Comparison
MothCard vs. Pallapay Crypto Card: fees, limits & KYC
-
mothcard.io30 Oct 2026
Image source
Source
mothcard.io
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
MothCardMothCard
-
pallapay.com30 Oct 2026
Image source
Source
pallapay.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Pallapay Crypto CardPallapay
In short
- MothCard ask for the least (ID document).
- Pallapay Crypto Card has the higher score (54.86).
| Attribute |
MothCardMothCard
Requires KYC
Private & business
Virtual
Physical
|
Pallapay Crypto CardPallapay
Requires KYC
Private & business
Virtual
Physical
|
|---|---|---|
| Score | very weak | average |
| CostsWeight 25 % | 0 | not scored |
| KYC and privacyWeight 20 % | 35 | 18 |
| FeaturesWeight 15 % | 62 | 100 |
| AvailabilityWeight 10 % | 0 | not scored |
| RewardsWeight 10 % | not scored | not scored |
| TrustWeight 10 % | 47 | 89 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC: ID + proof of address |
| Limits (entry level) |
|
no limits captured |
| Basics | ||
| Card form (differs) |
prepaid
mothcard.io checked 30 Oct 2026
Source and check
Source
mothcard.io
Wording at the source
The balance topped up to a MothCard is prepaid spending funds usable only for payment transactions, and cannot be transferred back to the Digital Wallet or transferred to others.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
debit
pallapay.com checked 30 Oct 2026
Source and check
Source
pallapay.com
Wording at the source
Your crypto debit card connects eligible digital asset balances with supported card payments.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card types |
virtual, physical
mothcard.io checked 30 Oct 2026
Source and check
Source
mothcard.io
Wording at the source
MothCard offers virtual cards for online spending and physical cards for paying in store and withdrawing cash at ATMs, for both personal and business use.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
virtual, physical
pallapay.com checked 30 Oct 2026
Source and check
Source
pallapay.com
Wording at the source
Open a virtual or physical crypto card, fund it with supported digital assets and pay online, in-store, through Apple Pay or Google Pay, or withdraw cash from supported ATMs.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card network (differs) | unknown |
Mastercard
pallapay.com checked 30 Oct 2026
Source and check
Source
pallapay.com
Wording at the source
The NextChange Crypto Card can be used anywhere Mastercard is accepted, including millions of merchants worldwide and supported ATMs.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Custody |
custodial
mothcard.io checked 30 Oct 2026
Source and check
Source
mothcard.io
Wording at the source
Virtual assets in the Digital Wallet are held in custody by us or a third-party Custodian. By using the Digital Wallet you confirm that you understand the inherent risksChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
custodial
pallapay.com checked 30 Oct 2026
Source and check
Source
pallapay.com
Wording at the source
Digital Assets held by Pallapay on behalf of users are maintained in aggregated wallets and are not segregated on-chain by individual user. Pallapay uses an internal ledger system to record customer e...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Funding model |
stablecoin balance
mothcard.io checked 30 Oct 2026
Source and check
Source
mothcard.io
Wording at the source
Fund your wallet with USDT and spend it from a card. No currency exchange, no bank wire, and fewer steps between you and the payment.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
stablecoin balance
pallapay.com checked 30 Oct 2026
Source and check
Source
pallapay.com
Wording at the source
The NextChange Crypto Card allows you to fund your card balance using supported stablecoins, such as USDT and USDC. You can deposit supported digital assets, including Bitcoin, Ethereum, XRP, and othe...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card currencies (differs) |
EUR, GBP, HKD, USD
mothcard.io checked 30 Oct 2026
Source and check
Source
mothcard.io
Wording at the source
Depending on the card, it settles in USD, EUR, GBP, HKD or another supported currency. The settlement currency and issuing region are shown on each card's page in the app.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Usage |
personal, business
mothcard.io checked 30 Oct 2026
Source and check
Source
mothcard.io
Wording at the source
MothCard offers virtual cards for online spending and physical cards for paying in store and withdrawing cash at ATMs, for both personal and business use.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
personal, business
pallapay.com checked 30 Oct 2026
Source and check
Source
pallapay.com
Wording at the source
This may be a Pallapay Account for an individual user, or a Corporate Pallapay Account where the user is a corporation, entity or other organisation.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs) |
not published
mothcard.io checked 30 Oct 2026
Source and check
Source
mothcard.io
Wording at the source
"Issuance Services" — the card issuance services provided by us or our partner issuing institution(s), enabling the issuance of the MothCard under the relevant Card Network.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Limits depend on | unknown | unknown |
| Cards per account | unknown | unknown |
| Availability | ||
| Available in | unknown | unknown |
| Crypto | ||
| Supported assets (differs) |
USDT
mothcard.io checked 30 Oct 2026
Source and check
Source
mothcard.io
Wording at the source
Fund your wallet with USDT and spend it from a card. No currency exchange, no bank wire, and fewer steps between you and the payment.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
BTC, ETH, USDT, USDC, SOL, BNB, XRP, TRX, DOGE, ADA, LTC, DAI
pallapay.com checked 30 Oct 2026
Source and check
Source
pallapay.com
Wording at the source
Supported assets depend on the card. Pallapay lists BTC, ETH, XRP, SOL, TRX, BNB, DOGE, ADA, LTC, SHIB, PEPE, PALLA, DAI, USDT, and USDC. USDT supports ERC-20, TRC-20, SOL, and BEP-20; USDC supports E...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? + 3 moreBTCETHUSDTUSDCSOLBNBXRPTRXDOGEADALTCDAISHIBPEPEPALLA |
| Number of supported assets | unknown | unknown |
| Top-up networks | unknown | unknown |
| Fiat top-up (differs) |
No
mothcard.io checked 30 Oct 2026
Source and check
Source
mothcard.io
Wording at the source
The Digital Wallet only accepts supported tokens. Assets that are not supported tokens may be irretrievably lost.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Payments | ||
| Mobile wallets (differs) |
Apple Pay
Google Pay
mothcard.io checked 30 Oct 2026
Source and check
Source
mothcard.io
Wording at the source
Add a card to Apple Pay or Google Pay and pay from your phone as well as at checkout. Which wallets a card supports is shown on its page in the app.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
Samsung Pay
pallapay.com checked 30 Oct 2026
Source and check
Source
pallapay.com
Wording at the source
Add your card to Apple Pay, Google Pay, or Samsung Pay and tap to pay in stores worldwide wherever Visa contactless payments are accepted.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| ATM withdrawals |
Yes
mothcard.io checked 30 Oct 2026
Source and check
Source
mothcard.io
Wording at the source
Yes. A physical card can be used in store and at ATMs that accept its card network. ATM fees and withdrawal limits are shown on the card's page in the App.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Yes
pallapay.com checked 30 Oct 2026
Source and check
Source
pallapay.com
Wording at the source
ATM Withdrawals Access cash through supported ATMs using eligible physical cards.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Contactless (differs) | unknown |
Yes
pallapay.com checked 30 Oct 2026
Source and check
Source
pallapay.com
Wording at the source
Tap-to-Pay Make contactless payments at supported terminals.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuance (differs) |
only in the app
mothcard.io checked 30 Oct 2026
Source and check
Source
mothcard.io
Wording at the source
There are fees for issuing and maintaining a card. Every amount is shown in the App before you proceed.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Physical card issuance (differs) |
only in the app
mothcard.io checked 30 Oct 2026
Source and check
Source
mothcard.io
Wording at the source
There are fees for issuing and maintaining a card. Every amount is shown in the App before you proceed.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Free cards | unknown | unknown |
| Shipping | unknown | unknown |
| Monthly fee (differs) |
only in the app
mothcard.io checked 30 Oct 2026
Source and check
Source
mothcard.io
Wording at the source
There are fees for issuing and maintaining a card. Every amount is shown in the App before you proceed.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Annual fee | unknown | unknown |
| Top-up fee | unknown | unknown |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee | unknown | unknown |
| Foreign currency fee (differs) |
only in the app
mothcard.io checked 30 Oct 2026
Source and check
Source
mothcard.io
Wording at the source
Every fee is listed on the card's page in the app before you apply or pay, so you know what a card costs before you commit.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| ATM fee (differs) |
only in the app
mothcard.io checked 30 Oct 2026
Source and check
Source
mothcard.io
Wording at the source
ATM fees and withdrawal limits are shown on the card's page in the App.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Transaction fee (differs) |
only in the app
mothcard.io checked 30 Oct 2026
Source and check
Source
mothcard.io
Wording at the source
There may be fees such as issuance and maintenance. All fees are clearly listed in the card details / fees page in the App — please refer to the App for the definitive amounts.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| Inactivity fee | unknown | unknown |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | unknown |
| Card replacement | unknown | unknown |
| Rewards | ||
| Cashback | unknown | unknown |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) | unknown | unknown |
| Welcome bonus | unknown | unknown |
Highlighted rows differ.
Early warning
Watch both cards
One mail when something changes at MothCard · Pallapay Crypto Card: promotions and bonuses as well as warnings and incidents.