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Comparison

Nexo Card vs. PST.NET Card compared

  • Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Nexo CardNexo
  • Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on PST.NET CardPST.NET

In short

  • Nexo Card has the lowest monthly fee (0.00 EUR).
  • PST.NET Card ask for the least (No ID).
  • PST.NET Card has the higher score (59.14).
Attribute Nexo CardNexo Requires KYC Private Virtual Physical PST.NET CardPST.NET KYC free (limited) Business Virtual
Score average average
CostsWeight 25 % 90 65
KYC and privacyWeight 20 % 35 68
FeaturesWeight 15 % 81 19
AvailabilityWeight 10 % 23 not scored
RewardsWeight 10 % 16 77
TrustWeight 10 % 69 89
CommunityWeight 10 % not scored not scored
KYC KYC: ID document KYC: No ID, ID + proof of address for higher volumes
Limits (entry level)
  • ATM per month: 10,000 EUR
 Unverified Account
  • Spending in total: 500 USD
Basics
Card form (differs) credit Source and check Source nexo.com Wording at the source Credit Mode is how Nexo delivers a crypto credit card experience. Your crypto stays, you spend borrowed fiat. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? prepaid Source and check Source pst.net Wording at the source "Virtual Card" shall mean a virtual card, which is prepaid in the Virtual Items denomination Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card types (differs) virtual, physical Source and check Source nexo.com Wording at the source You can use it right away online, through Apple Pay or Google Pay. You can also order your physical card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? virtual Source and check Source pst.net Wording at the source Virtual cards for online shopping and advertising with Platinum Credit status. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card network (differs) Mastercard Source and check Source nexo.com Wording at the source - 100M+ merchants worldwide — anywhere Mastercard is accepted. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? unknown
Custody custodial Source and check Source nexo.com Wording at the source Industrial-grade custody, instant card freezes, security spending controls, and biometric locks that keep your card experience smooth and uninterrupted. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? custodial Source and check Source pst.net Wording at the source Virtual accounts, payment cards, custody, and on/off ramp services are provided by licensed partners. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Funding model credit line Source and check Source nexo.com Wording at the source Grow your buying power with crypto-backed Credit Lines starting from 1.9% interest. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? credit line Source and check Source pst.net Wording at the source By issuing a Virtual Card, the Parties understand the Company's issuance of a loan to the Client secured by Virtual Items. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card currencies (differs) EUR, GBP, USD Source and check Source nexo.com Wording at the source For Nexo Cards issued in EUR or GBP: - Base: EUR 200 / GBP 180 - Silver: EUR 400 / GBP 360 - Gold: EUR 1,000 / GBP 900 - Platinum: EUR 2,000 / GBP 1,800 For Nexo Cards issued in USD: Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? EUR, USD Source and check Source pst.net Wording at the source 25+ BINs in USD & EUR Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Usage (differs) personal Source and check Source nexo.com Wording at the source *The Nexo Card is only available to European Economic Area (EEA) citizens and residents. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? business Source and check Source pst.net Wording at the source Universal virtual card for all advertising platforms including Google Ads. It's a best match for solopreneurs, freelance marketers and small businesses. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Issuer / BIN sponsor (differs) DiPocket Source and check Source nexo.com Wording at the source The Dual Mode capability on the Nexo Card builds upon the advanced infrastructure already provided by Mastercard and DiPocket Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? unknown
Limits depend on (differs) unknown KYC level Source and check Source pst.net Wording at the source The Client may use an Unverified Account with the limitations specified in these Terms and Conditions or upgrade to the Verified Account by the means of Verification Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Cards per account unknown unknown
Availability
Available in unknown unknown
Crypto
Supported assets (differs) BTC, ETH Source and check Source nexo.com Wording at the source Combine BTC, ETH, and 100+ supported assets as collateral, then swap them anytime as the market evolves. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? BTC Source and check Source pst.net Wording at the source "Virtual Items" means a digital asset which the Client may receive in exchange of Bitcoins only Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Number of supported assets unknown unknown
Top-up networks (differs) Ethereum, Tron, Solana Source and check Source nexo.com Wording at the source ### Seamless crypto transfers Receive crypto from external platforms or wallets across 20+ blockchain networks like Ethereum, Solana, and Tron. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? Bitcoin Source and check Source pst.net Wording at the source "Wallet" shall mean the part of the Account which can be replenished by Bitcoins only Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Fiat top-up (differs) Yes Source and check Source nexo.com Wording at the source Fund your account effortlessly. Add funds via bank transfers under your name, or choose from simple alternatives that match your needs. ### Crypto-friendly bank transfers Your personal USD, EUR, an... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? No Source and check Source pst.net Wording at the source THE COMPANY OPERATES ONLY IN RELATION TO DIGITAL ASSETS AND IN ANY CASE NOTHING IN THESE TERMS AND CONDITIONS SHOULD BE CONSIDERED THAT THE COMPANY OPERATES WITH FIAT MONEY. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Payments
Mobile wallets (differs) Apple Pay Google Pay Source and check Source nexo.com Wording at the source Apple Pay and Google Pay supported for smooth, card-free transactions. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? unknown
ATM withdrawals (differs) Yes Source and check Source nexo.com Wording at the source Enjoy up to €2,000 / £1,800 in free ATM withdrawals per month. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? unknown
Contactless (differs) Yes Source and check Source nexo.com Wording at the source Apple Pay can be used anywhere that accepts contactless payments, including on transport and in shops, restaurants and cafes worldwide. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? unknown
Fees
Virtual card issuance (differs) 0.00 EUR Source and check Source nexo.com Wording at the source - Free Virtual Card Issue free a virtual card instantly and use it through our app or with the Apple Pay & Google Pay integrations. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? unknown
Physical card issuance unknown unknown
Free cards unknown unknown
Shipping (differs) Standard: unknown
2 more countries/regions EEA: 0.00 EUR – 0.00 EUR Source and check Source nexo.com Wording at the source The physical Nexo Card is also free, including shipping. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? United Kingdom: 0.00 GBP – 0.00 GBP Source and check Source nexo.com Wording at the source There's also free shipping for the physical Nexo Card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
not applicable Source and check Source pst.net Wording at the source Virtual cards for online shopping and advertising with Platinum Credit status. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Monthly fee (differs) 0.00 EUR Source and check Source nexo.com Wording at the source - No monthly, annual, or inactivity fees. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? 7.00 USD Source and check Source pst.net Wording at the source Virtual Card issuance cost and monthly maintenance fee (after the first month) is $7 Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Annual fee (differs) 0.00 EUR Source and check Source nexo.com Wording at the source - No monthly, annual, or inactivity fees. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? unknown
Top-up fee unknown unknown
Crypto deposit fee unknown unknown
Crypto conversion fee unknown unknown
Foreign currency fee unknown unknown
FX free allowance unknown unknown
Minimum FX fee unknown unknown
ATM fee unknown unknown
Transaction fee unknown unknown
Cross-border fee unknown unknown
Withdrawal fee unknown unknown
Activation fee unknown unknown
Minimum top-up unknown unknown
Declined payment fee unknown unknown
Refund fee unknown unknown
Inactivity fee (differs) 0.00 EUR Source and check Source nexo.com Wording at the source - No monthly, annual, or inactivity fees. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? unknown
Minimum monthly spend unknown unknown
Inactivity rule unknown unknown
Card replacement unknown unknown
Rewards
Cashback (differs) 0.1 % (Base); 0.2 % (Silver); 0.3 % (Gold); 0.5 % (Platinum) · in BTC 3 % Source and check Source pst.net Wording at the source 3% cashback on advertising spend Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Referral bonus (invited friend) unknown unknown
Referral bonus (you) unknown unknown
Welcome bonus unknown unknown

Highlighted rows differ.

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