026
Source and check
Source
uupay.com
Wording at the source
Fees for card issuance, top-ups, withdrawals, and other services are disclosed in the app before you confirm a transaction.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| FX free allowancesame for all | unknown | unknown |
| Minimum FX feesame for all | unknown | unknown |
| ATM fee (differs)same for all |
not applicable
cdn.payitnow.io checked 28 Oct 2026
Source and check
Source
cdn.payitnow.io
Wording at the source
The Card cannot be used for cash withdrawals from ATMs or other service providers.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
only in the app
uupay.com checked 30 Oct 2026
Source and check
Source
uupay.com
Wording at the source
Fees for card issuance, top-ups, withdrawals, and other services are disclosed in the app before you confirm a transaction.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Transaction feesame for all | unknown |
0.30 USDT (Only for single transactions under 30 USDT; transactions of 30 USDT or more carry no provider fee)
help.uupay.com checked 30 Oct 2026
Source and check
Source
help.uupay.com
Wording at the source
- Trigger Condition: A single transaction order amount less than 30 USDT. - Fee Standard: For all orders that meet the above condition, a fixed low-value transaction fee of 0.3 USDT will be charged pe...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Cross-border feesame for all | unknown | unknown |
| Withdrawal feesame for all | unknown |
only in the app
uupay.com checked 30 Oct 2026
Source and check
Source
uupay.com
Wording at the source
Fees for card issuance, top-ups, withdrawals, and other services are disclosed in the app before you confirm a transaction.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Activation feesame for all | unknown | unknown |
| Minimum top-upsame for all | unknown | unknown |
| Declined payment feesame for all | unknown |
0.50 USDT
help.uupay.com checked 30 Oct 2026
Source and check
Source
help.uupay.com
Wording at the source
- The partner bank's standard processing fee for each declined order is 0.5 USDT per transaction.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Refund feesame for all | unknown |
2 % (Applies from the 4th refund per calendar month; the first 3 refunds each month are free)
help.uupay.com checked 30 Oct 2026
Source and check
Source
help.uupay.com
Wording at the source
- 1st to 3rd refund per month: Completely free. The platform will not charge any refund processing fees. - From the 4th refund onwards (including the 4th): A refund fee of 2% of the total refund amoun...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Inactivity feesame for all | unknown | unknown |
| Minimum monthly spendsame for all | unknown | unknown |
| Inactivity rulesame for all | unknown |
No fees for inactive cards; no inactivity charge even after extended periods without use
help.uupay.com checked 30 Oct 2026
Source and check
Source
help.uupay.com
Wording at the source
Even if your card remains inactive for an extended period, no additional card maintenance costs will be incurred.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card replacementsame for all | unknown | unknown |
| Unknown for all | Free cards · FX free allowance · Minimum FX fee · Cross-border fee · Activation fee · Minimum top-up · Inactivity fee · Minimum monthly spend · Card replacement | |
| Rewards | ||
| Cashbacksame for all | unknown | unknown |
| Referral bonus (invited friend)same for all | unknown | unknown |
| Referral bonus (you)same for all | unknown |
not published
help.uupay.com checked 30 Oct 2026
Source and check
Source
help.uupay.com
Wording at the source
Step 3: Card Spending Your friend opens a card and spends. You receive the commission.Checked Verified Add this value? No earlier versions What does [s] mean? |
| Welcome bonussame for all | unknown | unknown |
| Unknown for all | Cashback · Referral bonus (invited friend) · Welcome bonus | |
Early warning
Watch both cards
One mail when something changes at Pay It Now Web3 Mastercard · UUPAY Card: promotions and bonuses as well as warnings and incidents.