Comparison
Bitget Wallet Card vs. Kolo Card: fees, limits & KYC
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web3.bitget.com29 Oct 2026
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Source
web3.bitget.com
Retrieved on
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Bitget Wallet CardBitget Wallet
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instagram.com29 Oct 2026
Image source
Source
instagram.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Kolo CardKolo
In short
- Bitget Wallet Card has the higher score (69.09).
| Attribute |
Bitget Wallet CardBitget Wallet
Requires KYC
Private
|
Kolo CardKolo
Requires KYC
Private & business
Virtual
Physical
|
|---|---|---|
| Score | good | good |
| CostsWeight 25 % | 100 | 94 |
| KYC and privacyWeight 20 % | 35 | 35 |
| FeaturesWeight 15 % | 100 | 80 |
| AvailabilityWeight 10 % | 44 | not scored |
| RewardsWeight 10 % | 56 | 44 |
| TrustWeight 10 % | 71 | 93 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC: ID document |
| Limits (entry level) |
|
|
| Basics | ||
| Card form |
debit
web3.bitget.com checked 29 Oct 2026
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Source
web3.bitget.com
Wording at the source
## The Best Crypto Debit Card to Top Up with USDT For users looking for a practical way to spend USDT without giving up control of their assets, Bitget Wallet Card is designed as an extension of the...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
debit
cdn.kolo.xyz checked 29 Oct 2026
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Source
cdn.kolo.xyz
Wording at the source
the KOLO Spend Card, the ability to issue a debit card ("Card Services")Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card types (differs) |
Standard:
unknown
4 more countries/regionsAsia-Pacific: virtual, physical web3.bitget.com checked 29 Oct 2026 Source and check Source web3.bitget.com Wording at the sourceThe Bitget Wallet Card comes in both virtual and physical versions, allowing you to do both online and offline payments.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? China: virtual web3.bitget.com checked 29 Oct 2026 Source and check Source web3.bitget.com Wording at the source | Mainland China | Fiat24 | Digital-First Virtual Card | Top up with USDC (auto-converts at checkout) |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? EEA: virtual web3.bitget.com checked 29 Oct 2026 Source and check Source web3.bitget.com Wording at the source | Europe (EEA) & LATAM | Immersve | Web3-Native Virtual Card | Funded via USDC on the Base network |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Latin America: virtual web3.bitget.com checked 29 Oct 2026 Source and check Source web3.bitget.com Wording at the source | Europe (EEA) & LATAM | Immersve | Web3-Native Virtual Card | Funded via USDC on the Base network |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
virtual, physical
kolo.xyz checked 29 Oct 2026
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Source
kolo.xyz
Wording at the source
The setup flow: download the Kolo app or open the Telegram bot, complete the one-minute KYC, fund the wallet with USDT (TRC20 is the cheapest network for most users), order a virtual or physical card,...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card network (differs) |
Standard:
unknown
2 more countries/regionsEU: Mastercard web3.bitget.com checked 29 Oct 2026 Source and check Source web3.bitget.com Wording at the sourceThe world is changing, and so is the way we use money. For too long, crypto holders have been limited by high fees, clunky interfaces, or confusing top-up models. We set out to change that. Hence, we'...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? United Kingdom: Mastercard web3.bitget.com checked 29 Oct 2026 Source and check Source web3.bitget.com Wording at the source The world is changing, and so is the way we use money. For too long, crypto holders have been limited by high fees, clunky interfaces, or confusing top-up models. We set out to change that. Hence, we'...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Visa
kolo.xyz checked 29 Oct 2026
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Source
kolo.xyz
Wording at the source
Kolo is a USDT Visa card and hybrid wallet available through mobile apps for iOS and Android and through Telegram.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custody |
self-custody
web3.bitget.com checked 29 Oct 2026
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Source
web3.bitget.com
Wording at the source
- Non-Custodial Control: Keep assets securely in your own wallet until checkout—no need to pre-fund the card beforehand. - Real-Time Settlement: Automatic crypto-to-fiat conversion at checkout.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
self-custody
cdn.kolo.xyz checked 29 Oct 2026
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Source
cdn.kolo.xyz
Wording at the source
1.4. Move to a Non-Custodial Model. With effect from 1 July 2026, KOLO does not custody users' Digital Assets. KOLO does not hold or assemble the full private key to your Digital Assets and is not a c...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding model |
converted on spend
web3.bitget.com checked 29 Oct 2026
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Source
web3.bitget.com
Wording at the source
- Non-Custodial Control: Keep assets securely in your own wallet until checkout—no need to pre-fund the card beforehand. - Real-Time Settlement: Automatic crypto-to-fiat conversion at checkout.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
converted on spend
kolo.xyz checked 29 Oct 2026
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Source
kolo.xyz
Wording at the source
During payments, your crypto can be converted into the local currency via Apple Pay and Google Pay right after you complete a 1-minute KYC Verification in Kolo.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currencies (differs) |
Standard:
unknown
1 more country/regionAsia-Pacific: USD web3.bitget.com checked 29 Oct 2026 Source and check Source web3.bitget.com Wording at the source7. Which currencies are supported? Currently supports USD top-ups and spending. Other currencies can be swapped into USD on-chain. We recommend topping up in USD to minimize FX loss.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
EUR, USD
kolo.xyz checked 29 Oct 2026
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Source
kolo.xyz
Wording at the source
You can now use your Kolo USD card to pay at tobacco shops, cigar stores and stands. This merchant category (MCC 5993 — Cigar Stores and Stands) was previously blocked and is now enabled. If a paymen...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usage (differs) |
personal
web3.bitget.com checked 29 Oct 2026
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Source
web3.bitget.com
Wording at the source
### Primary Eligibility Criteria - Age Requirement: Must be 18 years old or above. - Account Status: Completed identity verification (KYC) inside Bitget Wallet.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal, business
kolo.xyz checked 29 Oct 2026
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Source
kolo.xyz
Wording at the source
- For personal accounts, the note is private — only you can see it - For business accounts, the note is visible to all users with access to that accountChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor |
Standard:
unknown
4 more countries/regionsAsia-Pacific: DCS Card Centre web3.bitget.com checked 29 Oct 2026 Source and check Source web3.bitget.com Wording at the source| Asia | DCS Card Centre | Virtual Card & Physical Card | Higher spending limits; physical card option |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? China: Fiat24 web3.bitget.com checked 29 Oct 2026 Source and check Source web3.bitget.com Wording at the source | Mainland China | Fiat24 | Digital-First Virtual Card | Top up with USDC (auto-converts at checkout) |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? EEA: Immersve web3.bitget.com checked 29 Oct 2026 Source and check Source web3.bitget.com Wording at the source | Europe (EEA) & LATAM | Immersve | Web3-Native Virtual Card | Funded via USDC on the Base network |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Latin America: Immersve web3.bitget.com checked 29 Oct 2026 Source and check Source web3.bitget.com Wording at the source | Europe (EEA) & LATAM | Immersve | Web3-Native Virtual Card | Funded via USDC on the Base network |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Limits depend on (differs) |
Standard:
unknown
1 more country/regionAsia-Pacific: user setting web3.bitget.com checked 29 Oct 2026 Source and check Source web3.bitget.com Wording at the source9. Does it support spending alerts and limits? Yes. You can set authorization and limits directly in the app. Asset changes and usage notifications will sync in real time.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
KYC level
cdn.kolo.xyz checked 29 Oct 2026
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Source
cdn.kolo.xyz
Wording at the source
Your transaction limits may vary depending on your payment method, verification steps you have completed, and other factors.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Cards per account | unknown | unknown |
| Availability | ||
| Available in (differs) |
Available in 24 countries and regions
web3.bitget.com checked 29 Oct 2026
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Source
web3.bitget.com
Wording at the source
Who can apply for a Bitget Wallet Card?The card is currently available in: - Europe: European Economic Area (EEA) and the UK - Latin America: Argentina, Brazil, Chile, Colombia, Ecuador, El Salvador,...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Crypto | ||
| Supported assets |
Standard:
unknown
web3.bitget.com checked 29 Oct 2026
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Source
web3.bitget.com
Wording at the source
You can top up your card with popular cryptocurrencies like USDT, USDC, ETH, and SOL, then spend anywhere Visa or Mastercard is accepted worldwide.Checked Verified Check overdue · last 29 Oct 2026 Add this value? History What does [s] mean? 4 more countries/regionsAsia-Pacific: USDT, USDC web3.bitget.com checked 29 Oct 2026 Source and check Source web3.bitget.com Wording at the sourceTop-up your card across multiple chains, including Solana, TRON, Ethereum, and Base, using USDC/USDT.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? China: USDC web3.bitget.com checked 29 Oct 2026 Source and check Source web3.bitget.com Wording at the source | Mainland China | Fiat24 | Digital-First Virtual Card | Top up with USDC (auto-converts at checkout) |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? EEA: USDC web3.bitget.com checked 29 Oct 2026 Source and check Source web3.bitget.com Wording at the source | Europe (EEA) & LATAM | Immersve | Web3-Native Virtual Card | Funded via USDC on the Base network |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Latin America: USDC web3.bitget.com checked 29 Oct 2026 Source and check Source web3.bitget.com Wording at the source | Europe (EEA) & LATAM | Immersve | Web3-Native Virtual Card | Funded via USDC on the Base network |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Number of supported assets | unknown | unknown |
| Top-up networks | unknown | unknown |
| Fiat top-up (differs) | unknown |
No
kolo.xyz checked 29 Oct 2026
Source and check
Source
kolo.xyz
Wording at the source
| Top-up options | Crypto only | Crypto only | Crypto only | Crypto only |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Payments | ||
| Mobile wallets |
Apple Pay
Google Pay
web3.bitget.com checked 29 Oct 2026
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Source
web3.bitget.com
Wording at the source
You can top up your card with popular cryptocurrencies like USDT, USDC, ETH, and SOL, then spend anywhere Visa or Mastercard is accepted worldwide. The card also supports Apple Pay, Google Pay, WeChat...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
kolo.xyz checked 29 Oct 2026
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Source
kolo.xyz
Wording at the source
Yes. Use Google Pay or Apple Pay to shop in stores or online at Amazon, Instagram, Telegram, Netflix, Steam, and many others.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| ATM withdrawals (differs) | unknown |
Yes
kolo.xyz checked 29 Oct 2026
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Source
kolo.xyz
Wording at the source
- Maximum per withdrawal: $500Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Contactless |
Yes
web3.bitget.com checked 29 Oct 2026
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Source
web3.bitget.com
Wording at the source
For maximum convenience, you can provision your virtual card directly into Apple Pay or Google Pay. This unlocks instant contactless tap-to-pay functionality at millions of payment terminals worldwide...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
kolo.xyz checked 29 Oct 2026
Source and check
Source
kolo.xyz
Wording at the source
Yes. Use Google Pay or Apple Pay to shop in stores or online at Amazon, Instagram, Telegram, Netflix, Steam, and many others.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuance (differs) |
0.00 USD
web3.bitget.com checked 29 Oct 2026
Source and check
Source
web3.bitget.com
Wording at the source
Advanced options like the Bitget Wallet Card feature zero top-up fees, zero virtual card issuance fees, and zero monthly or yearly maintenance costs.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Physical card issuance | unknown | unknown |
| Free cards | unknown | unknown |
| Shipping | unknown | unknown |
| Monthly fee |
0.00 USD
web3.bitget.com checked 29 Oct 2026
Source and check
Source
web3.bitget.com
Wording at the source
### 0 annual fee No interest markup, no monthly card fee, no hidden chargesChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 USD
kolo.xyz checked 29 Oct 2026
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Source
kolo.xyz
Wording at the source
| Kolo card | 0% | 0% | 0% | $0 | - | 100% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Annual fee (differs) |
0.00 USD
web3.bitget.com checked 29 Oct 2026
Source and check
Source
web3.bitget.com
Wording at the source
### 0 annual fee No interest markup, no monthly card fee, no hidden chargesChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Top-up fee (differs) |
free
web3.bitget.com checked 29 Oct 2026
Source and check
Source
web3.bitget.com
Wording at the source
Advanced options like the Bitget Wallet Card feature zero top-up fees, zero virtual card issuance fees, and zero monthly or yearly maintenance costs.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee (differs) | unknown |
0 %
kolo.xyz checked 29 Oct 2026
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Source
kolo.xyz
Wording at the source
| Kolo card | 0% | 0% | 0% | $0 | - | 100% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Foreign currency fee (differs) |
Standard:
unknown
1 more country/regionAsia-Pacific: 1.7 % web3.bitget.com checked 29 Oct 2026 Source and check Source web3.bitget.com Wording at the source4. Fees - Card activation fee: 10 USDT (waived during launch period) - Annual fee: None - Top-up fee: 0% - Spending fee: 0% - FX fee: 1.7% for non-USD payments (USD spending = 0 fees)Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0 %
kolo.xyz checked 29 Oct 2026
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Source
kolo.xyz
Wording at the source
| Kolo card | 0% | 0% | 0% | $0 | - | 100% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| ATM fee (differs) | unknown |
0.65 % + 1.00 USD
kolo.xyz checked 29 Oct 2026
Source and check
Source
kolo.xyz
Wording at the source
- ATM withdrawal: $1.00 + 0.65% of the withdrawal amountChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Transaction fee |
Standard:
unknown
1 more country/regionAsia-Pacific: free web3.bitget.com checked 29 Oct 2026 Source and check Source web3.bitget.com Wording at the source- Card activation fee: 10 USDT (waived during launch period) - Annual fee: None - Top-up fee: 0% - Spending fee: 0% - FX fee: 1.7% for non-USD payments (USD spending = 0 fees)Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| Declined payment fee (differs) | unknown |
0.60 USD
kolo.xyz checked 29 Oct 2026
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Source
kolo.xyz
Wording at the source
- Declined ATM transaction: $0.60Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Refund fee | unknown | unknown |
| Inactivity fee | unknown | unknown |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | unknown |
| Card replacement | unknown | unknown |
| Rewards | ||
| Cashback (differs) |
2–3 %
web3.bitget.com checked 29 Oct 2026
Source and check
Source
web3.bitget.com
Wording at the source
How much can I earn?All cardholders earn 2% base assetback by default. New users, or those who reach the monthly spending threshold, upgrade to 3% assetback.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
1–2 %
kolo.xyz checked 29 Oct 2026
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Source
kolo.xyz
Wording at the source
- 2% Bitcoin cashback on your purchases in the first month - 1% Bitcoin cashback on every purchase after thatChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) (differs) | unknown |
40 % of fees
kolo.xyz checked 29 Oct 2026
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Source
kolo.xyz
Wording at the source
- Referral program: earn 40% of the fees Kolo makes on friends you inviteChecked Verified Value wrong? History What does [s] mean? |
| Welcome bonus | unknown | unknown |
Highlighted rows differ.
Early warning
Watch both cards
One mail when something changes at Bitget Wallet Card · Kolo Card: promotions and bonuses as well as warnings and incidents.