Comparison
Pay It Now Web3 Mastercard vs. Trustee Card: fees, limits & KYC
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payitnow.io29 Oct 2026
Image source
Source
payitnow.io
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Pay It Now Web3 MastercardPay It Now
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Trustee CardTrustee
In short
- Fewest documents: Pay It Now Web3 Mastercard (ID document).
- Trustee Card has the best score (45.51).
| Attribute |
Pay It Now Web3 MastercardPay It Now
|
Trustee CardTrustee
|
|---|---|---|
| Overview | Requires KYC Private Virtual | Requires KYC Private Virtual |
| Score | weak | weak |
| CostsWeight 25 % | 38 | 65 |
| KYC and privacyWeight 20 % | 35 | 0 |
| FeaturesWeight 15 % | 60 | 57 |
| AvailabilityWeight 10 % | 0 | 23 |
| RewardsWeight 10 % | not scored | not scored |
| TrustWeight 10 % | 78 | 86 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC: Full verification |
| Limits (entry level) |
|
|
| Basics | ||
| Card formsame for all |
prepaid
payitnow.io checked 29 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
To apply for a virtual prepaid Web3 Mastercard, you must meet our eligibility requirements outlined in the General Terms of Use, including additional KYC verification.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
prepaid
trustee.io checked 29 Oct 2026
Source and check
Source
trustee.io
Wording at the source
Card type:Visa Prepaid (debit card)Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card typessame for all |
virtual
payitnow.io checked 28 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
Not at this time. The Pay It Now Web3 Mastercard is only available as a virtual card.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
virtual
trustee.io checked 29 Oct 2026
Source and check
Source
trustee.io
Wording at the source
Virtual card in TrusteeChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card network (differs)same for all |
Mastercard
payitnow.io checked 29 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
We've partnered with Immersve to bring you Web3 Mastercards - seamlessly integrated into the PIN Network App. Do more with your digital assets and enjoy the convenience of a reloadable prepaid debit c...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Visa
trustee.io checked 29 Oct 2026
Source and check
Source
trustee.io
Wording at the source
Card type:Visa Prepaid (debit card)Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custodysame for all |
custodial
payitnow.io checked 29 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
The available balance is held by Takeoff Media and can be withdrawn back to your App wallet.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
custodial
trustee.io checked 29 Oct 2026
Source and check
Source
trustee.io
Wording at the source
Trustee Plus custodial wallet offers a user-friendly interface for storing, exchanging and transferring cryptocurrencies, however, the user also needs to implement proactive steps to enhance the secur...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
stablecoin balance
payitnow.io checked 29 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
Value is loaded onto the Card by depositing assets from your App wallet, which Takeoff Media may exchange for USDC at the displayed rate. The Card's Available Balance consists only of USDC and does no...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
stablecoin balance
trustee.io checked 29 Oct 2026
Source and check
Source
trustee.io
Wording at the source
The crypto card has a separate balance. Add funds using USDC or USDT.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currenciessame for all |
USD
payitnow.io checked 28 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
Since all transactions are settled in USDC on the blockchain, your spending is recorded in USD. We're working on ways to display transactions in local currencies to improve user experience.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
USD
trustee.io checked 29 Oct 2026
Source and check
Source
trustee.io
Wording at the source
The crypto card in Trustee Plus is issued in US dollars ($). When paying in local currencies (for example, EUR, PLN, GBP), an automatic conversion takes place at the time of payment.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usagesame for all |
personal
payitnow.io checked 28 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
The Web3 Mastercard is a reloadable card, allowing you to top up directly from your wallet balance. Other cards available in the PIN Network App, like Prezzy, Activ Visa, and True Rewards/IGO cards, a...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
personal
trustee.io checked 29 Oct 2026
Source and check
Source
trustee.io
Wording at the source
Who is the card for?IndividualsChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs)same for all |
Immersve (ABN 93 658 192 057, AFSL No. 545925)
payitnow.io checked 29 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
Disclaimer: The Web3 Mastercard® is issued by Immersve (ABN 93 658 192 057, AFSL No. 545925) and distributed by Takeoff Media Limited (Authorized Representative No. 1313795), an authorized representat...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Wirex Limited
trustee.io checked 29 Oct 2026
Source and check
Source
trustee.io
Wording at the source
Issued in Great BritainWorldwide Crypto Card. The card issuer is Wirex Limited.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Limits depend onsame for all |
not applicable
cdn.payitnow.io checked 28 Oct 2026
Source and check
Source
cdn.payitnow.io
Wording at the source
The Card has transaction limits of USD $20,000 daily and USD $100,000 yearly, and value load limits of USD $5,000 daily and USD $100,000 yearly.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Cards per accountsame for all | unknown | unknown |
| Unknown for all | Cards per account | |
| Availability | ||
| Available insame for all |
Available in: Australia, New Zealand
payitnow.io checked 28 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
Currently, the card is available to PIN users in New Zealand and Australia. We are working with our card provider to expand into other regions, including the U.S. and Europe.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Crypto | ||
| Supported assets (differs)same for all |
BTC, ETH, USDT, USDC, SOL, BNB, XRP, TRX, DOGE, ADA, LTC, POL
payitnow.io checked 28 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
| Bitcoin (BTC) | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | | Wrapped Bitcoin (WBTC) | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | | Ethereum (ETH) | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | | Binance Smart Chain (BNB) |...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? + 7 moreBTCETHUSDTUSDCSOLBNBXRPTRXDOGEADALTCPOLAVAXLINKDOTSHIBSUIUNICRO |
USDT, USDC
trustee.io checked 29 Oct 2026
Source and check
Source
trustee.io
Wording at the source
The crypto card has a separate balance. Add funds using USDC or USDT.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Number of supported assetssame for all | unknown | unknown |
| Top-up networkssame for all | unknown | unknown |
| Fiat top-upsame for all | unknown | unknown |
| Unknown for all | Number of supported assets · Top-up networks · Fiat top-up | |
| Payments | ||
| Mobile wallets (differs)same for all |
Google Pay
payitnow.io checked 29 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
| Apple Pay Compatible | ⚠️ Currently Unavailable | ✅ Yes | ✅ Yes | ✅ Yes | | Google Pay Compatible | ✅ Yes | ✅ Yes | ✅ Yes | ✅ Yes |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
trustee.io checked 29 Oct 2026
Source and check
Source
trustee.io
Wording at the source
Easily connect your crypto card to Google Pay and Apple Pay.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| ATM withdrawalssame for all |
No
cdn.payitnow.io checked 28 Oct 2026
Source and check
Source
cdn.payitnow.io
Wording at the source
The Card cannot be used for cash withdrawals from ATMs or other service providers.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Contactlesssame for all |
Yes
payitnow.io checked 29 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
The Pay It Now Web3 Mastercard® is a virtual card designed for effortless digital payments. Easily add it to Google Wallet on your mobile device and enjoy the convenience of contactless transactions a...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Fees | ||
| Virtual card issuancesame for all | 0.00 USD promotion, no end date stated
payitnow.io checked 28 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
Its free (for a limited time) to apply for a Web3 Mastercard - no card issuance fees or annual fees. However, currency conversion fees may apply when topping up your card, along with potential transac...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? , regular unknown |
10.00 USD
trustee.io checked 29 Oct 2026
Source and check
Source
trustee.io
Wording at the source
Card issuance:10 USDChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Physical card issuancesame for all |
not applicable
payitnow.io checked 28 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
Not at this time. The Pay It Now Web3 Mastercard is only available as a virtual card.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
not applicable
trustee.io checked 29 Oct 2026
Source and check
Source
trustee.io
Wording at the source
PhysicalTemporarily unavailableChecked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Free cardssame for all | unknown | unknown |
| Shippingsame for all |
not applicable
payitnow.io checked 28 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
Not at this time. The Pay It Now Web3 Mastercard is only available as a virtual card.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Monthly feesame for all | unknown |
0.00 EUR
trustee.io checked 29 Oct 2026
Source and check
Source
trustee.io
Wording at the source
Card maintenance fee:0 EURChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Annual feesame for all |
0.00 USD
payitnow.io checked 28 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
| Annual Costs | None |Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Top-up feesame for all |
not published
payitnow.io checked 29 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
| Top up your card (Load balance) A small spread applies where assets are converted to USDC and added to your Card Account. The applicable rate, including the spread, is shown in app at the time of to...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Crypto deposit feesame for all |
not published
payitnow.io checked 29 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
| Bridge On/Deposit Deposit Crypto onto the PIN Network App from an external wallet or platform. | Pay only network fees (Charged by external chain, not Pay It Now) |Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Crypto conversion fee (differs)same for all |
not published
payitnow.io checked 29 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
| Top up your card (Load balance) A small spread applies where assets are converted to USDC and added to your Card Account. The applicable rate, including the spread, is shown in app at the time of to...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
0.5 %
trustee.io checked 29 Oct 2026
Source and check
Source
trustee.io
Wording at the source
Standard fee — 0.5%.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Foreign currency fee (differs)same for all |
1.5 %
payitnow.io checked 28 Oct 2026
Source and check
Source
payitnow.io
Wording at the source
| Transaction Fee (Spending) A currency conversion fee applies to purchases made in currencies other than USD. | 1.5% of the total transaction amount (Charged by the card issuer) |Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
not published
trustee.io checked 29 Oct 2026
Source and check
Source
trustee.io
Wording at the source
Conversion to local currency:according to the Visa exchange rateChecked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| FX free allowancesame for all | unknown | unknown |
| Minimum FX feesame for all | unknown | unknown |
| ATM feesame for all |
not applicable
cdn.payitnow.io checked 28 Oct 2026
Source and check
Source
cdn.payitnow.io
Wording at the source
The Card cannot be used for cash withdrawals from ATMs or other service providers.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
not applicable
trustee.io checked 29 Oct 2026
Source and check
Source
trustee.io
Wording at the source
At the moment, cash withdrawals from the card in Trustee Plus at ATMs are not available.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Transaction feesame for all | unknown |
free
trustee.io checked 29 Oct 2026
Source and check
Source
trustee.io
Wording at the source
Online/offline transactions:0%Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Cross-border feesame for all | unknown | unknown |
| Withdrawal feesame for all | unknown | unknown |
| Activation feesame for all | unknown | unknown |
| Minimum top-upsame for all | unknown | unknown |
| Declined payment feesame for all | unknown | unknown |
| Refund feesame for all | unknown | unknown |
| Inactivity feesame for all | unknown | unknown |
| Minimum monthly spendsame for all | unknown | unknown |
| Inactivity rulesame for all | unknown | unknown |
| Card replacementsame for all | unknown | unknown |
| Unknown for all | Free cards · FX free allowance · Minimum FX fee · Cross-border fee · Withdrawal fee · Activation fee · Minimum top-up · Declined payment fee · Refund fee · Inactivity fee · Minimum monthly spend · Inactivity rule · Card replacement | |
| Rewards | ||
| Cashbacksame for all | unknown | unknown |
| Referral bonus (invited friend)same for all | unknown | unknown |
| Referral bonus (you)same for all | unknown |
20 % of fees for 12 months
trustee.io checked 29 Oct 2026
Source and check
Source
trustee.io
Wording at the source
For 12 months after each friend signs up, you'll receive 20 per cent of their commission on card top-ups and swapsChecked Verified Value wrong? History What does [s] mean? |
| Welcome bonussame for all | unknown | unknown |
| Unknown for all | Cashback · Referral bonus (invited friend) · Welcome bonus | |
Early warning
Watch both cards
One mail when something changes at Pay It Now Web3 Mastercard · Trustee Card: promotions and bonuses as well as warnings and incidents.