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Comparison

Holyheld Card vs. Simple Crypto Card compared

  • Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Holyheld CardHolyheld
  • Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Simple Crypto CardSimple

In short

  • Holyheld Card ask for the least (ID document).
  • Holyheld Card has the higher score (50.74).
Attribute Holyheld CardHolyheld Requires KYC Private Simple Crypto CardSimple Requires KYC Private Virtual
Score average weak
CostsWeight 25 % not scored 33
KYC and privacyWeight 20 % 35 18
FeaturesWeight 15 % not scored 81
AvailabilityWeight 10 % not scored 17
RewardsWeight 10 % not scored not scored
TrustWeight 10 % 87 93
CommunityWeight 10 % not scored not scored
KYC KYC: ID document KYC: ID + proof of address
Limits (entry level)
  • Top-up per transaction: only in the app
  • Spending per day: 30,000 USDC
  • Spending per day (number): 15×
  • Spending per month: 30,000 USDC
+3
Basics
Card form debit Source and check Source holyheld.com Wording at the source "Card" refers to a payment instrument (debit card) issued by the licensed payment-instrument issuer partnered with us, which enables the sale of Crypto-assets using the Company's services and the use... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? debit Source and check Source simple.app Wording at the source These terms and conditions, combined with the Wirex General Terms of Service (the "Wirex Terms"), the Wirex Multicurrency Account Terms, Privacy Policy, and any other documents referred to in these it... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card types (differs) unknown virtual Source and check Source help.simple.app Wording at the source Follow these simple steps to get your card up and running. Currently only the Virtual card is available — the Physical card is coming soon. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card network (differs) unknown Mastercard Source and check Source simple.app Wording at the source You can top up your Wirex Card from your Wirex Multicurrency Account using the applicable functionality on the Wirex Service. You can then spend the funds on your Wirex Card anywhere where Mastercard... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Custody self-custody Source and check Source holyheld.com Wording at the source 3.2. Holyheld does not provide any custodial services, nor creates Crypto-asset wallets in order to hold any Crypto-assets on your behalf. To execute a transaction you agree to connect your pre-existi... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? self-custody Source and check Source simple.app Wording at the source Self-custody means only you have access — not even we can touch your crypto. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Funding model converted on spend Source and check Source holyheld.com Wording at the source "Card" refers to a payment instrument (debit card) issued by the licensed payment-instrument issuer partnered with us, which enables the sale of Crypto-assets using the Company's services and the use... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? converted on spend Source and check Source simple.app Wording at the source 4.4.1. The Crypto Card connects to your Self-Custodial Wallet. You acknowledge that when you use the card for transactions, specific assets from your Self-Custodial Wallet may be converted to Fiat Cur... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean?
Card currencies (differs) unknown only in the app Source and check Source simple.app Wording at the source Your Card is a multicurrency payment card capable of spending or withdrawal in different currencies. The currencies available to you are indicated on your Wirex Profile. Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Usage personal Source and check Source holyheld.com Wording at the source Send and receive global payments, manage stablecoins and spend by card. A personal membership, by invitation. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? personal Source and check Source simple.app Wording at the source - You must be an individual and not acting on behalf of a business. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Issuer / BIN sponsor (differs) unknown Wirex Source and check Source simple.app Wording at the source 4.1.1. The Crypto Card program is provided, issued, and managed by Wirex and its affiliated entities (collectively, "Wirex"). Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Limits depend on (differs) unknown user setting Source and check Source simple.app Wording at the source Set spending limits for extra security Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Cards per account unknown unknown
Availability
Available in unknown unknown
Crypto
Supported assets (differs) only in the app Source and check Source holyheld.com Wording at the source Supported stablecoins include USDC and EURC, and the ones available for your account are shown in the app. USDC converts to USD or EUR. If you hold a different stablecoin from the one your route needs... Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? USDT, USDC Source and check Source help.simple.app Wording at the source You can currently top up your Simple USDC Card using USDT and USDC on the following supported networks: Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean?
Number of supported assets unknown unknown
Top-up networks (differs) unknown Ethereum, Tron, BNB Smart Chain, Polygon, Arbitrum, Base Source and check Source help.simple.app Wording at the source You can currently top up your Simple USDC Card using USDT and USDC on the following supported networks: - USDT: Ethereum (ERC20), Polygon, BNB Smart Chain (BSC), Arbitrum (ARB), and Tron (TRX). - USD... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean?
Fiat top-up (differs) unknown Yes Source and check Source simple.app Wording at the source 3.7.6.1. Intended Retail Purpose — The Card Smart Wallet and integrated fiat on-ramp channels are made available exclusively for personal consumer retail spending. Utilizing card top-up mechanisms as... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Payments
Mobile wallets (differs) unknown Apple Pay Google Pay Source and check Source simple.app Wording at the source Yes! With the Simple Crypto Card, you can spend your crypto like regular money anywhere cards are accepted. It works with Apple Pay and Google Pay, so everyday use is seamless and instant. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
ATM withdrawals (differs) unknown Yes Source and check Source help.simple.app Wording at the source Need cash? Here are the limits for withdrawing funds at ATMs: Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Contactless (differs) unknown Yes Source and check Source help.simple.app Wording at the source To add your card to Apple Wallet or Google Wallet and make contactless payments, you need to follow several steps: Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Fees
Virtual card issuance unknown unknown
Physical card issuance unknown unknown
Free cards unknown unknown
Shipping (differs) unknown not applicable Source and check Source help.simple.app Wording at the source Follow these simple steps to get your card up and running. Currently only the Virtual card is available — the Physical card is coming soon. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Monthly fee unknown unknown
Annual fee unknown unknown
Top-up fee unknown unknown
Crypto deposit fee unknown unknown
Crypto conversion fee (differs) unknown 2 % Source and check Source simple.app Wording at the source A fee of 2% of the transaction amount is applied to card transactions involving crypto assets. This fee is incorporated directly into the exchange rate used for the conversion of your crypto assets at... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Foreign currency fee unknown unknown
FX free allowance unknown unknown
Minimum FX fee unknown unknown
ATM fee unknown unknown
Declined payment fee unknown unknown
Refund fee unknown unknown
Inactivity fee unknown unknown
Minimum monthly spend unknown unknown
Inactivity rule (differs) unknown Storage fee after 9 months without a withdrawal, deposit, exchange or transfer; 30 days' email notice; applies only while balances remain and stops after renewed activity. Source and check Source simple.app Wording at the source If you don't transact using the Wirex Service for nine (9) months up to 18 months, we'll charge you a storage fee to store your balances with us. Transacting includes withdrawal, deposit, exchange, or... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card replacement (differs) unknown not published Source and check Source simple.app Wording at the source To order a replacement Card if your Card is lost or stolen, contact Customer Support. Fees may apply. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Rewards
Cashback unknown unknown
Referral bonus (invited friend) unknown unknown
Referral bonus (you) unknown unknown
Welcome bonus unknown unknown

Highlighted rows differ.

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