Skip to content

Without a choice of your own we suggest country and currency from your IP address (not stored). Your choice stays in your browser only. Converted amounts are approximations; the original amount is always shown.

EN
Image source Source gemini.com Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only.

by Gemini

Gemini Credit Card

Requires KYC Private Virtual Physical Metal

checked 29 Oct 2026 Source and check Checked29 Oct 2026 Verified29 Oct 2026 Updated29 Oct 2026 “checked” is the last time the source was found unchanged; “verified” is the last time the value was read from the source. “updated” is the last real value change. What does [s] mean? Something missing? Alerts

Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on
Score average of 100

How it is made up ↓Methodology →

To Gemini

Basicsgemini-credit-card

Card form
credit Source and check Source gemini.com Wording at the source The Gemini Credit Card® Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card types
virtual, physical, metal Source and check Source gemini.com Wording at the source Once verified, we will issue a digital version of your credit card. You can add this card to Apple Pay, Google Pay, and Samsung Pay or you can also use it for online purchases. To access your card det... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Card network
Mastercard Source and check Source gemini.com Wording at the source Mastercard® World Elite Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Custody
custodial Source and check Source gemini.com Wording at the source ANY DIRECT DAMAGES IN EXCESS OF (IN THE AGGREGATE) THE VALUE OF ANY OF YOUR ALLEGEDLY LOST REWARDS AMOUNT IN THE CUSTODY OF GEMINI AT THE TIME OF LOSS. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Funding model
credit line Source and check Source gemini.com Wording at the source You understand that by checking the box, you are providing written instructions to us to obtain information from your personal credit report or other information that we will use when considering your... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card currencies
USD Source and check Source gemini.com Wording at the source The Gemini Credit Card is a reward credit card that allows you to use U.S. dollars and earn rewards in bitcoin or other accepted crypto, with rewards automatically added to your Gemini account. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Usage
personal Source and check Source gemini.com Wording at the source The Rewards Program enables eligible Gemini customers to receive digital asset rewards ("Rewards") on certain Qualifying Purchase Transactions (defined below) made using the Gemini Mastercard® Credit... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Limits depend on
unknown
Cards per account
unknown
Mobile wallets
Apple Pay Google Pay Samsung Pay Source and check Source gemini.com Wording at the source Yes, the Gemini Credit Card works with Apple Pay, Google Pay, and Samsung Pay. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
ATM withdrawals
Yes Source and check Source gemini.com Wording at the source The following transactions are NOT considered purchases and are NOT Qualifying Purchase Transactions and you will NOT be eligible to receive Rewards for such transactions: - ATM transactions; - Card... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Contactless
unknown

Fees and cashback

AttributeValue
Fees
Virtual card issuance unknown
Physical card issuance unknown
Shipping unknown
Monthly fee unknown
Annual fee 0.00 USD Source and check Source gemini.com Wording at the source Earn up to 4% crypto back on every purchase with no annual fee Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Top-up fee unknown
Crypto deposit fee unknown
Crypto conversion fee 0 % Source and check Source gemini.com Wording at the source No annual fee. Plus, no foreign transaction fees and no exchange fees to acquire your crypto rewards. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Minimum conversion unknown
Foreign currency fee 0 % Source and check Source gemini.com Wording at the source No foreign transaction fees Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Minimum FX fee unknown
ATM fee unknown
Merchant-specific fee unknown
Declined payment fee unknown
Refund fee unknown
Inactivity fee unknown
Minimum monthly spend unknown
Inactivity rule If you never use your digital card and don't activate your physical card within 60 days, Gemini may close your card, in accordance with, the cardholder agreement. Source and check Source support.gemini.com Wording at the source If you never use your digital card and don't activate your physical card within 60 days, Gemini may close your card, in accordance with, the cardholder agreement. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card replacement unknown
Plan waivers unknown
Cashback & rewards
Cashback 4 % Source and check Source gemini.com Wording at the source 4% back on qualifying purchases is available on up to $300 in spend/month (then 1% on all other qualifying purchases that month). Spend cycle will refresh on the 1st of each month. Gas, EV & Tran... Checked Verified Value wrong? History What does [s] mean? spend from 0/month 3 % spend from 0/month 2 % spend from 0/month 1 % spend from 0/month in BTC

Amounts in your display currency are approximations (hover or tap for the original and the rate) · exchange rate of

KYC and limits

  1. ID document

    ID document, often with a selfie or video ident

    1. Verified individual Gemini account at Gemini

      Source and check Source gemini.com Wording at the source Individual customer — Prior to opening an account for an individual customer, we attempt to collect, verify, and authenticate the following information: - Email address; - Mobile phone number; - Full... Checked Verified Value wrong? No earlier versions What does [s] mean?

      Requires: E-mail, Phone number, Name and date of birth, Address, ID document, Tax ID

KYC: ID document Identity verification is required from the first level.

When is KYC needed?

  • Risk reviewAfter a risk review at its own discretion, Gemini may request additional documents such as proof of source of funds. Source and check Source gemini.com Wording at the source - Additional information or documentation as determined by our Compliance Team. Checked Verified Value wrong? History What does [s] mean?
What do you have to show? Open the KYC finder

Availability

AttributeValue
Available in
  • Standard: Available in: United States Source and check Source gemini.com Wording at the source We began onboarding waitlist members earlier this year, and given the overwhelming response, the Gemini Credit Card is now available to eligible individuals in all 50 U.S. states. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
  • by residence: Available in: Puerto Rico, United States Source and check Source gemini.com Wording at the source Residents in all 50 U.S. states and Puerto Rico will be eligible to apply (terms and restrictions will apply). Unfortunately, the Gemini Credit Card will not be available outside of the U.S. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Residency requirement Residents of all 50 U.S. states and Puerto Rico; not available outside the U.S. Source and check Source gemini.com Wording at the source Residents in all 50 U.S. states and Puerto Rico will be eligible to apply (terms and restrictions will apply). Unfortunately, the Gemini Credit Card will not be available outside of the U.S. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?

Key countries

  • Germany not available
  • Austria not available
  • Switzerland not available
  • United States available
  • United Kingdom not available
  • France not available
  • Spain not available
  • Italy not available
  • Netherlands not available
  • Türkiye not available
  • Brazil not available
  • Nigeria not available
  • India not available
  • United Arab Emirates not available
  • Singapore not available

✓ available · ✗ not available · ? not known from the sources

Point at or tap a country.

available (1) not available (249) unknown

Crypto

AttributeValue
Supported assets BTC, ETH, SOL, XRP, FET, RNDR, LPT Source and check Source gemini.com Wording at the source Gemini Credit Card holders benefited immensely from bitcoin and ether's recent rallies in particular. The value of bitcoin crypto rewards held by cardholders have appreciated by 141.3%, while ether re... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Number of supported assets 50 Source and check Source gemini.com Wording at the source Earn XRP, bitcoin, or 50+ crypto available on Gemini. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Top-up networks not applicable Source and check Source gemini.com Wording at the source You understand that by checking the box, you are providing written instructions to us to obtain information from your personal credit report or other information that we will use when considering your... Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Spending order unknown
Fiat top-up not applicable Source and check Source gemini.com Wording at the source You understand that by checking the box, you are providing written instructions to us to obtain information from your personal credit report or other information that we will use when considering your... Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?

Bonuses and promotions

What Gemini offers itself: referral bonus, welcome bonus, running promotions and partner programme. Values of the provider, with source; no affiliate link in it.

No referral bonus, welcome bonus or promotion documented yet.

Trust

AttributeValue
Issuer / BIN sponsor WebBank Source and check Source gemini.com Wording at the source The Gemini Credit Card is issued by WebBank. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Program manager Gemini Constellation, LLC Source and check Source gemini.com Wording at the source Gemini Constellation, LLC ("Gemini Constellation") is the servicer of your Card and the servicer of this Rewards Program. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Headquarters unknown
Support channels phone, ticket Source and check Source gemini.com Wording at the source You may report the possible error or submit a dispute by contacting Gemini Constellation at 1-877-725-1116 or by writing to Gemini Constellation at 600 Third Avenue, 2nd Floor, New York, NY 10016, Att... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Brand on record since 06/2015 Source and check Source web.archive.org Wording at the source archived capture: 2015-06-23 Checked Verified
Domain older than the brand (registered 02/1994) Source and check Source rdap.verisign.com Wording at the source registration: 1994-02-14 Checked Verified

Issuer

WebBank Source and check Source gemini.com Wording at the source The Gemini Credit Card is issued by WebBank. Checked Verified Issues 1 card programme in our catalogue

Transparency

Transparency 71 %

0 of 14 key values not published

  • Imprint / company details: no
  • Public fee schedule: yes
  • Cardholder agreement: yes
  • Terms and conditions: yes
  • Terms with version or date: no

Sources last checked 2026-10-29

Licences

No licences captured yet.

What users report

No community reports evaluated yet.

How the score is made up

64.91 of 100 · average

Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

Methodology and weights
  1. CostsWeight 25 %
    100/100
    25.0 of 25 points

    monthly/annual fee, top-up, FX and ATM fees

  2. KYC and privacyWeight 20 %
    35/100
    7.0 of 20 points

    KYC class needed, KYC-free allowance

  3. FeaturesWeight 15 %
    93/100
    13.9 of 15 points

    wallets, physical card, ATM, assets, chains

  4. AvailabilityWeight 10 %
    17/100
    1.7 of 10 points

    number of countries, EU/US/UK

  5. RewardsWeight 10 %
    52/100
    5.2 of 10 points

    cashback considering caps and staking requirements

  6. TrustWeight 10 %
    72/100
    7.2 of 10 points

    licences, incidents, company and card age, issuer, ownership, security, transparency

    Trust in detail
    • LicencesWeight 15 % not scored
    • Company age (up to 5 years)Weight 10 % not scored
    • Card on the market (up to 3 years)Weight 10 % not scored
    • IssuerWeight 15 % 44
    • OwnershipWeight 10 % not scored
    • Security evidenceWeight 15 % not scored
    • TransparencyWeight 10 % 71
    • Incidents (12 months)Weight 15 % 100
  7. CommunityWeight 10 %
    –
    not scored counts with the median (5.0)

    ratings and reports, damped, neutral with too little data

Early warning

Alerts for this card

We tell you what changes at Gemini Credit Card and Gemini, with evidence for every alert.

What do you want to receive?

You will first get a mail with a confirmation link.

Changelog

  • Score changed from 68.23 to 64.91.

  • Score changed from 66.35 to 68.23.

  • Score changed from 65.35 to 66.35.

  • Changes to reward programmes.

  • Score changed from 61.85 to 65.35.

  • Score changed from 60.64 to 61.85.

  • Changes to KYC levels and requirements.

  • Score changed from 63.64 to 60.64.

  • Changes to KYC levels and requirements.

  • Score changed from 50.76 to 63.64.

  • New logo.

  • Changes to licences.

Apply for Gemini Credit Card directly with the provider.

All information without guarantee; the provider’s terms are binding. No investment or financial advice: scores are methodical comparisons, not recommendations.

Report an error To Gemini