Comparison
Kolo Card vs. Rizon Card: fees, limits & KYC
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instagram.com29 Oct 2026
Image source
Source
instagram.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Kolo CardKolo
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Rizon CardRizon
In short
- Kolo Card has the higher score (66.26).
| Attribute |
Kolo CardKolo
Requires KYC
Private & business
Virtual
Physical
|
Rizon CardRizon
Requires KYC
Private
Virtual
Physical
|
|---|---|---|
| Score | good | average |
| CostsWeight 25 % | 94 | 50 |
| KYC and privacyWeight 20 % | 35 | 35 |
| FeaturesWeight 15 % | 80 | 87 |
| AvailabilityWeight 10 % | not scored | not scored |
| RewardsWeight 10 % | 44 | 23 |
| TrustWeight 10 % | 93 | 82 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC: ID document |
| Limits (entry level) |
|
|
| Basics | ||
| Card form |
debit
cdn.kolo.xyz checked 29 Oct 2026
Source and check
Source
cdn.kolo.xyz
Wording at the source
the KOLO Spend Card, the ability to issue a debit card ("Card Services")Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
debit
getrizon.com checked 29 Oct 2026
Source and check
Source
getrizon.com
Wording at the source
Once your Linked Wallet is connected and verified, you may become eligible to request a virtual or physical debit card, issued by our Partner, Rain, which allows you to convert and spend supported sta...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card types |
virtual, physical
kolo.xyz checked 29 Oct 2026
Source and check
Source
kolo.xyz
Wording at the source
The setup flow: download the Kolo app or open the Telegram bot, complete the one-minute KYC, fund the wallet with USDT (TRC20 is the cheapest network for most users), order a virtual or physical card,...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
virtual, physical
getrizon.com checked 29 Oct 2026
Source and check
Source
getrizon.com
Wording at the source
Physical and virtual Visa Platinum cardsChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card network |
Visa
kolo.xyz checked 29 Oct 2026
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Source
kolo.xyz
Wording at the source
Kolo is a USDT Visa card and hybrid wallet available through mobile apps for iOS and Android and through Telegram.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Visa
getrizon.com checked 29 Oct 2026
Source and check
Source
getrizon.com
Wording at the source
Physical and virtual Visa Platinum cardsChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custody |
self-custody
cdn.kolo.xyz checked 29 Oct 2026
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Source
cdn.kolo.xyz
Wording at the source
1.4. Move to a Non-Custodial Model. With effect from 1 July 2026, KOLO does not custody users' Digital Assets. KOLO does not hold or assemble the full private key to your Digital Assets and is not a c...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
self-custody
getrizon.com checked 29 Oct 2026
Source and check
Source
getrizon.com
Wording at the source
All wallet functionality is powered by Privy, a non-custodial wallet infrastructure provider. Wallets are created and controlled solely by users and are not accessible by Rizon. All private keys remai...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding model |
converted on spend
kolo.xyz checked 29 Oct 2026
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Source
kolo.xyz
Wording at the source
During payments, your crypto can be converted into the local currency via Apple Pay and Google Pay right after you complete a 1-minute KYC Verification in Kolo.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
converted on spend
getrizon.com checked 29 Oct 2026
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Source
getrizon.com
Wording at the source
refers to a service that enables the conversion of Digital Assets, such as stablecoins, into Fiat Currency for spending via a virtual or physical payment card. This service is provided by our partner...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currencies (differs) |
EUR, USD
kolo.xyz checked 29 Oct 2026
Source and check
Source
kolo.xyz
Wording at the source
You can now use your Kolo USD card to pay at tobacco shops, cigar stores and stands. This merchant category (MCC 5993 — Cigar Stores and Stands) was previously blocked and is now enabled. If a paymen...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
USD
getrizon.com checked 29 Oct 2026
Source and check
Source
getrizon.com
Wording at the source
Your Rizon account is held in US dollars.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usage (differs) |
personal, business
kolo.xyz checked 29 Oct 2026
Source and check
Source
kolo.xyz
Wording at the source
- For personal accounts, the note is private — only you can see it - For business accounts, the note is visible to all users with access to that accountChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal
getrizon.com checked 29 Oct 2026
Source and check
Source
getrizon.com
Wording at the source
The products and services referenced on this website are made available by Rizon Global, Inc. and are intended solely for individuals who are residents and domiciled in the United States or countries...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor | unknown | unknown |
| Limits depend on (differs) |
KYC level
cdn.kolo.xyz checked 29 Oct 2026
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Source
cdn.kolo.xyz
Wording at the source
Your transaction limits may vary depending on your payment method, verification steps you have completed, and other factors.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
user setting
getrizon.com checked 29 Oct 2026
Source and check
Source
getrizon.com
Wording at the source
Set spend limits for each card and get alerts whenever you are charged.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Cards per account | unknown | unknown |
| Availability | ||
| Available in | unknown | unknown |
| Crypto | ||
| Supported assets (differs) | unknown |
USDT, USDC
getrizon.com checked 29 Oct 2026
Source and check
Source
getrizon.com
Wording at the source
Deposit USDC/USDT on supported networks 24/7Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Number of supported assets | unknown | unknown |
| Top-up networks | unknown | unknown |
| Fiat top-up (differs) |
No
kolo.xyz checked 29 Oct 2026
Source and check
Source
kolo.xyz
Wording at the source
| Top-up options | Crypto only | Crypto only | Crypto only | Crypto only |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
getrizon.com checked 29 Oct 2026
Source and check
Source
getrizon.com
Wording at the source
Top up in minutes via bank, credit card, or stablecoins.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Payments | ||
| Mobile wallets |
Apple Pay
Google Pay
kolo.xyz checked 29 Oct 2026
Source and check
Source
kolo.xyz
Wording at the source
Yes. Use Google Pay or Apple Pay to shop in stores or online at Amazon, Instagram, Telegram, Netflix, Steam, and many others.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
getrizon.com checked 29 Oct 2026
Source and check
Source
getrizon.com
Wording at the source
Pay instantly with Apple Pay & Google Pay Make checkout effortless with Apple Pay and Google Pay.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| ATM withdrawals |
Yes
kolo.xyz checked 29 Oct 2026
Source and check
Source
kolo.xyz
Wording at the source
- Maximum per withdrawal: $500Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
getrizon.com checked 29 Oct 2026
Source and check
Source
getrizon.com
Wording at the source
Withdraw cash from ATMs Get cash in local currencies worldwideChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Contactless |
Yes
kolo.xyz checked 29 Oct 2026
Source and check
Source
kolo.xyz
Wording at the source
Yes. Use Google Pay or Apple Pay to shop in stores or online at Amazon, Instagram, Telegram, Netflix, Steam, and many others.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
getrizon.com checked 29 Oct 2026
Source and check
Source
getrizon.com
Wording at the source
Tap, chip & PIN everywhere and withdraw cash from ATMs worldwide.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuance (differs) | unknown |
only in the app
getrizon.com checked 29 Oct 2026
Source and check
Source
getrizon.com
Wording at the source
Virtual Check app for the priceChecked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Physical card issuance (differs) | unknown |
only in the app
getrizon.com checked 29 Oct 2026
Source and check
Source
getrizon.com
Wording at the source
Physical Check app for the priceChecked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Free cards | unknown | unknown |
| Shipping | unknown | unknown |
| Monthly fee |
0.00 USD
kolo.xyz checked 29 Oct 2026
Source and check
Source
kolo.xyz
Wording at the source
| Kolo card | 0% | 0% | 0% | $0 | - | 100% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 USD
getrizon.com checked 29 Oct 2026
Source and check
Source
getrizon.com
Wording at the source
Account maintainance FreeChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Annual fee | unknown | unknown |
| Top-up fee (differs) | unknown |
free
getrizon.com checked 29 Oct 2026
Source and check
Source
getrizon.com
Wording at the source
Deposit Free FreeChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee (differs) |
0 %
kolo.xyz checked 29 Oct 2026
Source and check
Source
kolo.xyz
Wording at the source
| Kolo card | 0% | 0% | 0% | $0 | - | 100% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Foreign currency fee (differs) |
0 %
kolo.xyz checked 29 Oct 2026
Source and check
Source
kolo.xyz
Wording at the source
| Kolo card | 0% | 0% | 0% | $0 | - | 100% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| ATM fee (differs) |
0.65 % + 1.00 USD
kolo.xyz checked 29 Oct 2026
Source and check
Source
kolo.xyz
Wording at the source
- ATM withdrawal: $1.00 + 0.65% of the withdrawal amountChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Transaction fee | unknown | unknown |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| Declined payment fee (differs) |
0.60 USD
kolo.xyz checked 29 Oct 2026
Source and check
Source
kolo.xyz
Wording at the source
- Declined ATM transaction: $0.60Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Refund fee | unknown | unknown |
| Inactivity fee | unknown | unknown |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | unknown |
| Card replacement (differs) | unknown |
only in the app
getrizon.com checked 29 Oct 2026
Source and check
Source
getrizon.com
Wording at the source
Card replacement Check app for the priceChecked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Rewards | ||
| Cashback (differs) |
1–2 %
kolo.xyz checked 29 Oct 2026
Source and check
Source
kolo.xyz
Wording at the source
- 2% Bitcoin cashback on your purchases in the first month - 1% Bitcoin cashback on every purchase after thatChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0 % (Basic); 1 % (Silver); 2 % (Gold); 3 % (Emerald); 5 % (Diamond) · in USD |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) (differs) |
40 % of fees
kolo.xyz checked 29 Oct 2026
Source and check
Source
kolo.xyz
Wording at the source
- Referral program: earn 40% of the fees Kolo makes on friends you inviteChecked Verified Value wrong? History What does [s] mean? |
unknown |
| Welcome bonus | unknown | unknown |
Highlighted rows differ.
Early warning
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