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Comparison

Gemini Credit Card vs. Nexo Card compared

  • Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Gemini Credit CardGemini
  • Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Nexo CardNexo

In short

  • Gemini Credit Card has the higher score (64.91).
Attribute Gemini Credit CardGemini Requires KYC Private Virtual Physical Metal Nexo CardNexo Requires KYC Private Virtual Physical
Score average average
CostsWeight 25 % 100 90
KYC and privacyWeight 20 % 35 35
FeaturesWeight 15 % 93 81
AvailabilityWeight 10 % 17 40
RewardsWeight 10 % 52 16
TrustWeight 10 % 72 69
CommunityWeight 10 % not scored not scored
KYC KYC: ID document KYC: ID document
Limits (entry level) no limits captured
  • ATM per month: 10,000 EUR
Basics
Card form credit Source and check Source gemini.com Wording at the source The Gemini Credit Card® Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? credit Source and check Source nexo.com Wording at the source Credit Mode is how Nexo delivers a crypto credit card experience. Your crypto stays, you spend borrowed fiat. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card types (differs) virtual, physical, metal Source and check Source gemini.com Wording at the source Once verified, we will issue a digital version of your credit card. You can add this card to Apple Pay, Google Pay, and Samsung Pay or you can also use it for online purchases. To access your card det... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? virtual, physical Source and check Source nexo.com Wording at the source You can use it right away online, through Apple Pay or Google Pay. You can also order your physical card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card network Mastercard Source and check Source gemini.com Wording at the source Mastercard® World Elite Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Mastercard Source and check Source nexo.com Wording at the source - 100M+ merchants worldwide — anywhere Mastercard is accepted. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Custody custodial Source and check Source gemini.com Wording at the source ANY DIRECT DAMAGES IN EXCESS OF (IN THE AGGREGATE) THE VALUE OF ANY OF YOUR ALLEGEDLY LOST REWARDS AMOUNT IN THE CUSTODY OF GEMINI AT THE TIME OF LOSS. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? custodial Source and check Source nexo.com Wording at the source Industrial-grade custody, instant card freezes, security spending controls, and biometric locks that keep your card experience smooth and uninterrupted. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Funding model credit line Source and check Source gemini.com Wording at the source You understand that by checking the box, you are providing written instructions to us to obtain information from your personal credit report or other information that we will use when considering your... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? credit line Source and check Source nexo.com Wording at the source Grow your buying power with crypto-backed Credit Lines starting from 1.9% interest. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card currencies (differs) USD Source and check Source gemini.com Wording at the source The Gemini Credit Card is a reward credit card that allows you to use U.S. dollars and earn rewards in bitcoin or other accepted crypto, with rewards automatically added to your Gemini account. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? EUR, GBP, USD Source and check Source nexo.com Wording at the source For Nexo Cards issued in EUR or GBP: - Base: EUR 200 / GBP 180 - Silver: EUR 400 / GBP 360 - Gold: EUR 1,000 / GBP 900 - Platinum: EUR 2,000 / GBP 1,800 For Nexo Cards issued in USD: Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean?
Usage personal Source and check Source gemini.com Wording at the source The Rewards Program enables eligible Gemini customers to receive digital asset rewards ("Rewards") on certain Qualifying Purchase Transactions (defined below) made using the Gemini Mastercard® Credit... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? personal Source and check Source nexo.com Wording at the source *The Nexo Card is only available to European Economic Area (EEA) citizens and residents. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Issuer / BIN sponsor (differs) WebBank Source and check Source gemini.com Wording at the source The Gemini Credit Card is issued by WebBank. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? DiPocket Source and check Source nexo.com Wording at the source The Dual Mode capability on the Nexo Card builds upon the advanced infrastructure already provided by Mastercard and DiPocket Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Limits depend on unknown unknown
Cards per account unknown unknown
Availability
Available in (differs) Available in: United States Source and check Source gemini.com Wording at the source We began onboarding waitlist members earlier this year, and given the overwhelming response, the Gemini Credit Card is now available to eligible individuals in all 50 U.S. states. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? unknown
Crypto
Supported assets (differs) BTC, ETH, SOL, XRP, FET, RNDR, LPT Source and check Source gemini.com Wording at the source Gemini Credit Card holders benefited immensely from bitcoin and ether's recent rallies in particular. The value of bitcoin crypto rewards held by cardholders have appreciated by 141.3%, while ether re... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? BTC, ETH Source and check Source nexo.com Wording at the source Combine BTC, ETH, and 100+ supported assets as collateral, then swap them anytime as the market evolves. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Number of supported assets (differs) 50 Source and check Source gemini.com Wording at the source Earn XRP, bitcoin, or 50+ crypto available on Gemini. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? unknown
Top-up networks (differs) not applicable Source and check Source gemini.com Wording at the source You understand that by checking the box, you are providing written instructions to us to obtain information from your personal credit report or other information that we will use when considering your... Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? Ethereum, Tron, Solana Source and check Source nexo.com Wording at the source ### Seamless crypto transfers Receive crypto from external platforms or wallets across 20+ blockchain networks like Ethereum, Solana, and Tron. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Fiat top-up (differs) not applicable Source and check Source gemini.com Wording at the source You understand that by checking the box, you are providing written instructions to us to obtain information from your personal credit report or other information that we will use when considering your... Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? Yes Source and check Source nexo.com Wording at the source Fund your account effortlessly. Add funds via bank transfers under your name, or choose from simple alternatives that match your needs. ### Crypto-friendly bank transfers Your personal USD, EUR, an... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Payments
Mobile wallets (differs) Apple Pay Google Pay Samsung Pay Source and check Source gemini.com Wording at the source Yes, the Gemini Credit Card works with Apple Pay, Google Pay, and Samsung Pay. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Apple Pay Google Pay Source and check Source nexo.com Wording at the source Apple Pay and Google Pay supported for smooth, card-free transactions. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
ATM withdrawals Yes Source and check Source gemini.com Wording at the source The following transactions are NOT considered purchases and are NOT Qualifying Purchase Transactions and you will NOT be eligible to receive Rewards for such transactions: - ATM transactions; - Card... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Yes Source and check Source nexo.com Wording at the source Enjoy up to €2,000 / £1,800 in free ATM withdrawals per month. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Contactless (differs) unknown Yes Source and check Source nexo.com Wording at the source Apple Pay can be used anywhere that accepts contactless payments, including on transport and in shops, restaurants and cafes worldwide. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Fees
Virtual card issuance (differs) unknown 0.00 EUR Source and check Source nexo.com Wording at the source - Free Virtual Card Issue free a virtual card instantly and use it through our app or with the Apple Pay & Google Pay integrations. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Physical card issuance unknown unknown
Free cards unknown unknown
Shipping unknown Standard: unknown
2 more countries/regions EEA: 0.00 EUR – 0.00 EUR Source and check Source nexo.com Wording at the source The physical Nexo Card is also free, including shipping. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? United Kingdom: 0.00 GBP – 0.00 GBP Source and check Source nexo.com Wording at the source There's also free shipping for the physical Nexo Card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Monthly fee (differs) unknown 0.00 EUR Source and check Source nexo.com Wording at the source - No monthly, annual, or inactivity fees. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Annual fee (differs) 0.00 USD Source and check Source gemini.com Wording at the source Earn up to 4% crypto back on every purchase with no annual fee Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? 0.00 EUR Source and check Source nexo.com Wording at the source - No monthly, annual, or inactivity fees. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Top-up fee (differs) not applicable Source and check Source gemini.com Wording at the source You understand that by checking the box, you are providing written instructions to us to obtain information from your personal credit report or other information that we will use when considering your... Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? unknown
Crypto deposit fee unknown unknown
Crypto conversion fee (differs) 0 % Source and check Source gemini.com Wording at the source No annual fee. Plus, no foreign transaction fees and no exchange fees to acquire your crypto rewards. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? unknown
Foreign currency fee (differs) 0 % Source and check Source gemini.com Wording at the source No foreign transaction fees Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? unknown
FX free allowance unknown unknown
Minimum FX fee unknown unknown
ATM fee unknown unknown
Transaction fee unknown unknown
Cross-border fee unknown unknown
Withdrawal fee unknown unknown
Activation fee unknown unknown
Minimum top-up unknown unknown
Declined payment fee unknown unknown
Refund fee unknown unknown
Inactivity fee (differs) unknown 0.00 EUR Source and check Source nexo.com Wording at the source - No monthly, annual, or inactivity fees. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Minimum monthly spend unknown unknown
Inactivity rule (differs) If you never use your digital card and don't activate your physical card within 60 days, Gemini may close your card, in accordance with, the cardholder agreement. Source and check Source support.gemini.com Wording at the source If you never use your digital card and don't activate your physical card within 60 days, Gemini may close your card, in accordance with, the cardholder agreement. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? unknown
Card replacement unknown unknown
Rewards
Cashback (differs) 4 % (spend from 0/month); 3 % (spend from 0/month); 2 % (spend from 0/month); 1 % (spend from 0/month) · in BTC 0.1 % (Base); 0.2 % (Silver); 0.3 % (Gold); 0.5 % (Platinum) · in BTC
Referral bonus (invited friend) unknown unknown
Referral bonus (you) unknown unknown
Welcome bonus unknown unknown

Highlighted rows differ.

Early warning

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