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Comparison

Rizon Card vs. Simple Crypto Card compared

  • Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Rizon CardRizon
  • Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Simple Crypto CardSimple

In short

  • Rizon Card ask for the least (ID document).
  • Rizon Card has the higher score (53.05).
Attribute Rizon CardRizon Requires KYC Private Virtual Physical Simple Crypto CardSimple Requires KYC Private Virtual
Score average weak
CostsWeight 25 % 50 33
KYC and privacyWeight 20 % 35 18
FeaturesWeight 15 % 87 81
AvailabilityWeight 10 % not scored 17
RewardsWeight 10 % 23 not scored
TrustWeight 10 % 82 93
CommunityWeight 10 % not scored not scored
KYC KYC: ID document KYC: ID + proof of address
Limits (entry level)
  • Top-up in total: no limit
  • Spending in total: no limit
  • Spending per day: 30,000 USDC
  • Spending per day (number): 15×
  • Spending per month: 30,000 USDC
+3
Basics
Card form debit Source and check Source getrizon.com Wording at the source Once your Linked Wallet is connected and verified, you may become eligible to request a virtual or physical debit card, issued by our Partner, Rain, which allows you to convert and spend supported sta... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? debit Source and check Source simple.app Wording at the source These terms and conditions, combined with the Wirex General Terms of Service (the "Wirex Terms"), the Wirex Multicurrency Account Terms, Privacy Policy, and any other documents referred to in these it... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card types (differs) virtual, physical Source and check Source getrizon.com Wording at the source Physical and virtual Visa Platinum cards Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? virtual Source and check Source help.simple.app Wording at the source Follow these simple steps to get your card up and running. Currently only the Virtual card is available — the Physical card is coming soon. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card network (differs) Visa Source and check Source getrizon.com Wording at the source Physical and virtual Visa Platinum cards Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Mastercard Source and check Source simple.app Wording at the source You can top up your Wirex Card from your Wirex Multicurrency Account using the applicable functionality on the Wirex Service. You can then spend the funds on your Wirex Card anywhere where Mastercard... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Custody self-custody Source and check Source getrizon.com Wording at the source All wallet functionality is powered by Privy, a non-custodial wallet infrastructure provider. Wallets are created and controlled solely by users and are not accessible by Rizon. All private keys remai... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? self-custody Source and check Source simple.app Wording at the source Self-custody means only you have access — not even we can touch your crypto. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Funding model converted on spend Source and check Source getrizon.com Wording at the source refers to a service that enables the conversion of Digital Assets, such as stablecoins, into Fiat Currency for spending via a virtual or physical payment card. This service is provided by our partner... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? converted on spend Source and check Source simple.app Wording at the source 4.4.1. The Crypto Card connects to your Self-Custodial Wallet. You acknowledge that when you use the card for transactions, specific assets from your Self-Custodial Wallet may be converted to Fiat Cur... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean?
Card currencies (differs) USD Source and check Source getrizon.com Wording at the source Your Rizon account is held in US dollars. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? only in the app Source and check Source simple.app Wording at the source Your Card is a multicurrency payment card capable of spending or withdrawal in different currencies. The currencies available to you are indicated on your Wirex Profile. Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Usage personal Source and check Source getrizon.com Wording at the source The products and services referenced on this website are made available by Rizon Global, Inc. and are intended solely for individuals who are residents and domiciled in the United States or countries... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? personal Source and check Source simple.app Wording at the source - You must be an individual and not acting on behalf of a business. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Issuer / BIN sponsor (differs) unknown Wirex Source and check Source simple.app Wording at the source 4.1.1. The Crypto Card program is provided, issued, and managed by Wirex and its affiliated entities (collectively, "Wirex"). Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Limits depend on user setting Source and check Source getrizon.com Wording at the source Set spend limits for each card and get alerts whenever you are charged. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? user setting Source and check Source simple.app Wording at the source Set spending limits for extra security Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Cards per account unknown unknown
Availability
Available in unknown unknown
Crypto
Supported assets USDT, USDC Source and check Source getrizon.com Wording at the source Deposit USDC/USDT on supported networks 24/7 Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? USDT, USDC Source and check Source help.simple.app Wording at the source You can currently top up your Simple USDC Card using USDT and USDC on the following supported networks: Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean?
Number of supported assets unknown unknown
Top-up networks (differs) unknown Ethereum, Tron, BNB Smart Chain, Polygon, Arbitrum, Base Source and check Source help.simple.app Wording at the source You can currently top up your Simple USDC Card using USDT and USDC on the following supported networks: - USDT: Ethereum (ERC20), Polygon, BNB Smart Chain (BSC), Arbitrum (ARB), and Tron (TRX). - USD... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean?
Fiat top-up Yes Source and check Source getrizon.com Wording at the source Top up in minutes via bank, credit card, or stablecoins. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Yes Source and check Source simple.app Wording at the source 3.7.6.1. Intended Retail Purpose — The Card Smart Wallet and integrated fiat on-ramp channels are made available exclusively for personal consumer retail spending. Utilizing card top-up mechanisms as... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Payments
Mobile wallets Apple Pay Google Pay Source and check Source getrizon.com Wording at the source Pay instantly with Apple Pay & Google Pay Make checkout effortless with Apple Pay and Google Pay. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Apple Pay Google Pay Source and check Source simple.app Wording at the source Yes! With the Simple Crypto Card, you can spend your crypto like regular money anywhere cards are accepted. It works with Apple Pay and Google Pay, so everyday use is seamless and instant. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
ATM withdrawals Yes Source and check Source getrizon.com Wording at the source Withdraw cash from ATMs Get cash in local currencies worldwide Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Yes Source and check Source help.simple.app Wording at the source Need cash? Here are the limits for withdrawing funds at ATMs: Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Contactless Yes Source and check Source getrizon.com Wording at the source Tap, chip & PIN everywhere and withdraw cash from ATMs worldwide. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Yes Source and check Source help.simple.app Wording at the source To add your card to Apple Wallet or Google Wallet and make contactless payments, you need to follow several steps: Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Fees
Virtual card issuance (differs) only in the app Source and check Source getrizon.com Wording at the source Virtual Check app for the price Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? unknown
Physical card issuance (differs) only in the app Source and check Source getrizon.com Wording at the source Physical Check app for the price Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? unknown
Free cards unknown unknown
Shipping (differs) unknown not applicable Source and check Source help.simple.app Wording at the source Follow these simple steps to get your card up and running. Currently only the Virtual card is available — the Physical card is coming soon. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Monthly fee (differs) 0.00 USD Source and check Source getrizon.com Wording at the source Account maintainance Free Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? unknown
Annual fee unknown unknown
Top-up fee (differs) free Source and check Source getrizon.com Wording at the source Deposit Free Free Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? unknown
Crypto deposit fee unknown unknown
Crypto conversion fee (differs) unknown 2 % Source and check Source simple.app Wording at the source A fee of 2% of the transaction amount is applied to card transactions involving crypto assets. This fee is incorporated directly into the exchange rate used for the conversion of your crypto assets at... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Foreign currency fee unknown unknown
FX free allowance unknown unknown
Minimum FX fee unknown unknown
ATM fee unknown unknown
Declined payment fee unknown unknown
Refund fee unknown unknown
Inactivity fee unknown unknown
Minimum monthly spend unknown unknown
Inactivity rule (differs) unknown Storage fee after 9 months without a withdrawal, deposit, exchange or transfer; 30 days' email notice; applies only while balances remain and stops after renewed activity. Source and check Source simple.app Wording at the source If you don't transact using the Wirex Service for nine (9) months up to 18 months, we'll charge you a storage fee to store your balances with us. Transacting includes withdrawal, deposit, exchange, or... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card replacement (differs) only in the app Source and check Source getrizon.com Wording at the source Card replacement Check app for the price Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? not published Source and check Source simple.app Wording at the source To order a replacement Card if your Card is lost or stolen, contact Customer Support. Fees may apply. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Rewards
Cashback (differs) 0 % (Basic); 1 % (Silver); 2 % (Gold); 3 % (Emerald); 5 % (Diamond) · in USD unknown
Referral bonus (invited friend) unknown unknown
Referral bonus (you) unknown unknown
Welcome bonus unknown unknown

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