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by Simple

Simple Crypto Card

KYC: ID + proof of address KYC and limits

checked 29 Oct 2026 Source and check Checked29 Oct 2026 Verified29 Oct 2026 Updated29 Oct 2026 “checked” is the last time the source was found unchanged; “verified” is the last time the value was read from the source. “updated” is the last real value change. What does [s] mean? Something missing? Alerts

Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on
Score weak of 100

How it is made up ↓Methodology →

To Simple

Basicssimple-crypto-card

Card form
debit Source and check Source simple.app Wording at the source These terms and conditions, combined with the Wirex General Terms of Service (the "Wirex Terms"), the Wirex Multicurrency Account Terms, Privacy Policy, and any other documents referred to in these it... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card types
virtual Source and check Source help.simple.app Wording at the source Follow these simple steps to get your card up and running. Currently only the Virtual card is available — the Physical card is coming soon. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card network
Mastercard Source and check Source simple.app Wording at the source You can top up your Wirex Card from your Wirex Multicurrency Account using the applicable functionality on the Wirex Service. You can then spend the funds on your Wirex Card anywhere where Mastercard... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Custody
self-custody Source and check Source simple.app Wording at the source Self-custody means only you have access — not even we can touch your crypto. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Funding model
converted on spend Source and check Source simple.app Wording at the source 4.4.1. The Crypto Card connects to your Self-Custodial Wallet. You acknowledge that when you use the card for transactions, specific assets from your Self-Custodial Wallet may be converted to Fiat Cur... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean?
Card currencies
only in the app Source and check Source simple.app Wording at the source Your Card is a multicurrency payment card capable of spending or withdrawal in different currencies. The currencies available to you are indicated on your Wirex Profile. Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Usage
personal Source and check Source simple.app Wording at the source - You must be an individual and not acting on behalf of a business. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Limits depend on
user setting Source and check Source simple.app Wording at the source Set spending limits for extra security Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Cards per account
unknown
Mobile wallets
Apple Pay Google Pay Source and check Source simple.app Wording at the source Yes! With the Simple Crypto Card, you can spend your crypto like regular money anywhere cards are accepted. It works with Apple Pay and Google Pay, so everyday use is seamless and instant. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
ATM withdrawals
Yes Source and check Source help.simple.app Wording at the source Need cash? Here are the limits for withdrawing funds at ATMs: Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Contactless
Yes Source and check Source help.simple.app Wording at the source To add your card to Apple Wallet or Google Wallet and make contactless payments, you need to follow several steps: Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?

Fees and cashback

AttributeValue
Fees
Virtual card issuance unknown
Physical card issuance unknown
Shipping not applicable Source and check Source help.simple.app Wording at the source Follow these simple steps to get your card up and running. Currently only the Virtual card is available — the Physical card is coming soon. Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Monthly fee unknown
Annual fee unknown
Top-up fee unknown
Crypto deposit fee unknown
Crypto conversion fee 2 % Source and check Source simple.app Wording at the source A fee of 2% of the transaction amount is applied to card transactions involving crypto assets. This fee is incorporated directly into the exchange rate used for the conversion of your crypto assets at... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Minimum conversion unknown
Foreign currency fee unknown
Minimum FX fee unknown
ATM fee unknown
Merchant-specific fee unknown
Declined payment fee unknown
Refund fee unknown
Inactivity fee unknown
Minimum monthly spend unknown
Inactivity rule Storage fee after 9 months without a withdrawal, deposit, exchange or transfer; 30 days' email notice; applies only while balances remain and stops after renewed activity. Source and check Source simple.app Wording at the source If you don't transact using the Wirex Service for nine (9) months up to 18 months, we'll charge you a storage fee to store your balances with us. Transacting includes withdrawal, deposit, exchange, or... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card replacement not published Source and check Source simple.app Wording at the source To order a replacement Card if your Card is lost or stolen, contact Customer Support. Fees may apply. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Plan waivers unknown
Cashback & rewards
Cashback unknown

Amounts in your display currency are approximations (hover or tap for the original and the rate) · exchange rate of

KYC and limits

  1. ID + proof of address

    ID and a recent proof of address

    1. KYC verification at Simple

      review time usually a few minutes, may take longer

      Source and check Source help.simple.app Wording at the source | 3 | Enter your phone number Enter the phone number linked to your account. This is used to verify your identity during the order. | | | 4 | Complete KYC verification Pass the verification steps: upl... Checked Verified Value wrong? No earlier versions What does [s] mean?

      Requires: Phone number, ID document, Proof of address

LimitsValue
Spending per day 30,000 USDC Source and check Source help.simple.app Wording at the source | Daily transaction limit (max 15 purchases) | 30 000 USDC | Checked Verified Value wrong? No earlier versions What does [s] mean?
Spending per day (number) 15× Source and check Source help.simple.app Wording at the source | Daily transaction limit (max 15 purchases) | 30 000 USDC | Checked Verified Value wrong? No earlier versions What does [s] mean?
Spending per month 30,000 USDC Source and check Source help.simple.app Wording at the source | Monthly transaction limit | 30 000 USDC | Checked Verified Value wrong? No earlier versions What does [s] mean?
ATM per day 500 USDC Source and check Source help.simple.app Wording at the source | Daily ATM withdrawals limit (max 5 withdrawals) | 500 USDC | Checked Verified Value wrong? No earlier versions What does [s] mean?
ATM per day (number) 5× Source and check Source help.simple.app Wording at the source | Daily ATM withdrawals limit (max 5 withdrawals) | 500 USDC | Checked Verified Value wrong? No earlier versions What does [s] mean?
ATM per month 5,000 USDC Source and check Source help.simple.app Wording at the source | Monthly ATM withdrawals limit | 5 000 USDC | Checked Verified Value wrong? No earlier versions What does [s] mean?

KYC: ID + proof of address Identity verification is required from the first level.

When is KYC needed?

  • Risk reviewAfter a risk review at its own discretion, Simple may request additional documents such as proof of source of funds. Source and check Source simple.app Wording at the source You must comply with all requests to verify your identity, address, source of funds, and other information as we may require. Checked Verified Value wrong? History What does [s] mean?
What do you have to show? Open the KYC finder

Availability

AttributeValue
Available in
  • by residence: Available in: United Kingdom Source and check Source simple.app Wording at the source You must be at least 18 years old and a UK resident to apply for and use a Card. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Residency requirement UK resident; at least 18 years old Source and check Source simple.app Wording at the source You must be at least 18 years old and a UK resident to apply for and use a Card. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?

Key countries

  • Germany not available
  • Austria not available
  • Switzerland not available
  • United States not available
  • United Kingdom available
  • France not available
  • Spain not available
  • Italy not available
  • Netherlands not available
  • Türkiye not available
  • Brazil not available
  • Nigeria not available
  • India not available
  • United Arab Emirates not available
  • Singapore not available

✓ available · ✗ not available · ? not known from the sources

Point at or tap a country.

available (1) not available (249) unknown

Crypto

AttributeValue
Supported assets USDT, USDC Source and check Source help.simple.app Wording at the source You can currently top up your Simple USDC Card using USDT and USDC on the following supported networks: Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean?
Number of supported assets unknown
Top-up networks Ethereum, Tron, BNB Smart Chain, Polygon, Arbitrum, Base Source and check Source help.simple.app Wording at the source You can currently top up your Simple USDC Card using USDT and USDC on the following supported networks: - USDT: Ethereum (ERC20), Polygon, BNB Smart Chain (BSC), Arbitrum (ARB), and Tron (TRX). - USD... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean?
Spending order User-specified order of preferred currencies Source and check Source simple.app Wording at the source Your Card offers the ability to spend funds in different currencies. The currencies available to you will be shown in your Wirex Profile. Let us know your preferred currencies by choosing them on the... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Fiat top-up Yes Source and check Source simple.app Wording at the source 3.7.6.1. Intended Retail Purpose — The Card Smart Wallet and integrated fiat on-ramp channels are made available exclusively for personal consumer retail spending. Utilizing card top-up mechanisms as... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?

Bonuses and promotions

What Simple offers itself: referral bonus, welcome bonus, running promotions and partner programme. Values of the provider, with source; no affiliate link in it.

No referral bonus, welcome bonus or promotion documented yet.

Trust

AttributeValue
Issuer / BIN sponsor Wirex Source and check Source simple.app Wording at the source 4.1.1. The Crypto Card program is provided, issued, and managed by Wirex and its affiliated entities (collectively, "Wirex"). Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Program manager Wirex Source and check Source simple.app Wording at the source 4.1.1. The Crypto Card program is provided, issued, and managed by Wirex and its affiliated entities (collectively, "Wirex"). Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Headquarters unknown
Support channels email Source and check Source simple.app Wording at the source If you need any help or want to make a comment or complaint, please contact our customer service at [[email protected]]( We aim to resolve all enquiries within two weeks. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?

Issuer

Wirex Source and check Source simple.app Wording at the source 4.1.1. The Crypto Card program is provided, issued, and managed by Wirex and its affiliated entities (collectively, "Wirex"). Checked Verified Licensed Issues 3 card programmes in our catalogue

Transparency

Transparency 85 %

1 of 13 key values not published

  • Imprint / company details: no
  • Public fee schedule: yes
  • Cardholder agreement: yes
  • Terms and conditions: yes
  • Terms with version or date: yes

Sources last checked 2026-10-28

Licences

Licence of the card issuer Wirex

  • Financial Conduct Authority Source and check Source simple.app Wording at the source Your Card is issued by us (the "Card Issuer"). Wirex Limited is authorised by the Financial Conduct Authority as an e-money institution with registration number 902025 and any of its successors or as... Checked Verified What does [s] mean? E-money licence 902025 (GB) Register entry

What users report

No community reports evaluated yet.

How the score is made up

45.05 of 100 · weak

Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

Methodology and weights
  1. CostsWeight 25 %
    33/100
    8.3 of 25 points

    monthly/annual fee, top-up, FX and ATM fees

  2. KYC and privacyWeight 20 %
    18/100
    3.5 of 20 points

    KYC class needed, KYC-free allowance

  3. FeaturesWeight 15 %
    81/100
    12.2 of 15 points

    wallets, physical card, ATM, assets, chains

  4. AvailabilityWeight 10 %
    17/100
    1.7 of 10 points

    number of countries, EU/US/UK

  5. RewardsWeight 10 %
    –
    not scored counts neutral (5.0)

    cashback considering caps and staking requirements

  6. TrustWeight 10 %
    93/100
    9.3 of 10 points

    licences, incidents, company and card age, issuer, ownership, security, transparency

    Trust in detail
    • LicencesWeight 15 % not scored
    • Company age (up to 5 years)Weight 10 % not scored
    • Card on the market (up to 3 years)Weight 10 % not scored
    • IssuerWeight 15 % 92
    • OwnershipWeight 10 % not scored
    • Security evidenceWeight 15 % not scored
    • TransparencyWeight 10 % 85
    • Incidents (12 months)Weight 15 % 100
  7. CommunityWeight 10 %
    –
    not scored counts with the median (5.0)

    ratings and reports, damped, neutral with too little data

Early warning

Alerts for this card

We tell you what changes at Simple Crypto Card and Simple, with evidence for every alert.

What do you want to receive?

You will first get a mail with a confirmation link.

Changelog

  • Score changed from 43.55 to 45.05.

  • Changes to licences.

  • Score changed from 44.04 to 43.55.

  • Changes to licences.

  • Score changed from 43.73 to 43.85.

  • Changes to KYC levels and requirements.

  • Score changed from 41.73 to 43.73.

  • Score changed from 42.32 to 41.73.

  • Score changed from 39.32 to 42.32.

  • Changes to licences.

  • Score changed from 46.8 to 39.32.

  • Score changed from 45.75 to 46.8.

  • Changes to KYC levels and requirements.

  • Score changed from 40.5 to 45.75.

  • Changes to limits.

  • Changes to KYC levels and requirements.

Apply for Simple Crypto Card directly with the provider.

All information without guarantee; the provider’s terms are binding. No investment or financial advice: scores are methodical comparisons, not recommendations.

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