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Comparison

Fold Bitcoin Credit Card vs. KAST Card (Global) compared

  • Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Fold Bitcoin Credit CardFold
  • Image source Source kast.xyz Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only. KAST Card (Global)KAST

In short

  • Fold Bitcoin Credit Card has the lowest foreign currency fee (0 % above the network rate).
  • KAST Card (Global) has the higher score (64.03).
Attribute Fold Bitcoin Credit CardFold Requires KYC Private Virtual Physical KAST Card (Global)KAST Requires KYC Private Virtual Physical Metal
Score average average
CostsWeight 25 % 100 80
KYC and privacyWeight 20 % 35 35
FeaturesWeight 15 % 53 100
AvailabilityWeight 10 % 17 not scored
RewardsWeight 10 % 64 38
TrustWeight 10 % 80 81
CommunityWeight 10 % not scored not scored
Nationality –

Not for nationals of: United States
KYC KYC: ID document KYC: ID document, ID + proof of address for higher volumes
Limits (entry level)
  • Balance in total: not published
 Level 2
  • Spending per day: no limit
  • Spending per month: no limit
  • ATM per transaction (physical card): 500 USD
+2
Basics
Card form credit Source and check Source foldapp.com Wording at the source A credit card that is all-in on bitcoin. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
credit Source and check Source kast.xyz Wording at the source "Kast Card" refers to a credit card, available as either a virtual or physical card, which is provided to you by us, allowing for transactions and access to credit secured by your deposited virtual as... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card types (differs) virtual, physical Source and check Source foldapp.com Wording at the source This Agreement becomes effective and legally binding on the earliest of the date you activate or first use the Card, whether issued in physical form or as a virtual card through the Fold mobile applic... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
virtual, physical, metal Source and check Source concierge.kast.xyz Wording at the source | Card Material | Premium Plastic | Premium Metal; Illuma variant with Solana logo that lights up when tapped | Gold plated | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card network Visa Source and check Source foldapp.com Wording at the source The Fold Bitcoin Credit Card is issued by Celtic Bank pursuant to a license from Visa U.S.A. Inc. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Visa Source and check Source concierge.kast.xyz Wording at the source | Card Type | VISA Platinum | VISA Infinite | VISA Infinite | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Custody custodial Source and check Source foldapp.com Wording at the source Bitcoin custody and exchange services are provided by BitGo and are subject to BitGo's Terms of Use. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
custodial Source and check Source kast.xyz Wording at the source Third-Party Custodianship. The Virtual Assets transferred by users into KAST are sold to KAST and thereafter held by a Custodian part of our Partners to ensure the secure management of such assets on... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Funding model credit line Source and check Source foldapp.com Wording at the source Credit is subject to approval. Applicants are subject to a credit check and must meet applicable lending criteria. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
credit line Source and check Source kast.xyz Wording at the source "Kast Card" refers to a credit card, available as either a virtual or physical card, which is provided to you by us, allowing for transactions and access to credit secured by your deposited virtual as... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card currencies USD Source and check Source foldapp.com Wording at the source The Fold Bitcoin Credit Card may only be used for purchases and transactions in U.S. dollars ("USD"). Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
USD Source and check Source kast.xyz Wording at the source If you make a transaction using your Account in a foreign currency (including, for example, online purchases from a merchant located outside of the U.S.), the credit card association will convert any... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Usage personal Source and check Source foldapp.com Wording at the source You may use the Card only for bona fide personal, family, or household purposes to purchase goods and services from merchants that accept the Card and access any other feature we expressly make availa... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
personal Source and check Source kast.xyz Wording at the source - You will use the KAST Card for personal, family, or household use. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Issuer / BIN sponsor (differs) Celtic Bank Source and check Source foldapp.com Wording at the source The Fold Bitcoin Credit Card is issued by Celtic Bank pursuant to a license from Visa U.S.A. Inc. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Third National Source and check Source kast.xyz Wording at the source "Issuer" refers to the issuer of the card program. The issuer for this card program is Third National. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Limits depend on (differs) unknown
user setting Source and check Source kast.xyz Wording at the source You can also set your own lower limits on card, bank and on-chain transactions in the app at any time. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Cards per account unknown
unknown
Availability
Available in (differs) Available in: United States Source and check Source foldapp.com Wording at the source Available in the U.S. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
Crypto
Supported assets (differs) BTC Source and check Source foldapp.com Wording at the source All rewards paid in bitcoin. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
BTC, ETH, USDT, USDC, SOL, BNB, XRP, TRX, POL, PYUSD, LINK, ARB Source and check Source concierge.kast.xyz Wording at the source | Action | Coin | Networks supported | |---|---|---| | Send | USDC | Solana, Ethereum, Arbitrum | | | USDT | Solana, Ethereum, Tron | | Receive (Stablecoins) | USDT | Solana, Ethereum, Tron, Polygon,... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
+ 5 more BTCETHUSDTUSDCSOLBNBXRPTRXPOLPYUSDLINKARBXLMUNIAAVECROOKB
Number of supported assets unknown
unknown
Top-up networks (differs) unknown
Bitcoin, Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism, Avalanche, TON, Stellar, XRP Ledger, Sonic Source and check Source concierge.kast.xyz Wording at the source | Action | Coin | Networks supported | |---|---|---| | Send | USDC | Solana, Ethereum, Arbitrum | | | USDT | Solana, Ethereum, Tron | | Receive (Stablecoins) | USDT | Solana, Ethereum, Tron, Polygon,... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Fiat top-up (differs) unknown
Yes Source and check Source concierge.kast.xyz Wording at the source | USD Deposit Fee - ACH | $2 | | USD Deposit Fee - FedWire | $15 | | USD Deposit Fee - SWIFT | $30 | | USD Deposit Limit | Unlimited | | EUR Deposit Fee - SEPA | 0.5% | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Payments
Mobile wallets Apple Pay Google Pay Source and check Source foldapp.com Wording at the source Pre-filled applications for verified Fold users, quick decisions, instant provisioning to Apple Pay and Google Pay. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Apple Pay Google Pay Source and check Source kast.xyz Wording at the source Works everywhere Apple Pay and Google Pay are accepted. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
ATM withdrawals (differs) No Source and check Source support.foldapp.com Wording at the source ATM withdrawals are NOT AVAILABLE Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Yes Source and check Source kast.xyz Wording at the source Access cash worldwide with your KAST Card at millions of ATMs. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Contactless (differs) unknown
Yes Source and check Source concierge.kast.xyz Wording at the source | Mobile wallets (Apple Pay, Google Pay) | Yes | Use your KAST card seamlessly for contactless or in-app payments. | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Fees
Virtual card issuance (differs) unknown
2.00 USD Source and check Source concierge.kast.xyz Wording at the source | Additional Cards | Standard virtual card: $2 | | | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Physical card issuance (differs) unknown
0.00 USD Source and check Source concierge.kast.xyz Wording at the source | Included Physical Card Allowance | Standard physical card: $0 card fee + $40 delivery fee | 1 Premium card included, plus Standard allowance | 1 Plated Gold card plus 2 cards from any other tier | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Free cards unknown
unknown
Shipping (differs) unknown
40.00 USD – 40.00 USD Source and check Source kast.xyz Wording at the source No, physical cards are included for Premium and Private members. Standard members pay $40 to ship physical cards. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Monthly fee (differs) 0.00 USD Source and check Source foldapp.com Wording at the source Keep a Reserve balance and every swipe earns at that tier — no monthly fee, no points math, no re-qualifying. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
not applicable Source and check Source kast.xyz Wording at the source No, KAST memberships are billed annually. There is no monthly billing option as of yet. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Annual fee 0.00 USD Source and check Source foldapp.com Wording at the source Annual Fee. There is no annual fee imposed for the issuance or maintenance of the Card. Use of the Card requires an active Fold account in good standing. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0.00 USD Source and check Source concierge.kast.xyz Wording at the source | Annual Membership Fee | $0 | $1,000 per year | $10,000 per year | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Top-up fee (differs) not applicable Source and check Source foldapp.com Wording at the source Your "Credit Limit" is the maximum amount of credit that may be accessed through the Account. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
Crypto deposit fee unknown
unknown
Crypto conversion fee (differs) unknown
0 % Source and check Source concierge.kast.xyz Wording at the source When you deposit supported stablecoins into your KAST account, your balance is shown in USD. Supported stablecoin deposits are converted to USD at a 1:1 rate with 0% spread. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Foreign currency fee (differs) 0 % above the network rate Source and check Source foldapp.com Wording at the source Foreign Transaction Fee. We do not charge a fee for Transactions made in a foreign currency. The card network converts the amount to U.S. dollars using its own procedures. The rate applied on the proc... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
1.75 % Source and check Source concierge.kast.xyz Wording at the source | Foreign Exchange Fee (Non-USD) | 0.5%–1.75%* | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
FX free allowance unknown
unknown
Minimum FX fee unknown
unknown
ATM fee (differs) not applicable Source and check Source support.foldapp.com Wording at the source ATM withdrawals are NOT AVAILABLE Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
2 % + 3.00 USD Source and check Source concierge.kast.xyz Wording at the source | ATM Withdrawal Fee (USD) | $3 flat fee + 2% of withdrawal amount | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Transaction fee (differs) unknown
free (Non-USD transactions under USD 25 incur a small transaction fee of USD 0.10; USD small transactions and Apple Pay / Google Pay payments 0%.) Source and check Source concierge.kast.xyz Wording at the source | Transaction Fee | 0% | | Apple Pay and Google Pay Fee | 0% | | Foreign Exchange Fee (Non-USD) | 0.5%–1.75%* | | Small Transaction Fee (USD) | 0% | | Small Transaction Fee (Non-USD) | $0.10 for trans... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Cross-border fee unknown
unknown
Withdrawal fee unknown
unknown
Activation fee unknown
unknown
Minimum top-up unknown
unknown
Declined payment fee (differs) unknown
0.50 USD Source and check Source concierge.kast.xyz Wording at the source | Declined Transaction Fee (Insufficient Balance) | $0.50 | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Refund fee unknown
unknown
Inactivity fee (differs) unknown
1.00 USD Source and check Source kast.xyz Wording at the source An account will be considered dormant after 12 months without transaction activity. The Company will charge a monthly inactivity fee of $1 in the platform's primary Virtual Assets on dormant accounts. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Minimum monthly spend unknown
unknown
Inactivity rule (differs) Unredeemed rewards are forfeitable after twelve consecutive months of account inactivity. Source and check Source foldapp.com Wording at the source Rewards that remain unredeemed for twelve (12) consecutive months of account inactivity, or that remain outstanding when your Fold Program Accounts are closed or the Rewards Program terminates, are fo... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Account is considered dormant after 12 months without transaction activity; a monthly inactivity fee is then charged in the platform's primary virtual assets. Source and check Source kast.xyz Wording at the source An account will be considered dormant after 12 months without transaction activity. The Company will charge a monthly inactivity fee of $1 in the platform's primary Virtual Assets on dormant accounts. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card replacement unknown
unknown
Rewards
Cashback (differs) 1.5 % (level 0); 1.5 % (level 1); 1.75 % (level 2); 2 % (level 3); 3 % (level 4); 4 % (level 5); 5 % (level 6) · in BTC
1.5 % (cap 2,000.00 USD/month) · in USD
Referral bonus (invited friend) (differs) 10 USD Source and check Source support.foldapp.com Wording at the source ## What does the referral-receiver receive? - Your referral gets $10 of bitcoin with their first Fold Debit Card purchase of at least $25. - 100 spins Checked Verified Value wrong? History What does [s] mean?
unknown
Referral bonus (you) (differs) $5 of bitcoin when the referral spends $25 from their Fold balance, plus 100 spins and Spin Squad earnings of 1–50 sats on qualifying bitcoin purchases or Fold Debit Card use. Source and check Source support.foldapp.com Wording at the source ## What does the referral-giver receive? - You earn $5 of bitcoin when your referral spends $25 from their Fold balance. - Pro-tip: Suggest your friend purchases a Gift Card. Simplest, fastest, and... Checked Verified Value wrong? History What does [s] mean?
unknown
Welcome bonus unknown
unknown

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